INDIA SHELTE FIN

Why is India Shelter Finance Corporation Ltd falling/rising?

As of 08-Aug, India Shelter Finance Corporation Ltd's stock is at 691.55, down 5.73%, and has underperformed against the Sensex. Despite strong long-term fundamentals, the stock has declined 20.37% over the past year, indicating bearish market sentiment.

As of 08-Aug, India Shelter Finance Corporation Ltd's stock price is falling, currently at 691.55, which reflects a decrease of 42.05 or 5.73%. The stock has underperformed against the benchmark Sensex, which has seen a slight increase of 0.52% over the past week, while India Shelter's stock has dropped by 4.95%. Over the past month, the stock has declined by 11.01%, contrasting with the Sensex's modest gain of 0.41%.<BR><BR>Today's trading session began with the stock opening down by 2%, and it reached an intraday low of Rs 689.2, marking a decline of 6.05%. The trading volume has also shown a decrease, with delivery volume falling by 6.32% compared to the five-day average, indicating reduced investor participation. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which typically signals a bearish trend.<BR><BR>Despite the company's strong long-term fundamentals, including a 31.48% CAGR growth in operating profits and consistent positive results over the last nine quarters, the stock has still experienced a significant decline of 20.37% over the past year. This decline occurs even as profits have increased by 28.1%, suggesting that market sentiment may not be fully reflecting the company's financial health. The stock's current valuation at a premium compared to peers may also be contributing to the downward pressure on its price.

Which are the latest news on INDIA SHELTE FIN?

Should I buy, sell or hold India Shelter Finance Corporation Ltd?

Are India Shelter Finance Corporation Ltd latest results good or bad?

India Shelter Finance Corporation Ltd's latest results are strong, with a 27.24% increase in net profit and a 24.73% rise in revenue year-on-year. However, technical indicators show a mildly bearish trend, and the company's premium valuation compared to peers suggests investors should exercise caution.

India Shelter Finance Corporation Ltd's latest results indicate a strong performance overall. For the quarter ended March 2026, the company reported a net profit of ₹137.59 crore, which represents a significant year-on-year increase of 27.24%. Additionally, revenue grew by 24.73% compared to the same quarter last year, showcasing consistent operational growth.<BR><BR>The return on equity (ROE) stands at 15.29%, which is above the industry average, reflecting effective capital utilization. The profit after tax (PAT) margin improved to 33.70%, indicating better profitability despite rising interest costs.<BR><BR>However, it's worth noting that the stock has entered a mildly bearish technical territory, trading below key moving averages, which may raise concerns among investors. Additionally, while the company has demonstrated impressive growth, the premium valuation compared to peers suggests that caution is warranted.<BR><BR>In summary, the financial results are largely positive, showcasing strong growth and profitability, but the technical indicators and valuation concerns suggest a more cautious outlook for investors.

When is the next results date for India Shelter Finance Corporation Ltd?

The next results date for India Shelter Finance Corporation Ltd is August 6, 2026.

The next results date for India Shelter Finance Corporation Ltd is scheduled for August 6, 2026.

What does INDIA SHELTE FIN do?

India Shelter Finance Corporation Ltd is a small-cap company in the housing finance sector, reporting net sales of ₹408 Cr and a net profit of ₹138 Cr for March 2026. Key metrics include a P/E ratio of 16.00 and a market cap of ₹8,100 Cr.

Overview: <BR>India Shelter Finance Corporation Ltd operates in the housing finance sector and is categorized as a small-cap company.<BR><BR>History: <BR>The company was incorporated in 1998 under the name "Satyaprakash Housing Finance India Limited." It received its Certificate for Commencement of Business on November 18, 1998. The latest quarterly results reported net sales and profit for March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 408 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 138 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 8,100 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 16.00 <BR>Industry P/E: 12 <BR>Dividend Yield: 0.66% <BR>Debt-Equity: 1.95 <BR>Return on Equity: 15.73% <BR>Price-to-Book: 2.54 <BR><BR>Contact Details: <BR>Address: Not available <BR>Phone: N/A <BR>Email: N/A <BR>Website: N/A

How big is INDIA SHELTE FIN?

