JINS.N0000 Share Price | Janashakthi Insurance Co. Plc Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Compare Janashakthi Insurance Co. Plc with Similar Stocks

Union Assurance Plc Softlogic Life Insurance Plc HNB Assurance Plc

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.75%

OPERATING CASH FLOW(Y) Highest at LKR 5,100.06 MM
PRE-TAX PROFIT(Q) At LKR 1,577.89 MM has Grown at 929.05%
NET PROFIT(Q) At LKR 1,475.61 MM has Grown at 6,280.48%

With ROE of 21.79%, it has a very attractive valuation with a 1.70 Price to Book Value

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

LKR 30,864 Million (Large Cap)

P/E

8.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

29.88%

Price to Book

1.67

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

628 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

3.77%

6 Months

-1.63%

1 Year

89.71%

2 Years

201.91%

3 Years

396.16%

4 Years

483.95%

5 Years

389.31%

Janashakthi Insurance Co. Plc for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

18.37%

EBIT Growth (5y)

353.70%

EBIT to Interest (avg)

0.77

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

17.33%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

1.33%

ROE (avg)

14.75%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.70

EV to EBIT

33075.06

EV to EBITDA

176.57

EV to Capital Employed

1.66

EV to Sales

2.36

PEG Ratio

2.25

Dividend Yield

ROCE (Latest)

ROE (Latest)

21.79%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2025 is -76.97% vs 29.33% in Dec 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "59.20",
          "val2": "52.90",
          "chgp": "11.91%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "60.60",
          "val2": "78.20",
          "chgp": "-22.51%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "627.50",
          "val2": "2,724.90",
          "chgp": "-76.97%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "246.90%",
          "val2": "564.00%",
          "chgp": "-31.71%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2025 is -23.18% vs 9.13% in Dec 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "207.30",
          "val2": "176.10",
          "chgp": "17.72%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "260.70",
          "val2": "351.20",
          "chgp": "-25.77%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "7.80",
          "val2": "7.90",
          "chgp": "-1.27%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "3,466.10",
          "val2": "4,512.20",
          "chgp": "-23.18%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "258.60%",
          "val2": "379.20%",
          "chgp": "-12.06%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

59.20

52.90

11.91%

Interest

60.60

78.20

-22.51%

Exceptional Items

0.00

Consolidate Net Profit

627.50

2,724.90

-76.97%

Operating Profit Margin (Excl OI)

246.90%

564.00%

-31.71%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is -76.97% vs 29.33% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

207.30

176.10

17.72%

Interest

260.70

351.20

-25.77%

Exceptional Items

7.80

7.90

-1.27%

Consolidate Net Profit

3,466.10

4,512.20

-23.18%

Operating Profit Margin (Excl OI)

258.60%

379.20%

-12.06%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -23.18% vs 9.13% in Dec 2024

All Annual Results

Company CV

About Janashakthi Insurance Co. Plc

Janashakthi Insurance Co. Plc

Insurance

Janashakthi Insurance PLC is a Sri Lanka-based insurance company. The Company is engaged in both life insurance and non-life insurance businesses. The Company's product portfolio consists of motor insurance, non motor insurance and life insurance. Its motor insurance includes motor category, which consists of products, such as Full option. The Company's non motor insurance consists of product categories, including engineering, which consists of Contractors All Risk, Election All Risk, Machinery Break Down and Plant All Risk, among others; marine, which consists of Marine Cargo, and Hull and machinery, among others; health, which consists of Janashakthi Pay direct and Janashakthi Premier Medical, and miscellaneous, which consists of Employee protection. Its life insurance consists of product categories, including Janashakthi Life Unlimited and Janashakthi Jeevitha Vardana. Its general insurance consists of personal and business. The Company also offers a range of e-services.

Company Coordinates

Company Details

No, 75, Kumaran Ratnam Road, Colombo 02 , COLOMBO None : 02

Tel: 94 11 2303300

http://www.janashakthi.com/

Registrar Details