Interactive Fin

Who are in the management team of Interactive Fin?

As of March 2022, the management team of Interactive Fin includes Mayur Parikh (Director), Pradip Sandhir (Managing Director), Rutu Sanghvi (Independent Director), Jaini Jain (Company Secretary & Compliance Officer), and Raghav Jobanputra (Additional Director). Each member contributes to the company's governance and operational oversight.

As of March 2022, the management team of Interactive Fin includes the following individuals:<BR><BR>1. Mayur Parikh - Director<BR>2. Pradip Sandhir - Managing Director<BR>3. Rutu Sanghvi - Independent Director<BR>4. Jaini Jain - Company Secretary & Compliance Officer<BR>5. Raghav Jobanputra - Additional Director<BR><BR>Each member plays a crucial role in the governance and operational oversight of the company.

Has Interactive Fin declared dividend?

No Dividend History Available

Who are the peers of the Interactive Fin?

Peers of Interactive Fin include HDFC AMC, Motil.Oswal.Fin., Nippon Life Ind., 360 ONE, CRISIL, Multi Comm. Exc., Vedant Asset, Transpact Enter., and BSE. Interactive Fin has below average management risk and a 1-year return of 2.44%, while Multi Comm. Exc. leads with an 85.56% return.

Peers: The peers of Interactive Fin are HDFC AMC, Motil.Oswal.Fin., Nippon Life Ind., 360 ONE, CRISIL, Multi Comm. Exc., Vedant Asset, Transpact Enter., and BSE.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC AMC, Nippon Life Ind., 360 ONE, CRISIL, and C D S L, while Good management risk is found at Motil.Oswal.Fin. and Multi Comm. Exc. Vedant Asset has Below Average management risk, and Interactive Fin also has Below Average management risk. In terms of Growth, Excellent growth is noted at Interactive Fin and Multi Comm. Exc., while Average growth is seen at HDFC AMC, Nippon Life Ind., 360 ONE, and Vedant Asset, with Below Average growth at CRISIL. All peers maintain an Excellent capital structure except for Vedant Asset, which has an Excellent capital structure.<BR><BR>Return Snapshot: Multi Comm. Exc. has the highest 1-year return at 85.56%, while Transpact Enter. has the lowest at -29.42%. Interactive Fin's 1-year return is 2.44%, which is significantly lower than the highest and higher than the lowest. Additionally, Vedant Asset and Interactive Fin both have negative six-month returns.

Is Interactive Fin overvalued or undervalued?

As of June 2, 2025, Interactive Fin's valuation has improved to attractive, with a PE ratio of 4.36, an EV to EBIT ratio of 2.55, and a strong ROCE of 35.25%, indicating it is undervalued compared to peers like Life Insurance and Bajaj Finance, despite a year-to-date stock performance lagging at -52.36%.

As of 2 June 2025, the valuation grade for Interactive Fin has moved from fair to attractive, indicating a positive shift in its financial standing. The company is currently considered undervalued, particularly when compared to its peers. Key ratios highlight this valuation: the PE ratio stands at 4.36, the EV to EBIT ratio is 2.55, and the ROCE is a strong 35.25%. <BR><BR>In comparison to its peers, Interactive Fin's PE ratio is significantly lower than that of Life Insurance, which is at 12.54, and Bajaj Finance Ltd., which is at 35.01. This suggests that Interactive Fin offers a more compelling investment opportunity relative to these competitors. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -52.36%, which may further indicate that the market has not fully recognized its value potential.

What is the technical trend for Interactive Fin?

As of April 21, 2025, Interactive Fin's technical trend has shifted to a moderate bearish stance, indicated by bearish MACD and Bollinger Bands on multiple time frames, alongside a significant year-to-date underperformance of -52.36% compared to the Sensex.

As of 21 April 2025, the technical trend for Interactive Fin has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly time frame, bearish Bollinger Bands on both weekly and monthly time frames, and a bearish daily moving average. The KST is also bearish on the weekly and mildly bearish on the monthly. The Dow Theory indicates a mildly bearish trend on the weekly, with no trend on the monthly. The stock has underperformed significantly compared to the Sensex over various periods, particularly with a year-to-date return of -52.36%.

What does Interactive Fin do?

Interactive Financial Services Ltd is a Category-I Merchant Banker specializing in financial, leasing, and software solutions, with a market cap of INR 14 Cr and reported net sales of 8 Cr and a net loss of 4 Cr for March 2025.

Overview:<BR>Interactive Financial Services Ltd is a Category-I Merchant Banker in the Capital Markets industry, specializing in financial, leasing, and software solutions.<BR><BR>History:<BR>The company was incorporated on October 24, 1994. It is registered with SEBI as a Category-I Merchant Banker. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>Net Sales: 8 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: -4 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 14 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 5.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.11 <BR>Return on Equity: 18.64% <BR>Price to Book: 0.86 <BR><BR>Contact Details:<BR>Address: A-1006 Premium House, B/H Handloom House Ashram Road Ahmedabad Gujarat : 380009 <BR>Tel: 91-79-26427428 <BR>Email: info@ifinservices.com <BR>Website: http://www.infinservices.com

Who are the top shareholders of the Interactive Fin?

The top shareholders of Interactive Fin are primarily individual investors, holding 64.03% of the company, with Pradip Ramprasad Sandhir being the largest public shareholder at 14.01%. There are no institutional investors, mutual funds, or significant promoter holdings.

