Guj. Lease Fin.

how big is Guj. Lease Fin.?

As of Jun 06, Gujarat Lease Financing Ltd has a market capitalization of 12.00 Cr, classifying it as a Micro Cap company, with recent net sales of 0.00 Cr and a net profit of 0.06 Cr over the last four quarters. The balance sheet shows shareholder's funds at -7.28 Cr and total assets of 8.19 Cr as of Mar'18.

Market Cap: As of Jun 06, Gujarat Lease Financing Ltd has a market capitalization of 12.00 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which includes Mar'25, Dec'24, Sep'24, and Jun'24, is 0.00 Cr. The sum of Net Profit for the same quarters is 0.06 Cr. This data is presented on a Standalone basis.<BR><BR>Balance Sheet Snapshot: The Balance Sheet data is Consolidated and pertains to the reporting period of Mar'18. The Shareholder's Funds are reported at -7.28 Cr, while the Total Assets amount to 8.19 Cr.

Who are in the management team of Guj. Lease Fin.?

As of March 2022, the management team of Guj. Lease Fin. includes Animesh Mehta (Chairperson), Raghu Parakh (Non-Executive & Independent Director), Saurabh Rameshbhai Mashruwala (Director), Leena Katdare (Director), Luna Pal (Non-Executive Director), Narayan Meghani (Independent Director), and Parag Dave (Company Secretary & Compliance Officer). The team features a blend of executive and non-executive roles for effective governance.

As of March 2022, the management team of Guj. Lease Fin. includes the following individuals:<BR><BR>1. Raghu Parakh - Non-Executive & Independent Director<BR>2. Saurabh Rameshbhai Mashruwala - Director<BR>3. Leena Katdare - Director<BR>4. Luna Pal - Non-Executive Director<BR>5. Animesh Mehta - Chairperson<BR>6. Narayan Meghani - Independent Director<BR>7. Parag Dave - Company Secretary & Compliance Officer<BR><BR>This team comprises a mix of executive and non-executive roles, contributing to the governance and oversight of the company.

What does Guj. Lease Fin. do?

Gujarat Lease Financing Ltd is a micro-cap Non Banking Financial Company (NBFC) focused on providing financial services for industrial development in Gujarat. Established in 1983, it operates with a market cap of Rs 12 Cr and reported a net profit of 0 Cr for March 2025.

Overview:<BR>Gujarat Lease Financing Ltd operates as a Non Banking Financial Company (NBFC) in the micro-cap market, providing financial services aimed at the development of industries in and around Gujarat.<BR><BR>History:<BR>Gujarat Lease Financing Ltd was incorporated in July 1983 as a wholly-owned subsidiary of the Gujarat Industrial Investment Corporation (GIIC). The company commenced operations in 1985 and went public in 1990, which reduced GIIC's stake to 51%. In 1994, GIIC entered into a joint-sector agreement with the Torrent group, further reducing its stake to 26%, with the Torrent group holding 25%. The latest quarterly results reported are for March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: Rs 12 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 15.00<BR>Industry P/E: 23<BR>Dividend Yield: 0.00%<BR>Debt-Equity: -2.46<BR>Return on Equity: -1.48%<BR>Price-to-Book: -3.67<BR><BR>Contact Details:<BR>Address: 6th Floor Hasubhai Chambers, Opp Town Hall Ellisbridge Ahmedabad Gujarat : 380006<BR>Phone: 91-079-26575722<BR>Email: glflho_ahm@yahoo.co.in<BR>Website: http://www.gujartleasefinancing.co.in

Has Guj. Lease Fin. declared dividend?

No Dividend History Available

Who are the peers of the Guj. Lease Fin.?

Peers of Guj. Lease Fin. include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Pyxis Finvest, Minolta Finance, and Anna Infrastruct. Bajaj Finance leads in 1-year returns at 30.39%, while Guj. Lease Fin. has a return of -25.89%.

Peers: The peers of Guj. Lease Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Pyxis Finvest, Mid East Port., Minolta Finance, and Anna Infrastruct.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, and Below Average management risk is noted at Pyxis Finvest, Minolta Finance, and Anna Infrastruct. Growth is rated as Excellent for Jio Financial, Good for Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance, while Average growth is seen at Muthoot Finance, and Below Average growth is noted at Pyxis Finvest, Minolta Finance, and Anna Infrastruct. Excellent capital structure is present in Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and Minolta Finance, while Good capital structure is seen at Cholaman.Inv.&Fn and Anna Infrastruct, and Below Average capital structure is noted at Pyxis Finvest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.39%, while the lowest is Jio Financial at -20.23%. Guj. Lease Fin. has a 1-year return of -25.89%, which is lower than Jio Financial's. Additionally, Pyxis Finvest and Minolta Finance have negative six-month returns.

What is the technical trend for Guj. Lease Fin.?

As of June 2, 2025, Guj. Lease Fin. has shifted to a bearish trend with moderate strength, indicated by bearish MACD, Bollinger Bands, and moving averages across multiple time frames, suggesting a negative outlook in the near term.

As of 2 June 2025, the technical trend for Guj. Lease Fin. has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly chart, bearish Bollinger Bands on both weekly and monthly time frames, and bearish moving averages on the daily chart. The KST is bearish on the weekly and mildly bearish on the monthly, while the Dow Theory indicates a mildly bearish stance on the weekly and monthly as well. Overall, the technicals suggest a negative outlook for the stock in the near term.

Who are the top shareholders of the Guj. Lease Fin.?

The top shareholder of Guj. Lease Fin. is Torrent Investments Private Limited, with a 29.55% stake. Individual investors own 52.47%, and there are no pledged promoter holdings or significant foreign institutional or mutual fund investments.

