Laxmi India Fin.

Why is Laxmi India Finance Ltd falling/rising?

As of 30-Jun, Laxmi India Finance Ltd's stock price is at 99.50, reflecting a 0.35% decrease and a significant decline of 13.71% over the last nine days. The stock has underperformed against the Sensex, with a year-to-date drop of 20.27%, and is trading below its moving averages, indicating a bearish trend.

As of 30-Jun, Laxmi India Finance Ltd's stock price is falling, currently at 99.50, which reflects a decrease of 0.35 (-0.35%). The stock has been underperforming significantly, with a decline of 13.71% over the last nine days. This consecutive fall indicates a persistent downward trend. <BR><BR>In terms of broader performance, the stock has also underperformed against the benchmark Sensex, which has gained 0.36% over the past week while Laxmi India Finance Ltd has dropped by 3.40%. Over the past month, the stock has decreased by 11.12%, contrasting with the Sensex's increase of 2.28%. Year-to-date, the stock is down 20.27%, while the Sensex has only fallen by 10.26%. <BR><BR>Additionally, Laxmi India Finance Ltd is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically signals a bearish trend. Although there has been a rise in investor participation, with a delivery volume increase of 152.88% on 29 June compared to the 5-day average, this has not translated into positive price movement for the stock. Overall, these factors contribute to the ongoing decline in the stock's price.

Which are the latest news on Laxmi India Fin.?

What does Laxmi India Fin. do?

Laxmi India Finance Ltd is a micro-cap Non Banking Financial Company (NBFC) that reported net sales of 93 Cr and a net profit of 21 Cr for the quarter ending March 2026. Key metrics include a P/E ratio of 11.00 and a debt-equity ratio of 2.87.

Overview:<BR>Laxmi India Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>The incorporation year is not specified, and there are no status changes reported. The latest quarter for which sales and profit are reported is March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 93 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 21 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 521 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 2.87 <BR>Return on Equity: 10.69% <BR>Price to Book: 1.12 <BR><BR>Contact Details:<BR>Registrar Address: Not available. <BR>Phone: N/A <BR>Email: N/A <BR>Website: N/A

How big is Laxmi India Fin.?

As of 10th June, Laxmi India Finance Ltd has a market capitalization of 521.00 Cr, with Net Sales of 317.02 Cr and a Net Profit of 49.76 Cr reported over the latest 4 quarters. Shareholder's Funds are 257.89 Cr and Total Assets are valued at 1,412.52 Cr as of March 2025.

As of 10th June, Laxmi India Finance Ltd has a market capitalization of 521.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, Laxmi India Finance Ltd reported Net Sales of 317.02 Cr and a Net Profit of 49.76 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 257.89 Cr and Total Assets valued at 1,412.52 Cr.

Who are the peers of the Laxmi India Fin.?

Laxmi India Fin.'s peers include Manba Finance, Oswal Green Tech, India Finsec, Niyogin Fintech, Kiran Vyapar, CSL Finance, Aryaman Capital, Moneyboxx Fin., and NBI Indl. Fin., with varying management and growth risks, and India Finsec showing the highest 1-year return at 21.90%.

Peers: The peers of Laxmi India Fin. are Manba Finance, Oswal Green Tech, India Finsec, Niyogin Fintech, Kiran Vyapar, CSL Finance, Aryaman Capital, Moneyboxx Fin., and NBI Indl. Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Manba Finance, India Finsec, Laxmi India Fin., Niyogin Fintech, CSL Finance, and Moneyboxx Fin., while Average management risk is found at Niyogin Fintech, CSL Finance, and Aryaman Capital, and the rest. Below Average management risk is noted at Oswal Green Tech, Kiran Vyapar, and Moneyboxx Fin., and the rest. Excellent growth is seen at Manba Finance, India Finsec, Laxmi India Fin., Niyogin Fintech, CSL Finance, and the rest, while Average growth is observed at Aryaman Capital, and Below Average growth is noted at Oswal Green Tech and Kiran Vyapar.<BR><BR>Return Snapshot: India Finsec has the highest 1-year return at 21.90%, while Moneyboxx Fin. has the lowest at -64.43%. Laxmi India Fin.'s 1-year return is not available for comparison. Additionally, peers with negative six-month returns include Manba Finance, Oswal Green Tech, Kiran Vyapar, CSL Finance, Moneyboxx Fin., and NBI Indl. Fin.

Should I buy, sell or hold Laxmi India Finance Ltd?

When is the next results date for Laxmi India Finance Ltd?

The next results date for Laxmi India Finance Ltd is 13 May 2026.

The next results date for Laxmi India Finance Ltd is scheduled for 13 May 2026.

Is Laxmi India Fin. overvalued or undervalued?

As of December 4, 2025, Laxmi India Fin. is considered very attractive and undervalued, with a PE ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%, making it a favorable investment compared to peers like Bajaj Finance and Bajaj Finserv.

As of 4 December 2025, the valuation grade for Laxmi India Fin. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%. <BR><BR>In comparison to peers, Laxmi India Fin. stands out with a lower PE ratio than Bajaj Finance, which is very expensive at 34.9, and a more favorable PEG ratio of 0.00 compared to Bajaj Finserv's PEG of 2.45. While the stock has shown a slight decline of 0.44% over the past week, it remains an attractive investment opportunity within the Non-Banking Financial Company sector.

How has been the historical performance of Laxmi India Fin.?

Laxmi India Fin. has shown significant growth in financial performance, with net sales increasing to 245.71 crore in March 2025 from 173.14 crore in March 2024, and profit after tax rising to 36.00 crore from 22.47 crore. The company also reported improved margins, increased equity capital, and a positive cash flow trend.

Answer:<BR>The historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year.<BR><BR>Breakdown:<BR>In the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 crore, a notable increase from 173.14 crore in March 2024. The total operating income also rose to 245.71 crore from 173.14 crore, while total expenditure increased to 198.78 crore from 143.85 crore, driven by higher employee costs and other expenses. The operating profit (PBDIT) grew to 49.26 crore from 31.17 crore, reflecting an improved operating profit margin of 19.1%, up from 16.92%. Profit before tax increased to 47.36 crore from 29.63 crore, and profit after tax rose to 36.00 crore from 22.47 crore, resulting in a PAT margin of 14.65%, up from 12.98%. The company's equity capital increased to 20.91 crore from 19.86 crore, and reserves grew to 236.98 crore from 181.87 crore. Earnings per share improved to 8.61 from 5.66, while the book value per share adjusted to 61.68 from 50.78. On the balance sheet, total assets rose to 1,412.52 crore from 984.84 crore, with total liabilities also increasing to 1,412.52 crore from 984.84 crore, primarily due to a rise in short-term borrowings. Cash flow analysis indicates a net cash inflow of 60.00 crore in March 2025, compared to a net outflow of 53.00 crore in March 2024, with closing cash and cash equivalents increasing to 102.00 crore from 42.00 crore. Overall, Laxmi India Fin. has demonstrated strong growth in sales, profits, and cash flow, indicating a positive trend in its financial performance.