Manba Finance

Why is Manba Finance Ltd falling/rising?

As of 04-Aug, Manba Finance Ltd's stock price is declining at 134.60, down 1.25%, and has underperformed the sector. This drop is attributed to reduced investor participation and a recent trend reversal after three days of gains.

As of 04-Aug, Manba Finance Ltd's stock price is falling, currently at 134.60, reflecting a decrease of 1.7 points or 1.25%. The stock has underperformed compared to the sector today, with a performance lag of 0.44%. This decline follows a trend reversal, as the stock has fallen after three consecutive days of gains. <BR><BR>In terms of trading activity, there has been a significant drop in investor participation, with delivery volume on 03 Aug falling by 89.72% compared to the 5-day average. This suggests a lack of interest from investors, contributing to the stock's downward movement. Additionally, while the stock is trading above its 50-day, 100-day, and 200-day moving averages, it is below the 5-day and 20-day moving averages, indicating a short-term weakness in price momentum.<BR><BR>Overall, the combination of underperformance against the sector, decreased investor participation, and the recent trend reversal are key factors contributing to the falling stock price of Manba Finance Ltd.

Which are the latest news on Manba Finance?

Has Manba Finance Ltd declared dividend?

Manba Finance Ltd has declared a 2% dividend, with an ex-date of August 7, 2026. While recent short-term returns have been positive, longer-term performance has been mixed, indicating potential challenges in maintaining shareholder value.

Manba Finance Ltd has declared a 2% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2%<BR>- Ex-date: 07 Aug 26<BR><BR>Dividend Yield: 0.66%<BR><BR>Total Returns by Period:<BR>In the 3-month period, the price return was 22.94%, with no dividend return, resulting in a total return of 22.94%.<BR><BR>For the 6-month period, the price return was 2.03%, with a dividend return of 0.15%, leading to a total return of 2.18%.<BR><BR>Over the 1-year period, the price return was -2.09%, with a dividend return of 0.63%, resulting in a total return of -1.46%.<BR><BR>In the 2-year period, there was no price return or dividend return, leading to a total return of 0.0%.<BR><BR>For the 3-year period, there was no price return or dividend return, resulting in a total return of 0.0%.<BR><BR>In the 4-year period, there was no price return or dividend return, leading to a total return of 0.0%.<BR><BR>For the 5-year period, there was no price return or dividend return, resulting in a total return of 0.0%.<BR><BR>Overall, while Manba Finance Ltd has declared a dividend, the total returns over various periods show mixed performance, with significant returns in the short term but negative returns over the longer term. The lack of consistent dividend returns in recent periods may indicate challenges in maintaining shareholder value.

Are Manba Finance Ltd latest results good or bad?

Manba Finance Ltd's Q1 FY27 results are positive, with a net profit of ₹13.26 crores, up 19.14% quarter-on-quarter and 36.00% year-on-year, alongside improved operating margins. However, a high debt-to-equity ratio of 3.80 poses some financial risk.

Manba Finance Ltd's latest results for Q1 FY27 can be considered quite positive overall. The company reported a net profit of ₹13.26 crores, which reflects a significant increase of 19.14% quarter-on-quarter and 36.00% year-on-year. This strong profit growth indicates effective management and operational efficiency.<BR><BR>Interest income also showed robust performance, reaching ₹85.12 crores, marking a year-on-year growth of 35.03%, although it did experience a sequential decline of 7.85%. The operating margin improved to 71.46%, the highest in seven quarters, which showcases the company's ability to maintain profitability despite rising interest expenses, which increased by 34.36% year-on-year.<BR><BR>Additionally, the company's PAT margin rose to 15.58%, up from 12.05% in the previous quarter, further highlighting its operational strength. However, it is important to note that the debt-to-equity ratio stands at a high 3.80, which introduces some financial risk, particularly in a rising interest rate environment.<BR><BR>In summary, while there are some concerns regarding leverage and rising costs, the overall financial performance indicates a strong quarter for Manba Finance, showcasing growth potential and operational efficiency.

