Mansi Fin.(Chen)

Why is Mansi Finance (Chennai) Ltd falling/rising?

As of 09-Jun, Mansi Finance (Chennai) Ltd's stock price is stable at Rs 62.00, with recent positive movements indicating potential recovery despite longer-term challenges. The stock has outperformed its sector today and seen increased investor participation, but it remains below key moving averages and has a year-to-date decline of 26.51%.

As of 09-Jun, Mansi Finance (Chennai) Ltd's stock price is currently stable at Rs 62.00, showing no change (0.00%). However, the stock has recently experienced a trend reversal, gaining after two consecutive days of decline. Today, it outperformed its sector by 5.27%, indicating a positive movement relative to the broader finance/NBFC sector, which has fallen by 2.04%. <BR><BR>The stock reached an intraday high of Rs 63, reflecting a 4.88% increase at that point. Additionally, there has been a notable increase in investor participation, with delivery volume rising by 63.4% compared to the 5-day average. Despite these positive indicators, the stock is currently trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a longer-term downward trend.<BR><BR>In the context of broader performance, Mansi Finance has seen a year-to-date decline of 26.51%, which is significantly worse than the Sensex's decline of 13.26% over the same period. Over the past month, the stock has decreased by 12.98%, while the Sensex has only fallen by 4.41%. However, on a yearly basis, the stock has shown resilience with a 6.99% increase compared to the Sensex's 10.34% decline, and it has performed well over the longer term, with gains of 53.20% over three years and 156.20% over five years.<BR><BR>In summary, while Mansi Finance (Chennai) Ltd is currently stable, recent positive movements and increased investor participation suggest a potential for recovery, despite its longer-term challenges and underperformance relative to market benchmarks.

Which are the latest news on Mansi Fin.(Chen)?

Should I buy, sell or hold Mansi Finance (Chennai) Ltd?

Are Mansi Finance (Chennai) Ltd latest results good or bad?

Mansi Finance (Chennai) Ltd's latest results are concerning, showing a net loss of ₹0.50 crores in Q4 FY26, a 206.40% year-on-year decline, and a significant drop in revenue by 64.32%. The company faces multiple challenges, including four consecutive quarters of revenue decline and a negative profit margin, indicating poor financial health.

The latest results for Mansi Finance (Chennai) Ltd are concerning and indicate a troubling trend. In Q4 FY26, the company reported a net loss of ₹0.50 crores, which marks a significant decline compared to previous quarters, with a staggering year-on-year drop of 206.40%. Revenue also fell sharply to ₹1.67 crores, down 64.32% from the same quarter last year and down 20.10% from the previous quarter.<BR><BR>Operating performance has deteriorated considerably, with operating profit before depreciation, interest, and tax (PBDIT) dropping to just ₹0.40 crores, leading to an operating margin of only 23.95%, a sharp decline from 69.86% in the previous quarter. The company's profit after tax margin turned deeply negative at -29.94%, contrasting sharply with the positive margins seen in earlier quarters.<BR><BR>Overall, the company is facing multiple challenges, including four consecutive quarters of revenue decline, a significant working capital deficit, and zero institutional interest, which raises serious concerns about its financial health and operational sustainability. Given these factors, the latest results can be characterized as bad, and investors should approach with caution.

How has been the historical performance of Mansi Fin.(Chen)?

Mansi Fin.(Chen) showed improved financial performance in March 2025, with net sales rising to 12.67 Cr and profit after tax increasing to 2.98 Cr, alongside a significant boost in cash flow from operating activities to 11.00 Cr. However, total assets and liabilities decreased to 61.09 Cr.

