L&T Finance Ltd

Has L&T Finance Ltd declared dividend?

Yes, L&T Finance Ltd has declared a dividend of 27%, amounting to ₹2.7 per share, with an ex-date of May 27, 2025. The company has shown strong total returns across various periods, including a total return of 29.53% over the last 6 months.

L&T Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 27%<BR>- Amount per share: 2.7<BR>- Ex-date: May 27, 2025<BR><BR>Dividend Yield: 2.83%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, L&T Finance Ltd achieved a price return of 27.71%, a dividend return of 1.82%, resulting in a total return of 29.53%.<BR><BR>Over the past year, the company recorded a price return of 19.32%, a dividend return of 3.15%, leading to a total return of 22.47%.<BR><BR>In the 2-year period, the price return was 77.89%, with a dividend return of 6.10%, culminating in a total return of 83.99%.<BR><BR>For the 3-year period, the price return stood at 149.7%, while the dividend return was 11.31%, resulting in a total return of 161.01%.<BR><BR>In the last 4 years, L&T Finance Ltd experienced a price return of 94.87%, a dividend return of 8.11%, which led to a total return of 102.98%.<BR><BR>Over the past 5 years, the company achieved a remarkable price return of 205.31%, with a dividend return of 11.13%, resulting in a total return of 216.44%.<BR><BR>Overall, L&T Finance Ltd has declared a significant dividend and demonstrated strong total returns across multiple periods, indicating robust financial performance and shareholder value enhancement.

Who are the peers of the L&T Finance Ltd?

L&T Finance Ltd's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Authum Invest., M & M Fin. Serv., Chola Financial, Tata Inv.Corpn., and Poonawalla Fin. Notably, L&T Finance has below-average growth and management risk, with a 1-year return of 8.71%.

Peers: The peers of L&T Finance Ltd are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Authum Invest., M & M Fin. Serv., Chola Financial, Tata Inv.Corpn., and Poonawalla Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Authum Invest., while Average management risk is found at Jio Financial, L&T Finance Ltd, M & M Fin. Serv., and Poonawalla Fin. Good management risk is noted at Shriram Finance and Chola Financial, while Below Average management risk is present at Tata Inv.Corpn. In terms of Growth, Excellent growth is seen at Jio Financial and Authum Invest., Good growth is noted at Bajaj Finance and Cholaman.Inv.&Fn, while Average growth is found at Tata Inv.Corpn. Below Average growth is observed at L&T Finance Ltd, M & M Fin. Serv., and Chola Financial. Excellent capital structure is held by Bajaj Finance, Shriram Finance, Muthoot Finance, L&T Finance Ltd, Authum Invest., and Tata Inv.Corpn., while Good capital structure is seen at Cholaman.Inv.&Fn, and Below Average capital structure is noted at Chola Financial.<BR><BR>Return Snapshot: Authum Invest. has the highest 1-year return at 163.59%, while Jio Financial has the lowest at -20.19%. L&T Finance Ltd's 1-year return of 8.71% is higher than Jio Financial's but lower than Authum Invest.'s. Additionally, Jio Financial and M & M Fin. Serv. have negative six-month returns.

Who are in the management team of L&T Finance Ltd?

As of March 2023, the management team of L&T Finance Ltd includes R Shankar Raman (Director), Shailesh V Haribhakti (Chairman), Dinanath Dubhashi (Managing Director & CEO), and several independent directors, overseeing the company's operations and strategy.

As of March 2023, the management team of L&T Finance Ltd includes the following individuals:<BR><BR>1. R Shankar Raman - Director<BR>2. Shailesh V Haribhakti - Chairman & Independent Director<BR>3. P V Bhide - Independent Director<BR>4. Thomas Mathew T - Independent Director<BR>5. Dinanath Dubhashi - Managing Director & CEO<BR>6. Apurva Rathod - Company Secretary & Compliance Officer<BR>7. Pavninder Singh - Nominee<BR>8. Rajani R Gupte - Independent Director<BR>9. S N Subrahmanyan - Chairperson<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

What does L&T Finance Ltd do?

L&T Finance Ltd is a subsidiary of L&T Finance Holdings Ltd, operating in the NBFC sector and offering various financial products. As of March 2025, it reported net sales of ₹40,229 Cr and a net profit of ₹6,362 Cr, with a market cap of ₹51,128 Cr.

