GWRE Share Price | Guidewire Software, Inc. Stock Analysis & Recommendation

Q: How big is Guidewire Software, Inc.?

Market Cap: As of Jun 18, Guidewire Software, Inc. has a market capitalization of 20,900.62 million, categorizing it as a Mid Cap company.Recent Quarterly Performance: For the latest four quarters, Guidewire Software, Inc. reported net sales of 1,137.40 million and a net profit of 34.61 million.Balance Sheet Snapshot: As of Jul 24, the company reported shareholder's funds of 1,342.73 million and total assets of 2,226.29 million.

Q: What does Guidewire Software, Inc. do?

Overview: Guidewire Software, Inc. is a provider of software products for property and casualty (P&C) insurers, operating in the Computers - Software & Consulting industry with a mid-cap market capitalization.Financial Snapshot: Most recent Net Sales: 294 Million (Quarterly Results - Apr 2025) Most recent Net Profit: 46 Million (Quarterly Results - Apr 2025) Market-cap: USD 20,900.62 Million (Mid Cap)Key Metrics: P/E: 241.00 Dividend Yield: 0.00% Debt Equity: -0.18 Return on Equity: 6.56% Price to Book: 15.34Contact Details: Address: 2850 S Delaware St Ste 400, SAN MATEO CA: 94403-2575 Tel: ['1 650 3579100', '1 650 3575282'] Fax: 1 650 3579101 Website: https://www.guidewire.com/

Q: Is Guidewire Software, Inc. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Guidewire Software, Inc. moved from expensive to fair. The company appears to be fairly valued based on its current metrics. Key ratios include a P/E ratio of 241, a Price to Book Value of 15.80, and an EV to EBITDA of 329.55. In comparison to peers, Block, Inc. has a P/E of 12.44 and an EV to EBITDA of 17.05, while Broadridge Financial Solutions, Inc. shows a P/E of 46.07 and an EV to EBITDA of 24.67, indicating that Guidewire's valuation is relatively high within its industry.Despite its high valuation ratios, Guidewire has outperformed the S&P 500 with a year-to-date return of 44.90% compared to the index's 13.30%, and a three-year return of 332.81% versus 81.19% for the S&P 500, suggesting strong market confidence in the company's future growth potential.

Q: Is Guidewire Software, Inc. technically bullish or bearish?

As of 31 October 2025, the technical trend for Guidewire Software, Inc. has changed from bullish to mildly bullish. The current stance is mildly bullish, driven by a bullish monthly MACD and mildly bullish daily moving averages. However, the weekly MACD and Bollinger Bands indicate a mildly bearish sentiment. The KST shows a bullish weekly trend but is mildly bearish monthly, while Dow Theory reflects a mildly bearish weekly stance with no trend monthly. In terms of performance, Guidewire has outperformed the S&P 500 year-to-date with a return of 32.15% compared to the S&P 500's 16.30%, but it has underperformed over the past week and month.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

417.4 k

Shareholding (Oct 2025)

FII

12.57%

Held by 244 FIIs

DII

37.68%

Held by 60 DIIs

Promoter

0.39%

How big is Guidewire Software, Inc.?

22-Jun-2025

As of Jun 18, Guidewire Software, Inc. has a market capitalization of $20.90 billion, with recent net sales of $1.14 billion and a net profit of $34.61 million.

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What does Guidewire Software, Inc. do?

22-Jun-2025

Guidewire Software, Inc. provides software products for property and casualty insurers, with recent net sales of $294 million and a net profit of $46 million. The company has a market capitalization of approximately $20.9 billion.

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Who are in the management team of Guidewire Software, Inc.?

22-Jun-2025

As of March 2022, the management team of Guidewire Software, Inc. includes Chairman Marcus Ryu, CEO Michael Rosenbaum, Lead Independent Director Paul Lavin, and several Independent Directors: Andrew Brown, Margaret Dillon, Michael Keller, and Catherine Lego. They are responsible for the company's strategic direction and operations.

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Is Guidewire Software, Inc. overvalued or undervalued?

21-Oct-2025

As of October 17, 2025, Guidewire Software, Inc. is fairly valued despite high valuation ratios, having a P/E of 241 and an EV to EBITDA of 329.55, while outperforming the S&P 500 with a year-to-date return of 44.90% and a three-year return of 332.81%.

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Is Guidewire Software, Inc. technically bullish or bearish?

05-Nov-2025

As of October 31, 2025, Guidewire Software, Inc. has a mildly bullish trend, supported by a bullish monthly MACD and daily moving averages, despite mildly bearish weekly indicators, while year-to-date it has outperformed the S&P 500 with a 32.15% return compared to 16.30%.