Should I buy, sell or hold Manba Finance Ltd?

What does Manba Finance do?

Manba Finance Ltd is a Non Banking Financial Company (NBFC) focused on vehicle financing, with a market cap of INR 598 Cr and reported net sales of 92 Cr and net profit of 11 Cr for the quarter ending March 2026. The company has a P/E ratio of 13.00 and a dividend yield of 0.75%.

Overview:<BR>Manba Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap market, primarily engaged in vehicle financing.<BR><BR>History:<BR>Manba Finance Ltd was originally incorporated as Manba Finance Private Limited on May 31, 1996, and later converted to a Public Limited company on April 11, 2005. The company commenced its business activities in April 1998 and has been scaling its operations since 2009. The latest reported quarterly results show net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 92 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 11 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 598 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 13.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.75%<BR>- Debt Equity: 3.80<BR>- Return on Equity: 11.07%<BR>- Price to Book: 1.47<BR><BR>Contact Details:<BR>Registrar Address: Not available.

How big is Manba Finance?

As of 10th June, Manba Finance Ltd has a market capitalization of 598.00 Cr, with recent net sales of 313.90 Cr and a net profit of 45.36 Cr over the last four quarters. Shareholder's funds are valued at 368.90 Cr, and total assets amount to 1,463.91 Cr.

As of 10th June, <BR><BR>Market Cap: Manba Finance Ltd has a market capitalization of 598.00 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 313.90 Cr, while the sum of Net Profit for the same period is 45.36 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025. Shareholder's Funds are valued at 368.90 Cr, and Total Assets amount to 1,463.91 Cr.

Who are the peers of the Manba Finance?

Manba Finance's peers include VLS Finance, Fedders Holding, India Finsec, Oswal Green Tech, Laxmi India Fin., CSL Finance, Niyogin Fintech, RNFI Services, NBI Indl. Fin., and Welspun Investment. Among these, India Finsec has the highest 1-year return at 21.90%, while Oswal Green Tech has the lowest at -52.94%.

Peers: The peers of Manba Finance are VLS Finance, Fedders Holding, India Finsec, Oswal Green Tech, Laxmi India Fin., CSL Finance, Niyogin Fintech, RNFI Services, NBI Indl. Fin., and Welspun Investme.<BR><BR>Quality Snapshot: Excellent management risk is observed at Fedders Holding, India Finsec, Manba Finance, Laxmi India Fin., CSL Finance, and Niyogin Fintech, while Average management risk is found at CSL Finance, Niyogin Fintech, and RNFI Services, and the rest. Below Average management risk is noted at VLS Finance, Oswal Green Tech, and NBI Indl. Fin. Growth is Excellent for Fedders Holding, India Finsec, Manba Finance, Laxmi India Fin., CSL Finance, Niyogin Fintech, and NBI Indl. Fin., while Below Average growth is seen at VLS Finance and Oswal Green Tech. The Capital Structure is Excellent for VLS Finance, Fedders Holding, India Finsec, Manba Finance, Oswal Green Tech, Laxmi India Fin., CSL Finance, Niyogin Fintech, RNFI Services, and NBI Indl. Fin.<BR><BR>Return Snapshot: India Finsec has the highest 1-year return at 21.90%, while Oswal Green Tech has the lowest at -52.94%, with Manba Finance's own 1-year return at -21.03% being significantly lower than India Finsec's. Additionally, VLS Finance, Fedders Holding, Oswal Green Tech, CSL Finance, and Niyogin Fintech all report negative six-month returns.

Is Manba Finance technically bullish or bearish?

As of December 4, 2025, the technical trend is neutral with mixed signals: while the weekly MACD and KST indicate mild bullish momentum, daily moving averages and OBV suggest weakness, resulting in a sideways outlook.

