MA Share Price | Mastercard, Inc. Stock Analysis & Recommendation

Q: What does Mastercard, Inc. do?

Overview:Mastercard, Inc. is a technology company that connects consumers, financial institutions, merchants, governments, and businesses globally, enabling electronic forms of payment in the miscellaneous industry with a large-cap market presence.Financial Snapshot:Most recent Net Sales: 7,245 Million (Quarterly Results - Mar 2025)Most recent Net Profit: 3,280 Million (Quarterly Results - Mar 2025)Market-cap: USD 802,951.65 Million (Large Cap)Key Metrics:P/E: 60.00Dividend Yield: 0.33%Debt Equity: 1.56Return on Equity: 206.96%Price to Book: 120.36Contact Details:Address: 2000 Purchase St, PURCHASE NY: 10577-2405Tel: 1 914 2492000Website: https://investor.mastercard.com/investor-relations/default.aspx

Q: Who are in the management team of Mastercard, Inc.?

As of March 2022, the management team of Mastercard, Inc. includes the following key individuals:- Mr. Ajaypal Banga, who serves as the Executive Chairman of the Board.- Mr. Michael Miebach, who is the President, Chief Executive Officer, and Director.- Ms. Ann Cairns, who holds the position of Vice Chairman of the Board.Additionally, the Board of Directors features several independent directors, including Prof. Merit Janow as the Lead Independent Director, along with Mr. Richard Davis, Mr. Steven Freiberg, Mr. Julius Genachowski, and Mr. Choon Phong Goh.

Q: Is Mastercard, Inc. technically bullish or bearish?

As of 31 October 2025, the technical trend for Mastercard, Inc. has changed from mildly bullish to sideways. The current technical stance is bearish, with key indicators such as the MACD and KST both showing mildly bearish signals on the weekly and monthly time frames. The Bollinger Bands indicate a bearish trend on the weekly but mildly bullish on the monthly. Moving averages are mildly bullish on the daily, but this is overshadowed by the overall bearish sentiment in the weekly and monthly indicators. In terms of performance, Mastercard has underperformed the S&P 500 over the past week and month, with returns of -3.43% and -4.77% compared to the S&P 500's gains of 0.71% and 1.92%, respectively. However, it has outperformed the S&P 500 year-to-date and over the past year, with returns of 4.97% and 8.79% against 16.30% and 19.89%. Over longer periods, such as 3 years and 5 years, Mastercard's returns are also positive but lag behind the S&P 500.

Q: Is Mastercard, Inc. overvalued or undervalued?

As of 7 November 2025, Mastercard, Inc. has moved from a fair to an expensive valuation grade. The company is currently overvalued, as indicated by its high P/E ratio of 60, a Price to Book Value of 124.73, and an EV to EBITDA of 47.56. In comparison, Visa, Inc. has a more reasonable P/E of 30.36, while PayPal Holdings, Inc. stands out with a very attractive P/E of 15.30.Despite its strong performance metrics, such as a remarkable ROE of 206.96% and a ROCE of 98.17%, Mastercard's valuation ratios suggest it is trading at a premium compared to its peers. Over the past year, Mastercard has returned 5.37%, which is lower than the S&P 500's return of 12.65%, reinforcing the notion that the stock may be overvalued relative to broader market performance.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

814.57 k

Shareholding (Dec 2025)

FII

27.96%

Held by 820 FIIs

DII

33.41%

Held by 115 DIIs

Promoter

7.99%

How big is Mastercard, Inc.?

22-Jun-2025

As of Jun 18, Mastercard, Inc. has a market capitalization of $802.95 billion, with net sales of $29.05 billion and a net profit of $13.14 billion over the latest four quarters.

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What does Mastercard, Inc. do?

22-Jun-2025

Mastercard, Inc. is a global technology company that facilitates electronic payments among consumers, financial institutions, and businesses. As of March 2025, it reported net sales of $7.245 billion and a net profit of $3.280 billion, with a market cap of approximately $803 billion.

View full answer

Who are in the management team of Mastercard, Inc.?

22-Jun-2025

As of March 2022, Mastercard's management team includes Executive Chairman Ajaypal Banga, CEO Michael Miebach, and Vice Chairman Ann Cairns, along with independent directors such as Lead Independent Director Merit Janow.

View full answer

Is Mastercard, Inc. technically bullish or bearish?

05-Nov-2025

As of October 31, 2025, Mastercard's technical trend has shifted to bearish, with key indicators showing mixed signals, and while it has underperformed the S&P 500 recently, it has outperformed year-to-date and over the past year.

View full answer

Is Mastercard, Inc. overvalued or undervalued?

11-Nov-2025

As of November 7, 2025, Mastercard is considered overvalued with a high P/E ratio of 60 and other premium valuation metrics, despite strong performance indicators, as it has returned only 5.37% over the past year compared to the S&P 500's 12.65%.