Overview: <BR>L&T Finance Ltd is a financial holding company operating in the Non Banking Financial Company (NBFC) sector, offering a range of financial products and services.<BR><BR>History: <BR>L&T Finance Holdings Ltd. (LTFH) is the parent company, and L&T Finance Ltd is one of its wholly-owned subsidiaries. The latest quarterly results reported are for March 2025, showing significant sales and profit figures.<BR><BR>Financial Snapshot: <BR>Net Sales: 40,229 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 6,362 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 51,128 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 19.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.32% <BR>Debt-Equity: 3.61 <BR>Return on Equity: 10.34% <BR>Price to Book: 2.00 <BR><BR>Contact Details: <BR>Address: Brindavan Plot No 177 CST Road, Kalina Santacruz (East) Mumbai Maharashtra : 400098 <BR>Tel: 91-22-62125000 <BR>Email: igrc@ltfs.com <BR>Website: http://www.ltfs.com

Who are the top shareholders of the L&T Finance Ltd?

The top shareholders of L&T Finance Ltd are Larsen And Toubro Limited with 66.16%, followed by mutual funds at 8.15%, foreign institutional investors at 6.19%, and Mirae Asset Large & Midcap Fund as the largest public shareholder at 3.47%. Individual investors hold 10.59% of the shares.

The top shareholders of L&T Finance Ltd include Larsen And Toubro Limited, which holds the largest stake at 66.16%. Other significant shareholders are mutual funds, represented by 28 schemes that collectively hold 8.15%, and foreign institutional investors (FIIs), with 147 FIIs holding 6.19%. The highest public shareholder is Mirae Asset Large & Midcap Fund, owning 3.47%. Additionally, individual investors account for 10.59% of the holdings.

How big is L&T Finance Ltd?

As of 24th July, L&T Finance Ltd has a market capitalization of 53,139.00 Cr, with recent net sales of 16,399.41 Cr and a net profit of 2,659.25 Cr.

As of 24th July, L&T Finance Ltd has a market capitalization of 53,139.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest 4 quarters, L&T Finance Ltd reported Net Sales of 16,399.41 Cr and a Net Profit of 2,659.25 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2025, with Shareholder's Funds amounting to 25,564.06 Cr and Total Assets valued at 1,18,626.23 Cr.

Is L&T Finance Ltd technically bullish or bearish?

As of September 2, 2025, L&T Finance Ltd shows a bullish trend supported by strong MACD and moving averages, despite some short-term weakness indicated by the weekly RSI and mildly bearish signals from KST and Dow Theory.

As of 2 September 2025, the technical trend for L&T Finance Ltd has changed from mildly bullish to bullish. The current stance is bullish with a strong emphasis on the weekly and monthly MACD, both indicating bullish momentum. The daily moving averages also support this bullish outlook. However, the weekly RSI is bearish, suggesting some short-term weakness. The Bollinger Bands are bullish on both weekly and monthly time frames, reinforcing the overall positive sentiment. Despite the mildly bearish signals from KST and Dow Theory on the weekly time frame, the overall technical indicators lean towards a bullish stance, particularly supported by the strong performance relative to the Sensex over various periods.

When is the next results date for L&T Finance Ltd?

L&T Finance Ltd will announce its results on 15 October 2025.

L&T Finance Ltd will declare its results on 15 October 2025.

Are L&T Finance Ltd latest results good or bad?

L&T Finance Ltd's latest Q2 FY2026 results show a net profit increase and improved margins, indicating solid performance; however, growth has slowed and high valuations raise sustainability concerns. Investors should exercise caution, with existing investors advised to hold and new investors to consider waiting for a better entry point.

L&T Finance Ltd's latest results for Q2 FY2026 can be characterized as a mixed bag. On one hand, the company reported a net profit of ₹734.84 crore, which reflects a positive growth of 4.81% quarter-on-quarter and 5.64% year-on-year. Additionally, total income increased by 7.87% year-on-year, indicating a solid performance in terms of revenue generation.<BR><BR>The company's operating margin also improved, reaching 61.67%, and the PAT margin expanded to 16.95%, up by 50 basis points from the previous quarter. This suggests effective cost management and operational efficiency.<BR><BR>However, there are concerns regarding the growth momentum, as the year-on-year profit growth has slowed compared to previous quarters, which saw double-digit increases. The return on equity stands at 10.34%, which, while healthy, is below the historical average for the company and lower than some peers in the sector.<BR><BR>Moreover, the stock has experienced a significant rally, appreciating 101.40% year-to-date, but this has led to elevated valuation multiples, with a P/E ratio of 25.54 times trailing twelve-month earnings. Such high valuations raise questions about sustainability, especially in light of the decelerating growth rates.<BR><BR>In summary, while L&T Finance Ltd has shown positive financial metrics and operational strengths, the deceleration in growth and high valuation multiples suggest that investors should approach with caution. Existing investors may consider holding, while new investors might want to wait for a more favorable entry point.