The top shareholders of Guj. Lease Fin. include Torrent Investments Private Limited, which holds the highest stake at 29.55%. Additionally, individual investors collectively own 52.47% of the company. There are no pledged promoter holdings, and the company does not have any holdings from foreign institutional investors or significant mutual fund investments.

When is the next results date for Guj. Lease Fin.?

The next results date for Guj. Lease Fin. is 25 July 2025.

The next results date for Guj. Lease Fin. is scheduled for 25 July 2025.

Are Guj. Lease Fin. latest results good or bad?

The latest results for Gujarat Lease Financing are poor, with a reported operating profit and profit before tax of Rs -0.16 crore, a drop in earnings per share to Rs -0.02, and no growth in net sales, leading to a 'Strong Sell' rating from MarketsMOJO.

The latest results for Gujarat Lease Financing indicate a challenging financial performance. For the quarter ending June 2025, the company reported an operating profit before depreciation, interest, and taxes (PBDIT) of Rs -0.16 crore, which is the lowest in the last five quarters. Similarly, the profit before tax (PBT) also stood at Rs -0.16 crore, reflecting a significant decline. The earnings per share (EPS) have dropped to Rs -0.02, suggesting reduced profitability for shareholders.<BR><BR>Additionally, the company's net sales showed no growth compared to the previous year, remaining at 0.00%. The standalone net profit also experienced a decline, contrasting sharply with a substantial increase of 300% in the same quarter last year. Overall, these metrics point to a flat and negative trend, leading to a 'Strong Sell' rating from MarketsMOJO. Therefore, the latest results can be characterized as bad, indicating ongoing difficulties for the company.

How has been the historical performance of Guj. Lease Fin.?

Guj. Lease Fin. has historically shown minimal revenue generation and consistent losses, with net sales peaking at 0.04 Cr in March 2015 and falling to 0.00 Cr by March 2018, while reporting negative operating profits and net profits throughout the years. The company's financial performance indicates a challenging operational environment with persistent losses.

Answer:<BR>The historical performance of Guj. Lease Fin. shows a trend of minimal revenue generation and consistent losses over the years.<BR><BR>Breakdown:<BR>Guj. Lease Fin. reported net sales of 0.04 Cr in March 2015, with no sales recorded in subsequent years until March 2018. Total operating income peaked at 0.04 Cr in March 2015 but fell to 0.00 Cr by March 2018. The company faced significant expenditures, with total expenditure excluding depreciation reaching 0.37 Cr in March 2018, up from 0.15 Cr in March 2014. Operating profit (PBDIT) was negative throughout the years, culminating in -0.30 Cr in March 2018, while profit before tax also remained negative, at -0.32 Cr in the same year. The net profit followed a similar trend, showing losses of -0.32 Cr in March 2018, compared to a small profit of 0.04 Cr in March 2014. The earnings per share (EPS) reflected these losses, with -0.12 in March 2018. Cash flow from operating activities was negative at -0.33 Cr in March 2018, although cash flow from investing activities showed a positive inflow of 0.49 Cr. Overall, the financial performance indicates a challenging operational environment for Guj. Lease Fin. with persistent losses and limited revenue generation.

Is Guj. Lease Fin. overvalued or undervalued?

As of December 4, 2025, Guj. Lease Fin. has improved from a risky to an attractive valuation grade, but remains overvalued with a PE ratio of 326.41 and unfavorable comparisons to peers, despite a 39.25% return over the past three years.

As of 4 December 2025, the valuation grade for Guj. Lease Fin. has moved from risky to attractive, indicating a significant improvement in its perceived investment quality. Despite this positive shift, the company appears to be overvalued based on its current financial ratios. The price-to-earnings (PE) ratio stands at an extraordinarily high 326.41, while both the EV to EBIT and EV to EBITDA ratios are at -23.54, suggesting negative earnings relative to enterprise value. Additionally, the price to book value is reported at -4.79, indicating a concerning valuation metric.<BR><BR>When compared to peers, Guj. Lease Fin. is positioned unfavorably against companies such as Bajaj Finance, which has a PE ratio of 34.9, and Life Insurance, with a much lower PE of 10.85. These comparisons highlight that Guj. Lease Fin. is not only out of line with industry norms but also suggests that it is overvalued relative to its financial performance. While the stock has shown a notable return over the past three years at 39.25%, this does not mitigate the concerns raised by its current valuation metrics.

Should I buy, sell or hold Gujarat Lease Financing Ltd?

Why is Gujarat Lease Financing Ltd falling/rising?

As of 10-Jan, Gujarat Lease Financing Ltd's stock price is at 5.42, down 35.4% after eight consecutive days of decline. The stock shows weak fundamentals and diminished investor interest, leading to a classification as a strong sell.

As of 10-Jan, Gujarat Lease Financing Ltd's stock price is falling, currently at 5.42, which represents a decrease of 2.97 (-35.4%). The stock has been on a consecutive decline for the last eight days, resulting in a total drop of 28.78% during this period. This significant decline is compounded by the fact that the stock has not traded on five out of the last twenty days, indicating erratic trading behavior. <BR><BR>Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a persistent downward trend. Investor participation has also diminished, with delivery volume dropping by 99.99% compared to the 5-day average, reflecting a lack of interest from investors. <BR><BR>The company's financial health is concerning, as it has a negative book value and weak long-term fundamentals, with net sales and operating profit growth stagnating at 0%. Over the past year, the stock has generated no returns, while profits have decreased by 6%. These factors contribute to the stock being classified as a strong sell, further driving its price down.

Which are the latest news on Guj. Lease Fin.?