HARL Share Price | Harel Insurance Investments & Financial Services Ltd. Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

516.68 k

Shareholding (Sep 2025)

FII

0.00%

Held by 1 FIIs

DII

100.0%

Held by 0 DIIs

Promoter

0.00%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Unrated Stock - No Analysis Available

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

ILS 40,388 Million ()

P/E

17.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

1.69

Return on Equity

20.92%

Price to Book

3.50

Revenue and Profits:

Net Sales:

(Quarterly Results - Sep 2025)

Net Profit:

855 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

34.04%

6 Months

102.12%

1 Year

215.53%

2 Years

422.1%

3 Years

501.72%

4 Years

383.5%

5 Years

464.85%

Harel Insurance Investments & Financial Services Ltd. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

11.91%

EBIT Growth (5y)

-293.32%

EBIT to Interest (avg)

-0.07

Debt to EBITDA (avg)

25.42

Net Debt to Equity (avg)

1.69

Sales to Capital Employed (avg)

1.12

Tax Ratio

28.43%

Dividend Payout Ratio

84.81%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

ROE (avg)

11.15%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.57

EV to EBIT

EV to EBITDA

113.18

EV to Capital Employed

1.96

EV to Sales

2.09

PEG Ratio

0.19

Dividend Yield

ROCE (Latest)

ROE (Latest)

20.92%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Foreign Institutions

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 1 Foreign Institutions (0.0%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Jun 2025",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Sep 2025 is 2.52% vs 67.81% in Jun 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'25",
        "Jun'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "144.00",
          "val2": "135.00",
          "chgp": "6.67%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "262.00",
          "val2": "214.00",
          "chgp": "22.43%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-1.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "855.00",
          "val2": "834.00",
          "chgp": "2.52%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "181.40%",
          "val2": "156.20%",
          "chgp": "2.52%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 93.55% vs -45.67% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "451.00",
          "val2": "428.00",
          "chgp": "5.37%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "649.00",
          "val2": "457.00",
          "chgp": "42.01%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "11.00",
          "val2": "118.00",
          "chgp": "-90.68%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "960.00",
          "val2": "496.00",
          "chgp": "93.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "73.90%",
          "val2": "52.60%",
          "chgp": "2.13%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]