HNB Assurance Plc (HASU.N0000) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.Unlock 29 Markets

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 17.07%

Healthy long term growth as Net Sales has grown by an annual rate of 19.20%

Positive results in Jun 25

With ROE of 14.74%, it has a attractive valuation with a 1.36 Price to Book Value

Underperformed the market in the last 1 year

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

LKR 15,525 Million (Mid Cap)

P/E

9.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

14.72%

Price to Book

1.20

Revenue and Profits:

Net Sales:

(Quarterly Results - Jun 2025)

Net Profit:

218 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-2.91%

6 Months

17.65%

1 Year

42.05%

2 Years

95.69%

3 Years

143.9%

4 Years

122.22%

5 Years

64.74%

HNB Assurance Plc for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

19.20%

EBIT Growth (5y)

EBIT to Interest (avg)

0.43

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

30.08%

Dividend Payout Ratio

30.84%

Pledged Shares

Institutional Holding

ROCE (avg)

1.36%

ROE (avg)

17.07%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.36

EV to EBIT

EV to EBITDA

39.65

EV to Capital Employed

1.39

EV to Sales

0.62

PEG Ratio

1.23

Dividend Yield

ROCE (Latest)

ROE (Latest)

14.74%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Jun 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is -8.70% vs 12.56% in Jun 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "117.10",
          "val2": "103.40",
          "chgp": "13.25%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "79.30",
          "val2": "49.30",
          "chgp": "60.85%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "218.40",
          "val2": "239.20",
          "chgp": "-8.70%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "52.40%",
          "val2": "62.20%",
          "chgp": "-0.98%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 7.50% vs -3.60% in Dec 2023",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "414.20",
          "val2": "314.20",
          "chgp": "31.83%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "242.20",
          "val2": "183.80",
          "chgp": "31.77%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-4.20",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,896.90",
          "val2": "1,764.60",
          "chgp": "7.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "114.00%",
          "val2": "119.90%",
          "chgp": "-0.59%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY

Jun'25

Jun'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

117.10

103.40

13.25%

Interest

79.30

49.30

60.85%

Exceptional Items

0.00

Consolidate Net Profit

218.40

239.20

-8.70%

Operating Profit Margin (Excl OI)

52.40%

62.20%

-0.98%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Jun 2024

Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is -8.70% vs 12.56% in Jun 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

414.20

314.20

31.83%

Interest

242.20

183.80

31.77%

Exceptional Items

-4.20

0.00

Consolidate Net Profit

1,896.90

1,764.60

7.50%

Operating Profit Margin (Excl OI)

114.00%

119.90%

-0.59%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 7.50% vs -3.60% in Dec 2023

All Annual Results

Company CV

About HNB Assurance Plc

HNB Assurance Plc

Insurance

HNB Assurance PLC is a Sri Lanka-based insurance company. The Company operates through two segments: General Insurance segment and Life Insurance segment. Its General Insurance segment offers various products, such as Motor Insurance, Fire and Engineering Insurance, Marine Insurance, Medical Insurance, Workmen's Compensation Insurance and Takaful solutions. The General Insurance contracts are offered by the subsidiary of the Company, HNB General Insurance Ltd (HNBGI). Its Life Insurance segment includes protection plans, retirement plans, child insurance plans, group life plans, mortgage protection plans and Takaful solutions. Its Life Insurance segment comprises a range of term assurance, guaranteed pensions, endowment products and annuity products. The Company offers annuity products, including myfreedom and mypension annuity products. It caters to the insurance needs of customers spread throughout the island, through its network of approximately 60 branches.

Company Coordinates

Company Details

No. 10, Sri Uttarananda Mawatha, Colombo 03 COLOMBO None : 10

Tel: 94 11 2421885

https://www.hnbassurance.com/

Registrar Details