Share Price | loanDepot, Inc. Stock Analysis & Recommendation

Q: What does loanDepot, Inc. do?

Overview:loanDepot, Inc. operates in the finance industry and is categorized as a micro-cap company.Financial Snapshot:- Most recent Net Sales: 250 Million (Quarterly Results - Mar 2025)- Most recent Net Profit: -41 Million (Quarterly Results - Mar 2025)- Market-cap: USD 449.14 Million (Micro Cap)Key Metrics:- P/E: NA (Loss Making)- Industry P/E: NA- Dividend Yield: 0.00%- Debt Equity: -999,999.00- Return on Equity: -32.87%- Price to Book: 1.72Contact Details:Registrar Address: Not available.

Q: Is loanDepot, Inc. overvalued or undervalued?

As of 9 August 2022, the valuation grade for loanDepot, Inc. has moved from very attractive to risky, indicating a significant deterioration in its financial outlook. The company appears to be overvalued given its current metrics, particularly with a Price to Book Value of 1.67 and negative EV to EBIT and EV to EBITDA ratios of -0.08 and -0.06, respectively. Additionally, the company's ROCE and ROE are concerning at -66.37% and -32.87%, highlighting inefficiencies in generating returns.In comparison to its peers, loanDepot's valuation ratios are less favorable; for instance, Guild Holdings Co. has a P/E ratio of 34.06, while Ocwen Financial Corp. boasts a much lower EV to EBITDA of 0.22, both indicating stronger financial health. Despite the company's impressive YTD return of 101.47%, which significantly outperformed the S&P 500's 12.22%, the underlying financial metrics suggest that loanDepot is not a sound investment at its current valuation.

Q: Is loanDepot, Inc. technically bullish or bearish?

As of 4 September 2025, the technical trend for loanDepot, Inc. has changed from mildly bullish to bullish. The current stance is bullish with strong indicators from the daily moving averages and a bullish MACD on the weekly timeframe. However, the weekly RSI is bearish, indicating some short-term weakness. The Bollinger Bands show a bullish signal on the monthly timeframe, supporting the overall bullish trend. In terms of performance, loanDepot has significantly outperformed the S&P 500 over the past month with a return of 118.62% compared to the S&P 500's 2.33%, and it has also shown strong returns year-to-date at 101.47% versus the S&P 500's 12.22%. Overall, the technical stance is bullish, driven by strong daily moving averages and positive momentum indicators despite some mixed signals in the weekly metrics.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

760.82 k

Shareholding (Sep 2025)

FII

1.88%

Held by 24 FIIs

DII

82.72%

Held by 19 DIIs

Promoter

0.04%

How big is loanDepot, Inc.?

22-Jun-2025

As of Jun 18, loanDepot, Inc. has a market capitalization of 449.14 million and reported net sales of 1,070.60 million with a net profit of -171.35 million. Shareholder's funds are 272.89 million, and total assets amount to 6,344.03 million.

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What does loanDepot, Inc. do?

22-Jun-2025

loanDepot, Inc. is a micro-cap finance company with recent net sales of $250 million and a net loss of $41 million. It has a market cap of $449.14 million and key metrics indicating significant financial challenges, including a negative return on equity and no dividend yield.

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Is loanDepot, Inc. overvalued or undervalued?

20-Sep-2025

As of August 9, 2022, loanDepot, Inc. is considered a risky investment due to overvaluation and poor financial metrics, including a Price to Book Value of 1.67 and negative returns on capital and equity, despite a strong year-to-date return of 101.47%.

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Is loanDepot, Inc. technically bullish or bearish?

20-Sep-2025

As of September 4, 2025, loanDepot, Inc. has a bullish technical trend with strong daily moving averages and a bullish MACD, despite a bearish weekly RSI, and has significantly outperformed the S&P 500 with a return of 118.62% over the past month.

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Compare loanDepot, Inc. with Similar Stocks

Security National Financial Corp.Ocwen Financial Corp.Consumer Portfolio Services, Inc.

Score

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Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Weak Long Term Fundamental Strength with a -45.67% CAGR growth in Operating Profits

Risky -

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD 339 Million (Micro Cap)

P/E

NA (Loss Making)

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

-28.30%

Price to Book

1.31

Revenue and Profits:

Net Sales:

302 Million

(Quarterly Results - Sep 2025)

Net Profit:

-9 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

26.47%

6 Months

0.47%

1 Year

8.59%

2 Years

0.94%

3 Years

-11.89%

4 Years

-84.27%

5 Years

0.0%

loanDepot, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

-33.82%

EBIT Growth (5y)

-45.67%

EBIT to Interest (avg)

2.20

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

15.92%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

40.16%

ROCE (avg)

ROE (avg)

26.79%

Valuation key factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

1.67

EV to EBIT

-0.08

EV to EBITDA

-0.06

EV to Capital Employed

0.05

EV to Sales

-0.01

PEG Ratio

Dividend Yield

ROCE (Latest)

-66.37%

ROE (Latest)

-32.87%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 21 Schemes (15.36%)

Foreign Institutions

Held by 24 Foreign Institutions (1.88%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "val2": "63.70",
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          "val1": "81.20",
          "val2": "83.30",
          "chgp": "-2.52%",
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          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Consolidate Net Profit",
          "val1": "-8.70",
          "val2": "-25.30",
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          "field": "Operating Profit Margin (Excl OI)",
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        "Dec'24",
        "Dec'23",
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          "val1": "133.80",
          "val2": "89.50",
          "chgp": "49.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "335.90",
          "val2": "304.20",
          "chgp": "10.42%",
          "chgp_class": "negative"
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        {
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          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "field": "Consolidate Net Profit",
          "val1": "-202.20",
          "val2": "-235.50",
          "chgp": "14.14%",
          "chgp_class": "positive"
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Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQ

Sep'25

Jun'25

Change(%)

Net Sales

302.00

283.40

6.56%

Operating Profit (PBDIT) excl Other Income

82.50

63.70

29.51%

Interest

81.20

83.30

-2.52%

Exceptional Items

0.00

Consolidate Net Profit

-8.70

-25.30

65.61%

Operating Profit Margin (Excl OI)

234.70%

179.80%

5.49%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Sep 2025 is 6.56% vs 13.27% in Jun 2025

Consolidated Net Profit

QoQ Growth in quarter ended Sep 2025 is 65.61% vs 37.84% in Jun 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

1,047.70

971.60

7.83%

Operating Profit (PBDIT) excl Other Income

133.80

89.50

49.50%

Interest

335.90

304.20

10.42%

Exceptional Items

0.00

Consolidate Net Profit

-202.20

-235.50

14.14%

Operating Profit Margin (Excl OI)

88.80%

26.70%

6.21%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 7.83% vs -45.35% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 14.14% vs 61.42% in Dec 2023

All Annual Results

Company CV

About loanDepot, Inc.

loanDepot, Inc.

Finance

No Details Available.

Company Coordinates

No Company Details Available

loanDepot, Inc.

1Day

52 Week

CASH

FII

DII

Promoter

How big is loanDepot, Inc.?

Watch in Real-Time

What does loanDepot, Inc. do?

Is loanDepot, Inc. overvalued or undervalued?

Is loanDepot, Inc. technically bullish or bearish?

Compare loanDepot, Inc. with Similar Stocks

MarketsMojo — Loved in India, Now Global

Dashboard

Weak Long Term Fundamental Strength with a -45.67% CAGR growth in Operating Profits

Risky -

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQ

Annual Results Snapshot (Consolidated) - Dec'24

About loanDepot, Inc.

Company Coordinates