LNC Share Price | Lincoln National Corp. Stock Analysis & Recommendation

Q: What does Lincoln National Corp. do?

Overview:Lincoln National Corporation is a holding company operating in the insurance industry, focusing on insurance and retirement businesses, and falls within the small-cap market segment.Financial Snapshot:Most recent Net Profit: -722 Million (Quarterly Results - Mar 2025)Market-cap: USD 5,610.32 Million (Small Cap)Key Metrics:P/E: 4.00Dividend Yield: 0.09%Debt Equity: -999,999.00Return on Equity: 16.25%Price to Book: 0.68Contact Details:Address: 150 N RADNOR CHESTER RD, RADNOR PA: 19087-5252Tel: 1 484 5831400Website: https://www.lfg.com/

Q: Who are in the management team of Lincoln National Corp.?

As of March 2022, the management team of Lincoln National Corp. includes the following individuals:- Dr. William Cunningham, who serves as the Non-Executive Independent Chairman of the Board.- Mr. Dennis Glass, who is the President, Chief Executive Officer, and a Director.- Mr. Reginald Davis, who is a Director.- Ms. Deirdre Connelly, who is an Independent Director.- Mr. George Henderson, who is also an Independent Director.- Mr. Eric Johnson, who serves as an Independent Director.In summary, the management team comprises a mix of executive leadership and independent directors, with Mr. Dennis Glass at the helm as CEO.

Q: Is Lincoln National Corp. overvalued or undervalued?

As of 20 August 2025, the valuation grade for Lincoln National Corp. has moved from attractive to very attractive. The company appears to be undervalued, especially when considering its low Price to Book Value of 0.70 and an impressive Return on Equity (ROE) of 16.25%. Additionally, the company's Price-to-Earnings (P/E) ratio stands at 4, which is significantly lower than its peers, such as Globe Life, Inc. with a P/E of 11.82 and Primerica, Inc. at 12.59.In terms of performance, Lincoln National Corp. has had a strong year-to-date return of 25.51%, outperforming the S&P 500's return of 12.22% in the same period. However, over the longer term, the company has struggled, with a 3-year return of -17.15% compared to the S&P 500's impressive 70.41%. Overall, the current valuation metrics suggest that Lincoln National Corp. is positioned favorably relative to its peers and may present a compelling investment opportunity.

Q: Is Lincoln National Corp. technically bullish or bearish?

As of 31 October 2025, the technical trend for Lincoln National Corp. has changed from mildly bullish to bullish. The weekly MACD is mildly bearish, while the monthly MACD is bullish, indicating mixed signals across time frames. The Bollinger Bands are mildly bullish on both weekly and monthly charts, and daily moving averages are also mildly bullish. However, the KST shows a bullish monthly trend but a mildly bearish weekly trend, adding to the mixed indicators. In terms of performance, Lincoln National Corp. has a year-to-date return of 27.18%, outperforming the S&P 500's 16.30%, but it has underperformed over the 3-year and 5-year periods compared to the S&P 500. Overall, the current stance is bullish, but the strength is tempered by some mixed signals in the indicators.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

4.94 M

Shareholding (Dec 2025)

FII

10.66%

Held by 181 FIIs

DII

51.08%

Held by 55 DIIs

Promoter

0.01%

How big is Lincoln National Corp.?

22-Jun-2025

As of Jun 18, Lincoln National Corp. has a market capitalization of $5.61 billion, with net profit of $1.33 billion and total assets of $366.46 billion.

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What does Lincoln National Corp. do?

22-Jun-2025

Lincoln National Corporation is a small-cap holding company in the insurance industry, focusing on insurance and retirement services. As of March 2025, it reported a net profit of -722 million and has a market cap of approximately 5.61 billion USD.

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Who are in the management team of Lincoln National Corp.?

22-Jun-2025

As of March 2022, Lincoln National Corp.'s management team includes CEO Dennis Glass, Non-Executive Chairman Dr. William Cunningham, and several independent directors, including Deirdre Connelly, George Henderson, and Eric Johnson.

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Is Lincoln National Corp. overvalued or undervalued?

20-Sep-2025

As of August 20, 2025, Lincoln National Corp. is considered very attractive due to its low Price to Book Value of 0.70, high Return on Equity of 16.25%, and a low Price-to-Earnings ratio of 4, despite a challenging long-term performance compared to the S&P 500.

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Is Lincoln National Corp. technically bullish or bearish?

05-Nov-2025

As of October 31, 2025, Lincoln National Corp. shows a bullish trend overall, despite mixed signals from various indicators, with a year-to-date return of 27.18% outperforming the S&P 500's 16.30%.

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Compare Lincoln National Corp. with Similar Stocks

American National Group, Inc.Primerica, Inc.Voya Financial, Inc.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with a -21.96% CAGR growth in Operating Profits

The company declared negative results in Mar'25 after outstanding results in Dec'24

With ROE of 16.25%, it has a fair valuation with a 0.70 Price to Book Value

Market Beating Performance

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 6,357 Million (Small Cap)

P/E

5.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

10.78%

Price to Book

0.58

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

754 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-26.26%

6 Months

-15.05%

1 Year

-7.52%

2 Years

24.44%

3 Years

66.55%

4 Years

-48.81%

5 Years

-47.55%

Lincoln National Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

1.55%

EBIT Growth (5y)

-147.35%

EBIT to Interest (avg)

0.44

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

13.80%

Dividend Payout Ratio

30.84%

Pledged Shares

Institutional Holding

78.55%

ROCE (avg)

2.41%

ROE (avg)

9.27%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.58

EV to EBIT

EV to EBITDA

-152.42

EV to Capital Employed

-0.37

EV to Sales

-0.06

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

10.78%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Bullish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 86 Schemes (38.18%)

Foreign Institutions

Held by 181 Foreign Institutions (10.66%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

4.00

Interest

81.00

79.00

2.53%

Exceptional Items

0.00

Consolidate Net Profit

754.00

445.00

69.44%

Operating Profit Margin (Excl OI)

188.30%

123.10%

6.52%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 69.44% vs -36.34% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

163.00

96.00

69.79%

Interest

227.00

336.00

-32.44%

Exceptional Items

-46.00

-40.00

-15.00%

Consolidate Net Profit

1,177.00

3,275.00

-64.06%

Operating Profit Margin (Excl OI)

86.50%

184.10%

-9.76%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -64.06% vs 535.51% in Dec 2024

All Annual Results

Company CV

About Lincoln National Corp.

Lincoln National Corp.

Insurance

Lincoln National Corporation is a holding company, which operates insurance and retirement businesses through subsidiary companies. The Company sells a range of wealth protection, accumulation and retirement income products and solutions, through its business segments. The Company operates through four segments: Annuities segment, which offers fixed (including indexed) and variable annuities; Retirement Plan Services segment, which provides employers with retirement plan products and services; Life Insurance segment, which focuses on the creation and protection of wealth through life insurance products, and Group Protection, which offers principally group non-medical insurance products. These products include fixed and indexed annuities, variable annuities, universal life insurance, variable universal life insurance, linked-benefit UL, term life insurance, indexed universal life insurance, employer-sponsored retirement plans and services, and group life, disability and dental.

Company Coordinates

Company Details

150 N RADNOR CHESTER RD , RADNOR PA : 19087-5252

Tel: 1 484 5831400

https://www.lfg.com/

Registrar Details