Share Price | Hagerty, Inc. Stock Analysis & Recommendation

Q: What does Hagerty, Inc. do?

Overview:Hagerty, Inc. operates in the insurance industry and is categorized as a small-cap company.Financial Snapshot:- Most recent Net Profit: 27 Million (Quarterly Results - Mar 2025)- Market cap: USD 3,263.71 Million (Small Cap)Key Metrics:- P/E: 128.00- Debt Equity: -999,999.00- Return on Equity: 10.69%- Price to Book: 13.08Contact Details:Details: No Company Details AvailableRegistrar Address: Not available.

Q: Is Hagerty, Inc. overvalued or undervalued?

As of 4 August 2025, Hagerty, Inc. has moved from an expensive to a very expensive valuation grade. The company appears to be overvalued, given its high P/E ratio of 128, a price-to-book value of 13.73, and an EV to EBITDA ratio of 83.85. In comparison to its peers, Mercury General Corp. has a much more attractive P/E of 11.03, while Palomar Holdings, Inc. has a fair P/E of 21.54, highlighting the significant premium at which Hagerty is trading.Despite its overvaluation, Hagerty has shown strong recent performance, with a year-to-date return of 34.51%, significantly outperforming the S&P 500's 12.22% over the same period. However, its three-year return of 28.13% pales in comparison to the S&P 500's 70.41%, suggesting that while the stock has performed well recently, it may not justify its current valuation relative to broader market trends.

Q: Is Hagerty, Inc. technically bullish or bearish?

As of 3 October 2025, the technical trend for Hagerty, Inc. has changed from bullish to mildly bullish. The weekly MACD and monthly MACD are both bullish, indicating positive momentum. The monthly RSI is also bullish, while the weekly RSI shows no signal. Bollinger Bands are bullish for both weekly and monthly time frames. However, the KST is mildly bearish on a monthly basis, and the OBV is mildly bullish monthly, suggesting some mixed signals. Dow Theory shows no trend in both weekly and monthly time frames. Overall, while the indicators lean towards a mildly bullish stance, the lack of return data makes it difficult to compare performance against the S&P 500.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

62.3 k

Shareholding (Sep 2025)

FII

9.38%

Held by 48 FIIs

DII

80.93%

Held by 18 DIIs

Promoter

0.00%

How big is Hagerty, Inc.?

22-Jun-2025

As of Jun 18, Hagerty, Inc. has a market capitalization of 3,263.71 million and reported a net profit of 97.40 million over the latest four quarters, with total assets of 1,673.84 million.

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What does Hagerty, Inc. do?

22-Jun-2025

Hagerty, Inc. is a small-cap insurance company with a recent net profit of $27 million and a market cap of approximately $3.26 billion. Key financial metrics include a P/E ratio of 128.00 and a return on equity of 10.69%.

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Is Hagerty, Inc. overvalued or undervalued?

20-Sep-2025

As of August 4, 2025, Hagerty, Inc. is considered very expensive with a high P/E ratio of 128 and significant overvaluation compared to peers, despite a strong recent performance of 34.51% year-to-date, which does not justify its valuation relative to the S&P 500's 70.41% three-year return.

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Is Hagerty, Inc. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Hagerty, Inc. shows a mildly bullish trend with positive momentum indicators, though mixed signals from KST and Dow Theory suggest caution in comparison to the S&P 500.

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Score

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Strong Sell

Sell

Hold

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Strong Buy

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Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 17.04%

Healthy long term growth as Net Sales has grown by an annual rate of 319.80% and Operating profit at 89.50%

With ROE of 10.69%, it has a expensive valuation with a 13.73 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 1,283 Million (Small Cap)

P/E

128.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

14.61%

Price to Book

4.33

Revenue and Profits:

Net Sales:

(Quarterly Results - Jun 2025)

Net Profit:

47 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

33.33%

6 Months

12.8%

1 Year

25.25%

2 Years

30.71%

3 Years

19.43%

4 Years

28.83%

5 Years

0.0%

Hagerty, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

319.80%

EBIT Growth (5y)

89.50%

EBIT to Interest (avg)

12.99

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

13.91%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

87.45%

ROCE (avg)

ROE (avg)

17.04%

Valuation key factors

Factor

Value

P/E Ratio

128

Industry P/E

Price to Book Value

13.73

EV to EBIT

3172.37

EV to EBITDA

83.85

EV to Capital Employed

-1281.77

EV to Sales

2.55

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

10.69%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Sideways

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 17 Schemes (9.69%)

Foreign Institutions

Held by 48 Foreign Institutions (9.38%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Jun 2024",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 10.54% vs 175.48% in Jun 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "8.80",
          "val2": "10.00",
          "chgp": "-12.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.10",
          "chgp": "-100.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "47.20",
          "val2": "42.70",
          "chgp": "10.54%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "129.40%",
          "val2": "115.80%",
          "chgp": "1.36%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 177.66% vs 1,075.00% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "38.90",
          "val2": "45.80",
          "chgp": "-15.07%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.10",
          "val2": "-12.80",
          "chgp": "100.78%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "78.30",
          "val2": "28.20",
          "chgp": "177.66%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "48.50%",
          "val2": "34.40%",
          "chgp": "1.41%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY

Jun'25

Jun'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

8.80

10.00

-12.00%

Interest

0.00

Exceptional Items

0.00

0.10

-100.00%

Consolidate Net Profit

47.20

42.70

10.54%

Operating Profit Margin (Excl OI)

129.40%

115.80%

1.36%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Jun 2024

Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is 10.54% vs 175.48% in Jun 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

38.90

45.80

-15.07%

Interest

0.00

Exceptional Items

0.10

-12.80

100.78%

Consolidate Net Profit

78.30

28.20

177.66%

Operating Profit Margin (Excl OI)

48.50%

34.40%

1.41%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 177.66% vs 1,075.00% in Dec 2023

All Annual Results

Company CV

About Hagerty, Inc.

Hagerty, Inc.

Insurance

No Details Available.

Company Coordinates

No Company Details Available

Hagerty, Inc.

1Day

52 Week

CASH

FII

DII

Promoter

How big is Hagerty, Inc.?

Watch in Real-Time

What does Hagerty, Inc. do?

Is Hagerty, Inc. overvalued or undervalued?

Is Hagerty, Inc. technically bullish or bearish?

Compare Hagerty, Inc. with Similar Stocks

MarketsMojo — Loved in India, Now Global

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 17.04%

Healthy long term growth as Net Sales has grown by an annual rate of 319.80% and Operating profit at 89.50%

With ROE of 10.69%, it has a expensive valuation with a 13.73 Price to Book Value

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY

Annual Results Snapshot (Consolidated) - Dec'24

About Hagerty, Inc.

Company Coordinates