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Compare Guidewire Software, Inc. with Similar Stocks

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Score

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Strong Sell

Sell

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Strong Buy

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Dashboard

The company has declared Positive results for the last 8 consecutive quarters

OPERATING CASH FLOW(Y) Highest at USD 300.87 MM
ROCE(HY) Highest at 4.99%
DEBTORS TURNOVER RATIO(HY) Highest at 4.85 times

High Institutional Holdings at 100%

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Computers - Software & Consulting

Market cap

USD 13,515 Million (Mid Cap)

P/E

241.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-0.22

Return on Equity

9.58%

Price to Book

8.81

Revenue and Profits:

Net Sales:

357 Million

(Quarterly Results - Jul 2025)

Net Profit:

52 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-41.79%

6 Months

-42.53%

1 Year

-41.26%

2 Years

14.27%

3 Years

69.12%

4 Years

32.22%

5 Years

5.62%

Guidewire Software, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

10.13%

EBIT Growth (5y)

30.04%

EBIT to Interest (avg)

-6.88

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

-0.18

Sales to Capital Employed (avg)

0.55

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

0.39%

ROE (avg)

1.31%

Valuation key factors

Factor

Value

P/E Ratio

241

Industry P/E

Price to Book Value

15.80

EV to EBIT

977.13

EV to EBITDA

329.55

EV to Capital Employed

19.10

EV to Sales

18.72

PEG Ratio

0.24

Dividend Yield

ROCE (Latest)

1.95%

ROE (Latest)

6.56%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

Bullish

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Oct 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 133 Schemes (49.27%)

Foreign Institutions

Held by 244 Foreign Institutions (12.57%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jul'25 - YoY",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jul 2025 is 22.33% vs 7.96% in Jul 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jul 2025 is 209.52% vs 37.70% in Jul 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jul'25",
        "Jul'24",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "356.60",
          "val2": "291.50",
          "chgp": "22.33%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "35.80",
          "val2": "21.00",
          "chgp": "70.48%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "3.30",
          "val2": "1.70",
          "chgp": "94.12%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "-2.30",
          "chgp": "100.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "52.00",
          "val2": "16.80",
          "chgp": "209.52%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "83.00%",
          "val2": "35.40%",
          "chgp": "4.76%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Jul'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Jul 2024 is 8.31% vs 11.41% in Jul 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Jul 2024 is 94.55% vs 37.97% in Jul 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jul'24",
        "Jul'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "980.50",
          "val2": "905.30",
          "chgp": "8.31%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "-12.30",
          "val2": "-93.50",
          "chgp": "86.84%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "6.70",
          "val2": "6.70",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "-2.10",
          "val2": "-30.70",
          "chgp": "93.16%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "-6.10",
          "val2": "-111.90",
          "chgp": "94.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "-53.50%",
          "val2": "-132.10%",
          "chgp": "7.86%",
          "chgp_class": "positive"
        }
      ]
    }
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]

Quarterly Results Snapshot (Consolidated) - Jul'25 - YoY

Jul'25

Jul'24

Change(%)

Net Sales

356.60

291.50

22.33%

Operating Profit (PBDIT) excl Other Income

35.80

21.00

70.48%

Interest

3.30

1.70

94.12%

Exceptional Items

0.00

-2.30

100.00%

Consolidate Net Profit

52.00

16.80

209.52%

Operating Profit Margin (Excl OI)

83.00%

35.40%

4.76%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Jul 2025 is 22.33% vs 7.96% in Jul 2024

Consolidated Net Profit

YoY Growth in quarter ended Jul 2025 is 209.52% vs 37.70% in Jul 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Jul'24

Jul'24

Jul'23

Change(%)

Net Sales

980.50

905.30

8.31%

Operating Profit (PBDIT) excl Other Income

-12.30

-93.50

86.84%

Interest

6.70

Exceptional Items

-2.10

-30.70

93.16%

Consolidate Net Profit

-6.10

-111.90

94.55%

Operating Profit Margin (Excl OI)

-53.50%

-132.10%

7.86%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Jul 2024 is 8.31% vs 11.41% in Jul 2023

Consolidated Net Profit

YoY Growth in year ended Jul 2024 is 94.55% vs 37.97% in Jul 2023

All Annual Results

Company CV

About Guidewire Software, Inc.

Guidewire Software, Inc.

Computers - Software & Consulting

Guidewire Software, Inc. is a provider of software products for property and casualty (P&C) insurers. Its software serves as a technology platform for P&C insurance carriers. The Company's InsurancePlatform consists of three elements: core transaction processing, data management and analytics, and digital engagement. Its core insurance operations include underwriting and policy administration, claim management and billing, enables new insights into data that can improve business decision making and supports digital sales, service and claims experiences for policyholders, agents, and other key stakeholders. The Company's core transaction processing includes Guidewire InsuranceSuite, Guidewire PolicyCenter, Guidewire ClaimCenter, Guidewire BillingCenter and InsuranceSuite Add-on Modules. The Company's data management and analytics includes Guidewire DataHub, InfoCenter, Live and Predictive Analytics.

Company Coordinates

Company Details

2850 S Delaware St Ste 400 , SAN MATEO CA : 94403-2575

Tel: 1 650 35791001 650 3575282

https://www.guidewire.com/

Registrar Details

Guidewire Software, Inc.

1Day

52 Week

CASH

FII

DII

Promoter

How big is Guidewire Software, Inc.?

Watch in Real-Time

What does Guidewire Software, Inc. do?

Who are in the management team of Guidewire Software, Inc.?

Is Guidewire Software, Inc. overvalued or undervalued?

Is Guidewire Software, Inc. technically bullish or bearish?

Compare Guidewire Software, Inc. with Similar Stocks

MarketsMojo — Loved in India, Now Global

Dashboard

The company has declared Positive results for the last 8 consecutive quarters

High Institutional Holdings at 100%

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Oct 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Jul'25 - YoY

Annual Results Snapshot (Consolidated) - Jul'24

About Guidewire Software, Inc.

Company Coordinates