Karnavati Financ

how big is Karnavati Financ?

As of Jun 06, Karnavati Finance Ltd has a market capitalization of 20.00 Cr, classifying it as a Micro Cap company, with net sales of 1.58 Cr and a net loss of 1.68 Cr over the latest four quarters. Shareholder's funds are reported at 11.91 Cr, and total assets stand at 28.72 Cr as of Mar'24.

Market Cap: As of Jun 06, Karnavati Finance Ltd has a market capitalization of 20.00 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which is standalone data, amounts to 1.58 Cr. In contrast, the sum of Net Profit for the same period is -1.68 Cr, indicating a loss.<BR><BR>Balance Sheet Snapshot: This is standalone data for the latest annual period ending in Mar'24. Shareholder's Funds are reported at 11.91 Cr, while Total Assets stand at 28.72 Cr.

Who are in the management team of Karnavati Financ?

As of March 2023, the management team of Karnavati Financ includes Jay R Morzaria (Managing Director), Raman P Morzaria (Whole-time Director), Brimda Bilimoria and Parth Maniar (Independent Directors), Akansha Rai (Company Secretary & Compliance Officer), Vinesh Kumar (Non-Executive Director), and Ashish Nandkishor Batavia (Chairman & Non-Executive Director). They oversee the company's operations and strategic direction.

As of March 2023, the management team of Karnavati Financ includes:<BR><BR>1. Jay R Morzaria - Managing Director<BR>2. Raman P Morzaria - Whole-time Director<BR>3. Brimda Bilimoria - Independent Director<BR>4. Parth Maniar - Independent Director<BR>5. Akansha Rai - Company Secretary & Compliance Officer<BR>6. Vinesh Kumar - Non-Executive Director<BR>7. Ashish Nandkishor Batavia - Chairman & Non-Executive Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

Has Karnavati Financ declared dividend?

No Dividend History Available

Who are the peers of the Karnavati Financ?

Karnavati Financ's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Shree Metalloys, Daulat Securitie, Mansi Fin.(Chen), and Ramsons Projects. In terms of performance, Karnavati Financ has a below-average management risk and growth, with a 1-year return of -4.67%, higher than Jio Financial's -20.18% but lower than all other peers.

Peers: The peers of Karnavati Financ are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Shree Metalloys, Daulat Securitie, Mansi Fin.(Chen), and Ramsons Projects.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial and Daulat Securitie. Good management risk is noted at Shriram Finance, and Below Average management risk is seen at Shree Metalloys, Mansi Fin.(Chen), Ramsons Projects, and Karnavati Financ. In terms of Growth, Excellent growth is noted at Jio Financial and Daulat Securitie, Good growth is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance, while Average growth is seen at Muthoot Finance, and Below Average growth is found at Shree Metalloys, Mansi Fin.(Chen), Ramsons Projects, and Karnavati Financ. For Capital Structure, Excellent capital structure is noted at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and Mansi Fin.(Chen), Good capital structure is seen at Cholaman.Inv.&Fn, while Average capital structure is observed at Shree Metalloys, and Below Average capital structure is found at Daulat Securitie, Ramsons Projects, and Karnavati Financ.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ramsons Projects at 212.14%, while the peer with the lowest 1-year return is Jio Financial at -20.18%. Karnavati Financ's own 1-year return is -4.67%, which is higher than Jio Financial's but lower than all other peers. Additionally, Daulat Securitie and Shree Metalloys have negative six-month returns.

What is the technical trend for Karnavati Financ?

As of May 3, 2025, Karnavati Financ shows a mildly bearish trend due to daily moving averages, despite some bullish signals from weekly and monthly indicators, indicating caution and weak performance relative to the Sensex.

As of 3 May 2025, the technical trend for Karnavati Financ has changed from sideways to mildly bearish. The current stance is mildly bearish, driven primarily by the daily moving averages indicating a bearish trend. The weekly and monthly MACD and KST are mildly bullish, but the overall bearish signals from the Bollinger Bands and Dow Theory on a weekly basis suggest caution. The RSI shows no signal in both weekly and monthly time frames, indicating a lack of momentum. Despite a recent price increase to 2.00 from a previous close of 1.97, the stock's performance relative to the Sensex over various periods remains weak, particularly in the longer term.

What does Karnavati Financ do?

Karnavati Finance Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap segment, with recent net sales of 3 Cr and a net loss of 9 Cr as of March 2025. The company has a market cap of INR 21 Cr and operates from Mumbai.

Overview:<BR>Karnavati Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap segment.<BR><BR>History:<BR>Karnavati Finance Ltd was originally incorporated as Karnavati Finance And Leasing Limited in 1984 and changed its name to Karnavati Finance Limited in 1989. The latest quarterly results report net sales and net profit for March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 3 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -9 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 21 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 32 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.29 <BR>Return on Equity: -14.11% <BR>Price to Book: 1.76<BR><BR>Contact Details:<BR>Address: 705 Palm Spring Centre, Link Road Malad (West) Mumbai Maharashtra : 400064 <BR>Email: karnavatifinance@gmail.com <BR>Website: http://www.karnavatifinancelimited.in

Who are the top shareholders of the Karnavati Financ?

The top shareholders of Karnavati Financ include promoter Raman P Morzaria with 29.24%, Beeline Consultancy Services Private Limited at 6.73%, and individual investors holding 27.13%. There are no pledged promoter holdings, and the company has no mutual funds or foreign institutional investors.

The top shareholders of Karnavati Financ include the promoters, with Raman P Morzaria holding the largest share at 29.24%. Additionally, Beeline Consultancy Services Private Limited is the highest public shareholder, owning 6.73%. Individual investors collectively hold 27.13% of the company's shares. Notably, there are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares.

When is the next results date for Karnavati Financ?