Answer:<BR>The historical performance of Mansi Fin.(Chen) shows a fluctuating trend in net sales and profits over the years, with significant changes noted in recent periods.<BR><BR>Breakdown:<BR>Mansi Fin.(Chen) reported net sales of 12.67 Cr in March 2025, a notable increase from 7.67 Cr in March 2024 and 6.55 Cr in March 2023. The total operating income followed a similar trend, rising to 12.67 Cr in March 2025 from 7.67 Cr in March 2024. The company's total expenditure also increased to 9.40 Cr in March 2025 from 5.22 Cr in March 2024, primarily driven by other expenses which surged to 8.81 Cr. Operating profit (PBDIT) rose to 3.74 Cr in March 2025, up from 2.85 Cr in March 2024, while profit before tax reached 3.66 Cr, an increase from 2.76 Cr the previous year. Profit after tax also improved to 2.98 Cr in March 2025 from 2.07 Cr in March 2024. The earnings per share (EPS) reflected this positive trend, increasing to 8.44 in March 2025 from 5.86 in March 2024. On the balance sheet, total assets decreased to 61.09 Cr in March 2025 from 68.23 Cr in March 2024, with total liabilities also declining to 61.09 Cr from 68.23 Cr. Cash flow from operating activities showed a significant improvement, reaching 11.00 Cr in March 2025 compared to 0.00 Cr in March 2024, while cash and cash equivalents at the end of March 2025 stood at 2.00 Cr, up from 1.00 Cr in March 2024. Overall, Mansi Fin.(Chen) demonstrated a recovery in its financial performance in the latest fiscal year, particularly in sales and profitability metrics.

Is Mansi Fin.(Chen) overvalued or undervalued?

As of November 17, 2025, Mansi Fin.(Chen) is considered undervalued with a PE ratio of 5.54 and strong fundamentals, despite recent underperformance compared to the Sensex, making it an attractive investment opportunity.

As of 17 November 2025, Mansi Fin.(Chen) has moved from a very attractive to an attractive valuation grade. The company is currently considered undervalued, with a PE ratio of 5.54, a Price to Book Value of 0.66, and an EV to EBIT of 6.50. These ratios indicate that Mansi Fin.(Chen) is trading at a significant discount compared to its peers, such as Bajaj Finance, which has a PE ratio of 34.85, and HDFC Life Insurance, which shows a PE of 87.63.<BR><BR>In comparison to its industry, Mansi Fin.(Chen) demonstrates strong fundamentals, including a ROE of 11.95% and a PEG ratio of 0.06, suggesting that the stock is undervalued relative to its growth potential. While the stock has underperformed the Sensex year-to-date, with a return of -3.66% compared to the Sensex's 8.72%, its long-term performance over three years shows a remarkable return of 144.34%, reinforcing its potential as an attractive investment opportunity.

Who are the top shareholders of the Mansi Fin.(Chen)?

The top shareholder of Mansi Fin. (Chen) is Sajjan Kanwar Bafna, holding 30.47%, with no pledged promoter holdings. The highest public shareholder is Pankaj A Jain at 1.58%, while individual investors collectively own 29.73%.

The top shareholders of Mansi Fin. (Chen) include the promoters, with Sajjan Kanwar Bafna holding the largest share at 30.47%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors holding shares. The highest public shareholder is Pankaj A Jain, who owns 1.58%. Additionally, individual investors collectively hold 29.73% of the shares.

What is the technical trend for Mansi Fin.(Chen)?

As of May 30, 2025, Mansi Fin. (Chen) shows a mildly bearish trend due to bearish daily moving averages and KST signals, despite a mildly bullish weekly MACD and underperformance against the Sensex with a 1-week return of -2.61%.

As of 30 May 2025, the technical trend for Mansi Fin. (Chen) has changed from bearish to mildly bearish. The current stance is mildly bearish, primarily driven by the daily moving averages indicating a bearish trend and the KST showing bearish signals on both weekly and monthly time frames. While the weekly MACD is mildly bullish and Dow Theory supports a mildly bullish outlook, the overall sentiment remains cautious due to the bearish signals from the KST and daily moving averages. The stock has underperformed against the Sensex in the short term, with a 1-week return of -2.61% compared to the Sensex's 1.32%.

how big is Mansi Fin.(Chen)?

As of October 2023, Mansi Finance (Chennai) Ltd has a market capitalization of 20.00 Cr, with recent net sales of 12.68 Cr and net profit of 2.97 Cr over the last four quarters. Shareholder's funds are valued at 34.59 Cr, and total assets amount to 68.23 Cr.