How has been the historical performance of L&T Finance Ltd?

L&T Finance Ltd has shown improved sales and profitability from Mar'22 to Mar'25, with net sales rising to 15,924.24 Cr and profit after tax recovering to 2,643.42 Cr. However, the company faces challenges with increasing liabilities and negative cash flow from operating activities.

Answer:<BR>The historical performance of L&T Finance Ltd shows a mixed trend over the years, with significant fluctuations in revenue and profitability.<BR><BR>Breakdown:<BR>L&T Finance Ltd's net sales have shown a steady increase from Mar'22 to Mar'25, rising from 11,929.70 Cr in Mar'22 to 15,924.24 Cr in Mar'25. The total operating income followed a similar trajectory, reaching 15,924.24 Cr in Mar'25. However, the total expenditure, excluding depreciation, also increased to 6,314.06 Cr in Mar'25 from 5,244.27 Cr in Mar'22. Operating profit, excluding other income, improved to 9,610.18 Cr in Mar'25, up from 6,685.43 Cr in Mar'22, while profit before tax rebounded to 3,491.26 Cr in Mar'25 after a loss of -556.52 Cr in Mar'23. Profit after tax also saw a recovery, reaching 2,643.42 Cr in Mar'25 compared to a loss of -728.89 Cr in Mar'23. The company's total liabilities increased to 1,18,626.23 Cr in Mar'25 from 1,05,457.61 Cr in Mar'22, with total debt rising to 92,246.90 Cr in Mar'25. Cash flow from operating activities turned negative at -16,586.00 Cr in Mar'25, contrasting with a positive cash flow of 6,718.00 Cr in Mar'23. Overall, while L&T Finance Ltd has improved its sales and profitability in recent years, challenges remain in managing cash flow and liabilities.

Is L&T Finance Ltd overvalued or undervalued?

As of October 17, 2025, L&T Finance Ltd is fairly valued with a PE ratio of 24.70, outperforming the Sensex with a year-to-date return of 96.50%, making it a reasonable investment compared to peers like Bajaj Finance and Life Insurance.

As of 17 October 2025, L&T Finance Ltd has moved from an expensive to a fair valuation grade. The company is currently fairly valued, with a PE ratio of 24.70, an EV to EBITDA of 8.25, and a Price to Book Value of 0.25. This places it in a more favorable position compared to peers such as Bajaj Finance, which is very expensive with a PE of 38.21, and Life Insurance, which is very attractive with a PE of 11.49.<BR><BR>In terms of performance, L&T Finance Ltd has shown significant returns, outperforming the Sensex with a year-to-date return of 96.50% compared to the Sensex's 7.44%. The company's ROCE stands at 3.56% and ROE at 1.02%, indicating room for improvement but still reflecting a stable operational performance relative to its peers. Overall, L&T Finance Ltd appears to be a fair investment opportunity within the current market landscape.

Should I buy, sell or hold L&T Finance Ltd?

Which are the latest news on L&T Finance Ltd?

Why is L&T Finance Ltd falling/rising?

As of 17-Mar, L&T Finance Ltd's stock price is rising to 262.85, driven by strong financial results and increased institutional holdings. Despite some negative indicators, the stock has shown impressive long-term performance with an 87.62% return over the past year.

As of 17-Mar, L&T Finance Ltd's stock price is rising, currently at 262.85, reflecting an increase of 2.55 (0.98%). This upward movement can be attributed to several factors. Firstly, the stock has been gaining for the last two days, with a total return of 1.92% during this period. Additionally, the company reported strong financial results for the quarter ending December 25, achieving record highs in PBDIT at Rs 2,778.18 crore, PAT at Rs 759.82 crore, and net sales at Rs 4,578.27 crore. <BR><BR>Moreover, the stock has demonstrated impressive long-term performance, with a remarkable return of 87.62% over the past year, significantly outperforming the broader market, which saw a return of only 6.18%. The increase in institutional holdings, which rose by 1.26% over the previous quarter to 21.99%, also indicates confidence from more sophisticated investors who can analyze the company's fundamentals effectively.<BR><BR>Despite some negative indicators, such as a decline in delivery volume by 30.41% against the 5-day average and the stock trading lower than several short-term moving averages, the overall positive financial results and strong institutional support contribute to the stock's rising price.

