I R F C

Which are the latest news on I R F C?

Why is Indian Railway Finance Corporation Ltd falling/rising?

As of 05-Sep, the stock price of Indian Railway Finance Corporation Ltd is rising to Rs 83.60, reflecting a 1.27% increase. This rise is supported by recent gains and stable sector performance, although the stock has seen significant long-term declines.

As of 05-Sep, the stock price of Indian Railway Finance Corporation Ltd is rising, currently at Rs 83.60, reflecting an increase of 1.05 (1.27%). This upward movement can be attributed to a few key factors. Firstly, the stock has been gaining for the last two days, with a total return of 1.39% during this period. Additionally, the stock's performance today is reported to be in line with its sector, indicating a stable market environment.<BR><BR>Moreover, there has been a notable increase in investor participation, as evidenced by a delivery volume of 7.5 lacs on 15 May, which has remained consistent with the 5-day average. This suggests a healthy level of trading activity and interest in the stock. While the stock is currently close to its 52-week low, being only 2.69% away from Rs 81.35, the recent gains may reflect a temporary rebound from this low point.<BR><BR>However, it is important to note that the stock has experienced significant declines over the longer term, with a year-to-date drop of 32.91% and a one-year return of -31.31%. Despite this, the company's profits have increased by 7.8% over the past year, which may contribute to a perception of fair valuation, as indicated by its Price to Book Value of 1.9. <BR><BR>In summary, while the stock is currently rising, it is essential to consider the broader context of its recent performance and the mixed signals from its long-term trends.

Who are in the management team of I R F C?

The management team of I R F C includes Shelly Verma (Chairman & Managing Director), Baldeo Purushartha (Non Executive Director), Bhaskar Choradia (Non Executive Director), Vallabhbhai Maneklal Patel (Independent Director), and Sheela Pandit (Independent Director).

The management team of I R F C includes the following members:<BR><BR>1. **Shelly Verma** - Chairman & Managing Director<BR>2. **Baldeo Purushartha** - Non Executive Director / Nomin<BR>3. **Bhaskar Choradia** - Non Executive Director / Nomin<BR>4. **Vallabhbhai Maneklal Patel** - Independent Director<BR>5. **Sheela Pandit** - Independent Director<BR><BR>If you need more details about their roles or responsibilities, feel free to ask!

What does I R F C do?

Indian Railway Finance Corporation Limited (IRFC) is the financial arm of Indian Railways, incorporated in 1986, with a market cap of INR 108,991 Cr and recent net sales of 8,242 Cr and net profit of 1,927 Cr as of June 2026. Key metrics include a P/E ratio of 15.00 and a dividend yield of 2.39%.

Overview:<BR>Indian Railway Finance Corporation Limited is the dedicated funding arm of the Indian Railways, operating in the finance industry and classified as a large-cap company.<BR><BR>History:<BR>The company was incorporated on December 12, 1986, and received its Certificate of Commencement of Business on December 23, 1986. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 8,242 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 1,927 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 108,991 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 15.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 2.39% <BR>Debt-Equity: 7.69 <BR>Return on Equity: 12.67% <BR>Price to Book: 1.93 <BR><BR>Contact Details:<BR>Registrar Address: Not available. <BR>Phone: N/A <BR>Email: N/A <BR>Website: N/A

Who are the peers of the I R F C?

The peers of I R F C include Power Fin. Corpn., REC Ltd, HUDCO, Indian Renewable, IFCI, CreditAcc. Gram., Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, and Satin Creditcare. I R F C has average management risk and growth, with a 1-year return of -29.47%, significantly lower than its peers.

Peers: The peers of I R F C are Power Fin.Corpn., REC Ltd, HUDCO, Indian Renewable, IFCI, CreditAcc. Gram., Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, and Satin Creditcare.<BR><BR>Quality Snapshot: Excellent management risk is observed at Power Fin.Corpn. and REC Ltd, while Average management risk is found at I R F C, HUDCO, Indian Renewable, Muthoot Microfin, and Fusion Finance, and the rest. Below Average management risk is noted at IFCI and Tour. Fin. Corp., while Good management risk is seen at CreditAcc. Gram. Growth is Below Average at Power Fin.Corpn., Muthoot Microfin, and Fusion Finance, while Average growth is found at I R F C, REC Ltd, HUDCO, and the rest. Good growth is observed at Indian Renewable and Satin Creditcare. Below Average capital structure is seen at Power Fin.Corpn., while Average capital structure is found at I R F C, and Good capital structure is noted at REC Ltd and HUDCO. Excellent capital structure is observed at IFCI, CreditAcc. Gram., Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, and Satin Creditcare.<BR><BR>Return Snapshot: The peer with the highest 1-year return is IFCI at 75.70%, while the lowest is I R F C at -29.47%. I R F C's 1-year return is significantly lower than that of its peers. Additionally, the six-month return is negative for Power Fin.Corpn., I R F C, and HUDCO.

