Jiangsu Zijin Rural Commercial Bank Co. Ltd.

  • Market Cap: Mid Cap
  • Industry: Regional Banks
  • ISIN: CNE100003GZ3
CNY
2.80
-0.01 (-0.36%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.10% signifying inadequate buffers against its risk based assets

  • Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 2.80%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.10% signifying inadequate buffers against its risk based assets
  • The bank has been able to generate a Return on Assets (avg) of 0.55% signifying low profitability per unit of total assets
2

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 2.80%

 
3

Negative results in Mar 25

4

With ROA of 0.46%, it has a expensive valuation with a 0.50 Price to Book Value

5

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

CNY 10,067 Million (Mid Cap)

stock-summary
P/E

6.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

3.64%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

8.10%

stock-summary
Price to Book

0.50

Revenue and Profits:
Net Sales:
1,964 Million
(Quarterly Results - Jun 2025)
Net Profit:
491 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-4.44%
0%
-4.44%
6 Months
-5.41%
0%
-5.41%
1 Year
-4.44%
0%
-4.44%
2 Years
8.11%
0%
8.11%
3 Years
3.7%
0%
3.7%
4 Years
-12.23%
0%
-12.23%
5 Years
-41.54%
0%
-41.54%

Jiangsu Zijin Rural Commercial Bank Co. Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
1.20%
EBIT Growth (5y)
1.32%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
22.55%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.50
EV to EBIT
14.59
EV to EBITDA
13.22
EV to Capital Employed
0.75
EV to Sales
3.40
PEG Ratio
6.20
Dividend Yield
3.64%
ROCE (Latest)
5.13%
ROE (Latest)
8.10%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Sideways
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
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No data for shareholding present.
Shareholding Compare (%holding) stock-summary
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No data for shareholding present.
stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by Jiangsu Zijin Rural Commercial Bank Co. Ltd."
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by Jiangsu Zijin Rural Commercial Bank Co. Ltd."
  }
]
stock-summaryCompany CV
About Jiangsu Zijin Rural Commercial Bank Co. Ltd. stock-summary
stock-summary
Jiangsu Zijin Rural Commercial Bank Co. Ltd.
Regional Banks
No Details Available.
Company Coordinates stock-summary
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No Company Details Available