Dashboard
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.57%
- Poor long term growth as Net Sales has grown by an annual rate of 11.80% and Operating profit at 14.28%
- The company has been able to generate a Return on Equity (avg) of 10.57% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Net Sales has grown by an annual rate of 11.80% and Operating profit at 14.28%
3
Flat results in Jun 25
4
With ROE of 16.58%, it has a fair valuation with a 1.69 Price to Book Value
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
14.74%
0%
14.74%
6 Months
16.36%
0%
16.36%
1 Year
17.18%
0%
17.18%
2 Years
17.08%
0%
17.08%
3 Years
47.82%
0%
47.82%
4 Years
67.98%
0%
67.98%
5 Years
59.82%
0%
59.82%
Hiscox Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
11.80%
EBIT Growth (5y)
14.28%
EBIT to Interest (avg)
0.03
Debt to EBITDA (avg)
11.90
Net Debt to Equity (avg)
0.18
Sales to Capital Employed (avg)
1.11
Tax Ratio
8.50%
Dividend Payout Ratio
22.82%
Pledged Shares
0
Institutional Holding
0.02%
ROCE (avg)
0.65%
ROE (avg)
10.57%
Valuation key factors
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.69
EV to EBIT
NA
EV to EBITDA
97.43
EV to Capital Employed
1.79
EV to Sales
1.09
PEG Ratio
NA
Dividend Yield
1.77%
ROCE (Latest)
ROE (Latest)
16.58%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
Bullish
Shareholding Snapshot : Dec 2024
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 2 Foreign Institutions (0.02%)
Strategic Entities with highest holding
Highest Public shareholder
Annual Results Snapshot (Consolidated) - Dec'23
Dec'23
Dec'22
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
62.00
48.70
27.31%
Interest
40.20
32.20
24.84%
Exceptional Items
0.00
0.00
Consolidate Net Profit
572.80
206.10
177.92%
Operating Profit Margin (Excl OI)
153.90%
56.60%
9.73%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2023 is 0.00% vs 0.00% in Dec 2022
Consolidated Net Profit
YoY Growth in year ended Dec 2023 is 177.92% vs 49.56% in Dec 2022
About Hiscox Ltd. 
Hiscox Ltd.
Insurance
Hiscox Limited is a Bermuda-based insurer company. The Company is a holding company for subsidiaries involved in the business of insurance and reinsurance in Bermuda, the United States, the United Kingdom, Guernsey, Europe and Asia. It operates through four segments: Hiscox Retail, Hiscox London Market, Hiscox Re and Corporate Centre. Its Hiscox Retail consists of Hiscox United Kingdom and Ireland, Hiscox Europe and Hiscox International. The Hiscox United Kingdom and Europe division provides commercial insurance for small- and medium-sized businesses. Its Hiscox London Market consists of the internationally traded insurance business, including lines in property, marine and energy, casualty and other specialty insurance lines. Its Hiscox Re is the reinsurance division of the Company, combining the underwriting platforms in Bermuda, London and Paris. The Corporate Centre consists of the investment return, finance costs and administrative costs associated with its management activities.
Company Coordinates 
Company Details
4th Floor, Wessex House, 45 Reid Street , HAMILTON None : HM 12
Registrar Details






