Guj. Credit Corp

Why is Gujarat Credit Corporation Ltd falling/rising?

As of 01-Sep, the stock price of Gujarat Credit Corporation Ltd is stable at 25.47, with a recent monthly rise of 10.74% despite the Sensex's decline. The stock has significantly increased by 143.73% over the past five years, indicating strong investor confidence and growing interest, although it has shown mixed signals regarding its long-term trend.

As of 01-Sep, the stock price of Gujarat Credit Corporation Ltd is currently stable at 25.47, showing no change (0.00%). Despite this stability, the stock has demonstrated a positive performance trend over the past month, with a rise of 10.74%, while the benchmark Sensex has declined by 1.47% during the same period. This indicates that Gujarat Credit Corporation Ltd has outperformed the market.<BR><BR>Additionally, the stock has shown a significant increase over the past five years, with a remarkable rise of 143.73%, compared to the Sensex's 34.19%. This long-term performance suggests a strong upward trend in investor confidence. Furthermore, there has been a notable increase in investor participation, with delivery volume rising by 17.96% against the five-day average, indicating growing interest in the stock.<BR><BR>However, it is important to note that the stock has not traded on two days out of the last twenty, which may contribute to erratic trading patterns. The stock is currently trading above its 5-day, 20-day, 50-day, and 100-day moving averages, although it remains below the 200-day moving average, suggesting mixed signals regarding its long-term trend.<BR><BR>In summary, while the stock price is stable at the moment, the recent positive performance over the month and increased investor participation are factors contributing to a rising sentiment around Gujarat Credit Corporation Ltd.

Who are in the management team of Guj. Credit Corp?

The management team of Guj. Credit Corp includes Amam S Shah (Managing Director), Bahubali S Shah, Binoti Jatinbhai Shah (Non-Executive Directors), Vipul H Raja, L A Patel, Priyank Shrirajbhai Jhaveri (Independent Directors), and Hetal Patel (Company Secretary & Compliance Officer).

The management team of Guj. Credit Corp includes the following individuals:<BR><BR>1. Bahubali S Shah - Non Executive Director<BR>2. Amam S Shah - Managing Director<BR>3. Vipul H Raja - Independent Director<BR>4. L A Patel - Independent Director<BR>5. Binoti Jatinbhai Shah - Non Executive Director<BR>6. Hetal Patel - Company Secretary & Compliance Officer<BR>7. Priyank Shrirajbhai Jhaveri - Independent Director<BR><BR>If you need more details about their roles or the company, feel free to ask!

What does Guj. Credit Corp do?

Gujarat Credit Corporation Ltd is a micro-cap NBFC focused on real estate development, incorporated in 1993, with recent quarterly results showing no net profit and a market cap of INR 7 Cr. Key metrics include a P/E of 11.00, a debt-equity ratio of 1.64, and a return on equity of 4.67%.

Overview: <BR>Gujarat Credit Corporation Ltd is engaged in real estate development and operates within the Non Banking Financial Company (NBFC) industry, categorized as a micro-cap company.<BR><BR>History: <BR>Incorporated in 1993, Gujarat Credit Corporation has maintained its focus on real estate development. The latest quarterly results reported are for June 2026, showing no net profit.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: N/A <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 7 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 11.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.64 <BR>Return on Equity: 4.67% <BR>Price to Book: 0.65<BR><BR>Contact Details: <BR>Address: A-115 Siddhi Vinayak Towers, Off S G Highway Makarba Ahmedabad Gujarat : 380051 <BR>Tel: 079-29703131 <BR>Email: pinakincs@yahoo.com <BR>Website: http://www.gccl.co.in

Who are the peers of the Guj. Credit Corp?

Guj. Credit Corp's peers include BFL Asset Finves, Sujala Trading &, Ushakiran Fin., Kanungo Financi., Atharv Enter, ISF, Voltaire Leasing, Rich Universe, and Jayabharat Cred. Key insights show that Kanungo Financi. has the highest 1-year return at 93.70%, while Sujala Trading & has the lowest at -75.31%, with Guj. Credit Corp's return at -9.20%.

Peers: The peers of Guj. Credit Corp are BFL Asset Finves, Sujala Trading &, Ushakiran Fin., Kanungo Financi., Atharv Enter, ISF, Voltaire Leasing, Rich Universe, and Jayabharat Cred.<BR><BR>Quality Snapshot: Below Average management risk is observed at BFL Asset Finves, Sujala Trading &, Atharv Enter, ISF, and Voltaire Leasing, while Average management risk is found at none, and Excellent management risk is noted at none. Growth ratings show Below Average for BFL Asset Finves, Sujala Trading &, Atharv Enter, ISF, and Voltaire Leasing, while Average growth is seen at Rich Universe, and the rest do not qualify. Capital Structure is rated as Excellent for ISF and Rich Universe, Good for Sujala Trading &, Average for BFL Asset Finves, and Below Average for Atharv Enter, Voltaire Leasing, and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Kanungo Financi. at 93.70%, while the lowest is Sujala Trading & at -75.31%. Guj. Credit Corp's own 1-year return is -9.20%, which is higher than Sujala Trading & but lower than Kanungo Financi. Additionally, peers with negative six-month returns include Sujala Trading &, ISF, and Rich Universe.

How big is Guj. Credit Corp?

