Mercantile Investments & Finance PLC (MERC.N0000) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.78%

Poor long term growth as Operating profit has grown by an annual rate of 10.35%
The company has been able to generate a Return on Equity (avg) of 5.78% signifying low profitability per unit of shareholders funds

Poor long term growth as Operating profit has grown by an annual rate of 10.35%

The company has declared Positive results for the last 6 consecutive quarters

With ROE of 8.42%, it has a fair valuation with a 1.23 Price to Book Value

Market Beating performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

LKR 121 Million ()

P/E

15.00

Industry P/E

Dividend Yield

0.02%

Debt Equity

-999,999.00

Return on Equity

7.80%

Price to Book

0.01

Revenue and Profits:

Net Sales:

3,093 Million

(Quarterly Results - Jun 2025)

Net Profit:

202 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

64139.52%

6 Months

64139.52%

1 Year

63504.74%

2 Years

63504.74%

3 Years

63504.74%

4 Years

62272.09%

5 Years

62272.09%

Mercantile Investments & Finance PLC for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

11.49%

EBIT Growth (5y)

10.35%

EBIT to Interest (avg)

100.00

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

37.32%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

9.39%

ROE (avg)

5.78%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.23

EV to EBIT

7.79

EV to EBITDA

6.70

EV to Capital Employed

1.32

EV to Sales

1.15

PEG Ratio

0.18

Dividend Yield

0.00%

ROCE (Latest)

16.93%

ROE (Latest)

8.42%

Technicals key factors

Indicator

Weekly

Monthly

MACD

RSI

Bearish

Bollinger Bands

Moving Averages

Bullish (Daily)

KST

Dow Theory

Mildly Bullish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -5.10% vs 17.97% in Mar 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -62.58% vs 142.11% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "3,092.60",
          "val2": "3,258.70",
          "chgp": "-5.10%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "426.30",
          "val2": "745.30",
          "chgp": "-42.80%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "202.20",
          "val2": "540.40",
          "chgp": "-62.58%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "92.20%",
          "val2": "192.90%",
          "chgp": "-10.07%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is 8.21% vs 19.15% in Mar 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is 93.36% vs 423.85% in Mar 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "11,208.80",
          "val2": "10,358.30",
          "chgp": "8.21%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2,595.40",
          "val2": "1,413.70",
          "chgp": "83.59%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "709.90",
          "val2": "575.30",
          "chgp": "23.40%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-15.10",
          "val2": "-78.70",
          "chgp": "80.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,074.70",
          "val2": "555.80",
          "chgp": "93.36%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "190.10%",
          "val2": "127.60%",
          "chgp": "6.25%",
          "chgp_class": "positive"
        }
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]

Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

3,092.60

3,258.70

-5.10%

Operating Profit (PBDIT) excl Other Income

426.30

745.30

-42.80%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

202.20

540.40

-62.58%

Operating Profit Margin (Excl OI)

92.20%

192.90%

-10.07%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is -5.10% vs 17.97% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -62.58% vs 142.11% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Mar'25

Mar'25

Mar'24

Change(%)

Net Sales

11,208.80

10,358.30

8.21%

Operating Profit (PBDIT) excl Other Income

2,595.40

1,413.70

83.59%

Interest

709.90

575.30

23.40%

Exceptional Items

-15.10

-78.70

80.81%

Consolidate Net Profit

1,074.70

555.80

93.36%

Operating Profit Margin (Excl OI)

190.10%

127.60%

6.25%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2025 is 8.21% vs 19.15% in Mar 2024

Consolidated Net Profit

YoY Growth in year ended Mar 2025 is 93.36% vs 423.85% in Mar 2024

All Annual Results

Company CV

About Mercantile Investments & Finance PLC

Mercantile Investments & Finance PLC

Finance

Mercantile Investments and Finance PLC is a finance company. The principal business activities of the Company consist of finance leasing, hire purchase financing, term loan financing, fleet management, microfinancing, share trading and mobilization of deposits. The Company's segments include Finance lease, Hire purchase, Loans and advances, Investments and Other. The Finance lease segment includes finance leasing products offered to the customers. The Hire purchase segment includes hire purchase products offered to the customers. The Loans and advances segment includes vehicle loans, loans against property mortgages and microfinance lending. The Investments segment includes the investments in equities and debt securities. The Other segment includes all other business activities. The Company provides financing for other forms of vehicles and equipment that include motor vehicles, such as vans and lorries, and construction related vehicles, such as tippers and trucks, among others.

Company Coordinates

Company Details

No.236, Galle Road, Colombo 03 , COLOMBO None : 03

Tel: 94 11 2343720

http://mi.com.lk/

Registrar Details