Dashboard
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.10% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 2.80%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.10% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.55% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 2.80%
3
Negative results in Mar 25
4
With ROA of 0.46%, it has a expensive valuation with a 0.50 Price to Book Value
5
Below par performance in long term as well as near term
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-4.44%
0%
-4.44%
6 Months
-5.41%
0%
-5.41%
1 Year
-4.44%
0%
-4.44%
2 Years
8.11%
0%
8.11%
3 Years
3.7%
0%
3.7%
4 Years
-12.23%
0%
-12.23%
5 Years
-41.54%
0%
-41.54%
Jiangsu Zijin Rural Commercial Bank Co. Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
1.20%
EBIT Growth (5y)
1.32%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
22.55%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.50
EV to EBIT
14.59
EV to EBITDA
13.22
EV to Capital Employed
0.75
EV to Sales
3.40
PEG Ratio
6.20
Dividend Yield
3.64%
ROCE (Latest)
5.13%
ROE (Latest)
8.10%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Sideways
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
About Jiangsu Zijin Rural Commercial Bank Co. Ltd. 
Jiangsu Zijin Rural Commercial Bank Co. Ltd.
Regional Banks
No Details Available.
Company Coordinates 
No Company Details Available






