MAS FINANC SER

What is the bonus history of the MAS FINANC SER?

MAS Financial Services Ltd has announced a 2:1 bonus issue, with an ex-date and record date of February 22, 2024, meaning shareholders will receive two additional shares for every one share held as of that date.

MAS Financial Services Ltd has a recent bonus issue history that includes a 2:1 bonus announcement. The ex-date for this bonus is set for February 22, 2024, which is also the record date. This means that shareholders on record as of this date will receive two additional shares for every one share they currently hold. If you have any more questions about the company or its financial activities, feel free to ask!

Who are the peers of the MAS FINANC SER?

Peers of MAS FINANC SER include IIFL Finance, Capri Global, SBFC Finance, and others, with varying management and growth risks. MAS FINANC SER has a 1-year return of 18.85%, higher than Capri Global but lower than SBFC Finance's 45.16%.

Peers: The peers of MAS FINANC SER are IIFL Finance, Capri Global, SBFC Finance, Bengal & Assam, Religare Enterp., Fedbank Financi., Indostar Capital, Northern ARC, and Dhani Services.<BR><BR>Quality Snapshot: Excellent management risk is observed at IIFL Finance and MAS FINANC SER, while Average management risk is found at Capri Global, SBFC Finance, Bengal & Assam, Religare Enterp., Fedbank Financi., Northern ARC, and Dhani Services, and Below Average management risk is noted for Indostar Capital. Growth is Excellent for Capri Global, SBFC Finance, and Northern ARC, while Good growth is seen at Religare Enterp. and MAS FINANC SER, Average growth is noted for IIFL Finance and Dhani Services, and Below Average growth is found at Bengal & Assam and Indostar Capital. Excellent capital structure is present in IIFL Finance, Capri Global, SBFC Finance, Bengal & Assam, Religare Enterp., MAS FINANC SER, Fedbank Financi., Indostar Capital, Northern ARC, and Dhani Services.<BR><BR>Return Snapshot: The peer with the highest 1-year return is SBFC Finance at 45.16%, while the lowest is Capri Global at -17.05%. MAS FINANC SER's 1-year return is 18.85%, which is higher than Capri Global's but lower than SBFC Finance's. Additionally, Fedbank Financi. and Dhani Services have negative six-month returns.

Who are in the management team of MAS FINANC SER?

As of March 2023, the management team of MAS FINANC SER includes Kamlesh Chimanlal Gandhi (Chairman & Managing Director), Darshana Saumil Pandya (CEO), and several independent directors, along with the Company Secretary Riddhi Bhaveshbhai Bhayani. They oversee the company's operations and strategic direction.

As of March 2023, the management team of MAS FINANC SER includes:<BR><BR>1. Kamlesh Chimanlal Gandhi - Chairman & Managing Director<BR>2. Darshana Saumil Pandya - Director & Chief Executive Officer<BR>3. Balabhaskaran - Independent Director<BR>4. Chetan Ramniklal Shah - Independent Director<BR>5. Umesh Rajanikant Shah - Independent Director<BR>6. Riddhi Bhaveshbhai Bhayani - Company Secretary & Compliance Officer<BR>7. Daksha Niranjan Shah - Independent Director<BR>8. Narayanan Sadanandan - Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

What does MAS FINANC SER do?

MAS Financial Services Ltd is a Gujarat-based NBFC that provides retail financing to lower and middle-income groups. As of March 2025, it reported net sales of ₹4,376 Cr and a net profit of ₹825 Cr, with a market cap of ₹5,953 Cr.

Overview: <BR>MAS Financial Services Ltd is a Gujarat-headquartered Non Banking Financial Company (NBFC) specializing in providing retail financing services to lower and middle-income groups.<BR><BR>History: <BR>The company has been operational for more than two decades and is based in Ahmedabad. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 4,376 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 825 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 5,953 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: 20.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.47% <BR>Debt Equity: 3.51 <BR>Return on Equity: 11.90% <BR>Price to Book: 2.20<BR><BR>Contact Details: <BR>Address: 6 Narayan Chambers Ground Flr, Behind Patang Hotel Ashram Road Ahmedabad Gujarat : 380009 <BR>Tel: 91-79-30016500 <BR>Email: secretarial@mas.co.in <BR>Website: http://www.mas.co.in

Who are the top shareholders of the MAS FINANC SER?

The top shareholders of MAS FINANC SER include Shweta Kamlesh Gandhi with 27.01%, mutual funds with 12.86%, 82 foreign institutional investors holding 3.12%, and the Business Excellence Trust III at 6.69%, along with individual investors representing 7.66%.

