Ladderup Finance

What does Ladderup Finance do?

Ladderup Finance Ltd is a Non Banking Financial Company (NBFC) established in 1993, focusing on asset financing in the micro cap market. As of March 2025, it reported net sales of 4 Cr and a net profit of 1 Cr, with a market cap of Rs 67 Cr.

Overview: <BR>Ladderup Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, focusing on asset financing through both fund and non-fund based services.<BR><BR>History: <BR>Ladderup Finance Limited was established in 1993 and has been listed on the Bombay Stock Exchange since 1995. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 4 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 1 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 67 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 46.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.31 <BR>Return on Equity: 1.94% <BR>Price to Book: 0.90 <BR><BR>Contact Details: <BR>Address: 102-A 1st Flr Hallmark Busi Pl, Gurunak Hosp Rd Bandra (E) Mumbai Maharashtra : 400051 <BR>Tel: 91-11-40336363 <BR>Email: info@ladderup.com <BR>Website: http://www.ladderup.com

Has Ladderup Finance declared dividend?

Ladderup Finance Ltd has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of September 18, 2014. However, the dividend yield is currently 0%, as there have been no ongoing dividend returns, despite strong price appreciation over various periods.

Ladderup Finance Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 18 Sep 14<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 months period, the price return was -3.18%, the dividend return was 0%, resulting in a total return of -3.18%.<BR><BR>In the 1 year period, the price return was 73.38%, the dividend return was 0%, resulting in a total return of 73.38%.<BR><BR>In the 2 years period, the price return was 245.32%, the dividend return was 0%, resulting in a total return of 245.32%.<BR><BR>In the 3 years period, the price return was 153.66%, the dividend return was 0%, resulting in a total return of 153.66%.<BR><BR>In the 4 years period, the price return was 323.63%, the dividend return was 0%, resulting in a total return of 323.63%.<BR><BR>In the 5 years period, the price return was 197.14%, the dividend return was 0%, resulting in a total return of 197.14%.<BR><BR>Overall, while Ladderup Finance Ltd has declared a dividend, the dividend yield is currently 0%. The total returns over various periods show significant price appreciation, indicating strong performance despite the lack of ongoing dividend returns.

Who are the peers of the Ladderup Finance?

Ladderup Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, ISL Consulting, Arnold Holdings, BSEL ALGO, and Futuristic Solu. Ladderup Finance has the highest 1-year return at 72.80%, while its management risk and growth ratings are below average compared to some peers.

Peers: The peers of Ladderup Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, ISL Consulting, Arnold Holdings, BSEL ALGO, and Futuristic Solu.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and Shriram Finance. Good management risk is noted at Shriram Finance, and the rest have Below Average management risk, including Ladderup Finance, ISL Consulting, Arnold Holdings, BSEL ALGO, and Futuristic Solu. Growth ratings show Excellent growth at Jio Financial, Arnold Holdings, and BSEL ALGO, while Good growth is seen at Bajaj Finance, Cholaman.Inv.&Fn, and Futuristic Solu, with the rest, including Ladderup Finance and ISL Consulting, having Below Average growth. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Muthoot Finance, ISL Consulting, Ladderup Finance, Arnold Holdings, BSEL ALGO, and Futuristic Solu, while Cholaman.Inv.&Fn and Shriram Finance have Good capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ladderup Finance at 72.80%, while the lowest is Arnold Holdings at -47.98%. Ladderup Finance's return is significantly higher than all its peers. Additionally, ISL Consulting, Arnold Holdings, BSEL ALGO, and Futuristic Solu have negative six-month returns.

What is the technical trend for Ladderup Finance?

As of May 13, 2025, Ladderup Finance shows a mildly bullish trend supported by the weekly MACD and Bollinger Bands, despite mixed signals from the monthly MACD and daily moving averages indicating some caution.

As of 13 May 2025, the technical trend for Ladderup Finance has changed from sideways to mildly bullish. The weekly MACD is bullish, supporting the positive outlook, while the monthly MACD is mildly bearish, indicating some caution. The Bollinger Bands are bullish on both weekly and monthly time frames, suggesting upward momentum. The KST is bullish on both time frames, reinforcing the bullish sentiment. However, the daily moving averages are mildly bearish, which could indicate short-term weakness. Overall, the current stance is mildly bullish, driven primarily by the weekly MACD and Bollinger Bands, despite some mixed signals from other indicators.

Who are in the management team of Ladderup Finance?

As of March 2021, the management team of Ladderup Finance includes Sunil Goyal (Chairman & Managing Director), Manoj Singrodia, Saurabh Sarayan (Directors), and several Independent Directors: Harsha Saksena, Mangala Radhakrishna Prabhu, T V Rao, and Mohan Tanksale, along with Dhiraj Gupta (Company Secretary and Compliance Officer).

