Indergiri Fin.

Why is Indergiri Finance Ltd falling/rising?

As of 11-Aug, the stock price of Indergiri Finance Ltd is at 29.00, unchanged from the previous session, but has declined 7.64% over the past week while gaining 10.77% in the last month. Despite recent gains, the stock shows short-term weakness and declining investor participation, indicating bearish sentiment.

As of 11-Aug, the stock price of Indergiri Finance Ltd is currently at 29.00, with no change from the previous trading session. The stock has shown a decline of 7.64% over the past week, which is significantly worse than the Sensex's decline of only 0.35% during the same period. However, over the past month, the stock has increased by 10.77%, outperforming the Sensex, which only rose by 0.75%. <BR><BR>Despite this recent monthly gain, the stock's performance today indicates it has underperformed its sector by 2.16%. Additionally, there has been erratic trading behavior, as the stock did not trade on 2 out of the last 20 days. This inconsistency may contribute to investor uncertainty. Furthermore, there has been a notable decline in investor participation, with delivery volume dropping by 98.33% on 06 August compared to the 5-day average. <BR><BR>While the stock is trading above its 20-day, 50-day, 100-day, and 200-day moving averages, it is below its 5-day moving average, suggesting a short-term weakness. The liquidity of the stock is adequate for trading, but the significant drop in delivery volume and the underperformance relative to the sector may indicate a bearish sentiment among investors. Overall, these factors suggest that Indergiri Finance Ltd is currently facing downward pressure in its stock price.

Which are the latest news on Indergiri Fin.?

When is the next results date for Indergiri Finance Ltd?

The next results date for Indergiri Finance Ltd is 14 August 2026.

The next results date for Indergiri Finance Ltd is scheduled for 14 August 2026.

Should I buy, sell or hold Indergiri Finance Ltd?

How big is Indergiri Fin.?

As of 10th June, Indergiri Finance Ltd has a market capitalization of 10.00 Cr, with recent net sales of 2.22 Cr and a net profit loss of 1.38 Cr over the last four quarters. Shareholder's funds are 2.76 Cr, and total assets amount to 20.12 Cr.

As of 10th June, <BR><BR>Market Cap: Indergiri Finance Ltd has a market capitalization of 10.00 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 2.22 Cr, while the sum of Net Profit for the same period reflects a loss of 1.38 Cr.<BR><BR>Balance Sheet Snapshot: The latest annual period for the balance sheet is March 2025. Shareholder's Funds are reported at 2.76 Cr, and Total Assets amount to 20.12 Cr.

Who are in the management team of Indergiri Fin.?

The management team of Indergiri Fin includes Vinod Kumar Sharma (Chairman & Independent Director), Dinesh Babel (Independent Director), Shanker Wunnava (Managing Director & CFO), Mohit Agarwal (Executive Director), and non-executive directors Roshan Shah and Beni Prasad Rauka.

The management team of Indergiri Fin includes the following members:<BR><BR>1. **Vinod Kumar Sharma** - Chairman & Independent Director<BR>2. **Dinesh Babel** - Independent Director<BR>3. **Shanker Wunnava** - Managing Director & CFO<BR>4. **Mohit Agarwal** - Executive Director<BR>5. **Roshan Shah** - Non-Executive Director<BR>6. **Beni Prasad Rauka** - Non-Executive Director<BR><BR>If you need more specific information about any of these individuals or their roles, feel free to ask!

Who are the peers of the Indergiri Fin.?

Indergiri Fin.'s peers include Sharp Investment, Yunik Managing, Inani Securities, Trinity League, Jayabharat Cred., Ushakiran Fin., V B Industries, and Sujala Trading. Jayabharat Cred. has the highest 1-year return at 35.22%, while Indergiri Fin. has a return of 6.71%.

