Stock DNA
Miscellaneous Commercial Services
PLN 224 Million (Micro Cap)
6.00
NA
0.00%
-0.24
10.90%
0.64
Revenue and Profits:
Net Sales:
58 Million
(Quarterly Results - Dec 2024)
Net Profit:
-16 Million
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-20.41%
0%
-20.41%
6 Months
-3.61%
0%
-3.61%
1 Year
-6.22%
0%
-6.22%
2 Years
90.66%
0%
90.66%
3 Years
6.44%
0%
6.44%
4 Years
54.91%
0%
54.91%
5 Years
116.88%
0%
116.88%
Kredyt Inkaso SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
-3.49%
EBIT Growth (5y)
46.92%
EBIT to Interest (avg)
2.49
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.64
Tax Ratio
100.00%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
40.76%
ROE (avg)
14.66%
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.64
EV to EBIT
1.33
EV to EBITDA
1.24
EV to Capital Employed
0.53
EV to Sales
0.65
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
39.92%
ROE (Latest)
10.90%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Shareholding Snapshot : Jun 2023
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 2 Schemes (0.1%)
Foreign Institutions
Held by 1 Foreign Institutions (61.49%)
Strategic Entities with highest holding
Highest Public shareholder
Quarterly Results Snapshot (Consolidated) - Dec'24 - YoY
Dec'24
Dec'23
Change(%)
Net Sales
57.80
45.60
26.75%
Operating Profit (PBDIT) excl Other Income
24.90
30.30
-17.82%
Interest
13.20
12.30
7.32%
Exceptional Items
-14.60
-11.60
-25.86%
Consolidate Net Profit
-15.70
1.00
-1,670.00%
Operating Profit Margin (Excl OI)
398.80%
615.80%
-21.70%
USD in Million.
Net Sales
YoY Growth in quarter ended Dec 2024 is 26.75% vs -13.31% in Dec 2023
Consolidated Net Profit
YoY Growth in quarter ended Dec 2024 is -1,670.00% vs 66.67% in Dec 2023
Annual Results Snapshot (Consolidated) - Mar'24
Mar'24
Mar'23
Change(%)
Net Sales
216.20
201.20
7.46%
Operating Profit (PBDIT) excl Other Income
133.50
97.60
36.78%
Interest
47.00
37.50
25.33%
Exceptional Items
-43.50
-39.80
-9.30%
Consolidate Net Profit
26.00
19.40
34.02%
Operating Profit Margin (Excl OI)
578.50%
448.00%
13.05%
USD in Million.
Net Sales
YoY Growth in year ended Mar 2024 is 7.46% vs 9.11% in Mar 2023
Consolidated Net Profit
YoY Growth in year ended Mar 2024 is 34.02% vs -36.81% in Mar 2023
About Kredyt Inkaso SA 
Kredyt Inkaso SA
Miscellaneous Commercial Services
Kredyt Inkaso SA is a Poland-based company engaged in the provision of debt collection services. It specializes in preventive management of debts and payments monitoring, collection of overdue debts on commission, as well as trade in overdue receivables and their collection on the purchaser’s own account. The Company offers services related to management of debts in Central and Eastern Europe, including Poland, Bulgaria, Croatia and Russian Federation. Through its subsidiaries, it is also active in the area of asset and real estate management, as well as law practices. The Company is a parent of Kredyt Inkaso Portfolio Investments (Luxembourg) SA, Kancelaria Forum SA, KI Nieruchomosci Sp z oo and Kredyt Inkaso Investments RO SA, among others. The Company is controlled by WPEF VI Holding V BV.
Company Coordinates 
Company Details
Ul. Domaniewska 39 , WARSZAWA None : 02-672
Registrar Details






