KIFS Financial

Which are the latest news on KIFS Financial?

Why is KIFS Financial Services Ltd falling/rising?

As of 05-Sep, KIFS Financial Services Ltd's stock price is at 109.65, unchanged from the previous session, and has underperformed the sector by 2.03%. The stock has declined 11.75% year-to-date and 30.84% over the past year, indicating a bearish trend and decreased investor participation.

As of 05-Sep, KIFS Financial Services Ltd's stock price is currently at 109.65, showing no change from the previous trading session. The stock has underperformed compared to the sector by 2.03% today and has experienced erratic trading, not trading on one day out of the last 20 days. The stock reached an intraday low of Rs 109.55, reflecting a decrease of 2.23%. <BR><BR>In terms of performance over various periods, the stock has shown a decline of 2.14% over the past week, while it has increased by 1.53% over the past month. However, year-to-date, the stock is down 11.75%, and over the past year, it has fallen by 30.84%. In contrast, the benchmark Sensex has only decreased by 10.21% during the same year-to-date period, indicating that KIFS Financial Services Ltd is lagging behind the market.<BR><BR>Additionally, the stock's delivery volume has significantly decreased, with a drop of 91.34% against the 5-day average, suggesting a decline in investor participation. While the stock is trading higher than its 20-day moving averages, it remains lower than its 5-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend in the short to medium term. Overall, these factors contribute to the stock's current stagnation and recent downward pressure.

Who are in the management team of KIFS Financial?

The management team of KIFS Financial includes Rajesh P Khandwala (Chairman & Managing Director), Dharmendra N Soni and Devang M Shah (Independent Directors), Sonal R Khandwala (Director), Durgesh D Soni (Company Secretary), Vimal P Khandwala (Additional Executive Director), and Sharvil B. Suthar (Additional Independent Director).

The management team of KIFS Financial includes the following members:<BR><BR>1. **Rajesh P Khandwala** - Chairman & Managing Director<BR>2. **Dharmendra N Soni** - Independent Director<BR>3. **Devang M Shah** - Independent Director<BR>4. **Sonal R Khandwala** - Director<BR>5. **Durgesh D Soni** - Company Secretary<BR>6. **Vimal P Khandwala** - Additional Executive Director<BR>7. **Sharvil B. Suthar** - Additional Independent Director<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

What does KIFS Financial do?

KIFS Financial Services Ltd is a micro-cap NBFC that provides capital market products and plans to offer investment advisory services. As of June 2026, it reported net sales of 13 Cr and a net profit of 2 Cr, with a market cap of INR 121 Cr.

Overview: <BR>KIFS Financial Services Ltd is a Non Banking Financial Company (NBFC) in the micro-cap category, engaged in providing capital market products and planning to enter investment advisory services.<BR><BR>History: <BR>KIFS Financial Services Limited was incorporated on March 29, 1995. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 13 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 2 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 121 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 15.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 6.02 <BR>Return on Equity: 13.16% <BR>Price to Book: 1.88 <BR><BR>Contact Details: <BR>Address: B/81 Pariseema Complx, C G Road Ellisbridge Ahmedabad Gujarat : 380006 <BR>Tel: 91-79-30000320 <BR>Email: cs@kifs.co.in <BR>Website: http://www.kifsfinance.com

Who are the peers of the KIFS Financial?

KIFS Financial's peers include J A Finance, Sonal Mercantile, Vibrant Glo. Cap, Escorp Asset Mgt, Worth Investment, Trustedgecapital, PMC Fincorp, Nexome Cap. Mkt., and NCL Res. & Finl. Trustedgecapital has the highest 1-year return at 36.78%, while KIFS Financial's return is -30.83%.