Peers: The peers of Indergiri Fin. are Sharp Investment, Yunik Managing, Inani Securities, Trinity League, Jayabharat Cred., Ushakiran Fin., V B Industries, and Sujala Trading.<BR><BR>Quality Snapshot: Excellent capital structure is observed at Inani Securities, Indergiri Fin., and V B Industries, while Good capital structure is found at Sujala Trading. Below Average management risk is noted at Indergiri Fin., Inani Securities, Trinity League, V B Industries, and Sujala Trading, and the rest. Below Average growth is seen at Indergiri Fin., Inani Securities, Trinity League, V B Industries, and Sujala Trading, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Jayabharat Cred. at 35.22%, while the lowest is Sharp Investment at -41.18%. Indergiri Fin.'s 1-year return is 6.71%, which is higher than Sharp Investment but lower than Jayabharat Cred. Additionally, several peers, including Sharp Investment, Yunik Managing, Inani Securities, V B Industries, and Sujala Trading, have negative six-month returns.

What does Indergiri Fin. do?

Indergiri Finance Ltd is a micro-cap Non-Banking Financial Company (NBFC) that provides financial solutions and loans to MSMEs for business growth. It was incorporated in 1995 and reported net sales of 1 Cr and a net profit of 0 Cr for the quarter ending March 2026.

Overview: <BR>Indergiri Finance Ltd is a Non-Banking Financial Company (NBFC) in the micro-cap category that provides financial solutions and sector-specific loans for MSMEs to support their business growth.<BR><BR>History: <BR>Indergiri Finance Limited was incorporated on January 27, 1995, and received the Certificate of Commencement of Business on February 3, 1995. The company is classified as a "Loan Company" by the Reserve Bank of India. The latest quarterly results reported net sales and profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 10 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 8.66 <BR>Return on Equity: -100.00% <BR>Price to Book: 6.67<BR><BR>Contact Details: <BR>Address: 327 Goyal Trade Centre, Shantivan Borivali (E) Nr Sona Mumbai Maharashtra : 400066 <BR>Tel: 91-022-28280515 <BR>Email: info@rediffmail.com/beni.rauka@inde <BR>Website: http://www.indergiri.com

Are Indergiri Finance Ltd latest results good or bad?

Indergiri Finance Ltd's latest Q3 FY26 results show a mixed but predominantly negative outlook, with a net profit of ₹0.10 crore down 23.08% year-on-year, and significant operational challenges reflected in a -421.43% operating margin and a high debt-to-equity ratio of 12.14. While there was a sequential sales increase, the overall financial health and reliance on non-operating income indicate ongoing struggles.

Indergiri Finance Ltd's latest results for Q3 FY26 present a mixed picture, leaning towards the negative side overall. While the company reported a net profit of ₹0.10 crore, indicating a recovery from previous losses, this figure is still down 23.08% year-on-year. The net sales of ₹0.28 crore showed a significant sequential increase of 55.56% from the previous quarter, but this is a stark decline of 59.42% compared to the same quarter last year.<BR><BR>The company's operating performance remains concerning, with an operating profit before depreciation, interest, and tax (PBDIT) of -₹1.18 crores, reflecting an alarming operating margin of -421.43%. This indicates that the core lending operations are not generating profits and the company is heavily reliant on non-operating income to report any semblance of profitability.<BR><BR>Additionally, the financial health of Indergiri Finance is troubling, characterized by extreme leverage with a debt-to-equity ratio of 12.14, and a severe liquidity mismatch, as current liabilities far exceed current assets. The absence of institutional investors further raises red flags about the company's stability and growth prospects.<BR><BR>In summary, while there are minor signs of recovery in terms of sequential sales growth and a technical profit, the overall financial condition and operational inefficiencies suggest that the results are more indicative of ongoing struggles rather than a solid turnaround.

Is Indergiri Fin. overvalued or undervalued?

As of December 4, 2025, Indergiri Fin. is considered very expensive and overvalued, with poor financial ratios and disappointing stock performance compared to its peers.

