LAXMIINDIA Share Price | Laxmi India Finance Ltd Stock Analysis & Recommendation

Q: How has been the historical performance of Laxmi India Fin.?

Answer:The historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year.Breakdown:In the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 crore, a notable increase from 173.14 crore in March 2024. The total operating income also rose to 245.71 crore from 173.14 crore, while total expenditure increased to 198.78 crore from 143.85 crore, driven by higher employee costs and other expenses. The operating profit (PBDIT) grew to 49.26 crore from 31.17 crore, reflecting an improved operating profit margin of 19.1%, up from 16.92%. Profit before tax increased to 47.36 crore from 29.63 crore, and profit after tax rose to 36.00 crore from 22.47 crore, resulting in a PAT margin of 14.65%, up from 12.98%. The company's equity capital increased to 20.91 crore from 19.86 crore, and reserves grew to 236.98 crore from 181.87 crore. Earnings per share improved to 8.61 from 5.66, while the book value per share adjusted to 61.68 from 50.78. On the balance sheet, total assets rose to 1,412.52 crore from 984.84 crore, with total liabilities also increasing to 1,412.52 crore from 984.84 crore, primarily due to a rise in short-term borrowings. Cash flow analysis indicates a net cash inflow of 60.00 crore in March 2025, compared to a net outflow of 53.00 crore in March 2024, with closing cash and cash equivalents increasing to 102.00 crore from 42.00 crore. Overall, Laxmi India Fin. has demonstrated strong growth in sales, profits, and cash flow, indicating a positive trend in its financial performance.

Q: Is Laxmi India Fin. overvalued or undervalued?

As of 4 December 2025, the valuation grade for Laxmi India Fin. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%. In comparison to peers, Laxmi India Fin. stands out with a lower PE ratio than Bajaj Finance, which is very expensive at 34.9, and a more favorable PEG ratio of 0.00 compared to Bajaj Finserv's PEG of 2.45. While the stock has shown a slight decline of 0.44% over the past week, it remains an attractive investment opportunity within the Non-Banking Financial Company sector.

Q: Why is Laxmi India Finance Ltd falling/rising?

As of 08-May, Laxmi India Finance Ltd's stock price is currently at 129.90, reflecting a decrease of 7.0 points or 5.11%. The stock has underperformed its sector by 4.94% today and has experienced a trend reversal, falling after two consecutive days of gains. The stock touched an intraday low of Rs 128.5, which is a decline of 6.14%. Despite these short-term declines, the stock has shown strong performance over the past week and month, with increases of 15.50% and 46.25%, respectively. Additionally, it is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a generally positive long-term trend. Investor participation has also risen significantly, with a delivery volume of 8.56 lacs on May 7, which is up by 396.97% compared to the 5-day average. This suggests that while the stock is currently facing a decline, there is still considerable interest and activity from investors. Overall, the current drop in price can be attributed to a short-term correction after a period of gains, rather than a fundamental weakness in the stock's performance.

Upcoming Result: Laxmi India Fin. will declare its result soon on 13 May 2026

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

3.74 lacs (-52.17%) Volume

Shareholding (Mar 2026)

FII

1.58%

Held by 9 FIIs

DII

4.34%

Held by 0 DIIs

Promoter

60.31%

How has been the historical performance of Laxmi India Fin.?

17-Nov-2025

Laxmi India Fin. has shown significant growth in financial performance, with net sales increasing to 245.71 crore in March 2025 from 173.14 crore in March 2024, and profit after tax rising to 36.00 crore from 22.47 crore. The company also reported improved margins, increased equity capital, and a positive cash flow trend.

View full answer

Is Laxmi India Fin. overvalued or undervalued?

05-Dec-2025

As of December 4, 2025, Laxmi India Fin. is considered very attractive and undervalued, with a PE ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%, making it a favorable investment compared to peers like Bajaj Finance and Bajaj Finserv.

View full answer

Which are the latest news on Laxmi India Fin.?

08-May-2026

Laxmi India Finance Ltd is Rated Hold by MarketsMOJO
Laxmi India Finance Ltd is Rated Hold by MarketsMOJO

When is the next results date for Laxmi India Finance Ltd?

08-May-2026

The next results date for Laxmi India Finance Ltd is 13 May 2026.

View full answer

Why is Laxmi India Finance Ltd falling/rising?

09-May-2026

As of 08-May, Laxmi India Finance Ltd's stock price is 129.90, down 5.11% after a trend reversal. Despite this short-term decline, the stock has shown strong performance over the past week and month, indicating a generally positive long-term trend.

View full answer

Compare Laxmi India Fin. with Similar Stocks

Fedders Holding The Invest.Trust RNFI Services

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.56%

Positive results in Dec 25

With ROE of 8.3, it has a Attractive valuation with a 1.6 Price to Book Value

Falling Participation by Institutional Investors

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 690 Cr (Micro Cap)

P/E

15.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

2.57

Return on Equity

8.27%

Price to Book

1.64

Revenue and Profits:

Net Sales:

79 Cr

(Quarterly Results - Dec 2025)

Net Profit:

10 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

43.42%

6 Months

-9.38%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Laxmi India Fin. for the last several years.