Peers: The peers of KIFS Financial are J A Finance, Sonal Mercantile, Vibrant Glo. Cap, Escorp Asset Mgt, Worth Investment, Trustedgecapital, PMC Fincorp, Nexome Cap. Mkt., and NCL Res. & Finl.<BR><BR>Quality Snapshot: Excellent management risk is observed at J A Finance, Sonal Mercantile, Vibrant Glo. Cap, Escorp Asset Mgt, Worth Investment, Trustedgecapital, PMC Fincorp, Nexome Cap. Mkt., and NCL Res. & Finl., while Average management risk is found at KIFS Financial. Below Average growth is seen in J A Finance, Sonal Mercantile, Vibrant Glo. Cap, NCL Res. & Finl., and the rest. Excellent growth is noted at Escorp Asset Mgt, Worth Investment, and PMC Fincorp, while Good growth is present at Trustedgecapital.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Trustedgecapital at 36.78%, while Worth Investment has the lowest at -87.62%. KIFS Financial's 1-year return is -30.83%, which is higher than Worth Investment's but lower than Trustedgecapital's. Additionally, Worth Investment and PMC Fincorp are among the peers whose six-month return is negative.

How big is KIFS Financial?

As of 31st August, KIFS Financial Services Ltd has a market capitalization of 121.00 Cr, with recent Net Sales of 38.71 Cr and a Net Profit of 8.34 Cr. Shareholder's Funds are 57.01 Cr and Total Assets are valued at 393.61 Cr as of March 2025.

As of 31st August, KIFS Financial Services Ltd has a market capitalization of 121.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, KIFS Financial reported Net Sales of 38.71 Cr and a Net Profit of 8.34 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 57.01 Cr and Total Assets valued at 393.61 Cr.

Should I buy, sell or hold KIFS Financial Services Ltd?

When is the next results date for KIFS Financial Services Ltd?

The next results date for KIFS Financial Services Ltd is 13 August 2026.

The next results date for KIFS Financial Services Ltd is scheduled for 13 August 2026.

Are KIFS Financial Services Ltd latest results good or bad?

KIFS Financial Services Ltd's latest results show strong revenue growth, with net sales up 67.55% quarter-on-quarter, but profitability has declined significantly, with net profit down 19.05% from the previous quarter and 40.63% year-on-year due to rising interest costs. Overall, while revenue growth is positive, the drop in profitability raises concerns about the company's sustainability.

KIFS Financial Services Ltd's latest results present a mixed picture. On one hand, the company achieved significant revenue growth, with net sales reaching ₹11.98 crores in Q4 FY26, reflecting a robust increase of 67.55% quarter-on-quarter and an impressive 81.52% year-on-year. This growth indicates strong activity in their margin trading and loan-against-shares segments.<BR><BR>However, profitability has taken a hit. The net profit for the quarter was ₹1.87 crores, which represents a decline of 19.05% compared to the previous quarter and a staggering 40.63% year-on-year drop. This decline is primarily attributed to a dramatic 110.82% surge in interest costs, which consumed a significant portion of revenues, leading to a sharp contraction in the profit after tax (PAT) margin from 32.31% in Q3 FY26 to just 15.61% in Q4 FY26.<BR><BR>Overall, while KIFS Financial Services has demonstrated strong revenue growth, the substantial decline in profitability and rising interest costs raise concerns about the sustainability of its business model. The company is at a critical juncture, needing to restore margin stability to regain investor confidence. Therefore, the latest results can be viewed as concerning, particularly regarding profitability.

Is KIFS Financial overvalued or undervalued?

As of December 4, 2025, KIFS Financial's valuation has improved to attractive, indicating it is undervalued with a PE ratio of 15.88, significantly lower than peers like Bajaj Finance and Bajaj Finserv, while its year-to-date performance has lagged behind the Sensex, suggesting potential for growth.

As of 4 December 2025, KIFS Financial's valuation grade has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears to be undervalued, supported by a PE ratio of 15.88, an EV to EBIT of 13.23, and a PEG ratio of 0.71, all suggesting that the stock is trading at a reasonable price relative to its earnings growth potential. <BR><BR>In comparison to its peers, KIFS Financial's PE ratio is significantly lower than that of Bajaj Finance, which stands at 34.9, and also lower than Bajaj Finserv at 33.78, both of which are categorized as expensive. Conversely, Life Insurance, which is rated very attractive, has a PE ratio of 10.85, indicating that KIFS Financial is competitively priced within its sector. Notably, KIFS Financial's recent stock performance has lagged behind the Sensex, with a year-to-date return of -16.48% compared to the Sensex's 9.12%, reinforcing the notion that the stock may be undervalued relative to its growth prospects.

How has been the historical performance of KIFS Financial?

