JMJ Fintech

Which are the latest news on JMJ Fintech?

Why is JMJ Fintech Ltd falling/rising?

As of 05-Sep, JMJ Fintech Ltd's stock price is at 9.28, reflecting a decline of -2.52% and significant underperformance compared to the Sensex. The stock has fallen for three consecutive days and is trading below all major moving averages, indicating a persistent bearish trend.

As of 05-Sep, JMJ Fintech Ltd's stock price is falling, currently at 9.28, which reflects a change of -0.24 or -2.52%. The stock has been underperforming compared to the benchmark Sensex, which has only decreased by -0.97% over the same week. Over the past month, JMJ Fintech has seen a decline of -3.33%, while the Sensex has dropped by -2.44%. Year-to-date, the stock has experienced a significant decline of -38.91%, compared to the Sensex's -10.21%.<BR><BR>Additionally, the stock has been on a downward trend, having fallen for three consecutive days, resulting in a total decline of -1.26% during this period. It is also trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a persistent bearish trend. Despite a rise in investor participation, with delivery volume increasing by 106.8% on September 3rd, the overall performance today shows that the stock has underperformed its sector by -2.13%. These factors collectively contribute to the ongoing decline in JMJ Fintech Ltd's stock price.

Who are in the management team of JMJ Fintech?

The management team of JMJ Fintech includes Chairman and CEO Johny Madathumpady Lonappan, Managing Director Joju Madathumpady Johny, and several Independent Non-Executive Directors: Ramakrishnan Areekuzhiyil, SIVADAS CHETTOOR, Julie G Varghese, Pradeep Kumar Chellappan Kamalakshi, and Jose Kutty V A. This diverse team brings a wealth of expertise to the company.

The management team of JMJ Fintech includes the following individuals:<BR><BR>1. **Johny Madathumpady Lonappan** - Chairman, Executive Director & CEO<BR>2. **Joju Madathumpady Johny** - Managing Director<BR>3. **Ramakrishnan Areekuzhiyil** - Independent Non-Executive Director<BR>4. **SIVADAS CHETTOOR** - Independent Non-Executive Director<BR>5. **Julie G Varghese** - Independent Non-Executive Director<BR>6. **Pradeep Kumar Chellappan Kamalakshi** - Independent Non-Executive Director<BR>7. **Jose Kutty V A** - Independent Director<BR><BR>This team brings a diverse range of expertise to the company. If you have any more questions about JMJ Fintech or its operations, feel free to ask!

What does JMJ Fintech do?

JMJ Fintech Ltd is a Non-Banking Financial Company (NBFC) focused on the micro cap market, reporting net sales of 5 Cr and a net profit of 2 Cr for June 2026. The company, formerly known as Meenakshi Enterprises Limited, has a market cap of INR 36 Cr and key metrics including a P/E of 4.00 and a dividend yield of 2.11%.

Overview:<BR>JMJ Fintech Ltd is a Non-Banking Financial Company (NBFC) operating in the micro cap market segment.<BR><BR>History:<BR>JMJ Fintech Limited was originally incorporated as 'Meenakshi Enterprises Limited' in 1982. The company changed its name to JMJ Fintech Limited on June 14, 2022. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 5 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 2 Cr (Quarterly Results - Jun 2026)<BR>- Market Cap: INR 36 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 4.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 2.11%<BR>- Debt Equity: 0.57<BR>- Return on Equity: 14.52%<BR>- Price to Book: 0.63<BR><BR>Contact Details:<BR>- Address: Portion No F Door-24 2nd Floor, Venkata Maistry Street Mannady Chennai Tamil Nadu : 600001<BR>- Tel: 91-44-48644050<BR>- Email: investor@melnbfc.com<BR>- Website: http://www.melnbfc.com

Who are the peers of the JMJ Fintech?

JMJ Fintech's peers include MSL Global, Ajcon Global, and Kalyan Capitals, among others. MSL Global shows excellent management and growth, while JMJ Fintech has a 1-year return of -33.10%, better than Ajcon Global's -42.79% but worse than Cubical Finan's 123.31%.