Why is L&T Finance Ltd falling/rising?

As of 18-Mar, L&T Finance Ltd's stock price is rising to 269.20, up 2.36%, driven by strong investor interest, consecutive gains, and impressive annual returns of 88.65%. Increased delivery volume and positive financial results further bolster confidence in the stock.

As of 18-Mar, L&T Finance Ltd's stock price is rising, currently at 269.20, reflecting an increase of 6.2 points or 2.36%. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 1.01% today and has shown a consecutive gain over the last three days, accumulating a total return of 4.38% during this period. Additionally, the stock reached an intraday high of Rs 272.35, indicating strong buying interest.<BR><BR>Investor participation has also increased, with a delivery volume of 24.64 lacs on 17 March, which is a significant rise of 101.3% compared to the 5-day average delivery volume. This suggests heightened interest and confidence among investors. Furthermore, L&T Finance Ltd has demonstrated impressive performance over the past year, generating a return of 88.65%, which is substantially higher than the market average of 5.49% for the BSE500 index.<BR><BR>The company's recent financial results have also contributed positively to its stock performance, with record highs in PBDIT, PAT, and net sales for the December quarter. Additionally, the stock benefits from high institutional holdings at 21.99%, which indicates confidence from larger investors who typically have more resources to analyze the company's fundamentals.<BR><BR>Overall, these factors collectively support the rising trend in L&T Finance Ltd's stock price.

Why is L&T Finance Ltd falling/rising?

As of 19-Mar, L&T Finance Ltd's stock price is Rs 256.70, down 4.47%, reflecting a broader decline with a year-to-date drop of 18.79%. Despite recent short-term losses, the stock has gained 75.58% over the past year, indicating strong long-term performance.

As of 19-Mar, L&T Finance Ltd's stock price is falling, currently at Rs 256.70, which reflects a decrease of Rs 12.0 or 4.47%. This decline is part of a broader trend, as the stock has underperformed the sector by 0.63% today and has experienced a reversal after three consecutive days of gains. The stock reached an intraday low of Rs 255.1, marking a 5.06% drop.<BR><BR>Over the past week, L&T Finance Ltd has seen a decline of 3.30%, and its performance over the last month shows a significant drop of 12.85%. Year-to-date, the stock is down 18.79%, while the sector, represented by the Finance/NBFC index, has fallen by 3.83%. Despite these short-term declines, the stock has shown strong performance over the past year, with a return of 75.58%, significantly outperforming the market.<BR><BR>The current price movement may also be influenced by the stock's trading dynamics, as the weighted average price indicates that more volume was traded closer to the low price. Additionally, while the stock is trading above its 200-day moving averages, it is below the 5-day, 20-day, 50-day, and 100-day moving averages, suggesting a bearish trend in the short term.<BR><BR>Investor participation has increased, with delivery volume rising by 76.02% against the 5-day average, indicating some interest despite the falling price. However, the overall market sentiment and sector performance appear to be weighing on the stock, contributing to its current decline.

Why is L&T Finance Ltd falling/rising?

As of 20-Mar, L&T Finance Ltd's stock price is rising to 261.05, driven by strong financial performance, increased investor participation, and positive market momentum. The stock has outperformed its sector and shows impressive long-term returns, indicating growing confidence among investors.

As of 20-Mar, L&T Finance Ltd's stock price is rising, currently at 261.05, reflecting a change of 4.35 (1.69%) upward. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector by 2.25% today, indicating strong relative performance. Additionally, the stock reached an intraday high of Rs 264.6, which is a 3.08% increase, showcasing positive momentum throughout the trading day.<BR><BR>Investor participation has also risen significantly, with a delivery volume of 25.04 lacs on 19 March, which is up by 40.62% compared to the 5-day average. This increase in trading activity suggests growing interest and confidence among investors. Furthermore, L&T Finance Ltd has demonstrated strong financial performance, with record quarterly results, including the highest PBDIT, PAT, and net sales figures reported.<BR><BR>Moreover, the stock has shown impressive long-term performance, with a 74.27% return over the past year, significantly outperforming the broader market, which has only seen a 0.76% return. High institutional holdings at 21.99% also indicate confidence from larger investors, as their stake has increased by 1.26% over the previous quarter, suggesting a favorable outlook on the company's fundamentals.<BR><BR>In summary, the combination of strong financial results, increased investor participation, and positive market performance contributes to the rising stock price of L&T Finance Ltd.

Why is L&T Finance Ltd falling/rising?

