KNSL Share Price | Kinsale Capital Group, Inc. Stock Analysis & Recommendation

Q: How big is Kinsale Capital Group, Inc.?

Market Cap: As of Jun 18, Kinsale Capital Group, Inc. has a market capitalization of 10,828.40 million, categorizing it as a Mid Cap company.Recent Quarterly Performance: For the latest four quarters, Kinsale Capital Group, Inc. reported net sales of 0.00 million and a net profit of 405.13 million.Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 1,483.56 million and total assets of 4,541.49 million.

Q: What does Kinsale Capital Group, Inc. do?

Overview:Kinsale Capital Group, Inc. is a specialty insurance company operating in the insurance industry, focusing on the excess and surplus lines market in the United States.Financial Snapshot:- Most recent Net Profit: 89 Million (Quarterly Results - Mar 2025)- Market-cap: USD 10,828.40 Million (Mid Cap)Key Metrics:- P/E: 27.00- Dividend Yield: 9.94%- Debt Equity: -999,999.00- Return on Equity: 25.57%- Price to Book: 6.84Contact Details:- Address: 2035 MAYWILL STREET, SUITE 100, RICHMOND VA: 23230- Tel: 1 804 2891300- Website: http://www.kinsalecapitalgroup.com/

Q: Is Kinsale Capital Group, Inc. technically bullish or bearish?

As of 24 October 2025, the technical trend for Kinsale Capital Group, Inc. has changed from mildly bearish to bearish. The current stance is bearish with a weak strength indicated by the MACD being bearish on the weekly timeframe and mildly bearish on the monthly. Bollinger Bands are bearish for both weekly and monthly periods, and moving averages are bearish on the daily timeframe. The KST and OBV also reflect bearish signals on the weekly, with mildly bearish readings on the monthly. In terms of performance, Kinsale Capital has underperformed the S&P 500 across multiple periods, with a year-to-date return of -9.19% compared to the S&P 500's 15.47%, and a one-year return of -7.86% versus 16.90%.

Q: Is Kinsale Capital Group, Inc. overvalued or undervalued?

As of 21 November 2025, the valuation grade for Kinsale Capital Group, Inc. moved from expensive to very expensive, indicating a significant shift in its perceived value. The company is overvalued, with a P/E ratio of 27, which is notably higher than its peer CNA Financial Corp. at 14.82 and Unum Group at 13.25. Additionally, Kinsale's Price to Book Value stands at 7.01, and its EV to Sales ratio is 6.53, both suggesting a premium valuation compared to its industry peers.In terms of performance, Kinsale has underperformed relative to the S&P 500, with a year-to-date return of -18.49% compared to the index's gain of 12.26%. This trend continues over one year, where Kinsale's return of -23.97% significantly lags behind the S&P 500's 11.00%. Overall, the combination of high valuation ratios and poor stock performance reinforces the conclusion that Kinsale Capital Group, Inc. is currently overvalued.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

94.14 k

Shareholding (Dec 2025)

FII

13.44%

Held by 178 FIIs

DII

38.21%

Held by 53 DIIs

Promoter

0.01%

How big is Kinsale Capital Group, Inc.?

22-Jun-2025

As of Jun 18, Kinsale Capital Group, Inc. has a market capitalization of $10.83 billion, with net sales of $0 million and a net profit of $405.13 million over the latest four quarters. The company reported shareholder's funds of $1.48 billion and total assets of $4.54 billion as of Dec 24.

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What does Kinsale Capital Group, Inc. do?

22-Jun-2025

Kinsale Capital Group, Inc. is a specialty insurance company focused on the excess and surplus lines market in the U.S., with a recent net profit of $89 million and a market cap of approximately $10.83 billion. Key metrics include a P/E ratio of 27.00, a dividend yield of 9.94%, and a return on equity of 25.57%.

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Who are in the management team of Kinsale Capital Group, Inc.?

