LAXMIINDIA Share Price | Laxmi India Finance Ltd Stock Analysis & Recommendation

Q: How has been the historical performance of Laxmi India Fin.?

Answer:The historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year.Breakdown:In the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 crore, a notable increase from 173.14 crore in March 2024. The total operating income also rose to 245.71 crore from 173.14 crore, while total expenditure increased to 198.78 crore from 143.85 crore, driven by higher employee costs and other expenses. The operating profit (PBDIT) grew to 49.26 crore from 31.17 crore, reflecting an improved operating profit margin of 19.1%, up from 16.92%. Profit before tax increased to 47.36 crore from 29.63 crore, and profit after tax rose to 36.00 crore from 22.47 crore, resulting in a PAT margin of 14.65%, up from 12.98%. The company's equity capital increased to 20.91 crore from 19.86 crore, and reserves grew to 236.98 crore from 181.87 crore. Earnings per share improved to 8.61 from 5.66, while the book value per share adjusted to 61.68 from 50.78. On the balance sheet, total assets rose to 1,412.52 crore from 984.84 crore, with total liabilities also increasing to 1,412.52 crore from 984.84 crore, primarily due to a rise in short-term borrowings. Cash flow analysis indicates a net cash inflow of 60.00 crore in March 2025, compared to a net outflow of 53.00 crore in March 2024, with closing cash and cash equivalents increasing to 102.00 crore from 42.00 crore. Overall, Laxmi India Fin. has demonstrated strong growth in sales, profits, and cash flow, indicating a positive trend in its financial performance.

Q: Is Laxmi India Fin. overvalued or undervalued?

As of 4 December 2025, the valuation grade for Laxmi India Fin. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%. In comparison to peers, Laxmi India Fin. stands out with a lower PE ratio than Bajaj Finance, which is very expensive at 34.9, and a more favorable PEG ratio of 0.00 compared to Bajaj Finserv's PEG of 2.45. While the stock has shown a slight decline of 0.44% over the past week, it remains an attractive investment opportunity within the Non-Banking Financial Company sector.

Q: When is the next results date for Laxmi India Finance Ltd?

The next results date for Laxmi India Finance Ltd is scheduled for 13 May 2026.

Q: Should I buy, sell or hold Laxmi India Finance Ltd?

Based on the latest information regarding Laxmi India Finance Ltd, it would be prudent to hold your position in the stock. The company has shown impressive growth, with a net profit increase of 103.98% and positive results over the last two consecutive quarters. Additionally, it achieved its highest quarterly net sales and operating profit margins, indicating strong operational performance.However, there are some concerns to consider. The long-term fundamental strength appears weak, with an average Return on Equity (ROE) of 12.56%. Furthermore, there has been a decline in participation from institutional investors, who have reduced their stake by 2% in the last quarter. This could signal a lack of confidence from more experienced market players.Overall, while the recent performance is encouraging, the mixed signals regarding long-term fundamentals and institutional interest suggest that holding your position for now may be the best course of action.

Q: Why is Laxmi India Finance Ltd falling/rising?

As of 19-May, Laxmi India Finance Ltd's stock price is falling, currently at Rs 118.55, which reflects a decrease of Rs 1.85 or 1.54%. This decline is part of a broader trend, as the stock has underperformed significantly over the past week, with a drop of 10.12%, while the benchmark Sensex has gained 0.86%. Additionally, the stock has been on a consecutive downward trajectory for the last three days, accumulating a total loss of 9.36% during this period.Today's trading session has shown high volatility, with an intraday volatility of 5.53%. The stock reached a high of Rs 125, but also dipped to a low of Rs 117.6, indicating significant fluctuations in investor sentiment. Furthermore, the stock's performance today has underperformed its sector by 2.65%. Investor participation appears to be declining, as evidenced by a drastic drop in delivery volume, which fell by 98.34% compared to the five-day average. This lack of investor engagement may contribute to the stock's downward pressure. Overall, the combination of recent poor performance, high volatility, and falling investor participation are key factors driving the decline in Laxmi India Finance Ltd's stock price.

Results Declared: Laxmi India Fin. has declared results on 13 May 2026! Click here to unlock the latest financial performance

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

37.57 k (-57.43%) Volume

Shareholding (Mar 2026)

FII

1.58%

Held by 9 FIIs

DII

4.34%

Held by 0 DIIs

Promoter

60.31%

How has been the historical performance of Laxmi India Fin.?

17-Nov-2025

Laxmi India Fin. has shown significant growth in financial performance, with net sales increasing to 245.71 crore in March 2025 from 173.14 crore in March 2024, and profit after tax rising to 36.00 crore from 22.47 crore. The company also reported improved margins, increased equity capital, and a positive cash flow trend.

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Is Laxmi India Fin. overvalued or undervalued?

05-Dec-2025

As of December 4, 2025, Laxmi India Fin. is considered very attractive and undervalued, with a PE ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%, making it a favorable investment compared to peers like Bajaj Finance and Bajaj Finserv.

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When is the next results date for Laxmi India Finance Ltd?

08-May-2026

The next results date for Laxmi India Finance Ltd is 13 May 2026.

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Should I buy, sell or hold Laxmi India Finance Ltd?