As of 31st August, Gujarat Credit Corporation Ltd has a market capitalization of 7.00 Cr, with reported Net Sales of 0.00 Cr and a Net Profit of 0.07 Cr in the latest four quarters. The balance sheet for March 2025 shows Shareholder's Funds of 13.02 Cr and Total Assets of 32.50 Cr.

As of 31st August, Gujarat Credit Corporation Ltd has a market capitalization of 7.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr and a Net Profit of 0.07 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 13.02 Cr and Total Assets of 32.50 Cr.

Which are the latest news on Guj. Credit Corp?

When is the next results date for Gujarat Credit Corporation Ltd?

The next results date for Gujarat Credit Corporation Ltd is August 10, 2026.

The next results date for Gujarat Credit Corporation Ltd is scheduled for August 10, 2026.

Is Guj. Credit Corp overvalued or undervalued?

As of December 4, 2025, Guj. Credit Corp is considered very expensive and overvalued due to its negative PE ratio of -8090.00, an EV to EBIT of -98.00, and a Price to Book Value of 6.41, especially when compared to peers like Bajaj Finance and Life Insurance, alongside a year-to-date return of -35.02% against the Sensex's 9.12%.

As of 4 December 2025, the valuation grade for Guj. Credit Corp has moved from risky to very expensive. The company is currently overvalued based on its significant negative PE ratio of -8090.00 and an EV to EBIT of -98.00, which indicate severe profitability issues. Additionally, the Price to Book Value stands at 6.41, suggesting that the market is pricing the stock at a premium relative to its book value.<BR><BR>In comparison to its peers, Guj. Credit Corp's valuation metrics are starkly unfavorable. For instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance shows a more attractive valuation with a PE of 10.85. The recent stock performance of Guj. Credit Corp has been volatile, with a year-to-date return of -35.02%, contrasting sharply with the Sensex's positive return of 9.12% during the same period, further reinforcing the notion that the stock is overvalued in the current market environment.

How has been the historical performance of Guj. Credit Corp?

Guj. Credit Corp has consistently reported zero net sales and operating income over the past several years, with increasing losses, culminating in a consolidated net loss of -0.87 crore in March 2025, down from a profit of 1.50 crore in March 2022. The company's financial metrics indicate a troubling trend of declining profitability and rising expenses.

Answer:<BR>The historical performance of Guj. Credit Corp shows a consistent trend of zero net sales and other operating income over the past several years, indicating no revenue generation. The total operating income has remained at zero, with the only notable expense being employee costs, which have slightly increased from 0.10 crore in March 2019 to 0.12 crore in March 2025. The total expenditure, excluding depreciation, has seen an increase from 0.21 crore in March 2024 to 0.45 crore in March 2025. Operating profit (PBDIT) has fluctuated, with a negative operating profit of -0.28 crore reported in March 2025, down from a positive 0.02 crore in March 2024. The profit before tax has also turned negative at -0.28 crore in March 2025, compared to a profit of 0.02 crore in the previous year. Consequently, the profit after tax has decreased significantly to -0.27 crore in March 2025 from a profit of 0.02 crore in March 2024. The consolidated net profit has shown a downward trend, moving from a profit of 1.50 crore in March 2022 to a loss of -0.87 crore in March 2025.<BR><BR>Breakdown:<BR>Guj. Credit Corp has not generated any net sales or other operating income over the past seven years, maintaining a consistent zero revenue stream. Employee costs have seen a slight increase, while total expenditure has risen significantly in the latest fiscal year. The company reported an operating profit of -0.28 crore in March 2025, a decline from the previous year's positive operating profit. This trend continued with profit before tax and profit after tax both showing negative figures in March 2025, indicating a challenging financial environment. The consolidated net profit has deteriorated sharply, reflecting a significant loss compared to previous years, particularly from a profit of 1.50 crore in March 2022 to a loss of -0.87 crore in March 2025. Overall, the financial metrics suggest a concerning trend for Guj. Credit Corp, with increasing losses and no revenue generation.

Who are the top shareholders of the Guj. Credit Corp?

The top shareholders of Guj. Credit Corp are Bahubali S Shah with 10.4%, Alfa Fincaps Ltd at 3.2%, and individual investors holding a combined 45.28%. There are currently no institutional investors or mutual funds involved.

The top shareholders of Guj. Credit Corp include Bahubali S Shah, who holds the highest promoter stake at 10.4%. The highest public shareholder is Alfa Fincaps Ltd, with a holding of 3.2%. Additionally, individual investors collectively hold a significant portion of 45.28%. There are no institutional investors or mutual funds currently holding shares in the company.

What is the technical trend for Guj. Credit Corp?

As of May 26, 2025, Guj. Credit Corp's technical trend is mildly bearish, primarily due to bearish moving averages and Bollinger Bands, despite some mixed signals from other indicators like the MACD and KST.

As of 26 May 2025, the technical trend for Guj. Credit Corp has changed from sideways to mildly bearish. The weekly MACD indicates a mildly bullish stance, but the monthly MACD is mildly bearish, suggesting mixed signals. The Bollinger Bands are bearish on both weekly and monthly time frames, reinforcing the bearish outlook. Daily moving averages are also bearish, indicating short-term weakness. The KST shows a mildly bullish trend weekly and bullish monthly, but this is countered by the Dow Theory, which is mildly bearish weekly and mildly bullish monthly. Overall, the current technical stance is mildly bearish, driven primarily by the bearish moving averages and Bollinger Bands, despite some mixed signals from other indicators.

Has Guj. Credit Corp declared dividend?

No Dividend History Available