As of 4 December 2025, the technical trend has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across different indicators. The weekly MACD and KST are mildly bullish, suggesting some positive momentum, while the daily moving averages and OBV are mildly bearish, indicating potential weakness. The Bollinger Bands on the weekly chart are bullish, but the RSI shows no signal on both weekly and monthly time frames. Overall, the strength of the bullish indicators is countered by bearish signals, leading to a neutral outlook.

How has been the historical performance of Manba Finance?

Manba Finance has shown significant growth over the past three years, with net sales increasing from 124.96 Cr in Mar'23 to 236.93 Cr in Mar'25 and profit after tax rising from 16.58 Cr to 37.80 Cr, despite rising costs and liabilities. However, cash flow from operating activities remained negative at -323.00 Cr in Mar'25.

Answer:<BR>The historical performance of Manba Finance shows significant growth in various financial metrics over the past three years.<BR><BR>Breakdown:<BR>Manba Finance's net sales have increased from 124.96 Cr in Mar'23 to 236.93 Cr in Mar'25, indicating a strong upward trend. Total operating income also rose from 133.31 Cr in Mar'23 to 250.41 Cr in Mar'25. However, other operating income decreased from 23.23 Cr in Mar'24 to 13.48 Cr in Mar'25. The company's total expenditure, excluding depreciation, grew from 106.08 Cr in Mar'23 to 195.76 Cr in Mar'25, with employee costs rising significantly from 28.00 Cr to 50.02 Cr over the same period. Operating profit (PBDIT) increased from 27.23 Cr in Mar'23 to 54.69 Cr in Mar'25, although interest expenses also rose sharply from 56.62 Cr to 107.84 Cr. Consequently, profit before tax improved from 22.79 Cr in Mar'23 to 50.10 Cr in Mar'25, leading to a profit after tax of 37.80 Cr in Mar'25, up from 16.58 Cr in Mar'23. The company's total liabilities surged from 787.62 Cr in Mar'23 to 1,463.91 Cr in Mar'25, while total assets increased from 787.62 Cr to 1,463.91 Cr over the same period. Cash flow from operating activities remained negative, reflecting a cash flow of -323.00 Cr in Mar'25, but net cash inflow improved to 114.00 Cr. Overall, Manba Finance has demonstrated substantial growth in sales and profits, despite rising costs and liabilities.

Is Manba Finance overvalued or undervalued?

As of October 10, 2025, Manba Finance is fairly valued with a PE ratio of 17.82 and an EV to EBITDA ratio of 26.91, but has underperformed the Sensex with a year-to-date return of -17.41%.

As of 10 October 2025, the valuation grade for Manba Finance has moved from very attractive to attractive. The company is currently considered fairly valued. Key ratios include a PE ratio of 17.82, an EV to EBITDA ratio of 26.91, and a ROE of 10.25%. In comparison to its peers, Bajaj Finance is categorized as very expensive with a PE ratio of 36.56, while Life Insurance is very attractive with a PE ratio of 11.65.<BR><BR>Despite the attractive valuation, Manba Finance has underperformed relative to the Sensex, with a year-to-date return of -17.41% compared to the Sensex's 5.58%. This underperformance may indicate market concerns that could affect future valuations, but the current metrics suggest that the company is fairly positioned within its industry.

When is the next results date for Manba Finance?

The next results date for Manba Finance is August 4, 2025.

The next results date for Manba Finance is scheduled for August 4, 2025.

Who are the top shareholders of the Manba Finance?

The top shareholder of Manba Finance is Manba Investments & Securities Pvt. Ltd. with 27.68%. Other notable shareholders include Chartered Finance & Leasing Limited at 1.68% and individual investors who collectively own 19.0%.

The top shareholders of Manba Finance include the promoters, with Manba Investments & Securities Pvt. Ltd. holding the largest share at 27.68%. There are no pledged promoter holdings. Additionally, the company has 6 foreign institutional investors (FIIs) that collectively hold 0.92% of the shares. The highest public shareholder is Chartered Finance & Leasing Limited, which holds 1.68%. Individual investors collectively own 19.0% of the company.