LAXMIINDIA Share Price | Laxmi India Finance Ltd Stock Analysis & Recommendation

Q: Why is Laxmi India Finance Ltd falling/rising?

As of 08-Jun, Laxmi India Finance Ltd's stock price is falling, currently at 103.15, reflecting a change of -3.4 or -3.19%. The stock has underperformed the sector by -1.65% today and has been on a consecutive decline for the last three days, resulting in a total drop of -6.73% during this period. Additionally, the stock touched an intraday low of Rs 102.25, which is a decrease of -4.04%.In terms of broader performance, the stock has shown significant declines over various time frames, with a -20.59% drop over the past month and a -17.35% decline year-to-date. This is in contrast to the Sensex, which has only fallen by -4.92% in the same month and -13.72% year-to-date. The stock is also trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.Investor participation appears to be decreasing, as evidenced by a delivery volume of 1.34 k on June 5, which is down by -83.43% compared to the 5-day average delivery volume. Furthermore, the finance/NBFC sector overall has declined by -2.04%, contributing to the negative sentiment surrounding Laxmi India Finance Ltd. Overall, these factors indicate a downward trend in the stock's price.

Q: Should I buy, sell or hold Laxmi India Finance Ltd?

Based on the current analysis of Laxmi India Finance Ltd, it would be advisable to consider selling your shares. The company exhibits weak long-term fundamental strength, highlighted by an average Return on Equity (ROE) of 12.56%. Additionally, there has been a noticeable decline in institutional investor participation, with a 2% reduction in their stake over the last quarter, indicating a lack of confidence from more experienced investors.While the company has reported impressive growth in net profit of 103.98% and has shown positive results over the last two quarters, these factors may not be sufficient to counterbalance the concerns regarding its long-term fundamentals and institutional interest. The attractive valuation with a Price to Book Value of 1.2 and a significant increase in profits over the past year are positive signs, but they do not outweigh the risks associated with the declining institutional stake and the overall ROE performance.In summary, given the current indicators, selling may be the most prudent course of action.

Q: When is the next results date for Laxmi India Finance Ltd?

The next results date for Laxmi India Finance Ltd is scheduled for 13 May 2026.

Q: Is Laxmi India Fin. overvalued or undervalued?

As of 4 December 2025, the valuation grade for Laxmi India Fin. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%. In comparison to peers, Laxmi India Fin. stands out with a lower PE ratio than Bajaj Finance, which is very expensive at 34.9, and a more favorable PEG ratio of 0.00 compared to Bajaj Finserv's PEG of 2.45. While the stock has shown a slight decline of 0.44% over the past week, it remains an attractive investment opportunity within the Non-Banking Financial Company sector.

Mojo Score Change: Laxmi India Fin. has changed its score on 01 Jun 2026. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

1.27 lacs (118.85%) Volume

Shareholding (Mar 2026)

FII

1.58%

Held by 9 FIIs

DII

4.34%

Held by 0 DIIs

Promoter

60.31%

Why is Laxmi India Finance Ltd falling/rising?

09-Jun-2026

As of 08-Jun, Laxmi India Finance Ltd's stock price is at 103.15, down 3.19%, and has declined for three consecutive days, totaling a drop of 6.73%. The stock has significantly underperformed the sector and broader market, with a 20.59% decrease over the past month.

View full answer

Which are the latest news on Laxmi India Fin.?

09-Jun-2026

Laxmi India Finance Ltd is Rated Sell
Laxmi India Finance Ltd Locks at Lower Circuit With 3.46% Loss — Sellers Queue, No Buyers in Sight

Should I buy, sell or hold Laxmi India Finance Ltd?

03-Jun-2026

When is the next results date for Laxmi India Finance Ltd?

08-May-2026

The next results date for Laxmi India Finance Ltd is 13 May 2026.

View full answer

Is Laxmi India Fin. overvalued or undervalued?

05-Dec-2025

As of December 4, 2025, Laxmi India Fin. is considered very attractive and undervalued, with a PE ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%, making it a favorable investment compared to peers like Bajaj Finance and Bajaj Finserv.

View full answer

How has been the historical performance of Laxmi India Fin.?

17-Nov-2025

Laxmi India Fin. has shown significant growth in financial performance, with net sales increasing to 245.71 crore in March 2025 from 173.14 crore in March 2024, and profit after tax rising to 36.00 crore from 22.47 crore. The company also reported improved margins, increased equity capital, and a positive cash flow trend.

