Merchant Bank of Sri Lanka & Finance PLC is a finance leasing company. The principal activities of the Company are leasing and hire purchase, corporate and retail credit, corporate advisory, capital market activities, lending to small and medium enterprises (SMEs) and agriculture sectors, deposit mobilization and the provision of other related financial services. The Company's segments include Lease & Hire-Purchase, Corporate and retail credit, Corporate advisory and capital markets, and Insurance. The Lease & Hire-Purchase segment includes leasing and hire purchase products offered to the customers. The Corporate and retail credit segment includes loan products offered to the customers. The Corporate advisory and capital markets segment includes capital market and corporate advisory services. The Insurance business segment includes life and general insurance. The Company's subsidiary is MBSL Insurance Company Limited.