Peers: The peers of JMJ Fintech are MSL Global, Ajcon Global, HB Stockholdings, Amrapali Fincap, Glance Finance, Anupam Finserv, Toyam Sports, Kalyan Capitals, and Cubical Finan.<BR><BR>Quality Snapshot: Excellent management risk is observed at MSL Global, while Average management risk is found at Kalyan Capitals and Toyam Sports, and the rest have Below Average management risk. For growth, Excellent growth is noted at MSL Global and JMJ Fintech, Average growth is found at Glance Finance, while Below Average growth is observed at Ajcon Global, HB Stockholdings, Amrapali Fincap, Anupam Finserv, Toyam Sports, and Cubical Finan. In terms of capital structure, Excellent capital structure is seen at MSL Global, Ajcon Global, HB Stockholdings, Amrapali Fincap, Glance Finance, Anupam Finserv, Toyam Sports, Cubical Finan, and JMJ Fintech, while Kalyan Capitals has Below Average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Cubical Finan at 123.31%, while Ajcon Global has the lowest at -42.79%. JMJ Fintech's 1-year return of -33.10% is better than Ajcon Global's but worse than Cubical Finan's. Additionally, several peers, including Amrapali Fincap, Toyam Sports, and Supra Trends, have negative six-month returns.

How big is JMJ Fintech?

As of 31st August, JMJ Fintech Ltd has a market capitalization of 36.00 Cr, with recent net sales of 22.03 Cr and a net profit of 8.43 Cr. Shareholder's funds are 23.63 Cr, and total assets amount to 48.04 Cr as of March 2025.

As of 31st August, JMJ Fintech Ltd has a market capitalization of 36.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, JMJ Fintech reported Net Sales of 22.03 Cr and a Net Profit of 8.43 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 23.63 Cr and Total Assets of 48.04 Cr.

Has JMJ Fintech Ltd declared dividend?

JMJ Fintech Ltd has declared a 1% dividend, with an ex-date of September 10, 2026, and a dividend yield of 2.08%. Total returns have varied significantly across different periods, with recent performance showing negative returns in shorter time frames but positive returns over the longer term.

JMJ Fintech Ltd has declared a 1% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Ex-date: 10 Sep 26<BR><BR>Dividend Yield: 2.08%.<BR><BR>Total Returns by Period:<BR>In the 3-month period, the price return was -5.13%, the dividend return was 0.97%, resulting in a total return of -4.16%.<BR><BR>In the 6-month period, the price return was -29.93%, the dividend return was 0.66%, leading to a total return of -29.27%.<BR><BR>For the 1-year period, the price return was -39.04%, the dividend return was 2.06%, culminating in a total return of -36.98%.<BR><BR>During the 2-year period, the price return was -23.29%, the dividend return was 1.64%, resulting in a total return of -21.65%.<BR><BR>In the 3-year period, the price return was 0.63%, the dividend return was 2.43%, leading to a total return of 3.06%.<BR><BR>Over the 4-year period, the price return was 31.6%, the dividend return was 4.32%, resulting in a total return of 35.92%.<BR><BR>In the 5-year period, the price return was 137.53%, the dividend return was 6.02%, culminating in a total return of 143.55%.<BR><BR>Overall, JMJ Fintech Ltd has declared a dividend, and while the company has experienced significant fluctuations in total returns over various periods, the dividend yield indicates a modest return for shareholders.

Should I buy, sell or hold JMJ Fintech Ltd?

When is the next results date for JMJ Fintech Ltd?

The next results date for JMJ Fintech Ltd is 10 August 2026.

The next results date for JMJ Fintech Ltd is scheduled for 10 August 2026.

Are JMJ Fintech Ltd latest results good or bad?

JMJ Fintech Ltd's latest results are strong, with a 160.53% increase in net profit and a 67.91% rise in revenue for Q2 FY26. However, the stock has declined 43.55% over the past year, indicating negative market sentiment despite solid financial performance.

JMJ Fintech Ltd's latest results indicate a strong quarterly performance, showcasing significant growth in both revenue and profitability. For Q2 FY26, the company reported a net profit of ₹2.97 crores, which is a remarkable 160.53% increase compared to the previous quarter. Revenue also saw substantial growth, reaching ₹6.28 crores, marking a 67.91% increase year-on-year and a 23.87% increase from the previous quarter.<BR><BR>The company's profitability metrics are impressive, with a PAT margin of 47.29%, which is significantly higher than industry averages. Additionally, the return on equity stands at 16.60%, indicating above-average capital efficiency.<BR><BR>However, despite these strong results, the stock has faced severe challenges over the past year, declining 43.55% while the broader market has advanced. This underperformance raises concerns about the company's market perception and sustainability, despite its strong financial metrics.<BR><BR>In summary, while JMJ Fintech's latest quarterly results are good, reflecting strong operational growth and profitability, the overall market sentiment and stock performance have been negative, suggesting that investors may have reservations about the company's long-term prospects.