KIFS Financial experienced a decline in net sales from 46.64 Cr in Mar'24 to 29.12 Cr in Mar'25, but improved operational efficiency led to increased profits and a significant rise in net cash inflow from 17 Cr to 164 Cr in the same period. Total liabilities also rose sharply due to increased short-term borrowings.

Answer:<BR>The historical performance of KIFS Financial shows a fluctuating trend in net sales and profits over the years, with a notable decline in net sales in the most recent year.<BR><BR>Breakdown:<BR>KIFS Financial's net sales peaked at 46.64 Cr in Mar'24 but fell to 29.12 Cr in Mar'25. The total operating income followed a similar trend, decreasing from 46.64 Cr in Mar'24 to 29.12 Cr in Mar'25. Despite this decline, the operating profit (PBDIT) increased from 10.25 Cr in Mar'24 to 11.31 Cr in Mar'25, indicating improved operational efficiency. Profit before tax also rose from 9.74 Cr in Mar'24 to 10.84 Cr in Mar'25, while profit after tax increased from 7.12 Cr to 8.07 Cr in the same period. The company's total liabilities rose significantly from 301.70 Cr in Mar'24 to 393.61 Cr in Mar'25, primarily due to an increase in short-term borrowings. On the cash flow front, KIFS Financial experienced a substantial net cash inflow of 164 Cr in Mar'25, compared to just 17 Cr in Mar'24, reflecting a strong improvement in cash management. Overall, while the company faced challenges in sales, it demonstrated resilience in profitability and cash flow management.

Who are the top shareholders of the KIFS Financial?

The top shareholder of KIFS Financial is Khandwala Commercial Private Limited, holding 74.41% of the shares. Affluence Shares And Stocks Private Limited is the largest public shareholder with 4.63%, while individual investors own 18.67% collectively.

The top shareholders of KIFS Financial are primarily the promoters, with Khandwala Commercial Private Limited holding the largest stake at 74.41%. There are no pledged promoter holdings, and mutual funds and foreign institutional investors do not hold any shares in the company. The highest public shareholder is Affluence Shares And Stocks Private Limited, which owns 4.63%. Additionally, individual investors collectively hold 18.67% of the shares.

What is the technical trend for KIFS Financial?

As of June 3, 2025, KIFS Financial's technical trend is mildly bearish, supported by daily moving averages and mixed signals from MACD and KST across weekly and monthly charts.

As of 3 June 2025, the technical trend for KIFS Financial has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, while the monthly MACD remains bearish, indicating mixed signals. The daily moving averages are mildly bearish, supporting the overall bearish sentiment. The Bollinger Bands show a bullish stance on the weekly chart but are mildly bearish on the monthly chart. The KST is mildly bullish weekly but bearish monthly, and Dow Theory indicates a mildly bearish trend on the weekly timeframe with no trend on the monthly. Overall, the current technical stance is mildly bearish, driven by the daily moving averages and the mixed signals from MACD and KST.

Has KIFS Financial declared dividend?

KIFS Financial Services Ltd has declared a 14% dividend, with an ex-date of September 20, 2024. Recent total returns show volatility, with negative returns over the last 6 months and 1 year, but more positive trends in longer-term periods.

KIFS Financial Services Ltd has declared a 14% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 14%<BR>- Ex-date: 20 Sep 2024<BR><BR>Dividend Yield: 1.2%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -26.72%, with a dividend return of 0%, resulting in a total return of -26.72%.<BR><BR>Over the past year, the price return was -24.46%, the dividend return was 0.88%, leading to a total return of -23.58%.<BR><BR>In the 2-year period, there was a price return of 11.43%, a dividend return of 1.23%, culminating in a total return of 12.66%.<BR><BR>For the 3-year period, the price return was -19.0%, the dividend return was 3.89%, resulting in a total return of -15.11%.<BR><BR>In the 4-year period, the price return was 187.61%, with a dividend return of 12.94%, yielding a total return of 200.55%.<BR><BR>Over the last 5 years, the price return was 50.59%, the dividend return was 9.77%, leading to a total return of 60.36%.<BR><BR>Overall, KIFS Financial has declared a dividend, but the recent total returns indicate significant volatility, particularly in the short term, with negative returns over the last 6 months and 1 year, while longer-term returns show more positive trends.