Guj. Credit Corp

Why is Gujarat Credit Corporation Ltd falling/rising?

As of 17-Jul, Gujarat Credit Corporation Ltd's stock price is at 23.73, down 1.58% after a trend reversal from previous gains. The stock is underperforming its sector and shows decreased investor participation, indicating bearish sentiment.

As of 17-Jul, Gujarat Credit Corporation Ltd's stock price is falling, currently at 23.73, reflecting a decrease of 0.38 or 1.58%. This decline follows a trend reversal after four consecutive days of gains. The stock has underperformed its sector by 0.85% today, indicating a weaker performance compared to its peers. Additionally, the stock's delivery volume has decreased by 13.7% compared to the 5-day average, suggesting a drop in investor participation. While the stock is currently above its 5-day and 20-day moving averages, it remains below the 50-day, 100-day, and 200-day moving averages, which may indicate a bearish sentiment among investors. Overall, these factors contribute to the stock's current downward movement.

Which are the latest news on Guj. Credit Corp?

How big is Guj. Credit Corp?

As of 10th June, Gujarat Credit Corporation Ltd has a market capitalization of 63.00 Cr, with Net Sales of 0.00 Cr and a Net Profit loss of 0.03 Cr in the latest four quarters. Shareholder's Funds are valued at 13.02 Cr, and Total Assets amount to 32.50 Cr.

As of 10th June, Gujarat Credit Corporation Ltd has a market capitalization of 63.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr and a Net Profit loss of 0.03 Cr.<BR><BR>For the latest annual period, the Shareholder's Funds were valued at 13.02 Cr, while the Total Assets amounted to 32.50 Cr.

Who are in the management team of Guj. Credit Corp?

The management team of Guj. Credit Corp includes Bahubali S Shah (Non Executive Director), Amam S Shah (Managing Director), Vipul H Raja (Independent Director), L A Patel (Independent Director), Binoti Jatinbhai Shah (Non Executive Director), Hetal Patel (Company Secretary & Compliance Officer), and Priyank Shrirajbhai Jhaveri (Independent Director).

The management team of Guj. Credit Corp includes the following individuals:<BR><BR>1. Bahubali S Shah - Non Executive Director<BR>2. Amam S Shah - Managing Director<BR>3. Vipul H Raja - Independent Director<BR>4. L A Patel - Independent Director<BR>5. Binoti Jatinbhai Shah - Non Executive Director<BR>6. Hetal Patel - Company Secretary & Compliance Officer<BR>7. Priyank Shrirajbhai Jhaveri - Independent Director<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

Who are the peers of the Guj. Credit Corp?

Peers of Guj. Credit Corp include Odyssey Corpn., Banas Finance, SPA CAPT SER, Capfin India, R R Fin. Cons., 3P Land Hold., Ceejay Finance, Regis Industries, GACM Tech, and Dar Credit & Cap. R R Fin. Cons. has the highest 1-year return at 117.51%, while Guj. Credit Corp's return is -24.63%.

Peers: The peers of Guj. Credit Corp are Odyssey Corpn., Banas Finance, SPA CAPT SER, Capfin India, R R Fin. Cons., 3P Land Hold., Ceejay Finance, Regis Industries, GACM Tech, and Dar Credit & Cap.<BR><BR>Quality Snapshot: Excellent management risk is observed at Banas Finance, SPA CAPT SER, Capfin India, R R Fin. Cons., Ceejay Finance, Regis Industries, GACM Tech, and Dar Credit & Cap, while Average management risk is found at Odyssey Corpn. Below Average management risk is noted for 3P Land Hold. Growth is rated as Good for R R Fin. Cons. and Regis Industries, Average for Odyssey Corpn., SPA CAPT SER, 3P Land Hold., Ceejay Finance, and the rest, while Below Average growth is seen at Banas Finance, Capfin India, and GACM Tech. Excellent capital structure is noted for Banas Finance, SPA CAPT SER, Capfin India, R R Fin. Cons., Ceejay Finance, and Regis Industries, while Good capital structure is found at 3P Land Hold. and GACM Tech.<BR><BR>Return Snapshot: The peer with the highest 1-year return is R R Fin. Cons. at 117.51%, while the lowest is GACM Tech at -50.49%. Guj. Credit Corp's 1-year return is -24.63%, which is higher than GACM Tech but lower than R R Fin. Cons. Additionally, the six-month return is negative for Banas Finance, Capfin India, R R Fin. Cons., Regis Industries, GACM Tech, and Guj. Credit Corp.

What does Guj. Credit Corp do?

Gujarat Credit Corporation Ltd is a Micro Cap NBFC focused on real estate development, incorporated in 1993, with recent quarterly results showing no net profit. It has a market cap of INR 63 Cr and key metrics include a P/E of 112.00 and a debt-equity ratio of 1.64.

Overview:<BR>Gujarat Credit Corporation Ltd is engaged in real estate development within the Non Banking Financial Company (NBFC) sector and is classified as a Micro Cap.<BR><BR>History:<BR>Incorporated in 1993, Gujarat Credit Corporation has maintained its status as a real estate developer. The latest quarterly results reported are for March 2026, showing no net profit.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026)<BR>Market-cap value: INR 63 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 112.00<BR>Industry P/E: 24<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 1.64<BR>Return on Equity: 4.67%<BR>Price-to-Book: 5.50<BR><BR>Contact Details:<BR>Address: A-115 Siddhi Vinayak Towers, Off S G Highway Makarba Ahmedabad Gujarat : 380051<BR>Tel: 079-29703131<BR>Email: pinakincs@yahoo.com<BR>Website: http://www.gccl.co.in

When is the next results date for Gujarat Credit Corporation Ltd?