As of March 2021, the management team of Ladderup Finance includes the following individuals:<BR><BR>1. Sunil Goyal - Chairman & Managing Director<BR>2. Manoj Singrodia - Director<BR>3. Harsha Saksena - Independent Director<BR>4. Mangala Radhakrishna Prabhu - Independent Director<BR>5. T V Rao - Independent Director<BR>6. Saurabh Sarayan - Director<BR>7. Mohan Tanksale - Independent Director<BR>8. Dhiraj Gupta - Company Secretary<BR>9. Dhiraj Gupta - Company Secretary & Compliance Officer<BR><BR>These members play various roles in the governance and operational management of the company.

Who are the top shareholders of the Ladderup Finance?

The top shareholders of Ladderup Finance include Quiet Enterprises LLP with 40.08%, followed by Nabhshikha Financial Advisory LLP at 6.46%, and individual investors holding 10.4%. There are no pledged promoter holdings, mutual funds, or foreign institutional investors involved.

The top shareholders of Ladderup Finance are primarily the promoters, with Quiet Enterprises LLP holding the largest stake at 40.08%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is Nabhshikha Financial Advisory LLP, which holds 6.46%. Additionally, individual investors collectively hold 10.4% of the shares.

How big is Ladderup Finance?

As of 24th July, Ladderup Finance Ltd has a market capitalization of 55.00 Cr, with Net Sales of 16.39 Cr and a Net Profit of 1.44 Cr reported in the latest four quarters. The company has Shareholder's Funds of 77.21 Cr and Total Assets of 99.67 Cr for the annual period ending March 2024.

As of 24th July, Ladderup Finance Ltd has a market capitalization of 55.00 Cr, classifying it as a Micro Cap company.<BR><BR>In the latest four quarters, Ladderup Finance reported Net Sales of 16.39 Cr and a Net Profit of 1.44 Cr.<BR><BR>For the latest annual period ending March 2024, the company had Shareholder's Funds amounting to 77.21 Cr and Total Assets of 99.67 Cr.

When is the next results date for Ladderup Finance?

The next results date for Ladderup Finance is August 5, 2025.

The next results date for Ladderup Finance is scheduled for August 5, 2025.

How has been the historical performance of Ladderup Finance?

Ladderup Finance has shown significant improvement in its financial performance, with net sales rising to 16.20 Cr in Mar'25 and a profit after tax of 0.62 Cr, recovering from a loss of 4.11 Cr in Mar'24. Total assets and liabilities increased to 109.13 Cr, while cash flow from operating activities improved to 10.00 Cr.

Answer:<BR>The historical performance of Ladderup Finance shows fluctuating trends in its financial metrics over the years.<BR><BR>Breakdown:<BR>Ladderup Finance's net sales have seen a rise from 9.66 Cr in Mar'23 to 16.20 Cr in Mar'25, with a notable increase from 11.78 Cr in Mar'24. However, total operating income has also followed this upward trend, reaching 16.20 Cr in Mar'25. The total expenditure, excluding depreciation, increased to 12.47 Cr in Mar'25 from 9.20 Cr in Mar'24. This led to an operating profit (PBDIT) of 5.35 Cr in Mar'25, up from 3.41 Cr in the previous year. Profit before tax improved to 2.62 Cr in Mar'25, compared to 1.97 Cr in Mar'24, while profit after tax rebounded to 0.62 Cr from a loss of 4.11 Cr in Mar'24. The consolidated net profit for Mar'25 was 1.43 Cr, a recovery from the previous year's loss of 5.02 Cr. The company's total assets increased to 109.13 Cr in Mar'25 from 99.67 Cr in Mar'24, and total liabilities also rose to 109.13 Cr from 99.67 Cr, indicating a consistent growth in both assets and liabilities. Cash flow from operating activities improved significantly to 10.00 Cr in Mar'25, compared to a negative cash flow of 8.00 Cr in Mar'24, reflecting a positive shift in operational efficiency.

How has been the historical performance of Ladderup Finance?

Ladderup Finance has shown a recovery in its historical performance, with net sales rising from 9.66 Cr in Mar'23 to 16.20 Cr in Mar'25, and a positive consolidated net profit of 1.43 Cr in Mar'25 after previous losses. Key metrics indicate growth in operating profit and cash flow, reflecting a positive trend in financial health.