Market Cap: Mansi Finance (Chennai) Ltd has a market capitalization of 20.00 Cr and is classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which includes the periods of Mar'25, Dec'24, Sep'24, and Jun'24, is 12.68 Cr. The sum of Net Profit for the same quarters is 2.97 Cr. This data is presented on a Standalone basis.<BR><BR>Balance Sheet Snapshot: This is Standalone data for the reporting period of Mar'24. The Shareholder's Funds are valued at 34.59 Cr, and the Total Assets amount to 68.23 Cr.

Who are in the management team of Mansi Fin.(Chen)?

As of March 2023, the management team of Mansi Fin.(Chen) includes Suresh Bafna (Chairman & Managing Director), M K Tated (Independent Director), Sajjan Kanwar Bafna (Non Executive Director), R A Eswari (Independent Director), and Jyoti Kedia (Company Secretary & Compliance Officer). Suresh Bafna earns Rs. 12.0 lacs, R A Eswari earns Rs. 60.0 k, while the other members receive no remuneration.

As of March 2023, the management team of Mansi Fin.(Chen) includes the following individuals:<BR><BR>1. Suresh Bafna - Chairman & Managing Director, with a remuneration of Rs. 12.0 lacs.<BR>2. M K Tated - Independent Director, with no remuneration.<BR>3. Sajjan Kanwar Bafna - Non Executive Director, with no remuneration.<BR>4. R A Eswari - Independent Director, with a remuneration of Rs. 60.0 k.<BR>5. Jyoti Kedia - Company Secretary & Compliance Officer, with no remuneration.

What does Mansi Fin.(Chen) do?

Mansi Finance (Chennai) Ltd is a micro-cap NBFC in India, incorporated in 1994, providing financing services. As of March 2025, it reported net sales of 5 Cr and a market cap of Rs 20 Cr, with a P/E ratio of 7.00.

Overview:<BR>Mansi Finance (Chennai) Ltd is a micro-cap company operating in the Non-Banking Financial Company (NBFC) sector, providing financing services in India.<BR><BR>History:<BR>The company was incorporated on September 26, 1994, and received its Commencement of Business Certificate on October 17, 1994. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 5 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>- Market cap: Rs 20 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 7.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.84<BR>- Return on Equity: 8.25%<BR>- Price to Book: 0.61<BR><BR>Contact Details:<BR>Address: Mansi Mansion Sowcarpet, 22-B Mulla Sahib Street Chennai Tamil Nadu : 600079<BR>Tel: 91-44-25292139<BR>Website: http://www.mansi.in

When is the next results date for Mansi Fin.(Chen)?

No Upcoming Board Meetings

Has Mansi Fin.(Chen) declared dividend?

No Dividend History Available

Who are the peers of the Mansi Fin.(Chen)?

Mansi Fin.(Chen) peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, and others. Key insights show excellent management risk at Bajaj Finance and Muthoot Finance, with Mansi Fin.(Chen) having a 1-year return of 22.10%, lower than Ramsons Projects' 212.14% but higher than Jio Financial's -20.23%.

Peers: The peers of Mansi Fin.(Chen) are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Shree Metalloys, Ramsons Projects, Bazel Internatio, and Helpage Finlease.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial, Shriram Finance, and the rest. Good growth is seen at Jio Financial, Shriram Finance, and Cholaman.Inv.&Fn, while Below Average growth is noted at Shree Metalloys, Mansi Fin.(Chen), and the rest. Excellent capital structure is present at Bajaj Finance, Muthoot Finance, and Bazel Internatio, while Good capital structure is found at Cholaman.Inv.&Fn, and the rest have Average or Below Average ratings.<BR><BR>Return Snapshot: Ramsons Projects has the highest 1-year return at 212.14%, while Jio Financial has the lowest at -20.23%. Mansi Fin.(Chen) has a 1-year return of 22.10%, which is higher than Jio Financial but significantly lower than Ramsons Projects. Additionally, Helpage Finlease and Franklin Leasing have negative six-month returns.