Mercantile Investments & Finance PLC

  • Market Cap: Mid Cap
  • Industry: Finance
  • ISIN: LK0379N00004
LKR
32.80
-0.2 (-0.61%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.78%

  • Poor long term growth as Operating profit has grown by an annual rate of 9.15%
  • The company has been able to generate a Return on Equity (avg) of 5.78% signifying low profitability per unit of shareholders funds
2

Poor long term growth as Operating profit has grown by an annual rate of 9.15%

 
3

The company has declared Positive results for the last 6 consecutive quarters

4

With ROE of 8.42%, it has a fair valuation with a 1.23 Price to Book Value

5

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

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Industry

Finance

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Market cap

LKR 20,381 Million (Mid Cap)

stock-summary
P/E

15.00

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Industry P/E

NA

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Dividend Yield

0.00%

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Debt Equity

-999,999.00

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Return on Equity

7.85%

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Price to Book

1.33

Revenue and Profits:
Net Sales:
4,232 Million
(Quarterly Results - Dec 2025)
Net Profit:
268 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-99.6%
0%
-99.6%
6 Months
-98.69%
0%
-98.69%
1 Year
-98.69%
0%
-98.69%
2 Years
-98.7%
0%
-98.7%
3 Years
-98.7%
0%
-98.7%
4 Years
-98.73%
0%
-98.73%
5 Years
-98.73%
0%
-98.73%

Mercantile Investments & Finance PLC for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

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No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
12.10%
EBIT Growth (5y)
9.15%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
37.32%
Dividend Payout Ratio
11.64%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
9.39%
ROE (avg)
5.78%

Valuation key factors

Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.23
EV to EBIT
7.79
EV to EBITDA
6.70
EV to Capital Employed
1.32
EV to Sales
1.15
PEG Ratio
0.18
Dividend Yield
0.00%
ROCE (Latest)
16.93%
ROE (Latest)
8.42%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
Bullish
Bearish
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Dec 2025 is 13.24% vs 20.83% in Sep 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Dec 2025 is -11.27% vs 49.26% in Sep 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Sep'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "4,231.70",
          "val2": "3,736.90",
          "chgp": "13.24%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "687.80",
          "val2": "617.90",
          "chgp": "11.31%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "267.80",
          "val2": "301.80",
          "chgp": "-11.27%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "111.10%",
          "val2": "124.00%",
          "chgp": "-1.29%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is 8.21% vs 19.15% in Mar 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is 93.36% vs 423.85% in Mar 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "11,208.80",
          "val2": "10,358.30",
          "chgp": "8.21%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2,595.40",
          "val2": "1,413.70",
          "chgp": "83.59%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "709.90",
          "val2": "575.30",
          "chgp": "23.40%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-15.10",
          "val2": "-78.70",
          "chgp": "80.81%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,074.70",
          "val2": "555.80",
          "chgp": "93.36%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "190.10%",
          "val2": "127.60%",
          "chgp": "6.25%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQstock-summary

Dec'25
Sep'25
Change(%)
Net Sales
4,231.70
3,736.90
13.24%
Operating Profit (PBDIT) excl Other Income
687.80
617.90
11.31%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
267.80
301.80
-11.27%
Operating Profit Margin (Excl OI)
111.10%
124.00%
-1.29%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2025 is 13.24% vs 20.83% in Sep 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is -11.27% vs 49.26% in Sep 2025

Annual Results Snapshot (Consolidated) - Mar'25stock-summary

Mar'25
Mar'24
Change(%)
Net Sales
11,208.80
10,358.30
8.21%
Operating Profit (PBDIT) excl Other Income
2,595.40
1,413.70
83.59%
Interest
709.90
575.30
23.40%
Exceptional Items
-15.10
-78.70
80.81%
Consolidate Net Profit
1,074.70
555.80
93.36%
Operating Profit Margin (Excl OI)
190.10%
127.60%
6.25%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2025 is 8.21% vs 19.15% in Mar 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2025 is 93.36% vs 423.85% in Mar 2024

stock-summaryCompany CV
About Mercantile Investments & Finance PLC stock-summary
stock-summary
Mercantile Investments & Finance PLC
Finance
Mercantile Investments and Finance PLC is a finance company. The principal business activities of the Company consist of finance leasing, hire purchase financing, term loan financing, fleet management, microfinancing, share trading and mobilization of deposits. The Company's segments include Finance lease, Hire purchase, Loans and advances, Investments and Other. The Finance lease segment includes finance leasing products offered to the customers. The Hire purchase segment includes hire purchase products offered to the customers. The Loans and advances segment includes vehicle loans, loans against property mortgages and microfinance lending. The Investments segment includes the investments in equities and debt securities. The Other segment includes all other business activities. The Company provides financing for other forms of vehicles and equipment that include motor vehicles, such as vans and lorries, and construction related vehicles, such as tippers and trucks, among others.
Company Coordinates stock-summary
Company Details
No.236, Galle Road, Colombo 03 , COLOMBO None : 03
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Tel: 94 11 2343720
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Registrar Details