14-May-2026

Why is Laxmi India Finance Ltd falling/rising?

20-May-2026

As of 19-May, Laxmi India Finance Ltd's stock price is at Rs 118.55, reflecting a 1.54% decrease and a significant decline of 10.12% over the past week. The stock has shown high volatility and declining investor participation, contributing to its downward trend.

View full answer

Which are the latest news on Laxmi India Fin.?

20-May-2026

Below All Moving Averages and Now at Lower Circuit: Laxmi India Finance Ltd Loses 4.77% in a Single Session
Laxmi India Finance Ltd is Rated Hold by MarketsMOJO

Compare Laxmi India Fin. with Similar Stocks

Oswal Green Tech India Finsec Welspun Investme

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.56%

With a growth in Net Profit of 103.98%, the company declared Very Positive results in Mar 26

With ROE of 10.7, it has a Attractive valuation with a 1.3 Price to Book Value

Falling Participation by Institutional Investors

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 600 Cr (Micro Cap)

P/E

12.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

2.87

Return on Equity

10.69%

Price to Book

1.32

Revenue and Profits:

Net Sales:

93 Cr

(Quarterly Results - Mar 2026)

Net Profit:

21 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

16.21%

6 Months

-15.77%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Laxmi India Fin. for the last several years.

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Below All Moving Averages and Now at Lower Circuit: Laxmi India Finance Ltd Loses 4.77% in a Single Session

At Rs 120, sellers queued relentlessly while buyers remained absent, forcing Laxmi India Finance Ltd to lock at its lower circuit limit of 5% on 18 May 2026. This freeze in trading reflects unfilled supply and a market unable to absorb the selling pressure.

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Laxmi India Finance Ltd is Rated Hold by MarketsMOJO

Laxmi India Finance Ltd is rated 'Hold' by MarketsMOJO, with this rating last updated on 13 Apr 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 17 May 2026, providing investors with the latest insights into its performance and outlook.

Read full news article

Laxmi India Finance Ltd Locks at Lower Circuit With 4.99% Loss — Sellers Queue, No Buyers in Sight

At Rs 131.75, Laxmi India Finance Ltd locked at its lower circuit on 12 May 2026, reflecting a 4.99% decline within a 5% price band. The session was characterised by unfilled supply as sellers queued up to exit but buyers remained absent, freezing the price at the floor level.

Read full news article

Announcements

No announcement available

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

41.90%

EBIT Growth (5y)

59.78%

Net Debt to Equity (avg)

4.42

Institutional Holding

5.92%

ROE (avg)

12.56%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.30

EV to EBIT

28.48

EV to EBITDA

27.49

EV to Capital Employed

1.08

EV to Sales

5.70

PEG Ratio

Dividend Yield

ROCE (Latest)

3.81%

ROE (Latest)

10.69%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

KST

Dow Theory

Mildly Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 9 FIIs (1.58%)

Promoter with highest holding

Hirak Vinimay Private Limited (41.61%)

Highest Public shareholder

Mukul Mahavir Agrawal (3.83%)

Individual Investors Holdings

25.64%

Financial

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Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

92.84

78.83

17.77%

Operating Profit (PBDIT) excl Other Income

63.39

47.10

34.59%

Interest

36.25

34.03

6.52%

Exceptional Items

0.00

Standalone Net Profit

20.52

10.06

103.98%

Operating Profit Margin (Excl OI)

68.28%

59.75%

8.53%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is 17.77% vs 4.18% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 103.98% vs 7.02% in Dec 2025

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

145.35

110.25

31.84%

Operating Profit (PBDIT) excl Other Income

25.56

20.08

27.29%

Interest

67.05

52.54

27.62%

Exceptional Items

0.00

Standalone Net Profit

19.18

15.28

25.52%

Operating Profit Margin (Excl OI)

17.59%

18.21%

-0.62%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2025 is 31.84% vs 50.82% in Sep 2024

Standalone Net Profit

Growth in half year ended Sep 2025 is 25.52% vs 163.45% in Sep 2024

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

224.18

171.44

30.76%

Operating Profit (PBDIT) excl Other Income

72.66

58.45

24.31%

Interest

101.08

82.96

21.84%

Exceptional Items

0.00

Standalone Net Profit

29.24

21.43

36.44%

Operating Profit Margin (Excl OI)

32.41%

34.09%

-1.68%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2025 is 30.76% vs 3.31% in Dec 2024

Standalone Net Profit

YoY Growth in nine months ended Dec 2025 is 36.44% vs -18.58% in Dec 2024

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

317.03

245.71

29.03%

Operating Profit (PBDIT) excl Other Income

65.78

46.93

40.17%

Interest

137.34

114.63

19.81%

Exceptional Items

0.00

Standalone Net Profit

49.76

36.00

38.22%

Operating Profit Margin (Excl OI)

20.75%

19.10%

1.65%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 29.03% vs 41.91% in Mar 2025

Standalone Net Profit

YoY Growth in year ended Mar 2026 is 38.22% vs 60.21% in Mar 2025

All Annual Results

Company CV

About Laxmi India Finance Ltd

Laxmi India Finance Ltd

Micro Cap

Non Banking Financial Company (NBFC)

No Details Available.

Company Coordinates

No Company Details Available