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Compare Mastercard, Inc. with Similar Stocks

Visa, Inc.PayPal Holdings, Inc.Copart, Inc.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

High Management Efficiency with a high ROCE of 88.32%

Strong ability to service debt as the company has a low Debt to EBITDA ratio of 0.58 times

Healthy long term growth as Net Sales has grown by an annual rate of 13.27%

The company has declared Positive results for the last 5 consecutive quarters

With ROCE of 98.17%, it has a very expensive valuation with a 49.35 Enterprise value to Capital Employed

Mojo Parameters

Stock DNA

Industry

Miscellaneous

Market cap

USD 742,139 Million (Large Cap)

P/E

56.00

Industry P/E

Dividend Yield

0.40%

Debt Equity

0.97

Return on Equity

199.05%

Price to Book

95.92

Revenue and Profits:

Net Sales:

8,820 Million

(Quarterly Results - Dec 2025)

Net Profit:

4,060 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-3.69%

6 Months

-11.35%

1 Year

-5.31%

2 Years

10.33%

3 Years

46.07%

4 Years

57.78%

5 Years

37.5%

Mastercard, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

16.50%

EBIT Growth (5y)

19.46%

EBIT to Interest (avg)

24.44

Debt to EBITDA (avg)

0.58

Net Debt to Equity (avg)

1.56

Sales to Capital Employed (avg)

1.13

Tax Ratio

16.43%

Dividend Payout Ratio

19.07%

Pledged Shares

Institutional Holding

91.21%

ROCE (avg)

88.32%

ROE (avg)

159.69%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

101.69

EV to EBIT

45.42

EV to EBITDA

42.98

EV to Capital Employed

47.75

EV to Sales

26.70

PEG Ratio

3.73

Dividend Yield

0.36%

ROCE (Latest)

105.13%

ROE (Latest)

180.59%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 294 Schemes (30.63%)

Foreign Institutions

Held by 820 Foreign Institutions (27.96%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "val2": "7,481.00",
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          "val2": "4,248.00",
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          "chgp_class": "positive"
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        {
          "field": "Interest",
          "val1": "157.00",
          "val2": "182.00",
          "chgp": "-13.74%",
          "chgp_class": "positive"
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        {
          "field": "Exceptional Items",
          "val1": "-275.00",
          "val2": "-280.00",
          "chgp": "1.79%",
          "chgp_class": "positive"
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          "field": "Consolidate Net Profit",
          "val1": "4,060.00",
          "val2": "3,342.00",
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        {
          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "537.00%",
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        "prefix": "Consolidated Net Profit ",
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        "Dec'25",
        "Dec'24",
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          "val2": "28,159.00",
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          "chgp_class": "positive"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "21,029.00",
          "val2": "17,087.00",
          "chgp": "23.07%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "715.00",
          "val2": "639.00",
          "chgp": "11.89%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-528.00",
          "val2": "-677.00",
          "chgp": "22.01%",
          "chgp_class": "positive"
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        {
          "field": "Consolidate Net Profit",
          "val1": "14,968.00",
          "val2": "12,874.00",
          "chgp": "16.27%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "600.70%",
          "val2": "569.80%",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

8,820.00

7,481.00

17.90%

Operating Profit (PBDIT) excl Other Income

5,389.00

4,248.00

26.86%

Interest

157.00

182.00

-13.74%

Exceptional Items

-275.00

-280.00

1.79%

Consolidate Net Profit

4,060.00

3,342.00

21.48%

Operating Profit Margin (Excl OI)

577.30%

537.00%

4.03%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is 17.90% vs 14.16% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is 21.48% vs 19.74% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

32,836.00

28,159.00

16.61%

Operating Profit (PBDIT) excl Other Income

21,029.00

17,087.00

23.07%

Interest

715.00

639.00

11.89%

Exceptional Items

-528.00

-677.00

22.01%

Consolidate Net Profit

14,968.00

12,874.00

16.27%

Operating Profit Margin (Excl OI)

600.70%

569.80%

3.09%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 16.61% vs 12.07% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 16.27% vs 15.00% in Dec 2024

All Annual Results

Company CV

About Mastercard, Inc.

Mastercard, Inc.

Miscellaneous

Mastercard Incorporated is a technology company that connects consumers, financial institutions, merchants, governments and businesses across the world, enabling them to use electronic forms of payment. The Company allows user to make payments by creating a range of payment solutions and services using its brands, which include MasterCard, Maestro and Cirrus. The Company provides a range of products and solutions that support payment products, which customers can offer to their cardholders. The Company's services facilitate transactions on its core network among account holders, merchants, financial institutions, businesses, governments and other organizations in markets globally. The Company's products include consumer credit, consumer debit, prepaid and commercial. It also provides integrated offerings such as cyber and intelligence products, information and analytics services, consulting, loyalty and reward programs and processing solutions.

Company Coordinates

Company Details

2000 Purchase St , PURCHASE NY : 10577-2405

Tel: 1 914 2492000

https://investor.mastercard.com/investor-relations/default.aspx

Registrar Details