Karnavati Financ will announce its results on 13 August 2025.

Karnavati Financ will declare its results on 13 August 2025.

How has been the historical performance of Karnavati Financ?

Karnavati Financ showed significant improvement in fiscal year ending March 2016, with total operating income rising to 0.62 Cr and a turnaround to a profit after tax of 0.37 Cr from a loss the previous year. Key metrics included a dramatic increase in operating profit margin to 70.99% and positive cash flow from operating activities of 5.00 Cr.

Answer:<BR>The historical performance of Karnavati Financ shows a significant improvement in its financial metrics from March 2015 to March 2016.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2016, Karnavati Financ reported net sales of 0.44 Cr, a slight decrease from 0.48 Cr in March 2015. However, other operating income increased to 0.18 Cr from none the previous year, resulting in total operating income rising to 0.62 Cr compared to 0.48 Cr in the prior year. Total expenditure, excluding depreciation, decreased significantly from 0.81 Cr to 0.18 Cr, contributing to an operating profit (PBDIT) of 0.45 Cr, a turnaround from a loss of 0.33 Cr in March 2015. Profit before tax also improved to 0.44 Cr from a loss of 0.35 Cr, leading to a profit after tax of 0.37 Cr, compared to a loss of 0.38 Cr the previous year. The earnings per share (EPS) rose to 0.44 from a loss of 0.45, and the operating profit margin improved dramatically to 70.99% from -69.75%. On the balance sheet, total liabilities decreased from 28.72 Cr in March 2024 to 21.60 Cr in March 2025, while total assets also fell from 28.72 Cr to 21.60 Cr. The book value per share adjusted decreased to 10.18 from 11.85. Cash flow from operating activities showed a positive trend with 5.00 Cr in March 2025, compared to -2.00 Cr in March 2024. Overall, Karnavati Financ demonstrated a recovery in profitability and operational efficiency in the fiscal year ending March 2016.

Is Karnavati Financ overvalued or undervalued?

As of November 18, 2025, Karnavati Financ's valuation has improved to attractive, yet it remains undervalued with a PE ratio of -2.69 and an EV to EBITDA ratio of 72.39, significantly lagging behind peers and the Sensex, indicating potential for growth despite current challenges.

As of 18 November 2025, the valuation grade for Karnavati Financ has moved from risky to attractive, indicating a significant improvement in its perceived value. Despite this positive change, the company appears to be undervalued based on its current financial ratios. The PE ratio stands at -2.69, while the EV to EBITDA ratio is notably high at 72.39, suggesting that the market may not be fully recognizing the company's potential. Additionally, the ROE is concerningly low at -59.38%, which reflects challenges in generating profit from equity.<BR><BR>In comparison to its peers, Karnavati Financ's valuation metrics are strikingly different. For instance, Altius Telecom, classified as very attractive, has a PE ratio of 51.84, while other peers like Embassy Office REIT and Mindspace Business have significantly higher EV to EBITDA ratios of 133.34 and 54.59, respectively. This stark contrast highlights that Karnavati Financ is trading at a discount relative to its industry peers. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date decline of 30.23% compared to the Sensex's gain of 8.36%, reinforcing the notion that the stock may be undervalued in the current market environment.

Are Karnavati Finance Ltd latest results good or bad?

Karnavati Finance Ltd's latest results show a return to profitability with a net profit of ₹0.70 crores and impressive revenue growth of 456.10%, but concerns about high leverage, volatility in revenue, and the complete exit of promoters indicate a precarious financial situation. Investors should proceed with caution due to these underlying risks.

Karnavati Finance Ltd's latest results present a mixed picture, leaning towards a negative outlook overall. While the company reported a net profit of ₹0.70 crores in Q3 FY26, marking a return to profitability after two consecutive quarters of losses, this should be viewed with caution. The revenue growth of 456.10% year-on-year is impressive, but it comes from a very low base, and the recent quarterly performance has been highly volatile, with revenues swinging dramatically across the past few quarters.<BR><BR>Despite the positive net profit and high operating margin of 97.81%, the company's financial health raises concerns. The interest coverage ratio is only 1.46 times, indicating limited ability to cover interest expenses, and the debt-to-equity ratio is alarmingly high at 6.31 times, suggesting significant leverage and refinancing risks. Additionally, the complete exit of promoters from the company is a major red flag, signaling a lack of confidence in its future prospects.<BR><BR>Overall, while there are some positive indicators in the recent results, the volatility in revenue, high leverage, and the absence of promoter support suggest that the company's situation is precarious. Investors should approach with caution, as the underlying issues may overshadow any short-term gains.

Should I buy, sell or hold Karnavati Finance Ltd?

Why is Karnavati Finance Ltd falling/rising?

As of 24-May, Karnavati Finance Ltd's stock price is at 1.34, reflecting a 2.9% decrease and underperforming the sector by 3.03%. The stock has consistently declined over various time frames, with a year-to-date drop of 17.79% and a significant 34.95% decrease over the past year.

As of 24-May, Karnavati Finance Ltd's stock price is falling, currently at 1.34, which reflects a decrease of 0.04 or 2.9%. The stock has underperformed compared to the sector by 3.03% today. Additionally, it is trading lower than its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a consistent downward trend. Over the past month, the stock has declined by 8.84%, while the benchmark Sensex has only fallen by 3.95%. Year-to-date, Karnavati Finance Ltd has seen a significant drop of 17.79%, compared to the Sensex's decline of 11.51%. The stock has also experienced a substantial decrease of 34.95% over the past year and 78.28% over the last three years, further illustrating its long-term struggles. Despite a rise in investor participation, with a 13.24% increase in delivery volume on May 21, the overall performance metrics indicate a persistent decline in the stock's value.

Which are the latest news on Karnavati Financ?