Share Price | Hagerty, Inc. Stock Analysis & Recommendation

Q: What does Hagerty, Inc. do?

Overview:Hagerty, Inc. operates in the insurance industry and is categorized as a small-cap company.Financial Snapshot:- Most recent Net Profit: 27 Million (Quarterly Results - Mar 2025)- Market cap: USD 3,263.71 Million (Small Cap)Key Metrics:- P/E: 128.00- Debt Equity: -999,999.00- Return on Equity: 10.69%- Price to Book: 13.08Contact Details:Details: No Company Details AvailableRegistrar Address: Not available.

Q: Is Hagerty, Inc. overvalued or undervalued?

As of 4 August 2025, Hagerty, Inc. has moved from an expensive to a very expensive valuation grade. The company appears to be overvalued, given its high P/E ratio of 128, a price-to-book value of 13.73, and an EV to EBITDA ratio of 83.85. In comparison to its peers, Mercury General Corp. has a much more attractive P/E of 11.03, while Palomar Holdings, Inc. has a fair P/E of 21.54, highlighting the significant premium at which Hagerty is trading.Despite its overvaluation, Hagerty has shown strong recent performance, with a year-to-date return of 34.51%, significantly outperforming the S&P 500's 12.22% over the same period. However, its three-year return of 28.13% pales in comparison to the S&P 500's 70.41%, suggesting that while the stock has performed well recently, it may not justify its current valuation relative to broader market trends.

Q: Is Hagerty, Inc. technically bullish or bearish?

As of 3 October 2025, the technical trend for Hagerty, Inc. has changed from bullish to mildly bullish. The weekly MACD and monthly MACD are both bullish, indicating positive momentum. The monthly RSI is also bullish, while the weekly RSI shows no signal. Bollinger Bands are bullish for both weekly and monthly time frames. However, the KST is mildly bearish on a monthly basis, and the OBV is mildly bullish monthly, suggesting some mixed signals. Dow Theory shows no trend in both weekly and monthly time frames. Overall, while the indicators lean towards a mildly bullish stance, the lack of return data makes it difficult to compare performance against the S&P 500.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

32.95 k

Shareholding (Dec 2025)

FII

9.00%

Held by 51 FIIs

DII

82.42%

Held by 18 DIIs

Promoter

0.00%

How big is Hagerty, Inc.?

22-Jun-2025

As of Jun 18, Hagerty, Inc. has a market capitalization of 3,263.71 million and reported a net profit of 97.40 million over the latest four quarters, with total assets of 1,673.84 million.

View full answer

What does Hagerty, Inc. do?

22-Jun-2025

Hagerty, Inc. is a small-cap insurance company with a recent net profit of $27 million and a market cap of approximately $3.26 billion. Key financial metrics include a P/E ratio of 128.00 and a return on equity of 10.69%.

View full answer

Is Hagerty, Inc. overvalued or undervalued?

20-Sep-2025

As of August 4, 2025, Hagerty, Inc. is considered very expensive with a high P/E ratio of 128 and significant overvaluation compared to peers, despite a strong recent performance of 34.51% year-to-date, which does not justify its valuation relative to the S&P 500's 70.41% three-year return.

View full answer

Is Hagerty, Inc. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Hagerty, Inc. shows a mildly bullish trend with positive momentum indicators, though mixed signals from KST and Dow Theory suggest caution in comparison to the S&P 500.

View full answer

Compare Hagerty, Inc. with Similar Stocks

Lemonade, Inc.AMERISAFE, Inc.ProAssurance Corp.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 17.04%

Healthy long term growth as Net Sales has grown by an annual rate of 319.80% and Operating profit at 89.50%

With ROE of 10.69%, it has a expensive valuation with a 13.73 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 3,546 Million (Small Cap)

P/E

82.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

14.61%

Price to Book

11.97

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

29 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-21.39%

6 Months

-12.69%

1 Year

13.89%

2 Years

19.24%

3 Years

26.45%

4 Years

-22.47%

5 Years

0.0%

Hagerty, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

323.41%

EBIT Growth (5y)

11.24%

EBIT to Interest (avg)

12.99

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

13.91%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

90.83%

ROCE (avg)

ROE (avg)

17.04%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

11.97

EV to EBIT

3267.67

EV to EBITDA

88.60

EV to Capital Employed

182.18

EV to Sales

2.40

PEG Ratio

1.56

Dividend Yield

ROCE (Latest)

ROE (Latest)

14.61%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Bearish

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Foreign Institutions

Domestic Funds

Held in 19 Schemes (8.58%)

Foreign Institutions

Held by 51 Foreign Institutions (9.0%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2025 is 240.48% vs -6.67% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "9.80",
          "val2": "9.10",
          "chgp": "7.69%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "28.60",
          "val2": "8.40",
          "chgp": "240.48%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "116.30%",
          "val2": "20.70%",
          "chgp": "9.56%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2025 is 90.55% vs 177.66% in Dec 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "37.50",
          "val2": "38.90",
          "chgp": "-3.60%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.10",
          "chgp": "-100.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "149.20",
          "val2": "78.30",
          "chgp": "90.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "123.60%",
          "val2": "48.50%",
          "chgp": "7.51%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

9.80

9.10

7.69%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

28.60

8.40

240.48%

Operating Profit Margin (Excl OI)

116.30%

20.70%

9.56%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is 240.48% vs -6.67% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

37.50

38.90

-3.60%

Interest

0.00

Exceptional Items

0.00

0.10

-100.00%

Consolidate Net Profit

149.20

78.30

90.55%

Operating Profit Margin (Excl OI)

123.60%

48.50%

7.51%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 90.55% vs 177.66% in Dec 2024

All Annual Results

Company CV

About Hagerty, Inc.

Hagerty, Inc.

Insurance

No Details Available.

Company Coordinates

No Company Details Available