Margo Finance

Why is Margo Finance Ltd falling/rising?

As of 11-Aug, Margo Finance Ltd's stock price is at 65.38, down 5.25%, and has underperformed the sector by 5.09%. The stock has declined 13.52% year-to-date and 23.53% over the past year, indicating significant struggles despite a recent increase in delivery volume.

As of 11-Aug, Margo Finance Ltd's stock price is falling, currently at 65.38, which reflects a change of -3.62 or -5.25%. The stock has underperformed compared to the sector by 5.09% today. It reached an intraday low of Rs 65.31, indicating a decline of 5.35% during the trading session. <BR><BR>Over the past week, the stock has decreased by 6.08%, while the benchmark Sensex has only fallen by 0.35%. Year-to-date, Margo Finance Ltd is down 13.52%, significantly worse than the Sensex's decline of 8.29%. Additionally, the stock has experienced a substantial drop of 23.53% over the past year, compared to the Sensex's modest decline of 3.04%.<BR><BR>Despite some positive indicators, such as a rise in delivery volume by 48.9% against the 5-day average, the overall performance metrics suggest that the stock is struggling. It is currently trading lower than its 5-day, 100-day, and 200-day moving averages, although it remains above the 20-day and 50-day moving averages. This combination of factors contributes to the downward pressure on Margo Finance Ltd's stock price.

Which are the latest news on Margo Finance?

Are Margo Finance Ltd latest results good or bad?

Margo Finance Ltd's latest results show strong year-on-year growth in net sales and profit, but significant quarter-on-quarter declines raise concerns about operational sustainability. Overall, the mixed performance suggests that the results are not entirely favorable.

Margo Finance Ltd's latest results present a mixed picture. On one hand, the company achieved a significant year-on-year increase in net sales of 176.92%, reaching ₹0.36 crores in Q1 FY27 compared to ₹0.13 crores in the same quarter last year. Additionally, net profit surged by 750.00% year-on-year to ₹0.17 crores, indicating improved profitability metrics.<BR><BR>However, when looking at the quarter-on-quarter performance, the results are concerning. Net sales declined sharply by 66.36% from the previous quarter's ₹1.07 crores, and net profit fell by 76.06% from ₹0.71 crores in Q4 FY26. This extreme volatility in both revenue and profitability raises questions about the company's operational sustainability.<BR><BR>Furthermore, while the PAT margin improved to 47.22% from 15.38% year-on-year, it decreased from the exceptional 66.36% margin in the previous quarter. The company's return on equity (ROE) remains low at 0.98%, which is significantly below industry standards and suggests poor capital efficiency.<BR><BR>Overall, while there are positive year-on-year trends, the substantial quarter-on-quarter declines and ongoing volatility indicate that the latest results are not entirely favorable. The company's operational model, which has shifted to an investment vehicle since ceasing lending activities in 2005, continues to face challenges that may hinder consistent performance.

Should I buy, sell or hold Margo Finance Ltd?

When is the next results date for Margo Finance Ltd?

The next results date for Margo Finance Ltd is 04 August 2026.

The next results date for Margo Finance Ltd is scheduled for 04 August 2026.

How big is Margo Finance?

As of 10th June, Margo Finance Ltd has a market capitalization of 29.00 Cr, with recent Net Sales of 1.95 Cr and a Net Profit of 1.07 Cr. Shareholder's Funds are 124.59 Cr and Total Assets are 162.22 Cr as of March 2025.

As of 10th June, Margo Finance Ltd has a market capitalization of 29.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Margo Finance reported Net Sales of 1.95 Cr and a Net Profit of 1.07 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 124.59 Cr and Total Assets totaling 162.22 Cr.

Who are in the management team of Margo Finance?

The management team of Margo Finance includes Anil Kumar Jain (Chairman), G P Agrawal, Sushilkumar Krishna Agrawal, Dass Maheshwari (Whole Time Director & CFO), Smita Kulkarni, Ambarish R Sodha (Independent Directors), and Archisha Tyagi (Company Secretary & Compliance Officer).

The management team of Margo Finance includes the following members:<BR><BR>1. **Anil Kumar Jain** - Chairman (Non-Executive)<BR>2. **G P Agrawal** - Independent Director<BR>3. **Sushilkumar Krishna Agrawal** - Director<BR>4. **Dass Maheshwari** - Whole Time Director & CFO<BR>5. **Smita Kulkarni** - Independent Director<BR>6. **Ambarish R Sodha** - Independent Director<BR>7. **Archisha Tyagi** - Company Secretary & Compliance Officer<BR><BR>If you need more details about their roles or responsibilities, feel free to ask!

Who are the peers of the Margo Finance?

Margo Finance's peers include Williamson Magor, Amrapali Fincap, Shricon Indus., TCFC Finance, Qgo Finance, Challani Capital, Intec Capital, and IndiaNivesh. Margo Finance has below-average management risk and a 1-year return of -23.00%, better than Williamson Magor's -29.21% but worse than Amrapali Fincap's 79.09%.

Peers: The peers of Margo Finance are Williamson Magor, Amrapali Fincap, Shricon Indus., TCFC Finance, Qgo Finance, Challani Capital, Intec Capital, and IndiaNivesh.<BR><BR>Quality Snapshot: Excellent management risk is observed at Shricon Indus., while Below Average management risk is found at Margo Finance, Amrapali Fincap, TCFC Finance, Qgo Finance, Challani Capital, Intec Capital, and IndiaNivesh, and the rest. Growth is rated as Excellent for IndiaNivesh, Good for Shricon Indus., Average for Margo Finance, Qgo Finance, and Challani Capital, and Below Average for Amrapali Fincap, TCFC Finance, Intec Capital, and the rest. Capital Structure is rated Excellent for Margo Finance, Amrapali Fincap, Shricon Indus., TCFC Finance, Qgo Finance, Challani Capital, Intec Capital, and IndiaNivesh, while Williamson Magor does not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Amrapali Fincap at 79.09%, while Williamson Magor has the lowest at -29.21%, with Margo Finance's 1-year return at -23.00%, which is better than Williamson Magor's but worse than Amrapali Fincap's. Additionally, TCFC Finance, Challani Capital, and IndiaNivesh have negative six-month returns.

