ScoreDashboard
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 13.24% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -176.69%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 13.24% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.54% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -176.69%
3
With ROA of 0.12%, it has a Very Expensive valuation with a 0.96 Price to Book Value
4
Below par performance in long term as well as near term
Total ReturnsTotal Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
10.04%
0%
10.04%
6 Months
-13.66%
0%
-13.66%
1 Year
-2.16%
0%
-2.16%
2 Years
-1.56%
0%
-1.56%
3 Years
28.28%
0%
28.28%
4 Years
2.99%
0%
2.99%
5 Years
36.51%
0%
36.51%
Isracard Ltd. for the last several years.
Risk Adjusted Returns v/s
News & Corporate ActionsNews
No Recent News for the Company
Announcements
No announcement available
Corporate Actions
No corporate action available
Key FactorsQuality key factors
Factor
Value
Sales Growth (5y)
-100.00%
EBIT Growth (5y)
-6.04%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
39.80%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
57
Industry P/E
Price to Book Value
0.96
EV to EBIT
-40.09
EV to EBITDA
893.37
EV to Capital Employed
0.98
EV to Sales
26.06
PEG Ratio
NA
Dividend Yield
ROCE (Latest)
-2.45%
ROE (Latest)
1.68%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
Bullish
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned ShareholdingShareholding Snapshot : Dec 2023
Shareholding Compare (%holding)
Majority shareholders
Strategic Entities
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0%)
Strategic Entities with highest holding
Highest Public shareholder
Financial
Company CV
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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