Indus Finance

Why is Indus Finance Ltd falling/rising?

As of 01-Sep, Indus Finance Ltd's stock price is at Rs. 243.50, reflecting a 1.99% increase and a 25.1% gain over the last 12 days. Despite a decline in investor participation, the stock has shown strong growth, outperforming benchmarks significantly and reaching new all-time highs.

As of 01-Sep, Indus Finance Ltd's stock price is rising, currently at Rs. 243.50, which reflects an increase of Rs. 4.75 or 1.99%. The stock has shown significant upward momentum, gaining 25.1% over the last 12 days and outperforming its sector by 3.45% today. Additionally, it has reached a new 52-week and all-time high of Rs. 243.50. <BR><BR>The stock's performance over various periods indicates strong growth, with a year-to-date increase of 431.54% compared to a decline of 9.71% in the Sensex. Over the past month, it has risen by 50.26%, while the Sensex has decreased by 1.47%. This trend of rising stock prices is further supported by the fact that Indus Finance is trading above its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages.<BR><BR>However, it is important to note that there has been a decline in investor participation, with delivery volume falling by 73.02% against the 5-day average. Despite this decrease in participation, the stock's liquidity remains adequate for trading. Overall, the combination of strong recent performance, significant gains compared to benchmarks, and the achievement of new price highs contributes to the rising stock price of Indus Finance Ltd.

Who are in the management team of Indus Finance?

The management team of Indus Finance includes Executive Chairman Bala V Kutti, Independent Directors K R Shyam Sundar, Niranjan R Jagtap, and Kanagasabapathy Vasuki Balasubramaniam Kodumudi, along with Company Secretary Dinakar K K.

The management team of Indus Finance includes the following individuals:<BR><BR>1. **Bala V Kutti** - Executive Chairman<BR>2. **K R Shyam Sundar** - Independent Director<BR>3. **Dinakar K K** - Company Secretary & Compliance Officer<BR>4. **Niranjan R Jagtap** - Independent Director<BR>5. **KANAGASABAPATHY VASUKI BALASUBRAMANIAM KODUMUDI** - Independent Director<BR><BR>If you have any more questions about the company or its management, feel free to ask!

What does Indus Finance do?

Indus Finance Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of 2 Cr and a net profit of 1 Cr for June 2026. The company has a market cap of INR 217 Cr and key metrics include a P/E ratio of 73.00 and a return on equity of 13.20%.

Overview:<BR>Indus Finance Ltd operates as a Non-Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>Indus Finance Limited was incorporated as 'Subuthi Finance Limited' in 1992, underwent a name change to 'Indus Finance Corporation Limited' in 2011, and was renamed to its current title on January 22, 2015. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 2 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 1 Cr (Quarterly Results - Jun 2026)<BR>- Market-cap: INR 217 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 73.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.26%<BR>- Debt Equity: 0.48<BR>- Return on Equity: 13.20%<BR>- Price to Book: 9.44<BR><BR>Contact Details:<BR>Address: Kothari Building Nungambakkam, 4th Fl 114 Mahatma Gandhi Salai Chennai Tamil Nadu : 600034 <BR>Tel: 91-44-28330867/23881310 <BR>Email: contact@indusfinance.in <BR>Website: http://www.indusfinance.in

Who are the peers of the Indus Finance?

Indus Finance's peers include Shalibhadra Fin., Vaarad Ventures, Alfred Herbert, and others, with Indus Finance showing the highest 1-year return at 387.34%. Management risk varies, with Alfred Herbert rated as excellent, while several peers have below-average growth and negative six-month returns.

Peers: The peers of Indus Finance are Shalibhadra Fin., Vaarad Ventures, Alfred Herbert, Team India Guar., Alacrity Sec., Landmarc Leisur., Jhaveri Credits, Last Mile Enter., Sangam Finserv, and Usha Financial.<BR><BR>Quality Snapshot: Excellent management risk is observed at Alfred Herbert, Team India Guar., and the rest. Average management risk is found at Alfred Herbert, while Below Average management risk is noted for Shalibhadra Fin., Team India Guar., Alacrity Sec., Landmarc Leisur., Jhaveri Credits, Last Mile Enter., Sangam Finserv, and Usha Financial. Growth is Excellent at Alfred Herbert, Good at Indus Finance and Alacrity Sec., Average at Jhaveri Credits, and Below Average at Shalibhadra Fin., Team India Guar., Landmarc Leisur., Sangam Finserv, and the rest. Capital Structure is Excellent for Shalibhadra Fin., Team India Guar., Indus Finance, Alacrity Sec., Landmarc Leisur., Jhaveri Credits, Last Mile Enter., Sangam Finserv, and Usha Financial, while the rest do not qualify.<BR><BR>Return Snapshot: Indus Finance has the highest 1-year return at 387.34%, while Last Mile Enter. has the lowest at -56.07%. Indus Finance's return significantly outperforms all peers. Additionally, Alacrity Sec., Last Mile Enter., and Sangam Finserv have negative six-month returns.