As of 10th June, India Shelter Finance Corporation Ltd has a market capitalization of 8,100.00 Cr, with recent net sales of 1,528.40 Cr and net profit of 503.15 Cr over the last four quarters.

As of 10th June, <BR><BR>Market Cap: India Shelter Finance Corporation Ltd has a market capitalization of 8,100.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 1,528.40 Cr, while the sum of Net Profit for the same period is 503.15 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds are valued at 2,708.74 Cr, and Total Assets amount to 7,741.25 Cr.

Who are in the management team of INDIA SHELTE FIN?

The management team of INDIA SHELTE FIN includes Chairman Sudhin Choksey, Managing Director & CEO Rupinder Singh, and several nominees and independent directors, along with Company Secretary Mukti Chaplot, overseeing the company's operations and strategy.

The management team of INDIA SHELTE FIN includes the following individuals:<BR><BR>1. **Sudhin Choksey** - Chairman (Non-Executive)<BR>2. **Rupinder Singh** - Managing Director & CEO<BR>3. **Anup Kumar Gupta** - Nominee<BR>4. **Shailesh J Mehta** - Nominee<BR>5. **Sumir Chadha** - Nominee<BR>6. **Rachna Dikshit** - Independent Director<BR>7. **Thomson Kadantot Thomas** - Independent Director<BR>8. **P K Gupta** - Independent Director<BR>9. **Ajay Narayan Jha** - Independent Director<BR>10. **Savita Mahajan** - Independent Director<BR>11. **Mukti Chaplot** - Company Secretary & Compliance Officer<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

Who are the peers of the INDIA SHELTE FIN?

INDIA SHELTE FIN's peers include Aadhar Housing Finance, Aptus Value Housing, Can Fin Homes, Home First Finance, Aavas Financiers, Repco Home Finance, GIC Housing Finance, SRG Housing, and Reliance Home. Aadhar Housing Finance has the highest 1-year return at 3.80%, while INDIA SHELTE FIN's return is -17.17%.

Peers: The peers of INDIA SHELTE FIN are Aadhar Hsg. Fin., Aptus Value Hou., Can Fin Homes, Home First Finan, Aavas Financiers, Repco Home Fin, GIC Housing Fin, SRG Housing, and Reliance Home.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at Aadhar Hsg. Fin., Home First Finan, Aavas Financiers, and Repco Home Fin, and the rest. Growth is Excellent at Home First Finan and INDIA SHELTE FIN, Good at Aptus Value Hou. and SRG Housing, Average at Aadhar Hsg. Fin., Can Fin Homes, and Aavas Financiers, and Below Average at Repco Home Fin, GIC Housing Fin, and Reliance Home. For Capital Structure, Excellent ratings are seen at Aadhar Hsg. Fin., Aptus Value Hou., Home First Finan, Aavas Financiers, Repco Home Fin, GIC Housing Fin, SRG Housing, and the rest, while Good is noted at Can Fin Homes and Average at Reliance Home.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Aadhar Hsg. Fin. at 3.80%, while Reliance Home has the lowest at -71.22%. INDIA SHELTE FIN's 1-year return is -17.17%, which is better than Reliance Home but worse than Aadhar Hsg. Fin. Additionally, several peers, including Home First Finan, Aavas Financiers, Repco Home Fin, GIC Housing Fin, SRG Housing, and Reliance Home, have negative six-month returns.

Is INDIA SHELTE FIN technically bullish or bearish?

As of November 28, 2025, the technical trend is mildly bullish, supported by daily moving averages and monthly Bollinger Bands, though caution is advised due to mixed signals from weekly MACD, KST, and OBV indicators.

As of 28 November 2025, the technical trend has changed from sideways to mildly bullish. The daily moving averages indicate a bullish stance, while the weekly MACD is mildly bearish, suggesting some short-term weakness. The Bollinger Bands show a mildly bullish trend on the monthly timeframe, supporting the overall positive outlook. However, the weekly KST and OBV are bearish, indicating caution. Overall, the current technical stance is mildly bullish, driven primarily by the daily moving averages and monthly Bollinger Bands, despite some mixed signals from other indicators.