22-Jun-2025

As of March 2022, the management team of Kinsale Capital Group, Inc. includes Robert Lippincott (Independent Chairman), Michael Kehoe (President and CEO), Teresa Chia, Robert Hatcher, Steven Bensinger, Anne Kronenberg, and James Ritchie (all Directors). They oversee the company's strategic direction and operations.

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Is Kinsale Capital Group, Inc. technically bullish or bearish?

28-Oct-2025

As of October 24, 2025, Kinsale Capital Group, Inc. is in a bearish trend with weak momentum indicators, underperforming the S&P 500 with year-to-date and one-year returns of -9.19% and -7.86%, respectively.

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Is Kinsale Capital Group, Inc. overvalued or undervalued?

25-Nov-2025

As of November 21, 2025, Kinsale Capital Group, Inc. is considered very expensive with a P/E ratio of 27, significantly higher than its peers, and has underperformed the S&P 500 with year-to-date returns of -18.49% compared to the index's 12.26% gain.

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Compare Kinsale Capital Group, Inc. with Similar Stocks

Reinsurance Group of America, Inc.Unum Group CNA Financial Corp.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 24.12%

Healthy long term growth as Net Sales has grown by an annual rate of 36.09%

Positive results in Jun 25

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 8,304 Million (Small Cap)

P/E

16.00

Industry P/E

Dividend Yield

0.21%

Debt Equity

-999,999.00

Return on Equity

0.00%

Price to Book

0.00

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

139 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-17.49%

6 Months

-23.54%

1 Year

-27.53%

2 Years

-36.66%

3 Years

15.9%

4 Years

43.33%

5 Years

94.99%

Kinsale Capital Group, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

32.44%

EBIT Growth (5y)

EBIT to Interest (avg)

0.07

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

20.74%

Dividend Payout Ratio

3.14%

Pledged Shares

Institutional Holding

94.73%

ROCE (avg)

0.09%

ROE (avg)

24.12%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

EV to EBIT

EV to EBITDA

EV to Capital Employed

146.24

EV to Sales

4.46

PEG Ratio

0.76

Dividend Yield

0.21%

ROCE (Latest)

ROE (Latest)

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 129 Schemes (48.31%)

Foreign Institutions

Held by 178 Foreign Institutions (13.44%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "val1": "3.00",
          "val2": "2.60",
          "chgp": "15.38%",
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          "field": "Consolidate Net Profit",
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          "val2": "109.10",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

5.80

Interest

3.00

2.60

15.38%

Exceptional Items

0.00

Consolidate Net Profit

138.60

109.10

27.04%

Operating Profit Margin (Excl OI)

367.90%

342.60%

2.53%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is 27.04% vs 5.51% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

5.80

Interest

10.60

10.10

4.95%

Exceptional Items

-0.00

0.50

-100.00%

Consolidate Net Profit

503.60

414.80

21.41%

Operating Profit Margin (Excl OI)

344.20%

330.40%

1.38%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 21.41% vs 34.63% in Dec 2024

All Annual Results

Company CV

About Kinsale Capital Group, Inc.

Kinsale Capital Group, Inc.

Insurance

Kinsale Capital Group, Inc. is a specialty insurance company. The Company focuses on the excess and surplus lines (E&S) market in the United States. The Company operates through the Excess and Surplus Lines Insurance segment. The Company markets and sells these insurance products in approximately 50 states and the District of Columbia through a network of independent insurance brokers. The Company's commercial lines offerings include construction, small business, excess casualty, general casualty, energy, professional liability, life sciences, product liability, allied health, healthcare, commercial property, management liability, environmental, inland marine, commercial insurance and public entity. The Company writes an array of coverages with a focus on smaller commercial buyers. The Company also writes a small amount of homeowners insurance in the personal lines market. The Company's subsidiaries include Kinsale Management, Inc. and Kinsale Insurance Company.

Company Coordinates

Company Details

2035 MAYWILL STREET, SUITE 100 , RICHMOND VA : 23230

Tel: 1 804 2891300

http://www.kinsalecapitalgroup.com/

Registrar Details