Mercantile Investments & Finance PLC

  • Market Cap: Mid Cap
  • Industry: Finance
  • ISIN: LK0379N00004
LKR
24.10
-0.6 (-2.43%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.78%

  • Poor long term growth as Operating profit has grown by an annual rate of 13.74%
  • The company has been able to generate a Return on Equity (avg) of 5.78% signifying low profitability per unit of shareholders funds
2

Poor long term growth as Operating profit has grown by an annual rate of 13.74%

 
3

Flat results in Mar 26

4

With ROE of 8.55%, it has a fair valuation with a 1.04 Price to Book Value

5

Market Beating Performance

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

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Industry

Finance

stock-summary
Market cap

LKR 15,675 Million (Mid Cap)

stock-summary
P/E

12.00

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Industry P/E

NA

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Dividend Yield

0.00%

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Debt Equity

-999,999.00

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Return on Equity

7.43%

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Price to Book

1.00

Revenue and Profits:
Net Sales:
4,487 Million
(Quarterly Results - Mar 2026)
Net Profit:
396 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-16.9%
0%
-16.9%
6 Months
-32.3%
0%
-32.3%
1 Year
92.42%
0%
92.42%
2 Years
90.51%
0%
90.51%
3 Years
90.51%
0%
90.51%
4 Years
90.51%
0%
90.51%
5 Years
86.82%
0%
86.82%

Mercantile Investments & Finance PLC for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
16.57%
EBIT Growth (5y)
13.74%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
50.14%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
15.37%
ROE (avg)
5.78%

Valuation key factors

Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.04
EV to EBIT
5.16
EV to EBITDA
4.45
EV to Capital Employed
1.06
EV to Sales
0.77
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
20.46%
ROE (Latest)
8.55%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bearish
RSI
No Signal
Bearish
Bollinger Bands
Bearish
Sideways
Moving Averages
Bearish (Daily)
KST
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'26 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Mar 2026 is 6.04% vs 13.24% in Dec 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2026 is 47.95% vs -11.27% in Dec 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'26",
        "Dec'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "4,487.10",
          "val2": "4,231.70",
          "chgp": "6.04%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "996.10",
          "val2": "687.80",
          "chgp": "44.82%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "396.20",
          "val2": "267.80",
          "chgp": "47.95%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "155.70%",
          "val2": "111.10%",
          "chgp": "4.46%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'26",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2026 is 38.80% vs 8.21% in Mar 2025",
        "dir": 1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2026 is 6.88% vs 93.36% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'26",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "15,557.50",
          "val2": "11,208.80",
          "chgp": "38.80%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5,497.60",
          "val2": "2,595.40",
          "chgp": "111.82%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "2,769.20",
          "val2": "709.90",
          "chgp": "290.08%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-25.70",
          "val2": "-15.10",
          "chgp": "-70.20%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,148.60",
          "val2": "1,074.70",
          "chgp": "6.88%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "302.90%",
          "val2": "190.10%",
          "chgp": "11.28%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Mar'26 - QoQstock-summary

Mar'26
Dec'25
Change(%)
Net Sales
4,487.10
4,231.70
6.04%
Operating Profit (PBDIT) excl Other Income
996.10
687.80
44.82%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
396.20
267.80
47.95%
Operating Profit Margin (Excl OI)
155.70%
111.10%
4.46%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Mar 2026 is 6.04% vs 13.24% in Dec 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Mar 2026 is 47.95% vs -11.27% in Dec 2025

Annual Results Snapshot (Consolidated) - Mar'26stock-summary

Mar'26
Mar'25
Change(%)
Net Sales
15,557.50
11,208.80
38.80%
Operating Profit (PBDIT) excl Other Income
5,497.60
2,595.40
111.82%
Interest
2,769.20
709.90
290.08%
Exceptional Items
-25.70
-15.10
-70.20%
Consolidate Net Profit
1,148.60
1,074.70
6.88%
Operating Profit Margin (Excl OI)
302.90%
190.10%
11.28%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2026 is 38.80% vs 8.21% in Mar 2025

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2026 is 6.88% vs 93.36% in Mar 2025

stock-summaryCompany CV
About Mercantile Investments & Finance PLC stock-summary
stock-summary
Mercantile Investments & Finance PLC
Finance
Mercantile Investments and Finance PLC is a finance company. The principal business activities of the Company consist of finance leasing, hire purchase financing, term loan financing, fleet management, microfinancing, share trading and mobilization of deposits. The Company's segments include Finance lease, Hire purchase, Loans and advances, Investments and Other. The Finance lease segment includes finance leasing products offered to the customers. The Hire purchase segment includes hire purchase products offered to the customers. The Loans and advances segment includes vehicle loans, loans against property mortgages and microfinance lending. The Investments segment includes the investments in equities and debt securities. The Other segment includes all other business activities. The Company provides financing for other forms of vehicles and equipment that include motor vehicles, such as vans and lorries, and construction related vehicles, such as tippers and trucks, among others.
Company Coordinates stock-summary
Company Details
No.236, Galle Road, Colombo 03 , COLOMBO None : 03
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Tel: 94 11 2343720
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Registrar Details