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

When is the next results date for Laxmi India Finance Ltd?

The next results date for Laxmi India Finance Ltd is scheduled for 13 May 2026....

Read full news article

Laxmi India Finance Ltd is Rated Hold by MarketsMOJO

Laxmi India Finance Ltd is rated 'Hold' by MarketsMOJO, with this rating last updated on 13 Apr 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 06 May 2026, providing investors with an up-to-date view of the company’s fundamentals, valuation, financial trends, and technical outlook.

Read full news article

Laxmi India Finance Ltd is Rated Hold by MarketsMOJO

Laxmi India Finance Ltd is rated 'Hold' by MarketsMOJO, with this rating last updated on 13 April 2026. However, the analysis and financial metrics discussed here reflect the stock's current position as of 25 April 2026, providing investors with an up-to-date view of the company’s fundamentals, valuation, financial trends, and technical outlook.

Read full news article

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

07-May-2026 | Source : BSE

Pursuant to Regulation 30 of the SEBI Listing Regulations we wish to inform that on behalf of the Company Go India Advisors have organized a Knowledge Session (Virtual Interaction) for Investors on Thursday May 14 2026 at 12:30 P.M. (IST).

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

07-May-2026 | Source : BSE

Pursuant to Regulation 30 of the SEBI Listing Regulations we wish to inform that the company will be holding post results investor /analyst conference call on Thursday May 14 2026 at 12:30 P.M. (IST) to discuss the financial performance of the company for the quarter and financial year ended March 31 2026.

Board Meeting Intimation for Intimation Under Regulation 29(1) Read With Regulation 50(1) Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015(SEBI LODR)

07-May-2026 | Source : BSE

Laxmi India Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 13/05/2026 inter alia to consider and approve the Audited Financial Results of the Company for the quarter and financial year ended March 312026 and to consider and approve the limit for issuance of Non-Convertible Debentures on private placement basis subject to approval of shareholders of the Company. Further this is to inform you that pursuant to the provisions of The Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations 2015 as amended and Code of Conduct to regulate monitor and report trading by designated persons and immediate relatives of designated persons (the Code) adopted by the Company for Prevention of Insider Trading the trading window for dealing in securities of the Company shall remain closed till May 15 2026.

Corporate Actions

BOARD MEETING

13 May 2026

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

41.90%

EBIT Growth (5y)

59.78%

Net Debt to Equity (avg)

4.42

Institutional Holding

5.92%

ROE (avg)

12.56%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.56

EV to EBIT

34.37

EV to EBITDA

32.98

EV to Capital Employed

1.19

EV to Sales

6.30

PEG Ratio

Dividend Yield

ROCE (Latest)

3.45%

ROE (Latest)

8.27%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

Bearish

Bollinger Bands

Bullish

KST

Dow Theory

No Trend

Mildly Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 9 FIIs (1.58%)

Promoter with highest holding

Hirak Vinimay Private Limited (41.61%)

Highest Public shareholder

Mukul Mahavir Agrawal (3.83%)

Individual Investors Holdings

25.64%

Financial

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Quarterly Results Snapshot (Standalone) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

78.83

75.67

4.18%

Operating Profit (PBDIT) excl Other Income

47.10

46.55

1.18%

Interest

34.03

33.82

0.62%

Exceptional Items

0.00

Standalone Net Profit

10.06

9.40

7.02%

Operating Profit Margin (Excl OI)

59.75%

61.52%

-1.77%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 4.18% vs 8.60% in Sep 2025

Standalone Net Profit

QoQ Growth in quarter ended Dec 2025 is 7.02% vs -3.89% in Sep 2025

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

145.35

110.25

31.84%

Operating Profit (PBDIT) excl Other Income

25.56

20.08

27.29%

Interest

67.05

52.54

27.62%

Exceptional Items

0.00

Standalone Net Profit

19.18

15.28

25.52%

Operating Profit Margin (Excl OI)

17.59%

18.21%

-0.62%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2025 is 31.84% vs 50.82% in Sep 2024

Standalone Net Profit

Growth in half year ended Sep 2025 is 25.52% vs 163.45% in Sep 2024

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

224.18

171.44

30.76%

Operating Profit (PBDIT) excl Other Income

72.66

58.45

24.31%

Interest

101.08

82.96

21.84%

Exceptional Items

0.00

Standalone Net Profit

29.24

21.43

36.44%

Operating Profit Margin (Excl OI)

32.41%

34.09%

-1.68%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2025 is 30.76% vs 12.84% in Dec 2024

Standalone Net Profit

YoY Growth in nine months ended Dec 2025 is 36.44% vs 35.12% in Dec 2024

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'25

Mar'25

Mar'24

Change(%)

Net Sales

245.71

173.14

41.91%

Operating Profit (PBDIT) excl Other Income

46.93

29.29

60.23%

Interest

114.63

83.42

37.41%

Exceptional Items

0.00

Standalone Net Profit

36.00

22.47

60.21%

Operating Profit Margin (Excl OI)

19.10%

16.92%

2.18%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Annual Results

Company CV

About Laxmi India Finance Ltd

Laxmi India Finance Ltd

Micro Cap

Non Banking Financial Company (NBFC)

No Details Available.

Company Coordinates

No Company Details Available