Compare mBank SA with Similar Stocks
Dashboard
1
Poor Management Efficiency with a low ROA of 0.51%
- The bank has been able to generate a Return on Assets (avg) of 0.51% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 14.80% signifying inadequate buffers against its risk based assets
3
Poor long term growth as Net profit has grown by an annual rate of 102.60%
4
Flat results in Jun 26
5
With ROA of 0.72%, it has a expensive valuation with a 2.59 Price to Book Value
6
Majority shareholders : FIIs
7
Consistent Returns over the last 3 years
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
18.37%
0%
18.37%
6 Months
34.51%
0%
34.51%
1 Year
40.5%
0%
40.5%
2 Years
123.51%
0%
123.51%
3 Years
234.92%
0%
234.92%
4 Years
476.29%
0%
476.29%
5 Years
332.31%
0%
332.31%
mBank SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
25.50%
EBIT Growth (5y)
40.82%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0.28%
Pledged Shares
0
Institutional Holding
0.02%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
2.59
EV to EBIT
8.86
EV to EBITDA
8.01
EV to Capital Employed
2.69
EV to Sales
3.87
PEG Ratio
0.28
Dividend Yield
NA
ROCE (Latest)
30.38%
ROE (Latest)
15.87%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Shareholding Snapshot : Jun 2026
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0.02%)
Strategic Entities with highest holding
Highest Public shareholder
Quarterly Results Snapshot (Standalone) - Dec'04 - QoQ
Dec'04
Sep'04
Change(%)
Interest Earned
368.70
343.20
7.43%
Operating Profit (PBDIT)
-156.00
83.30
-287.27%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
-6.70
-6.70
Net Profit
-383.60
40.00
-1,059.00%
USD in Million.
Interest Earned
QoQ Growth in quarter ended Dec 2004 is 7.43% vs 8.13% in Sep 2004
Net Profit
QoQ Growth in quarter ended Dec 2004 is -1,059.00% vs -9.91% in Sep 2004
Annual Results Snapshot (Standalone) - Dec'04
Dec'04
Dec'03
Change(%)
Interest Earned
1,353.40
1,130.30
19.74%
Operating Profit (PBDIT)
125.60
75.80
65.70%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
-26.30
-25.20
-4.37%
Net Profit
-258.60
13.70
-1,987.59%
USD in Million.
Interest Earned
YoY Growth in year ended Dec 2004 is 19.74% vs -32.68% in Dec 2003
Net Profit
YoY Growth in year ended Dec 2004 is -1,987.59% vs 104.03% in Dec 2003
About mBank SA 
mBank SA
Major Banks
mBank SA, previously BRE Bank SA, is a Poland-based commercial bank. Its services are divided in four divisions: Corporate banking, including domestic and foreign transactions, payment cards, financial risk management, investment of excess cash and other services, financial management, trade finance, financial consulting and other services for small and medium enterprises as well as for corporate and institutional customers; Private banking, offering comprehensive management of assets, both financial and non-financial, loans, payment cards and concierge; Retail banking and Financial services, including offer for corporate clients and provision of such services as leasing, factoring, wealth management and insurance, among others.
Company Coordinates 
Company Details
Ul. Prosta 18 , WARSZAWA None : 00-850
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