How big is I R F C?

As of 31st August, Indian Railway Finance Corporation Ltd has a market capitalization of 108,991.00 Cr, with net sales of 28,607.33 Cr and net profit of 7,190.69 Cr over the latest four quarters.

As of 31st August, <BR><BR>Market Cap: Indian Railway Finance Corporation Ltd has a market capitalization of 108,991.00 Cr and is classified as a Large Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 28,607.33 Cr, while the sum of Net Profit for the same period is 7,190.69 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2026. Shareholder's Funds are valued at 56,748.76 Cr, and Total Assets amount to 5,16,676.48 Cr.

Are Indian Railway Finance Corporation Ltd latest results good or bad?

Indian Railway Finance Corporation Ltd's latest results are strong, with a net profit increase of 14.42% and record revenue growth of 19.43%. However, despite solid fundamentals, the stock has underperformed in the market, leading to a mixed assessment.

The latest results for Indian Railway Finance Corporation Ltd (IRFC) indicate a strong performance overall. For the quarter ending June 2026, the company reported a net profit of ₹1,927.21 crores, which represents a significant increase of 14.42% compared to the previous quarter and a 10.40% increase year-over-year. Additionally, revenue grew by 19.43% year-over-year, reaching ₹8,242.03 crores, marking the highest quarterly revenue in the company's history.<BR><BR>The operating profit margin remained exceptionally high at 99.72%, showcasing the company's efficient cost structure. However, it's important to note that the return on equity (ROE) of 12.35% is below the average of its peers, which raises concerns about capital efficiency.<BR><BR>Despite these positive financial metrics, the stock has been underperforming in the market, declining significantly over the past year. This disconnect between strong operational results and stock performance suggests that while the fundamentals are solid, market sentiment may be weighing heavily on the stock due to concerns about valuation and future growth prospects.<BR><BR>In summary, while IRFC's latest results are strong in terms of profit and revenue growth, the market's reaction has not reflected this strength, leading to a mixed overall assessment.

Should I buy, sell or hold Indian Railway Finance Corporation Ltd?

When is the next results date for Indian Railway Finance Corporation Ltd?

The next results date for Indian Railway Finance Corporation Ltd is 30 July 2026.

The next results date for Indian Railway Finance Corporation Ltd is scheduled for 30 July 2026.

Has Indian Railway Finance Corporation Ltd declared dividend?

Yes, Indian Railway Finance Corporation Ltd has declared a 10% dividend with an ex-date of March 13, 2026. While recent total returns over shorter periods have been negative, longer-term returns indicate significant growth.

Indian Railway Finance Corporation Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Ex-date: 13 Mar 26<BR><BR>Dividend Yield: 1.84%.<BR><BR>Total Returns by Period:<BR>In the last 3 months, the price return was -10.29%, the dividend return was 0.89%, resulting in a total return of -9.4%.<BR><BR>Over the last 6 months, the price return was -20.21%, the dividend return was 1.59%, leading to a total return of -18.62%.<BR><BR>For the 1-year period, the price return was -15.94%, the dividend return was 2.36%, culminating in a total return of -13.58%.<BR><BR>In the 2-year period, the price return was -29.92%, the dividend return was 3.23%, which resulted in a total return of -26.69%.<BR><BR>During the 3-year period, the price return was 259.13%, the dividend return was 22.34%, producing a total return of 281.47%.<BR><BR>Over the last 4 years, the price return was 361.93%, the dividend return was 33.57%, leading to a total return of 395.5%.<BR><BR>In the 5-year period, the price return was 304.42%, the dividend return was 35.11%, resulting in a total return of 339.53%.<BR><BR>Overall, while the company has declared a dividend, the recent total returns over shorter periods have been negative, indicating challenges in price performance. However, the longer-term returns show significant growth, suggesting a potential recovery or strong performance over time.

Is I R F C technically bullish or bearish?

As of November 24, 2025, I R F C's technical trend has shifted to a moderate bearish stance, driven by bearish MACD, moving averages, and Bollinger Bands, despite a mildly bullish KST signal.

As of 24 November 2025, the technical trend for I R F C has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this assessment include the weekly MACD being bearish, the daily moving averages also indicating bearishness, and both weekly and monthly Bollinger Bands confirming a bearish trend. The KST shows a mildly bullish signal on the weekly timeframe, but this is overshadowed by the overall bearish indicators. The stock has underperformed significantly against the Sensex in the past month and year, further supporting the bearish outlook.

Is I R F C overvalued or undervalued?

