Dashboard
1
High Profitability with a Net Interest Margin of 7.19%
2
The Bank has a high Capital Adequacy Ratio of 21.72% signifying high buffers against its risk based assets
3
Healthy long term growth as Net profit has grown by an annual rate of 18.07%
4
With ROA of 1.89%, it has a fair valuation with a 2.12 Price to Book Value
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
13.48%
0%
13.48%
6 Months
-2.43%
0%
-2.43%
1 Year
27.44%
0%
27.44%
2 Years
44.09%
0%
44.09%
3 Years
78.44%
0%
78.44%
4 Years
50.89%
0%
50.89%
5 Years
115.88%
0%
115.88%
International Bancshares Corp. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
13.12%
EBIT Growth (5y)
19.67%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
20.10%
Pledged Shares
0
Institutional Holding
71.42%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
2.12
EV to EBIT
12.21
EV to EBITDA
11.66
EV to Capital Employed
2.21
EV to Sales
6.80
PEG Ratio
15.01
Dividend Yield
1.38%
ROCE (Latest)
18.14%
ROE (Latest)
14.12%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Shareholding Snapshot : Mar 2025
Shareholding Compare (%holding) 
Majority shareholders
Domestic Funds
Domestic Funds
Held in 69 Schemes (38.83%)
Foreign Institutions
Held by 101 Foreign Institutions (5.24%)
Strategic Entities with highest holding
Highest Public shareholder
About International Bancshares Corp. 
International Bancshares Corp.
Regional Banks
International Bancshares Corporation is a financial holding company. The Company, through its subsidiaries, is primarily engaged in the business of banking, including the acceptance of checking and savings deposits, and the making of commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The primary markets of the Company are South, Central and Southeast Texas, an area bordered on the east by the Galveston area, to the northwest by Round Rock, to the southwest by Del Rio and to the southeast by Brownsville, as well as the State of Oklahoma. Its banking subsidiaries facilitate international trade along the United States' border with Mexico and elsewhere. The Bank's subsidiaries primarily focus on providing commercial banking services to small and medium sized businesses located in their trade areas. The Company's bank subsidiaries include International Bank of Commerce (IBC); Commerce Bank, and International Bank of Commerce, Zapata.
Company Coordinates 
Company Details
1200 San Bernardo Ave,, PO Box 1359 LAREDO TX : 78040-6301
Registrar Details






