HCFT Share Price | Lument Finance Trust, Inc. Stock Analysis & Recommendation

Q: Is Lument Finance Trust, Inc. overvalued or undervalued?

As of 7 August 2019, Lument Finance Trust, Inc. moved from a risky to a very attractive valuation grade. The company appears undervalued based on its financial metrics, with a P/E ratio of 9, a Price to Book Value of 0.58, and an EV to EBIT of 0.71. In comparison to peers, Lument Finance Trust's P/E is significantly lower than Industrial Logistics Properties Trust, which has a P/E of -4.68, and City Office REIT, Inc. with a P/E of -28.93, indicating a more favorable valuation.Despite the attractive valuation, Lument Finance Trust has underperformed relative to the S&P 500, with a year-to-date return of -14.34% compared to the index's 12.22%. This trend continues over longer periods, with a 5-year return of -19.64% against the S&P 500's 96.61%, suggesting that while the stock may be undervalued, it has struggled to deliver returns in the market.

Q: Is Lument Finance Trust, Inc. technically bullish or bearish?

As of 29 August 2025, the technical trend for Lument Finance Trust, Inc. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a mix of indicators. The MACD shows a mildly bullish signal on the weekly timeframe but is bearish on the monthly. The moving averages indicate a bearish trend on the daily. Additionally, Bollinger Bands are bearish on both weekly and monthly timeframes. KST and OBV are mildly bullish on the weekly but mildly bearish on the monthly, suggesting some short-term strength but overall weakness.In terms of performance, Lument Finance Trust has underperformed the S&P 500 across multiple periods, with a year-to-date return of -14.34% compared to the S&P 500's 12.22%, and a one-year return of -13.33% versus the S&P 500's 17.14%.

Q: How big is Lument Finance Trust, Inc.?

Market Cap: As of Jun 18, Lument Finance Trust, Inc. has a market capitalization of 128.19 million, categorizing it as a Micro Cap company.Recent Quarterly Performance: For the latest four quarters, Lument Finance Trust, Inc. reported net sales of 109.16 million and a net profit of 15.15 million.Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 237.80 million and total assets of 1,128.59 million.

Q: What does Lument Finance Trust, Inc. do?

Overview:Lument Finance Trust, Inc. operates in the realty industry and is classified as a micro-cap company.Financial Snapshot:Most recent Net Sales: 22 Million (Quarterly Results - Mar 2025) Most recent Net Profit: -1 Million (Quarterly Results - Mar 2025) Market-cap: USD 128.19 Million (Micro Cap)Key Metrics:P/E: 9.00 Dividend Yield: 9.68% Debt Equity: -999,999.00 Return on Equity: 6.53% Price to Book: 0.55 Contact Details:Registrar Address: Not available.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

2.1 k

Shareholding (Jun 2026)

FII

7.23%

Held by 27 FIIs

DII

92.77%

Held by 8 DIIs

Promoter

0.00%

Is Lument Finance Trust, Inc. overvalued or undervalued?

20-Sep-2025

Lument Finance Trust, Inc. is currently undervalued with a P/E ratio of 9 and a Price to Book Value of 0.58, but it has underperformed the S&P 500 with a year-to-date return of -14.34% and a 5-year return of -19.64%.

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Is Lument Finance Trust, Inc. technically bullish or bearish?

20-Sep-2025

As of August 29, 2025, Lument Finance Trust, Inc. is in a mildly bearish trend, indicated by mixed technical signals, underperforming the S&P 500 with a year-to-date return of -14.34% compared to the S&P's 12.22%.

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How big is Lument Finance Trust, Inc.?

22-Jun-2025

As of Jun 18, Lument Finance Trust, Inc. has a market capitalization of 128.19 million, with net sales of 109.16 million and a net profit of 15.15 million over the last four quarters. The company reported shareholder's funds of 237.80 million and total assets of 1,128.59 million as of Dec 24.

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What does Lument Finance Trust, Inc. do?

22-Jun-2025

Lument Finance Trust, Inc. is a micro-cap company in the realty industry, with recent net sales of $22 million and a net profit of -$1 million. It has a market cap of $128.19 million, a P/E ratio of 9.00, and a dividend yield of 9.68%.

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Compare Lument Finance Trust, Inc. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With a fall in Net Profit of -19.74%, the company declared Very Negative results in Jun 25

NET PROFIT(HY) At USD 3.17 MM has Grown at -72.64%
NET SALES(Q) Lowest at USD 20.59 MM

Consistent Underperformance against the benchmark over the last 3 years

Mojo Parameters

Stock DNA

Industry

Realty

Market cap

USD 63 Million (Micro Cap)

P/E

NA (Loss Making)

Industry P/E

Dividend Yield

18.14%

Debt Equity

-999,999.00

Return on Equity

-1.25%

Price to Book

0.29

Revenue and Profits:

Net Sales:

19 Million

(Quarterly Results - Jun 2026)

Net Profit:

-8 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

411.65%

6 Months

281.88%

1 Year

152.15%

2 Years

102.69%

3 Years

126.18%

4 Years

132.16%

5 Years

28.85%

Lument Finance Trust, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

18.19%

EBIT Growth (5y)

23.13%

EBIT to Interest (avg)

1.50

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

0.11%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

25.97%

ROCE (avg)

41.57%

ROE (avg)

6.78%

Valuation key factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.29

EV to EBIT

0.55

EV to EBITDA

0.55

EV to Capital Employed

0.19

EV to Sales

0.46

PEG Ratio

Dividend Yield

18.14%

ROCE (Latest)

34.53%

ROE (Latest)

-1.25%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bullish

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Jun 2026

Shareholding Compare (%holding)

Majority shareholders

Foreign Institutions

Domestic Funds

Held in 14 Schemes (6.52%)

Foreign Institutions

Held by 27 Foreign Institutions (7.23%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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