Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-1.15%
0%
-1.15%
6 Months
18.71%
0%
18.71%
1 Year
18.09%
0%
18.09%
2 Years
62.91%
0%
62.91%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%
Mandatum Oyj for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
-8.67%
EBIT Growth (5y)
25.72%
EBIT to Interest (avg)
-2.98
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
18.42%
Dividend Payout Ratio
273.93%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
10.22%
Valuation key factors
Factor
Value
P/E Ratio
21
Industry P/E
Price to Book Value
2.34
EV to EBIT
3259.05
EV to EBITDA
905.29
EV to Capital Employed
2.43
EV to Sales
2.26
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
11.10%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
Mildly Bearish
Shareholding Snapshot : Sep 2025
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0.0%)
Strategic Entities with highest holding
Highest Public shareholder
Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY
Dec'25
Dec'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
1.10
1.20
-8.33%
Interest
5.70
5.60
1.79%
Exceptional Items
-3.70
-5.20
28.85%
Consolidate Net Profit
30.40
32.90
-7.60%
Operating Profit Margin (Excl OI)
102.20%
119.10%
-1.69%
USD in Million.
Net Sales
YoY Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Dec 2024
Consolidated Net Profit
YoY Growth in quarter ended Dec 2025 is -7.60% vs 12.67% in Dec 2024
Annual Results Snapshot (Consolidated) - Dec'25
Dec'25
Dec'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
4.70
4.60
2.17%
Interest
23.00
16.00
43.75%
Exceptional Items
-7.00
-4.50
-55.56%
Consolidate Net Profit
156.00
164.90
-5.40%
Operating Profit Margin (Excl OI)
186.10%
141.30%
4.48%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024
Consolidated Net Profit
YoY Growth in year ended Dec 2025 is -5.40% vs 2.74% in Dec 2024
About Mandatum Oyj 
Mandatum Oyj
Insurance
No Details Available.
Company Coordinates 
No Company Details Available