As of October 16, 2025, I R F C is considered an attractive investment opportunity with a PE ratio of 23.83, significantly lower than its peers, indicating it is undervalued despite a year-to-date return of -16.34%.

As of 16 October 2025, the valuation grade for I R F C has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 23.83, a Price to Book Value of 0.29, and an EV to EBITDA ratio of 14.18. These ratios suggest that the stock is trading at a discount compared to its earnings and asset value.<BR><BR>In comparison to its peers, I R F C's PE ratio is significantly lower than that of Bajaj Finance, which is at 38.01, and also lower than Bajaj Finserv at 34.99. Meanwhile, Life Insurance stands out with a very attractive valuation, boasting a PE ratio of 11.63. Despite recent underperformance against the Sensex, with a year-to-date return of -16.34% compared to the Sensex's 6.82%, the overall valuation metrics suggest that I R F C presents a compelling investment opportunity at its current price of 124.65.

How has been the historical performance of I R F C?

I R F C has shown consistent financial growth, with net sales increasing from 13,421.02 Cr in Mar'20 to 27,147.85 Cr in Mar'25, and profit after tax rising from 2,139.93 Cr to 6,502.00 Cr in the same period. Total assets grew from 2,75,504.13 Cr to 4,88,834.68 Cr, indicating a strengthening equity position and improved liquidity.

Answer:<BR>The historical performance of I R F C shows a consistent growth trend in net sales and profit over the years, with net sales increasing from 13,421.02 Cr in Mar'20 to 27,147.85 Cr in Mar'25. The total operating income also rose significantly, reaching 27,152.86 Cr in Mar'25, compared to 10,987.35 Cr in Mar'19. Operating profit, excluding other income, has shown a steady increase, from 2,755.76 Cr in Mar'19 to 6,503.76 Cr in Mar'25. Profit before tax has similarly grown, reaching 6,502.00 Cr in Mar'25 from 2,755.34 Cr in Mar'19. The profit after tax has followed this upward trajectory, amounting to 6,502.00 Cr in Mar'25, up from 2,139.93 Cr in Mar'19. <BR><BR>On the balance sheet side, total assets increased from 2,75,504.13 Cr in Mar'20 to 4,88,834.68 Cr in Mar'25, while total liabilities also rose, reaching 4,12,129.40 Cr in Mar'25. Shareholder's funds have grown from 30,299.75 Cr in Mar'20 to 52,667.77 Cr in Mar'25, indicating a strengthening equity position. The cash flow from operating activities improved significantly, with a cash flow of 8,229.00 Cr in Mar'25 compared to negative cash flows in previous years. The closing cash and cash equivalents also saw a notable increase, rising to 5,680.00 Cr in Mar'25 from just 1.00 Cr in Mar'20.<BR><BR>Breakdown:<BR>I R F C has demonstrated robust growth in its financial performance over the years, with net sales climbing from 13,421.02 Cr in Mar'20 to 27,147.85 Cr in Mar'25, reflecting a strong upward trend. The total operating income has similarly increased, reaching 27,152.86 Cr in Mar'25. Operating profit has shown consistent growth, rising from 2,755.76 Cr in Mar'19 to 6,503.76 Cr in Mar'25, while profit before tax has also improved significantly, reaching 6,502.00 Cr in the latest fiscal year. The profit after tax mirrors this growth, amounting to 6,502.00 Cr in Mar'25, indicating effective management and operational efficiency. <BR><BR>On the balance sheet, total assets have expanded from 2,75,504.13 Cr in Mar'20 to 4,88,834.68 Cr in Mar'25, with total liabilities increasing to 4,12,129.40 Cr. Shareholder's funds have strengthened from 30,299.75 Cr to 52,667.77 Cr, showcasing a solid equity base. The cash flow from operating activities has improved markedly, with a positive cash flow of 8,229.00 Cr in Mar'25, contrasting sharply with the negative cash flows recorded in earlier years. The closing cash and cash equivalents have also risen significantly, ending at 5,680.00 Cr in Mar'25, further highlighting the company's improved liquidity position.

Who are the top shareholders of the I R F C?

The top shareholders of I R F C are the President of India with 86.36%, Life Insurance Corporation of India at 1.05%, and individual investors holding 10.68%. Additionally, 20 mutual fund schemes own 0.21%, and 122 foreign institutional investors have a combined stake of 0.98%.

The top shareholders of I R F C include the President of India, who holds the highest stake at 86.36%. This significant holding reflects the government's involvement in the company. Other notable shareholders include Life Insurance Corporation of India, which holds 1.05%, and individual investors, who collectively own 10.68%. Additionally, the company has 20 mutual fund schemes holding a total of 0.21% and 122 foreign institutional investors (FIIs) with a combined holding of 0.98%.