Answer:<BR>The historical performance of Ladderup Finance shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Ladderup Finance's net sales have seen a rise from 9.66 Cr in Mar'23 to 16.20 Cr in Mar'25, with a notable dip in Mar'22 at 10.78 Cr and a peak of 33.77 Cr in Mar'20. Total operating income mirrored this trend, reaching 16.20 Cr in Mar'25, while total expenditure increased to 12.47 Cr in the same period. Operating profit, excluding other income, improved to 3.73 Cr in Mar'25 from a loss of 1.20 Cr in Mar'23, leading to an operating profit margin of 23.02%. Profit before tax also increased to 2.62 Cr in Mar'25, compared to a loss of 0.81 Cr in Mar'23, resulting in a profit after tax of 0.62 Cr. The consolidated net profit turned positive at 1.43 Cr in Mar'25 after experiencing losses in the previous two years. The company's total assets grew to 109.13 Cr in Mar'25, up from 74.77 Cr in Mar'23, while total liabilities also increased to 109.13 Cr, reflecting a rise in short-term borrowings to 17.28 Cr. Cash flow from operating activities improved significantly to 10.00 Cr in Mar'25, contrasting with a negative cash flow of -8.00 Cr in Mar'24. Overall, Ladderup Finance's performance indicates a recovery and growth trajectory in recent years.

Is Ladderup Finance overvalued or undervalued?

As of December 4, 2025, Ladderup Finance is fairly valued with a PE Ratio of 43.19, an EV to EBITDA of 52.81, and a PEG Ratio of 0.28, indicating potential growth, but its stock has underperformed the Sensex with a year-to-date return of -23.06%.

As of 4 December 2025, Ladderup Finance has moved from an expensive to a fair valuation grade. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 43.19, an EV to EBITDA of 52.81, and a PEG Ratio of 0.28, which suggests potential for growth relative to its price.<BR><BR>In comparison to peers, Ladderup Finance's PE Ratio is higher than Bajaj Finance's 34.9 but lower than the very expensive Jio Financial, which stands at 119.35. Notably, Life Insurance is considered very attractive with a PE of 10.85, indicating that Ladderup Finance may have room for improvement in its valuation relative to more efficient peers. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -23.06% compared to the Sensex's 9.12%, reinforcing the notion that the stock may be undervalued in the current market context.

Are Ladderup Finance Ltd latest results good or bad?

Ladderup Finance Ltd's latest Q3 FY26 results are concerning, showing a net loss of ₹0.57 crores, a significant decline from the previous quarter's loss, despite a slight revenue growth of 2.43%. The company's deteriorating profitability and operational challenges indicate a negative financial outlook.

Ladderup Finance Ltd's latest results for Q3 FY26 indicate significant challenges for the company. The consolidated net profit has turned negative, reporting a loss of ₹0.57 crores, which is a deeper loss compared to the previous quarter's loss of ₹0.20 crores. This represents a concerning decline of 185% quarter-on-quarter.<BR><BR>While the company did achieve a modest revenue growth of 2.43% quarter-on-quarter, bringing total revenue to ₹4.21 crores, this growth is overshadowed by the severe deterioration in profitability. The operating margin has collapsed to -0.24%, down from 11.68% in the previous quarter, indicating fundamental operational stress.<BR><BR>Additionally, the return on equity (ROE) remains low at 1.75%, which is only slightly above its five-year average of 1.38%. The absence of institutional investor interest and the company's high employee cost relative to revenue further complicate its financial outlook.<BR><BR>Overall, the results reflect a troubling trend, with operational losses and volatility in performance, suggesting that the company's financial health is deteriorating rather than improving. Therefore, the latest results can be characterized as bad, highlighting the need for significant operational improvements to regain investor confidence.

Should I buy, sell or hold Ladderup Finance Ltd?

Why is Ladderup Finance Ltd falling/rising?

As of 16-Mar, Ladderup Finance Ltd's stock price is at 53.50, down 0.56%, and has underperformed its sector by 1.35%. Despite recent gains over the past week and month, the stock has a year-to-date decline of 6.14%, with declining investor participation and mixed moving average signals indicating potential weakness.

As of 16-Mar, Ladderup Finance Ltd's stock price is currently at 53.50, reflecting a decrease of 0.3 or 0.56%. The stock has underperformed its sector today by 1.35%. Despite a positive performance over the past week and month, with increases of 2.88% and 3.60% respectively, the stock has shown a year-to-date decline of 6.14%. <BR><BR>Investor participation appears to be declining, as evidenced by a significant drop in delivery volume, which fell by 89.98% compared to the 5-day average. Additionally, while the stock is trading above its 5-day and 20-day moving averages, it is below its longer-term moving averages (50-day, 100-day, and 200-day), indicating potential weakness in momentum. <BR><BR>Overall, the combination of underperformance against the sector, declining investor participation, and mixed moving average signals contributes to the current downward movement in the stock price of Ladderup Finance Ltd.

Which are the latest news on Ladderup Finance?