As of 4 December 2025, the valuation grade for Indergiri Fin. has moved from risky to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently deemed overvalued. Key ratios highlight this concern, with a PE ratio of -4.72, an EV to EBITDA of -11.20, and a Price to Book Value of 13.05, all suggesting that the company's financial performance is not only poor but also unsustainable at its current valuation.<BR><BR>In comparison with peers, Indergiri Fin. stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance boasts a PE ratio of 10.85 and an EV to EBITDA of 8.92. These comparisons reinforce the notion that Indergiri Fin. is not only overvalued but also lacks the financial health exhibited by its competitors. Furthermore, the company's recent stock performance has been disappointing, with a 1-year return of -8.09% compared to the Sensex's 5.32%, further underscoring its overvaluation in the current market context.

How has been the historical performance of Indergiri Fin.?

Indergiri Fin. has seen significant sales growth from 0.45 crore in March 2019 to 2.23 crore in March 2025, but has faced increasing operational losses and negative cash flow, resulting in a challenging financial position with total liabilities rising to 20.12 crore.

Answer:<BR>The historical performance of Indergiri Fin. shows significant fluctuations in its financial metrics over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Indergiri Fin. has experienced a notable increase in net sales, rising from 0.45 crore in March 2019 to 2.23 crore in March 2025. However, despite this growth in revenue, the company has faced increasing operational challenges, reflected in its total expenditure which surged from 0.41 crore in March 2019 to 4.44 crore in March 2025. This led to a substantial operating loss, with the operating profit (PBDIT) declining from a positive 0.04 crore in March 2023 to a negative 2.07 crore in March 2025. The profit before tax also worsened, moving from a slight profit of 0.04 crore in March 2023 to a loss of 2.09 crore in March 2025. The profit after tax followed a similar trend, with losses escalating from 0.01 crore in March 2023 to 1.57 crore in March 2025. The company's total liabilities increased significantly, reaching 20.12 crore in March 2025, up from 5.21 crore in March 2020, while total assets also rose to 20.12 crore in March 2025. Cash flow from operating activities has been negative, indicating ongoing liquidity issues, with a cash flow of -12.00 crore in March 2025. Overall, Indergiri Fin. has shown growth in sales but has struggled with profitability and cash flow management, leading to a challenging financial position.

Who are the top shareholders of the Indergiri Fin.?

The top shareholders of Indergiri Fin. include Mohit Agarwal with 19.9%, Carnation Corporate Consultants Private Limited at 4.97%, and individual investors holding 27.6%. There are no pledged promoter holdings, and the company has no mutual funds or foreign institutional investors involved.

The top shareholders of Indergiri Fin. include the promoters, with Mohit Agarwal holding the highest stake at 19.9%. Additionally, Carnation Corporate Consultants Private Limited is the highest public shareholder, owning 4.97%. Individual investors collectively hold 27.6% of the shares. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares.

What is the technical trend for Indergiri Fin.?

As of May 21, 2025, Indergiri Fin. has shifted to a bearish trend, indicated by negative MACD readings, bearish Bollinger Bands, and a significant 67.25% decline in stock performance compared to a 7.51% gain in the Sensex.

As of 21 May 2025, the technical trend for Indergiri Fin. has changed from mildly bearish to bearish. The current technical stance is bearish with a strong indication of weakness. Key indicators driving this stance include bearish readings on the MACD across both weekly and monthly time frames, bearish signals from Bollinger Bands, and a bearish moving average on the daily chart. Additionally, the KST is bearish on the weekly and mildly bearish on the monthly, while Dow Theory and OBV both reflect a mildly bearish sentiment on the weekly and monthly time frames. Overall, the bearish trend is supported by the significant decline in the stock's performance over the past year, with a return of -67.25% compared to a 7.51% gain in the Sensex.

Has Indergiri Fin. declared dividend?

No Dividend History Available