Dashboard
1
High Management Efficiency with a high ROCE of 21.34%
2
Company's ability to service its debt is strong with a healthy EBIT to Interest (avg) ratio of 15.76
3
Healthy long term growth as Net Sales has grown by an annual rate of 10.62%
4
Flat results in Dec 24
5
With ROE of 46.49%, it has a fair valuation with a 1.48 Price to Book Value
6
Market Beating performance in long term as well as near term
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
41.92%
0%
41.92%
6 Months
95.78%
0%
95.78%
1 Year
63.32%
0%
63.32%
2 Years
56.63%
0%
56.63%
3 Years
43.81%
0%
43.81%
4 Years
107.01%
0%
107.01%
5 Years
112.42%
0%
112.42%
H&T Group Plc for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
10.62%
EBIT Growth (5y)
9.72%
EBIT to Interest (avg)
15.76
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.50%
Dividend Payout Ratio
35.18%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
21.34%
ROE (avg)
16.73%
Valuation key factors
Factor
Value
P/E Ratio
3
Industry P/E
Price to Book Value
1.50
EV to EBIT
5.07
EV to EBITDA
4.37
EV to Capital Employed
1.39
EV to Sales
1.31
PEG Ratio
0.21
Dividend Yield
10163.44%
ROCE (Latest)
27.32%
ROE (Latest)
46.49%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bullish
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Annual Results Snapshot (Consolidated) - Dec'23
Dec'23
Dec'22
Change(%)
Net Sales
220.80
173.90
26.97%
Operating Profit (PBDIT) excl Other Income
40.40
41.40
-2.42%
Interest
3.20
1.50
113.33%
Exceptional Items
0.00
-11.50
100.00%
Consolidate Net Profit
21.10
14.90
41.61%
Operating Profit Margin (Excl OI)
133.70%
184.30%
-5.06%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2023 is 26.97% vs 42.54% in Dec 2022
Consolidated Net Profit
YoY Growth in year ended Dec 2023 is 41.61% vs 148.33% in Dec 2022
About H&T Group Plc 
H&T Group Plc
Finance
H&T Group plc is a non-trading holding company. The Company provides a range of simple and accessible financial products tailored for a customer base, which has limited access to, or is excluded from, the traditional banking and finance sector. Its segments include Pawnbroking, which is engaged in providing secured loans against collateral (the pledge); Gold Purchasing, which is involved in buying Jewelry directly from customers through its stores; Retail, which is involved in retail sales of gold and jewelry, and the retail sales are forfeited items from the pawnbroking pledge book or refurbished items from its gold purchasing operations; Pawnbroking Scrap, which comprises various other proceeds from gold scrap sales other than those reported within Gold Purchasing; Personal Loans, which comprises income from its unsecured lending activities, and Other Services, which comprises third party check encashment, buyback, prepaid debit card product and foreign exchange currency services.
Company Coordinates 
Company Details
Times House, Throwley Way , SUTTON None : SM1 4AF
Registrar Details