The top shareholders of MAS FINANC SER include several key players. The majority shareholder is Shweta Kamlesh Gandhi, who holds 27.01% of the shares. Additionally, the company has mutual funds represented by six schemes, collectively holding 12.86%. There are also 82 foreign institutional investors (FIIs) with a combined holding of 3.12%. The highest public shareholder is the Business Excellence Trust III - India Business Excellence Fund III, which holds 6.69%. Individual investors account for 7.66% of the total holdings.

How big is MAS FINANC SER?

As of 24th July, MAS Financial Services Ltd has a market capitalization of 6,042.00 Cr, with Net Sales of 1,698.12 Cr and a Net Profit of 324.21 Cr reported in the latest 4 quarters. Shareholder's Funds are valued at 1,782.71 Cr, and Total Assets amount to 9,535.49 Cr for the annual period ending March 2024.

As of 24th July, MAS Financial Services Ltd has a market capitalization of 6,042.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 1,698.12 Cr and a Net Profit of 324.21 Cr.<BR><BR>For the latest annual period ending in March 2024, Shareholder's Funds were valued at 1,782.71 Cr, while Total Assets amounted to 9,535.49 Cr.

Is MAS FINANC SER technically bullish or bearish?

As of October 1, 2025, the trend has shifted to mildly bullish, supported by daily moving averages, though caution is advised due to mixed signals from weekly indicators.

As of 1 October 2025, the technical trend has changed from sideways to mildly bullish. The current stance is mildly bullish, driven primarily by the daily moving averages indicating a bullish sentiment. However, the weekly MACD and KST are mildly bearish, suggesting some caution. The monthly indicators, including MACD and Bollinger Bands, are bullish, reinforcing the overall positive outlook. The RSI shows no signals, indicating a lack of momentum in either direction. Overall, while there are mixed signals in the weekly timeframe, the shift to a mildly bullish trend suggests a positive outlook in the short term.

How has been the historical performance of MAS FINANC SER?

MAS FINANC SER has shown consistent growth in net sales and profits, with net sales increasing from 690.24 Cr in March 2022 to 1,596.48 Cr in March 2025, and profit after tax rising from 161.20 Cr to 313.98 Cr in the same period, despite higher interest expenses and negative cash flow from operations. Total liabilities and assets both rose to 12,191.61 Cr by March 2025.

Answer:<BR>The historical performance of MAS FINANC SER shows a consistent growth trend in net sales and profits over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>MAS FINANC SER has demonstrated significant growth in net sales, increasing from 690.24 Cr in March 2022 to 1,596.48 Cr in March 2025. The total operating income followed a similar trajectory, reaching 1,596.48 Cr in March 2025, up from 690.24 Cr in March 2022. Operating profit (PBDIT) also saw a rise, climbing to 1,189.41 Cr in March 2025 from 557.30 Cr in March 2022. However, interest expenses increased notably, reaching 762.80 Cr in March 2025, compared to 338.68 Cr in March 2022, impacting profit before tax, which was 421.01 Cr in March 2025, up from 216.55 Cr in March 2022. The profit after tax increased to 313.98 Cr in March 2025 from 161.20 Cr in March 2022. On the balance sheet, total liabilities rose to 12,191.61 Cr in March 2025 from 6,294.35 Cr in March 2022, while total assets increased to 12,191.61 Cr from 6,294.35 Cr in the same period. Cash flow from operating activities remained negative but improved to -1,133.00 Cr in March 2025 from -805.00 Cr in March 2022, while cash flow from financing activities surged to 2,197.00 Cr in March 2025, indicating strong financing support. Overall, MAS FINANC SER has shown robust growth in revenue and profits, despite rising interest costs and negative cash flow from operations.

Is MAS FINANC SER overvalued or undervalued?

As of December 4, 2025, MAS FINANC SER is considered undervalued with a favorable PE ratio of 16.77 and an attractive valuation compared to peers, having outperformed the Sensex with a year-to-date return of 13.34%.

As of 4 December 2025, the valuation grade for MAS FINANC SER has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 16.77, an EV to EBITDA ratio of 10.71, and a PEG ratio of 0.84, suggesting that it is trading at a lower valuation compared to its growth prospects.<BR><BR>In comparison to its peers, MAS FINANC SER's valuation metrics stand out favorably. For instance, Bajaj Finance is deemed very expensive with a PE ratio of 34.9, while Life Insurance is classified as very attractive with a PE of 10.85. This highlights that MAS FINANC SER is positioned competitively within its industry. Additionally, the company's recent stock performance has outpaced the Sensex, with a year-to-date return of 13.34% compared to the Sensex's 9.12%, reinforcing the attractiveness of its current valuation.

When is the next results date for MAS Financial Services Ltd?