How big is Indus Finance?

As of 31st August, Indus Finance Ltd has a market capitalization of 217.00 Cr, with Net Sales of 9.66 Cr and a Net Profit of 2.58 Cr reported in the latest four quarters. Shareholder's Funds are 22.97 Cr and Total Assets amount to 33.81 Cr as of March 2026.

As of 31st August, Indus Finance Ltd has a market capitalization of 217.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Indus Finance reported Net Sales of 9.66 Cr and a Net Profit of 2.58 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026, with Shareholder's Funds amounting to 22.97 Cr and Total Assets of 33.81 Cr.

Which are the latest news on Indus Finance?

Should I buy, sell or hold Indus Finance Ltd?

When is the next results date for Indus Finance Ltd?

The next results date for Indus Finance Ltd is 11 August 2026.

The next results date for Indus Finance Ltd is scheduled for 11 August 2026.

Are Indus Finance Ltd latest results good or bad?

Indus Finance Ltd's latest Q4 FY26 results are strong, with a net profit increase of 403.45% and revenue growth of 315.33%. However, concerns about sustainability arise from weak full-year revenue and a negative five-year sales growth of -3.00%.

Indus Finance Ltd's latest results for Q4 FY26 can be characterized as good, particularly when looking at the significant growth in both revenue and net profit. The company reported a net profit of ₹1.46 crores, which marks an impressive increase of 403.45% quarter-on-quarter. Revenue also surged to ₹5.69 crores, reflecting a 315.33% increase from the previous quarter. Additionally, the profit after tax (PAT) margin improved to 25.66%, up from 21.17% in Q3 FY26.<BR><BR>However, it's important to consider the broader context. While the quarterly performance is strong, the company's full-year revenue of just ₹9.23 crores across the first three quarters indicates that this growth may not be sustainable. The five-year sales growth is negative at -3.00%, and the return on equity (ROE) remains weak at 4.53%, suggesting inefficiencies in generating returns relative to shareholder equity.<BR><BR>In summary, while the latest quarterly results are impressive and indicate a positive trend, the underlying operational challenges and historical performance metrics raise questions about the sustainability of this growth. Investors should weigh these factors carefully.

Is Indus Finance overvalued or undervalued?

As of November 10, 2025, Indus Finance is considered very expensive with a PE ratio of 41.16 and high valuation metrics compared to peers like Bajaj Finance and Bajaj Finserv, indicating it may be overvalued despite strong recent stock performance.

As of 10 November 2025, the valuation grade for Indus Finance has moved from expensive to very expensive. This indicates a significant shift in perception regarding its valuation, suggesting that the company is currently overvalued. Key ratios highlight this position, with a PE Ratio of 41.16, an EV to EBITDA of 20.01, and a Price to Book Value of 0.20, which are considerably high compared to industry norms.<BR><BR>In comparison to peers, Bajaj Finance has a PE of 38.76 and an EV to EBITDA of 20.44, while Bajaj Finserv stands at a PE of 35.58 and an EV to EBITDA of 13.13. These figures further reinforce the notion that Indus Finance is overvalued in its sector. Despite recent strong stock performance, including a 54.46% return over the past year compared to the Sensex's 5.09%, the current valuation metrics suggest that investors should approach with caution.

How has been the historical performance of Indus Finance?

Indus Finance has demonstrated significant growth from March 2022 to March 2025, with net sales increasing from 0.58 Cr to 5.48 Cr, and a turnaround in profitability, with profit after tax rising from -3.38 Cr to 1.08 Cr. Total liabilities and assets also grew, while cash flow from operating activities improved to 9.00 Cr.