What does Margo Finance do?

Margo Finance Ltd is a Non-Banking Financial Company (NBFC) focused on investment activities in the micro-cap market, with recent net sales and profit of 1 Cr as of March 2026. The company has a market cap of INR 29 Cr and key metrics include a P/E ratio of 28.00 and a debt-equity ratio of 0.00.

Overview: <BR>Margo Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap market, primarily engaged in investment activities.<BR><BR>History: <BR>Margo Finance Ltd was incorporated in 1991 under the name Indocount Finance Limited, which was changed to its current name in March 2010. The latest quarterly results report net sales and net profit of 1 Cr for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 1 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 29 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 28.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 0.81% <BR>Price-to-Book: 0.22 <BR><BR>Contact Details: <BR>Address: Office No 3 P No 266 Vill Alte, Kumbhij Rd Taluka Hatkanangale Kolhapur Maharashtra : 416109 <BR>Tel: 91-011-41539444 / 011-25767330 <BR>Email: info@margofinance.com <BR>Website: http://www.margofinance.com

How has been the historical performance of Margo Finance?

Margo Finance has shown significant growth, with net sales increasing from 0.28 crore in March 2019 to 1.35 crore in March 2025, and a turnaround in profitability, achieving a profit after tax of 0.35 crore in March 2025 compared to a loss of 0.57 crore in March 2023. Total liabilities and assets decreased, indicating improved financial health.

Answer:<BR>The historical performance of Margo Finance shows a significant increase in net sales and profitability over the years, particularly in the latest fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Margo Finance's net sales have risen from 0.28 crore in March 2019 to 1.35 crore in March 2025, indicating a strong growth trajectory. Total operating income has similarly increased, reaching 1.35 crore in March 2025, up from 0.28 crore in March 2019. The company has shown a remarkable turnaround in operating profit, achieving 0.99 crore in March 2025 compared to a loss of 0.35 crore in March 2023. Profit before tax has also improved significantly, moving from a loss of 0.35 crore in March 2023 to a profit of 0.99 crore in March 2025. Consequently, profit after tax has turned positive, reaching 0.35 crore in March 2025, up from a loss of 0.57 crore in March 2023. The operating profit margin has improved to 73.33% in March 2025 from -59.32% in March 2023, while the PAT margin stands at 25.93%. Despite the growth in sales and profits, total liabilities decreased from 220.65 crore in March 2024 to 162.22 crore in March 2025, reflecting a reduction in financial obligations. Total assets also declined from 220.65 crore in March 2024 to 162.22 crore in March 2025. Overall, Margo Finance has demonstrated a strong recovery and growth in its financial performance over the recent years.

Who are the top shareholders of the Margo Finance?

The top shareholder of Margo Finance is Rini Investment And Finance Private Limited, with a 9.96% stake. Individual investors, including Manju Gaggar at 1.02%, hold a combined 42.37%, while there are no mutual funds or foreign institutional investors involved.

The top shareholders of Margo Finance include Rini Investment And Finance Private Limited, which holds the highest promoter stake at 9.96%. The majority of the company's shares are held by promoters, with no pledged promoter holdings reported. In terms of public shareholders, Manju Gaggar is the largest individual shareholder, owning 1.02%. Additionally, individual investors collectively hold 42.37% of the shares. Notably, there are no mutual funds or foreign institutional investors (FIIs) holding shares in the company.

Is Margo Finance overvalued or undervalued?

As of June 2, 2025, Margo Finance is considered very expensive and overvalued, with a PE Ratio of 38.73, significantly higher than its peers, despite a strong stock return of 98.80% over the past year.

As of 2 June 2025, Margo Finance's valuation grade has moved from expensive to very expensive, indicating a significant increase in perceived overvaluation. The company is currently assessed as overvalued. Key ratios include a PE Ratio of 38.73, an EV to EBIT of 38.51, and a Price to Book Value of 0.23, which highlight the disparity between its market price and fundamental performance.<BR><BR>In comparison to its peers, Margo Finance's PE Ratio is notably higher than Life Insurance's 12.54 and Bajaj Finserv's 35.83, both of which are categorized as fair or expensive, respectively. Additionally, while Margo's PEG Ratio stands at 0.82, Bajaj Finance has a much higher PEG of 2.38, further emphasizing Margo's overvaluation. Despite a strong performance over the past year with a stock return of 98.80% compared to the Sensex's 7.60%, the current valuation metrics suggest that Margo Finance is not justified at its current price level.

What is the technical trend for Margo Finance?

As of March 24, 2025, Margo Finance's technical trend is mildly bullish, supported by daily moving averages and a bullish monthly MACD, despite mixed signals from the weekly MACD and KST.

As of 24 March 2025, the technical trend for Margo Finance has changed from bullish to mildly bullish. The weekly MACD indicates a mildly bearish stance, while the monthly MACD remains bullish, suggesting mixed signals across time frames. The daily moving averages are bullish, supporting a positive short-term outlook. The Bollinger Bands show a sideways trend on the weekly chart but are mildly bullish on the monthly chart. The KST is bearish on the weekly but bullish on the monthly, adding to the mixed signals. Overall, the current technical stance is mildly bullish, driven primarily by the daily moving averages and monthly MACD.

Has Margo Finance declared dividend?

No Dividend History Available