The next results date for MAS Financial Services Ltd is January 28, 2026.

The next results date for MAS Financial Services Ltd is scheduled for January 28, 2026.

Are MAS Financial Services Ltd latest results good or bad?

MAS Financial Services Ltd's latest Q2 FY26 results are generally positive, with a 17.75% increase in net profit and a 24.97% rise in net sales. However, declining operating margins and a modest return on equity suggest potential challenges in profitability that investors should monitor.

MAS Financial Services Ltd's latest results for Q2 FY26 can be characterized as generally positive, although there are some areas of concern. The company reported a net profit of ₹90.34 crores, which reflects a year-on-year increase of 17.75%. Additionally, net sales grew significantly by 24.97% year-on-year, reaching ₹480.23 crores. This strong top-line growth indicates the company's ability to expand its loan book effectively.<BR><BR>However, there are challenges regarding profitability metrics. The operating margin has seen a decline, dropping to 72.13%, which is a decrease of 353 basis points from the same quarter last year. This margin compression suggests increasing competitive pressures in the retail lending space, which could impact future profitability.<BR><BR>The return on equity (ROE) for the latest quarter stands at 12.02%, which is relatively modest compared to some peers in the industry. This indicates that while the company is generating profits, there may be limited scope for significant improvement in capital efficiency without either enhancing margins or increasing asset turnover.<BR><BR>Overall, while MAS Financial Services has demonstrated robust revenue growth and maintained a strong market position, the decline in operating margins and modest ROE warrant careful monitoring. Investors may view the results as a mixed bag, with strong sales growth tempered by concerns over profitability.

Has MAS Financial Services Ltd declared dividend?

Yes, MAS Financial Services Ltd has declared a dividend of 12% (₹0.70 per share) with an ex-date of February 4, 2026. The company has shown positive total returns across most periods, with a 1-year total return of 27.19%.

MAS Financial Services Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 0.70<BR>- Ex-date: 04 Feb 26<BR><BR>Dividend Yield: 0.53%<BR><BR>Total Returns by Period:<BR>In the last 3 months, the price return was 4.56%, the dividend return was 0.37%, resulting in a total return of 4.93%.<BR><BR>Over the past 6 months, the price return was 4.8%, the dividend return was 0.63%, leading to a total return of 5.43%.<BR><BR>In the 1-year period, the price return was 26.05%, the dividend return was 1.14%, culminating in a total return of 27.19%.<BR><BR>For the 2-year period, the price return was -2.66%, the dividend return was 1.04%, resulting in a total return of -1.62%.<BR><BR>In the last 3 years, the price return was 26.51%, the dividend return was 3.04%, leading to a total return of 29.55%.<BR><BR>Over the past 4 years, the price return was 95.48%, the dividend return was 6.15%, culminating in a total return of 101.63%.<BR><BR>In the 5-year period, the price return was 11.15%, the dividend return was 5.24%, resulting in a total return of 16.39%.<BR><BR>Overall, MAS Financial Services Ltd has declared a significant dividend and has shown positive total returns across most periods, indicating a favorable performance for investors.

Should I buy, sell or hold MAS Financial Services Ltd?

Why is MAS Financial Services Ltd falling/rising?

As of 02-Feb, MAS Financial Services Ltd's stock price is declining at Rs 309.85, down 1.68% due to recent performance trends and selling pressure, despite a positive long-term outlook. The stock has underperformed its sector and shows a bearish trend in the short term, with a total return loss of -4.65% over the last two days.

As of 02-Feb, MAS Financial Services Ltd is experiencing a decline in its stock price, currently at Rs 309.85, which reflects a change of -5.3 (-1.68%). This drop can be attributed to several factors highlighted in the recent performance data. The stock has underperformed its sector by -2.26% today and has been on a consecutive decline for the last two days, resulting in a total return loss of -4.65% during this period. Additionally, the stock reached an intraday low of Rs 298.95, indicating significant selling pressure.<BR><BR>Despite a positive long-term outlook, including strong fundamentals and a history of positive quarterly results, the short-term performance has been lackluster. Over the past month, the stock has decreased by -4.66%, although it has shown resilience over the past year with a return of +23.03%. The moving averages indicate that while the stock is above the 200-day moving average, it is below the shorter-term moving averages, suggesting a bearish trend in the near term.<BR><BR>Investor participation has seen a slight increase, with delivery volume rising by 1.09% against the 5-day average, but this has not been enough to counteract the recent price declines. Overall, the combination of recent performance trends, market conditions, and investor sentiment has contributed to the current fall in MAS Financial Services Ltd's stock price.

Which are the latest news on MAS FINANC SER?