Answer:<BR>The historical performance of Indus Finance shows a significant upward trend in net sales and profitability over the years, culminating in March 2025.<BR><BR>Breakdown:<BR>Indus Finance's net sales have increased from 0.58 Cr in March 2022 to 5.48 Cr in March 2025, indicating strong growth. The total operating income followed a similar trajectory, rising from 0.58 Cr in March 2022 to 5.48 Cr in March 2025. Operating profit, which was negative at -1.85 Cr in March 2022, turned positive, reaching 1.86 Cr by March 2025. Profit before tax also improved significantly, from -1.51 Cr in March 2022 to 1.35 Cr in March 2025, while profit after tax rose from -3.38 Cr in March 2022 to 1.08 Cr in March 2025. The company's total liabilities increased from 32.35 Cr in March 2022 to 43.50 Cr in March 2025, driven by a rise in short-term borrowings. Total assets also grew from 32.35 Cr in March 2022 to 43.50 Cr in March 2025. Cash flow from operating activities improved, reaching 9.00 Cr in March 2025, although cash flow from investing and financing activities remained negative. Overall, Indus Finance has shown a robust recovery and growth in its financial performance over the years.

Who are the top shareholders of the Indus Finance?

The top shareholders of Indus Finance are Soura Investments Holdings Private Limited with 29.17%, followed by Commendam Investments Private Limited at 7.91%. Individual investors collectively own 14.85%, and there are no mutual funds or foreign institutional investors involved.

The top shareholders of Indus Finance include Soura Investments Holdings Private Limited, which holds the highest stake at 29.17%. Following them, Commendam Investments Private Limited is the highest public shareholder with a 7.91% stake. Additionally, individual investors collectively own 14.85% of the company. There are currently no mutual funds or foreign institutional investors holding shares in Indus Finance.

What is the technical trend for Indus Finance?

As of May 12, 2025, Indus Finance's technical trend is bullish, supported by positive weekly MACD and KST indicators, although the monthly RSI shows bearish divergence.

As of 12 May 2025, the technical trend for Indus Finance has changed from mildly bullish to bullish. The weekly MACD and KST indicators are both bullish, supporting the overall bullish stance. Daily moving averages also indicate a bullish trend. However, the monthly RSI is bearish, which presents a divergence in the longer time frame. Bollinger Bands and Dow Theory show mildly bullish signals on both weekly and monthly charts. Overall, the current technical stance is bullish with moderate strength, driven primarily by the positive momentum in MACD and KST on the weekly timeframe.

What is the bonus history of the Indus Finance?

Indus Finance announced a 1:1 bonus issue on May 3, 2011, with a record date of May 4, 2011, allowing shareholders to receive one additional share for each share held.

Indus Finance has a bonus history that includes a notable event on May 3, 2011, when the company announced a 1:1 bonus issue. The record date for this bonus was May 4, 2011. This means that shareholders received one additional share for every share they held as of the record date.

Has Indus Finance declared dividend?

Indus Finance Ltd has declared a 3% dividend, amounting to 0.3 per share, with an ex-date of July 12, 2024. Despite a recent 6-month price decline of 11.66%, the company has shown strong total returns over longer periods, particularly a 352.77% total return over the last 3 years.

Indus Finance Ltd has declared a 3% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 3%<BR>- Amount per share: 0.3<BR>- Ex-date: Jul-12-2024<BR><BR>Dividend Yield: 0.56%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -11.66%, with a dividend return of 0%, resulting in a total return of -11.66%.<BR><BR>Over the past year, the price return was 130.38%, the dividend return was 1.35%, leading to a total return of 131.73%.<BR><BR>In the 2-year period, the price return was 86.01%, the dividend return was 1.09%, culminating in a total return of 87.1%.<BR><BR>For the 3-year period, the price return was 350.0%, the dividend return was 2.77%, resulting in a total return of 352.77%.<BR><BR>In the last 4 years, the price return was 713.25%, with a dividend return of 4.00%, leading to a total return of 717.25%.<BR><BR>Over the 5-year period, the price return was 569.98%, the dividend return was 3.72%, resulting in a total return of 573.7%.<BR><BR>Overall, Indus Finance Ltd has declared a dividend and has shown significant total returns over various periods, particularly strong in the longer terms, indicating a positive performance trend despite a recent decline in the short term.