The top shareholders of Interactive Fin include individual investors, who hold a significant 64.03% of the company. Among public shareholders, Pradip Ramprasad Sandhir stands out with a holding of 14.01%. There are no institutional investors or mutual funds involved, and there are no pledged promoter holdings. Additionally, there are no promoters listed with significant holdings.

How big is Interactive Fin?

As of 24th July, Interactive Financial Services Ltd has a market capitalization of 15.00 Cr, with Net Sales of 7.41 Cr and a Net Profit of 2.85 Cr reported over the latest 4 quarters. Shareholder's Funds are 12.49 Cr and Total Assets amount to 13.34 Cr as of March 2024.

As of 24th July, Interactive Financial Services Ltd has a market capitalization of 15.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 7.41 Cr and a Net Profit of 2.85 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 12.49 Cr and Total Assets of 13.34 Cr.

How has been the historical performance of Interactive Fin?

Interactive Fin has shown significant growth from March 2023 to March 2025, with net sales increasing from 1.56 Cr to 7.41 Cr and operating profit rising from 0.31 Cr to 2.85 Cr, reflecting a robust operating profit margin of 38.46%. Total assets and liabilities also expanded significantly, while cash flow from financing activities improved, indicating strong overall financial performance.

Answer:<BR>The historical performance of Interactive Fin shows significant growth in net sales and profitability over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Interactive Fin's net sales have increased dramatically from 1.56 Cr in March 2023 to 7.41 Cr in March 2025, reflecting a strong upward trend. The total operating income followed a similar pattern, rising from 1.56 Cr in March 2023 to 7.41 Cr in March 2025. The company has also seen a notable improvement in operating profit, which increased from 0.31 Cr in March 2023 to 2.85 Cr in March 2025, indicating a robust operating profit margin of 38.46% in the latest fiscal year. Profit before tax has also surged from 1.53 Cr in March 2023 to 3.93 Cr in March 2025, with profit after tax reaching 2.85 Cr in March 2025, up from 1.20 Cr in March 2023. The company's total assets have expanded significantly from 9.17 Cr in March 2023 to 30.02 Cr in March 2025, while total liabilities increased from 9.17 Cr to 30.02 Cr in the same period. Cash flow from financing activities showed a positive inflow of 12.00 Cr in March 2025, contributing to a net cash inflow of 7.00 Cr, which is a notable improvement compared to previous years. Overall, Interactive Fin has demonstrated strong growth in sales, profitability, and asset accumulation over the past few years.

When is the next results date for Interactive Financial Services Ltd?

The next results date for Interactive Financial Services Ltd is 29 May 2026.

The next results date for Interactive Financial Services Ltd is scheduled for 29 May 2026.

Are Interactive Financial Services Ltd latest results good or bad?

Interactive Financial Services Ltd's latest results are strong, showing a net profit of ₹1.33 crores and a revenue increase of 234.12% year-on-year. However, potential investors should be cautious due to concerns about sustainability and the company's volatile earnings history.

The latest results for Interactive Financial Services Ltd are quite impressive, indicating a strong turnaround from previous performance. In Q4 FY26, the company reported a net profit of ₹1.33 crores, which is a significant increase of 195.56% compared to the previous quarter and a dramatic recovery from a loss of ₹0.39 crores in the same quarter last year. <BR><BR>Revenue also saw remarkable growth, reaching ₹2.84 crores, which represents a year-on-year increase of 234.12% and an 83.23% increase from the previous quarter. The operating margin, excluding other income, was an extraordinary 75.35%, a stark contrast to the negative margin of -111.76% in Q4 FY25.<BR><BR>These results suggest that the company has made substantial progress in its operations, demonstrating strong revenue momentum and improved profitability. However, despite these positive financial indicators, there are concerns regarding the sustainability of this performance due to the absence of institutional investment and the company's volatile earnings history. <BR><BR>Overall, while the latest results are good in terms of financial performance, potential investors should consider the broader context of the company's market position and governance issues before making decisions.

Should I buy, sell or hold Interactive Financial Services Ltd?

Why is Interactive Financial Services Ltd falling/rising?

As of 02-Jun, the stock price of Interactive Financial Services Ltd is rising to 14.90, reflecting a short-term recovery trend despite a year-to-date decline of 17.22%. The stock has outperformed the benchmark Sensex recently, but declining investor participation raises concerns about sustained interest.

As of 02-Jun, the stock price of Interactive Financial Services Ltd is rising, currently at 14.90, with a change of 0.05 (0.34%) upwards. This increase can be attributed to several factors. Over the past week, the stock has outperformed the benchmark Sensex, gaining 1.57% while the Sensex has declined by 1.79%. Additionally, the stock has shown a positive performance over the last two days, with a total return of 3.98% during this period.<BR><BR>Despite a year-to-date decline of 17.22%, the recent upward movement indicates a short-term recovery trend. The stock is currently trading above its 5-day, 20-day, and 50-day moving averages, which suggests a positive momentum in the near term. However, it is worth noting that the stock is still below its 100-day and 200-day moving averages, indicating that while there is a rise, it may not yet reflect a long-term recovery.<BR><BR>Moreover, the stock's performance today has outpaced its sector by 0.83%, further contributing to the positive sentiment around it. However, there is a decline in investor participation, as indicated by a decrease in delivery volume, which fell by 2.81% compared to the 5-day average. This could suggest that while the stock is currently rising, there may be concerns about sustained interest from investors moving forward. Overall, the combination of recent gains, outperformance against the benchmark, and positive short-term trends are driving the stock's rise.

Which are the latest news on Interactive Fin?