The next results date for Gujarat Credit Corporation Ltd is 28 May 2026.

The next results date for Gujarat Credit Corporation Ltd is scheduled for 28 May 2026.

Is Guj. Credit Corp overvalued or undervalued?

As of December 4, 2025, Guj. Credit Corp is considered very expensive and overvalued due to its negative PE ratio of -8090.00, an EV to EBIT of -98.00, and a Price to Book Value of 6.41, especially when compared to peers like Bajaj Finance and Life Insurance, alongside a year-to-date return of -35.02% against the Sensex's 9.12%.

As of 4 December 2025, the valuation grade for Guj. Credit Corp has moved from risky to very expensive. The company is currently overvalued based on its significant negative PE ratio of -8090.00 and an EV to EBIT of -98.00, which indicate severe profitability issues. Additionally, the Price to Book Value stands at 6.41, suggesting that the market is pricing the stock at a premium relative to its book value.<BR><BR>In comparison to its peers, Guj. Credit Corp's valuation metrics are starkly unfavorable. For instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance shows a more attractive valuation with a PE of 10.85. The recent stock performance of Guj. Credit Corp has been volatile, with a year-to-date return of -35.02%, contrasting sharply with the Sensex's positive return of 9.12% during the same period, further reinforcing the notion that the stock is overvalued in the current market environment.

How has been the historical performance of Guj. Credit Corp?

Guj. Credit Corp has consistently reported zero net sales and operating income over the past several years, with increasing losses, culminating in a consolidated net loss of -0.87 crore in March 2025, down from a profit of 1.50 crore in March 2022. The company's financial metrics indicate a troubling trend of declining profitability and rising expenses.

Answer:<BR>The historical performance of Guj. Credit Corp shows a consistent trend of zero net sales and other operating income over the past several years, indicating no revenue generation. The total operating income has remained at zero, with the only notable expense being employee costs, which have slightly increased from 0.10 crore in March 2019 to 0.12 crore in March 2025. The total expenditure, excluding depreciation, has seen an increase from 0.21 crore in March 2024 to 0.45 crore in March 2025. Operating profit (PBDIT) has fluctuated, with a negative operating profit of -0.28 crore reported in March 2025, down from a positive 0.02 crore in March 2024. The profit before tax has also turned negative at -0.28 crore in March 2025, compared to a profit of 0.02 crore in the previous year. Consequently, the profit after tax has decreased significantly to -0.27 crore in March 2025 from a profit of 0.02 crore in March 2024. The consolidated net profit has shown a downward trend, moving from a profit of 1.50 crore in March 2022 to a loss of -0.87 crore in March 2025.<BR><BR>Breakdown:<BR>Guj. Credit Corp has not generated any net sales or other operating income over the past seven years, maintaining a consistent zero revenue stream. Employee costs have seen a slight increase, while total expenditure has risen significantly in the latest fiscal year. The company reported an operating profit of -0.28 crore in March 2025, a decline from the previous year's positive operating profit. This trend continued with profit before tax and profit after tax both showing negative figures in March 2025, indicating a challenging financial environment. The consolidated net profit has deteriorated sharply, reflecting a significant loss compared to previous years, particularly from a profit of 1.50 crore in March 2022 to a loss of -0.87 crore in March 2025. Overall, the financial metrics suggest a concerning trend for Guj. Credit Corp, with increasing losses and no revenue generation.

Who are the top shareholders of the Guj. Credit Corp?

The top shareholders of Guj. Credit Corp are Bahubali S Shah with 10.4%, Alfa Fincaps Ltd at 3.2%, and individual investors holding a combined 45.28%. There are currently no institutional investors or mutual funds involved.

The top shareholders of Guj. Credit Corp include Bahubali S Shah, who holds the highest promoter stake at 10.4%. The highest public shareholder is Alfa Fincaps Ltd, with a holding of 3.2%. Additionally, individual investors collectively hold a significant portion of 45.28%. There are no institutional investors or mutual funds currently holding shares in the company.

What is the technical trend for Guj. Credit Corp?

As of May 26, 2025, Guj. Credit Corp's technical trend is mildly bearish, primarily due to bearish moving averages and Bollinger Bands, despite some mixed signals from other indicators like the MACD and KST.

As of 26 May 2025, the technical trend for Guj. Credit Corp has changed from sideways to mildly bearish. The weekly MACD indicates a mildly bullish stance, but the monthly MACD is mildly bearish, suggesting mixed signals. The Bollinger Bands are bearish on both weekly and monthly time frames, reinforcing the bearish outlook. Daily moving averages are also bearish, indicating short-term weakness. The KST shows a mildly bullish trend weekly and bullish monthly, but this is countered by the Dow Theory, which is mildly bearish weekly and mildly bullish monthly. Overall, the current technical stance is mildly bearish, driven primarily by the bearish moving averages and Bollinger Bands, despite some mixed signals from other indicators.

Has Guj. Credit Corp declared dividend?

No Dividend History Available