As of 23-Mar, L&T Finance Ltd's stock price is at Rs 246.40, down 5.61%, with significant declines over the past week and month, underperforming the Sensex. The stock is trading below all moving averages, indicating a bearish trend amid negative market sentiment in the finance sector.

As of 23-Mar, L&T Finance Ltd's stock price is falling, currently at Rs 246.40, which reflects a decrease of Rs 14.65 or 5.61%. This decline is evident in the stock's performance over various periods, with a 1-week drop of 5.34% and a 1-month decrease of 17.76%, both of which are worse than the benchmark Sensex, which fell by 3.72% and 12.72% respectively. Year-to-date, the stock has fallen by 22.05%, significantly underperforming the Sensex's decline of 14.70%.<BR><BR>Today's trading activity indicates that the stock underperformed its sector by 1.81%, and it reached an intraday low of Rs 245.55, marking a 5.94% drop. Additionally, L&T Finance Ltd is trading below its moving averages across all time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which suggests a bearish trend.<BR><BR>Despite some positive factors, such as strong quarterly results and high institutional holdings, the overall market sentiment in the finance sector has been negative, with a sector decline of 3.9%. This combination of underperformance relative to both the market and sector, along with the stock trading below its moving averages, contributes to the current downward pressure on L&T Finance Ltd's stock price.

Why is L&T Finance Ltd falling/rising?

As of 24-Mar, L&T Finance Ltd's stock price is rising to Rs 255.40, driven by strong investor interest, positive sector performance, and robust financial results. The stock has outperformed its sector and shows increased liquidity and institutional confidence, despite recent negative returns.

As of 24-Mar, L&T Finance Ltd's stock price is rising, currently at Rs 255.40, reflecting an increase of Rs 7.8 or 3.15%. This upward movement can be attributed to several factors. Firstly, the stock opened with a gain of 2.89% today, indicating strong initial investor interest. Additionally, it reached an intraday high of Rs 255.7, which is a 3.27% increase, further demonstrating positive momentum.<BR><BR>The stock has outperformed its sector by 0.83%, and the finance/NBFC sector itself has gained by 2.38%, suggesting a favorable environment for L&T Finance Ltd. Moreover, there has been a notable increase in investor participation, with a delivery volume of 38.42 lacs on March 23, which is up by 78.13% compared to the 5-day average. This rising liquidity indicates heightened interest and confidence among investors.<BR><BR>Furthermore, L&T Finance Ltd has shown strong financial performance, with record figures in key metrics such as PBDIT, PAT, and net sales for the December quarter. The company's high institutional holdings at 21.99% also reflect confidence from more sophisticated investors, as their stake has increased by 1.26% over the previous quarter. Despite some negative returns over the past week and month, the stock has significantly outperformed the broader market over the past year, achieving a remarkable 61.08% return compared to the BSE500's negative performance.<BR><BR>Overall, the combination of strong financial results, increased investor participation, and positive sector performance contributes to the rising stock price of L&T Finance Ltd.

Why is L&T Finance Ltd falling/rising?

As of 25-Mar, L&T Finance Ltd's stock price is rising to 261.25, reflecting a 2.61% increase due to positive investor sentiment, increased delivery volume, and strong financial results. Despite slight underperformance against its sector, the stock remains above key moving averages, indicating a generally positive trend.

As of 25-Mar, L&T Finance Ltd's stock price is rising, currently at 261.25, with a change of 6.65 (2.61%) upwards. This increase can be attributed to several factors. Firstly, the stock has shown a consecutive gain over the last two days, rising by 5.51% during this period. Additionally, the stock touched an intraday high of Rs 266.45, reflecting positive intraday momentum.<BR><BR>Investor participation has also increased, with a delivery volume of 28.87 lacs on 24 March, which is a rise of 5.59% compared to the 5-day average delivery volume. This indicates growing interest and confidence among investors. Furthermore, the finance sector as a whole has gained by 2.91%, which may have contributed to the positive sentiment surrounding L&T Finance Ltd.<BR><BR>Despite some underperformance against its sector by -0.31%, the stock remains higher than its 5-day and 200-day moving averages, suggesting a generally positive trend in the short to long term. The company's strong financial results, including record highs in PBDIT, PAT, and net sales for the quarter ending December 25, further bolster its attractiveness to investors. High institutional holdings at 21.99%, which have increased by 1.26% over the previous quarter, also indicate confidence from more sophisticated investors in the company's fundamentals.<BR><BR>Overall, these factors combined contribute to the rising stock price of L&T Finance Ltd.