L B Finance Plc (LFIN.N0000) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 23.03%

With ROE of 19.70%, it has a attractive valuation with a 1.71 Price to Book Value

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Capital Markets

Market cap

LKR 82,000 Million (Large Cap)

P/E

9.00

Industry P/E

Dividend Yield

0.14%

Debt Equity

-999,999.00

Return on Equity

19.70%

Price to Book

1.49

Revenue and Profits:

Net Sales:

11,119 Million

(Quarterly Results - Mar 2025)

Net Profit:

3,661 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

13.12%

6 Months

33.92%

1 Year

86.59%

2 Years

142.09%

3 Years

295.35%

4 Years

140.19%

5 Years

311.01%

L B Finance Plc for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

L B Finance Plc Shows Strong Valuation Metrics Amid Flat Financial Performance

L B Finance Plc has recently adjusted its evaluation metrics, showcasing a favorable Price to Earnings ratio of 7 and a Price to Book Value of 1.44. The company reported a strong Return on Capital Employed of 62.54% and a notable return of 121.70% over the past year.

L B Finance Plc Adjusts Valuation Amid Strong Long-Term Fundamentals and Competitive Metrics

L B Finance Plc has recently adjusted its valuation score, reflecting changes in its market position. The company maintains competitive financial metrics, including a P/E ratio of 7 and a price-to-book value of 1.44, alongside strong long-term fundamentals and consistent returns over the past three years.

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

8.10%

EBIT Growth (5y)

8.36%

EBIT to Interest (avg)

5.69

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

33.82%

Dividend Payout Ratio

33.16%

Pledged Shares

Institutional Holding

ROCE (avg)

53.50%

ROE (avg)

23.03%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.71

EV to EBIT

3.84

EV to EBITDA

3.66

EV to Capital Employed

2.10

EV to Sales

1.75

PEG Ratio

0.73

Dividend Yield

0.12%

ROCE (Latest)

54.58%

ROE (Latest)

19.70%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is 3.55% vs -0.38% in Dec 2024",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is 46.65% vs -0.29% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "11,118.70",
          "val2": "10,738.00",
          "chgp": "3.55%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4,650.30",
          "val2": "4,298.10",
          "chgp": "8.19%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "3,660.60",
          "val2": "2,496.10",
          "chgp": "46.65%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "433.00%",
          "val2": "375.00%",
          "chgp": "5.80%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is -6.63% vs 13.66% in Mar 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is 11.90% vs 13.49% in Mar 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "42,830.50",
          "val2": "45,871.70",
          "chgp": "-6.63%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "20,564.60",
          "val2": "19,262.90",
          "chgp": "6.76%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "3,185.70",
          "val2": "2,611.60",
          "chgp": "21.98%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-1.60",
          "val2": "-61.60",
          "chgp": "97.40%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "10,861.90",
          "val2": "9,707.00",
          "chgp": "11.90%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "456.80%",
          "val2": "391.70%",
          "chgp": "6.51%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ

Mar'25

Dec'24

Change(%)

Net Sales

11,118.70

10,738.00

3.55%

Operating Profit (PBDIT) excl Other Income

4,650.30

4,298.10

8.19%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

3,660.60

2,496.10

46.65%

Operating Profit Margin (Excl OI)

433.00%

375.00%

5.80%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2025 is 3.55% vs -0.38% in Dec 2024

Consolidated Net Profit

QoQ Growth in quarter ended Mar 2025 is 46.65% vs -0.29% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Mar'25

Mar'25

Mar'24

Change(%)

Net Sales

42,830.50

45,871.70

-6.63%

Operating Profit (PBDIT) excl Other Income

20,564.60

19,262.90

6.76%

Interest

3,185.70

2,611.60

21.98%

Exceptional Items

-1.60

-61.60

97.40%

Consolidate Net Profit

10,861.90

9,707.00

11.90%

Operating Profit Margin (Excl OI)

456.80%

391.70%

6.51%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2025 is -6.63% vs 13.66% in Mar 2024

Consolidated Net Profit

YoY Growth in year ended Mar 2025 is 11.90% vs 13.49% in Mar 2024

All Annual Results

Company CV

About L B Finance Plc

L B Finance Plc

Capital Markets

L B Finance PLC is a licensed finance and leasing company. The Company's principal activities include the acceptance of fixed deposits, maintenance of savings accounts, providing finance lease, hire purchase and vehicle loan facilities, mortgage loans, gold loans, margin trading facilities, factoring and trade finance facilities, microfinance, other credit facilities and value added services to the finance sector. Its segments include Leasing and stock out on hire; Loans and receivables, and Others. It is engaged in financial intermediation, primarily by mobilizing funds by way of deposits and lending such funds to those who are in need of funds. It offers an array of financial products and services to individuals and to corporates of all shapes and sizes. The Company has an interest in the leisure sector. The Company provides services through a network of over 110 branches, including head office and corporate office and approximately 40 gold loan centers.

Company Coordinates

Company Details

No. 275/75 OPA Building, Prof. Stanely Wijesundara Mawatha, Colombo 07, COLOMBO None : 07

Tel: 94 11 4521000

http://www.lbfinance.com/

Registrar Details

L B Finance Plc

1Day

52 Week

CASH

FII

DII

Promoter

MarketsMojo — Loved in India, Now Global

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 23.03%

With ROE of 19.70%, it has a attractive valuation with a 1.71 Price to Book Value

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

L B Finance Plc Shows Strong Valuation Metrics Amid Flat Financial Performance

L B Finance Plc Adjusts Valuation Amid Strong Long-Term Fundamentals and Competitive Metrics

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ

Annual Results Snapshot (Consolidated) - Mar'25

About L B Finance Plc

Company Coordinates