How has been the historical performance of JMJ Fintech?

JMJ Fintech has shown significant growth from March 2023 to March 2025, with net sales increasing from 3.81 Cr to 17.12 Cr and operating profit rising from 1.00 Cr to 9.70 Cr, resulting in improved profitability and a strong financial performance overall. Total assets and liabilities grew proportionally, reflecting robust financial health.

Answer:<BR>The historical performance of JMJ Fintech shows significant growth in net sales and profitability over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>JMJ Fintech's net sales have increased dramatically from 3.81 Cr in March 2023 to 17.12 Cr in March 2025, reflecting a strong upward trend. Total operating income followed a similar trajectory, rising from 3.82 Cr in March 2023 to 17.15 Cr in March 2025. The company's operating profit (PBDIT) also saw substantial growth, moving from 1.00 Cr in March 2023 to 9.70 Cr in March 2025, with an operating profit margin that improved from 26.25% to 56.66% during the same period. Profit before tax rose from 0.98 Cr in March 2023 to 9.46 Cr in March 2025, leading to a profit after tax increase from 0.83 Cr to 5.17 Cr. The earnings per share (EPS) grew from 0.67 in March 2023 to 2.09 in March 2025. On the balance sheet, total assets increased from 15.81 Cr in March 2023 to 48.04 Cr in March 2025, while total liabilities also rose from 15.81 Cr to 48.04 Cr, indicating a proportional growth in both assets and liabilities. Cash flow from financing activities improved significantly, contributing to a net cash inflow of 1.00 Cr in March 2025, compared to a net outflow of 1.00 Cr in March 2024. Overall, JMJ Fintech has demonstrated a robust financial performance with increasing revenues and profitability over the past few years.

Is JMJ Fintech overvalued or undervalued?

As of August 29, 2025, JMJ Fintech is considered very attractive and undervalued with a PE Ratio of 12.14 and an EV to EBIT of 4.63, despite a YTD stock decline of -47.77%, indicating it trades at a discount compared to peers like Bajaj Finance and Life Insurance.

As of 29 August 2025, JMJ Fintech's valuation grade has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company is currently assessed as undervalued. Key ratios supporting this conclusion include a PE Ratio of 12.14, an EV to EBIT of 4.63, and a remarkable ROCE of 55.39%. <BR><BR>In comparison with peers, JMJ Fintech's valuation metrics stand out; for instance, Bajaj Finance has a significantly higher PE Ratio of 31.3, while Life Insurance, another peer, has a PE Ratio of 11.08. This suggests that JMJ Fintech is trading at a discount relative to its industry peers. Despite recent stock performance showing a decline, particularly a YTD return of -47.77% compared to a positive Sensex return of 2.14%, the underlying fundamentals indicate that JMJ Fintech presents a compelling investment opportunity at its current price of 14.20.

Who are the top shareholders of the JMJ Fintech?

The top shareholders of JMJ Fintech are Johny M L with 14.47% and Sajeeth Mohammed Salim with 8.35%. Individual investors hold a significant 72.76% of the shares, with no institutional holdings or pledged promoter shares reported.

The top shareholders of JMJ Fintech include Johny M L, who is the promoter with the highest holding at 14.47%. The highest public shareholder is Sajeeth Mohammed Salim, holding 8.35%. Additionally, individual investors collectively hold a significant portion of the company, accounting for 72.76% of the shares. There are no institutional holdings or pledged promoter shares reported.

What is the technical trend for JMJ Fintech?

As of June 3, 2025, JMJ Fintech's technical trend is neutral, with mixed signals from the weekly and monthly MACD, bullish Bollinger Bands, and mildly bearish daily moving averages.

As of 3 June 2025, the technical trend for JMJ Fintech has changed from mildly bearish to sideways. The weekly MACD indicates a mildly bullish stance, while the monthly MACD is mildly bearish, suggesting mixed signals across time frames. The Bollinger Bands are bullish on both weekly and monthly charts, supporting a positive outlook. However, daily moving averages are mildly bearish, indicating short-term weakness. The KST and Dow Theory both show a mildly bullish trend on the weekly basis but are bearish on the monthly. Overall, the current technical stance is neutral, with strength driven by the weekly MACD and Bollinger Bands, countered by the daily moving averages.