Interactive Fin

Who are in the management team of Interactive Fin?

As of March 2022, the management team of Interactive Fin includes Mayur Parikh (Director), Pradip Sandhir (Managing Director), Rutu Sanghvi (Independent Director), Jaini Jain (Company Secretary & Compliance Officer), and Raghav Jobanputra (Additional Director). Each member contributes to the company's governance and operational oversight.

As of March 2022, the management team of Interactive Fin includes the following individuals:<BR><BR>1. Mayur Parikh - Director<BR>2. Pradip Sandhir - Managing Director<BR>3. Rutu Sanghvi - Independent Director<BR>4. Jaini Jain - Company Secretary & Compliance Officer<BR>5. Raghav Jobanputra - Additional Director<BR><BR>Each member plays a crucial role in the governance and operational oversight of the company.

Has Interactive Fin declared dividend?

No Dividend History Available

Who are the peers of the Interactive Fin?

Peers of Interactive Fin include HDFC AMC, Motil.Oswal.Fin., Nippon Life Ind., 360 ONE, CRISIL, Multi Comm. Exc., Vedant Asset, Transpact Enter., and BSE. Interactive Fin has below average management risk and a 1-year return of 2.44%, while Multi Comm. Exc. leads with an 85.56% return.

Peers: The peers of Interactive Fin are HDFC AMC, Motil.Oswal.Fin., Nippon Life Ind., 360 ONE, CRISIL, Multi Comm. Exc., Vedant Asset, Transpact Enter., and BSE.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC AMC, Nippon Life Ind., 360 ONE, CRISIL, and C D S L, while Good management risk is found at Motil.Oswal.Fin. and Multi Comm. Exc. Vedant Asset has Below Average management risk, and Interactive Fin also has Below Average management risk. In terms of Growth, Excellent growth is noted at Interactive Fin and Multi Comm. Exc., while Average growth is seen at HDFC AMC, Nippon Life Ind., 360 ONE, and Vedant Asset, with Below Average growth at CRISIL. All peers maintain an Excellent capital structure except for Vedant Asset, which has an Excellent capital structure.<BR><BR>Return Snapshot: Multi Comm. Exc. has the highest 1-year return at 85.56%, while Transpact Enter. has the lowest at -29.42%. Interactive Fin's 1-year return is 2.44%, which is significantly lower than the highest and higher than the lowest. Additionally, Vedant Asset and Interactive Fin both have negative six-month returns.

Is Interactive Fin overvalued or undervalued?

As of June 2, 2025, Interactive Fin's valuation has improved to attractive, with a PE ratio of 4.36, an EV to EBIT ratio of 2.55, and a strong ROCE of 35.25%, indicating it is undervalued compared to peers like Life Insurance and Bajaj Finance, despite a year-to-date stock performance lagging at -52.36%.

As of 2 June 2025, the valuation grade for Interactive Fin has moved from fair to attractive, indicating a positive shift in its financial standing. The company is currently considered undervalued, particularly when compared to its peers. Key ratios highlight this valuation: the PE ratio stands at 4.36, the EV to EBIT ratio is 2.55, and the ROCE is a strong 35.25%. <BR><BR>In comparison to its peers, Interactive Fin's PE ratio is significantly lower than that of Life Insurance, which is at 12.54, and Bajaj Finance Ltd., which is at 35.01. This suggests that Interactive Fin offers a more compelling investment opportunity relative to these competitors. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -52.36%, which may further indicate that the market has not fully recognized its value potential.

What is the technical trend for Interactive Fin?

As of April 21, 2025, Interactive Fin's technical trend has shifted to a moderate bearish stance, indicated by bearish MACD and Bollinger Bands on multiple time frames, alongside a significant year-to-date underperformance of -52.36% compared to the Sensex.

As of 21 April 2025, the technical trend for Interactive Fin has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly time frame, bearish Bollinger Bands on both weekly and monthly time frames, and a bearish daily moving average. The KST is also bearish on the weekly and mildly bearish on the monthly. The Dow Theory indicates a mildly bearish trend on the weekly, with no trend on the monthly. The stock has underperformed significantly compared to the Sensex over various periods, particularly with a year-to-date return of -52.36%.

What does Interactive Fin do?

Interactive Financial Services Ltd is a Category-I Merchant Banker specializing in financial, leasing, and software solutions, with a market cap of INR 14 Cr and reported net sales of 8 Cr and a net loss of 4 Cr for March 2025.

Overview:<BR>Interactive Financial Services Ltd is a Category-I Merchant Banker in the Capital Markets industry, specializing in financial, leasing, and software solutions.<BR><BR>History:<BR>The company was incorporated on October 24, 1994. It is registered with SEBI as a Category-I Merchant Banker. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>Net Sales: 8 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: -4 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 14 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 5.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.11 <BR>Return on Equity: 18.64% <BR>Price to Book: 0.86 <BR><BR>Contact Details:<BR>Address: A-1006 Premium House, B/H Handloom House Ashram Road Ahmedabad Gujarat : 380009 <BR>Tel: 91-79-26427428 <BR>Email: info@ifinservices.com <BR>Website: http://www.infinservices.com

Who are the top shareholders of the Interactive Fin?

The top shareholders of Interactive Fin are primarily individual investors, holding 64.03% of the company, with Pradip Ramprasad Sandhir being the largest public shareholder at 14.01%. There are no institutional investors, mutual funds, or significant promoter holdings.