Is INDIA SHELTE FIN overvalued or undervalued?

As of November 18, 2025, INDIA SHELTE FIN is fairly valued with a PE ratio of 22.40, outperforming the Sensex with a 43.45% return over the past year, while its peers show varying valuations, with HUDCO being expensive at a PE of 17.43 and LIC Housing Finance attractive at 5.65.

As of 18 November 2025, the valuation grade for INDIA SHELTE FIN has moved from very attractive to fair. The company is currently fairly valued. Key ratios include a PE ratio of 22.40, an EV to EBITDA of 15.30, and a PEG ratio of 0.44, indicating a relatively reasonable valuation compared to its earnings growth potential.<BR><BR>In comparison to its peers, HUDCO is considered very expensive with a PE of 17.43, while LIC Housing Finance is attractive with a much lower PE of 5.65. This suggests that INDIA SHELTE FIN is positioned competitively within the housing finance sector. Notably, the company's stock has outperformed the Sensex significantly over the past year, with a return of 43.45% compared to the Sensex's 9.48%, reinforcing the fair valuation perspective.

How has been the historical performance of INDIA SHELTE FIN?

INDIA SHELTE FIN has shown significant growth over the past three years, with net sales increasing from 584.53 Cr in March 2023 to 1,165.64 Cr in March 2025, alongside improvements in operating profit, profit before tax, and earnings per share. Total assets also rose to 7,741.25 Cr in March 2025, reflecting a strong financial performance.

Answer:<BR>The historical performance of INDIA SHELTE FIN shows significant growth over the past three years.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2025, INDIA SHELTE FIN reported net sales of 1,165.64 Cr, a substantial increase from 829.62 Cr in March 2024 and 584.53 Cr in March 2023. The total operating income mirrored this trend, reaching 1,165.64 Cr in March 2025, compared to 829.62 Cr in the previous year and 584.53 Cr two years prior. Operating profit (PBDIT) also saw a notable rise, reaching 855.67 Cr in March 2025, up from 617.61 Cr in March 2024 and 420.02 Cr in March 2023. Profit before tax increased to 489.19 Cr in March 2025, compared to 319.18 Cr in March 2024 and 201.95 Cr in March 2023, while profit after tax rose to 377.87 Cr from 247.60 Cr and 155.34 Cr in the respective prior years. The company's earnings per share (EPS) improved significantly, reaching 35.02 in March 2025, up from 23.13 in March 2024 and 17.75 in March 2023. On the balance sheet, total assets grew to 7,741.25 Cr in March 2025, up from 5,791.12 Cr in March 2024 and 4,292.56 Cr in March 2023, while total liabilities also increased to 7,741.25 Cr in March 2025. The cash flow from financing activities showed a positive trend, with a net cash inflow of 70.00 Cr in March 2025, compared to a net outflow of 249.00 Cr in March 2024. Overall, the financial metrics indicate a robust growth trajectory for INDIA SHELTE FIN over the past three years.

Who are the top shareholders of the INDIA SHELTE FIN?

The top shareholders of INDIA SHELTE FIN include Aravali Investment Holdings with 26.34%, 17 mutual fund schemes holding 12.33%, and Nexus Ventures III Limited at 11.2%. Promoters hold the majority of shares, with no pledged holdings reported.

The top shareholders of INDIA SHELTE FIN include a mix of promoters, institutional investors, and individual shareholders. The largest promoter is Aravali Investment Holdings, which holds 26.34% of the shares. Additionally, the company has 17 mutual fund schemes collectively holding 12.33%, and 51 foreign institutional investors (FIIs) with a combined holding of 6.94%. The highest public shareholder is Nexus Ventures III Limited, owning 11.2%. Individual investors account for 6.65% of the shares. Overall, the majority of the shares are held by promoters, with no pledged promoter holdings reported.

Has INDIA SHELTE FIN declared dividend?

No Dividend History Available