View full answer

Compare Laxmi India Fin. with Similar Stocks

NBI Indl. Fin.CSL Finance Manba Finance

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.56%

Falling Participation by Institutional Investors

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 538 Cr (Micro Cap)

P/E

10.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

2.87

Return on Equity

10.69%

Price to Book

1.15

Revenue and Profits:

Net Sales:

93 Cr

(Quarterly Results - Mar 2026)

Net Profit:

21 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

13.46%

6 Months

-24.82%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Laxmi India Fin. for the last several years.

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Laxmi India Finance Ltd is Rated Sell

Laxmi India Finance Ltd is rated 'Sell' by MarketsMOJO, with this rating last updated on 01 June 2026. However, the analysis and financial metrics discussed here reflect the company’s current position as of 09 June 2026, providing investors with an up-to-date view of the stock’s fundamentals, valuation, financial trends, and technical outlook.

Read full news article

Laxmi India Finance Ltd Locks at Lower Circuit With 3.46% Loss — Sellers Queue, No Buyers in Sight

At Rs 103.01, sellers were still queuing — but there were no buyers willing to take the other side. Laxmi India Finance Ltd locked at its lower circuit of 5% on 8 Jun 2026, with unfilled sell orders and a frozen price, reflecting persistent selling pressure in a micro-cap stock with limited liquidity.

Read full news article

Laxmi India Finance Ltd Faces Technical Momentum Shift Amid Market Pressure

Laxmi India Finance Ltd, a micro-cap player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in its technical momentum, moving from a mildly bullish to a mildly bearish trend. This transition is underscored by mixed signals from key technical indicators such as MACD, RSI, and moving averages, reflecting growing investor caution amid recent price declines and sector headwinds.

Read full news article

Announcements

No announcement available

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

41.90%

EBIT Growth (5y)

59.78%

Net Debt to Equity (avg)

4.42

Institutional Holding

5.92%

ROE (avg)

12.56%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.12

EV to EBIT

27.14

EV to EBITDA

26.20

EV to Capital Employed

1.03

EV to Sales

5.44

PEG Ratio

Dividend Yield

ROCE (Latest)

3.81%

ROE (Latest)

10.69%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 9 FIIs (1.58%)

Promoter with highest holding

Hirak Vinimay Private Limited (41.61%)

Highest Public shareholder

Mukul Mahavir Agrawal (3.83%)

Individual Investors Holdings

25.64%

Financial

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          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

92.84

78.83

17.77%

Operating Profit (PBDIT) excl Other Income

63.39

47.10

34.59%

Interest

36.25

34.03

6.52%

Exceptional Items

0.00

Standalone Net Profit

20.52

10.06

103.98%

Operating Profit Margin (Excl OI)

68.28%

59.75%

8.53%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is 17.77% vs 4.18% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 103.98% vs 7.02% in Dec 2025

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

145.35

110.25

31.84%

Operating Profit (PBDIT) excl Other Income

25.56

20.08

27.29%

Interest

67.05

52.54

27.62%

Exceptional Items

0.00

Standalone Net Profit

19.18

15.28

25.52%

Operating Profit Margin (Excl OI)

17.59%

18.21%

-0.62%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2025 is 31.84% vs 50.82% in Sep 2024

Standalone Net Profit

Growth in half year ended Sep 2025 is 25.52% vs 163.45% in Sep 2024

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

224.18

171.44

30.76%

Operating Profit (PBDIT) excl Other Income

72.66

58.45

24.31%

Interest

101.08

82.96

21.84%

Exceptional Items

0.00

Standalone Net Profit

29.24

21.43

36.44%

Operating Profit Margin (Excl OI)

32.41%

34.09%

-1.68%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2025 is 30.76% vs 3.31% in Dec 2024

Standalone Net Profit

YoY Growth in nine months ended Dec 2025 is 36.44% vs -18.58% in Dec 2024

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

317.03

245.71

29.03%

Operating Profit (PBDIT) excl Other Income

65.78

46.93

40.17%

Interest

137.34

114.63

19.81%

Exceptional Items

0.00

Standalone Net Profit

49.76

36.00

38.22%

Operating Profit Margin (Excl OI)

20.75%

19.10%

1.65%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 29.03% vs 41.91% in Mar 2025

Standalone Net Profit

YoY Growth in year ended Mar 2026 is 38.22% vs 60.21% in Mar 2025

All Annual Results

Company CV

About Laxmi India Finance Ltd

Laxmi India Finance Ltd

Micro Cap

Non Banking Financial Company (NBFC)

No Details Available.

Company Coordinates

No Company Details Available