The top shareholders of Interactive Fin include individual investors, who hold a significant 64.03% of the company. Among public shareholders, Pradip Ramprasad Sandhir stands out with a holding of 14.01%. There are no institutional investors or mutual funds involved, and there are no pledged promoter holdings. Additionally, there are no promoters listed with significant holdings.

How big is Interactive Fin?

As of 24th July, Interactive Financial Services Ltd has a market capitalization of 15.00 Cr, with Net Sales of 7.41 Cr and a Net Profit of 2.85 Cr reported over the latest 4 quarters. Shareholder's Funds are 12.49 Cr and Total Assets amount to 13.34 Cr as of March 2024.

As of 24th July, Interactive Financial Services Ltd has a market capitalization of 15.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 7.41 Cr and a Net Profit of 2.85 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 12.49 Cr and Total Assets of 13.34 Cr.

When is the next results date for Interactive Fin?

The next results date for Interactive Fin is 13 August 2025.

The next results date for Interactive Fin is scheduled for 13 August 2025.

How has been the historical performance of Interactive Fin?

Interactive Fin has shown significant growth from March 2023 to March 2025, with net sales increasing from 1.56 Cr to 7.41 Cr and operating profit rising from 0.31 Cr to 2.85 Cr, reflecting a robust operating profit margin of 38.46%. Total assets and liabilities also expanded significantly, while cash flow from financing activities improved, indicating strong overall financial performance.

Answer:<BR>The historical performance of Interactive Fin shows significant growth in net sales and profitability over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Interactive Fin's net sales have increased dramatically from 1.56 Cr in March 2023 to 7.41 Cr in March 2025, reflecting a strong upward trend. The total operating income followed a similar pattern, rising from 1.56 Cr in March 2023 to 7.41 Cr in March 2025. The company has also seen a notable improvement in operating profit, which increased from 0.31 Cr in March 2023 to 2.85 Cr in March 2025, indicating a robust operating profit margin of 38.46% in the latest fiscal year. Profit before tax has also surged from 1.53 Cr in March 2023 to 3.93 Cr in March 2025, with profit after tax reaching 2.85 Cr in March 2025, up from 1.20 Cr in March 2023. The company's total assets have expanded significantly from 9.17 Cr in March 2023 to 30.02 Cr in March 2025, while total liabilities increased from 9.17 Cr to 30.02 Cr in the same period. Cash flow from financing activities showed a positive inflow of 12.00 Cr in March 2025, contributing to a net cash inflow of 7.00 Cr, which is a notable improvement compared to previous years. Overall, Interactive Fin has demonstrated strong growth in sales, profitability, and asset accumulation over the past few years.

Are Interactive Financial Services Ltd latest results good or bad?

The latest results for Interactive Financial Services Ltd are concerning, showing a 59.46% decline in net profit and a significant drop in operating margins, indicating operational inefficiencies. Overall, these results are considered bad, reflecting volatility and challenges that require urgent management attention.

The latest results for Interactive Financial Services Ltd indicate a challenging financial situation. In Q3 FY26, the company reported a net profit of ₹0.45 crores, which represents a significant decline of 59.46% compared to the previous quarter. Revenue also fell to ₹1.55 crores, down 26.89% quarter-on-quarter, although it showed a year-on-year increase of 20.16%.<BR><BR>The company's operating margins have drastically compressed from 64.62% in Q2 FY26 to just 16.13% in Q3 FY26, highlighting severe operational inefficiencies. Additionally, the return on equity (ROE) stands at 12.93%, which is below the industry average, raising concerns about the company's ability to generate adequate returns for shareholders.<BR><BR>Overall, the results reflect significant volatility and operational challenges, which undermine investor confidence. The stock has also underperformed considerably over the past year, declining 41.44% while the broader market has gained. Given these factors, the latest results can be characterized as bad, indicating a need for urgent management attention to stabilize operations and improve financial performance.

Should I buy, sell or hold Interactive Financial Services Ltd?

Which are the latest news on Interactive Fin?

Why is Interactive Financial Services Ltd falling/rising?

As of 04-Mar, the stock price of Interactive Financial Services Ltd is at Rs. 13.30, reflecting a significant decline of 5.2%. The stock has consistently underperformed, with a year-to-date drop of 26.11% and a 54.61% decrease over the past year, alongside declining investor participation and a bearish trend across various moving averages.

As of 04-Mar, the stock price of Interactive Financial Services Ltd is falling, currently at Rs. 13.30, which reflects a decrease of Rs. 0.73 or 5.2%. This decline is part of a broader trend, as the stock has been underperforming significantly over various time periods, including a 14.58% drop over the past week and a 16.30% decrease over the past month. Year-to-date, the stock has fallen by 26.11%, while it has experienced a staggering 54.61% decline over the past year, contrasting sharply with the Sensex, which has gained 8.39% in the same timeframe.<BR><BR>Today's performance indicates that the stock has hit a new 52-week low of Rs. 12.6, and it has underperformed its sector by 2.34%. The stock has also been on a consecutive downward trend for the last five days, accumulating a total loss of 14.96% during this period. Furthermore, it is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a persistent bearish trend.<BR><BR>Investor participation appears to be declining as well, with a significant drop in delivery volume, which fell by 47.76% compared to the 5-day average. The finance/NBFC sector has also seen a decline of 2.86%, contributing to the negative sentiment surrounding the stock. Overall, these factors collectively explain the falling price of Interactive Financial Services Ltd.