MetroCity Bankshares, Inc.

Is MetroCity Bankshares, Inc. technically bullish or bearish?

As of October 3, 2025, MetroCity Bankshares, Inc. is in a bearish trend with weak strength indicators, underperforming the S&P 500 with a return of -7.65% compared to the index's 17.82%.

As of 3 October 2025, the technical trend for MetroCity Bankshares, Inc. has changed from mildly bearish to bearish. The current stance is bearish with a weak strength indicated by the weekly MACD and Bollinger Bands both showing bearish signals. The daily moving averages also confirm a bearish trend. The KST is mildly bearish on both weekly and monthly time frames, while Dow Theory presents a mixed view with a mildly bearish weekly and mildly bullish monthly perspective. Over the past year, the stock has underperformed the S&P 500, returning -7.65% compared to the index's 17.82%.

Is MetroCity Bankshares, Inc. overvalued or undervalued?

As of June 24, 2025, MetroCity Bankshares, Inc. is fairly valued with a P/E ratio of 11 and a dividend yield of 152.49%, but has underperformed the S&P 500 over the past year, indicating limited upside potential compared to peers like CrossFirst Bankshares and Mercantile Bank Corp.

As of 24 June 2025, the valuation grade for MetroCity Bankshares, Inc. has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued at this time. Key valuation ratios include a P/E ratio of 11, a Price to Book Value of 1.67, and a PEG Ratio of 0.36, which suggest that while the stock is reasonably priced, it may not offer significant upside potential compared to its peers.<BR><BR>In comparison to its peers, CrossFirst Bankshares, Inc. has a more attractive P/E ratio of 10.04, while Mercantile Bank Corp. is also fairly valued with a P/E of 9.69. Notably, MetroCity's dividend yield of 152.49% stands out, although this figure should be interpreted cautiously given the overall context. Over the past year, MetroCity's stock has returned -4.25%, underperforming the S&P 500's 17.14%, which further supports the notion that the stock is fairly valued in the current market environment.

How big is MetroCity Bankshares, Inc.?

As of Jun 18, MetroCity Bankshares, Inc. has a market capitalization of 686.33 million, with total assets of 3,594.05 million and shareholder's funds of 421.35 million.

As of Jun 18, MetroCity Bankshares, Inc. has a market capitalization of 686.33 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters totaling 213.07 million and a net profit of 66.17 million.<BR><BR>As of Dec'24, the reporting period shows shareholder's funds at 421.35 million and total assets amounting to 3,594.05 million.

What does MetroCity Bankshares, Inc. do?

MetroCity Bankshares, Inc. is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $53 million and a net profit of $16 million. Key metrics include a P/E ratio of 11.00, a dividend yield of 158.46%, and a market cap of $686.33 million.

Overview:<BR>MetroCity Bankshares, Inc. is a bank holding company operating in the Regional Banks industry, with a market cap in the micro-cap bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 53 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 16 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 686.33 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00<BR>Dividend Yield: 158.46%<BR>Debt Equity: 0.00<BR>Return on Equity: 15.46%<BR>Price to Book: 1.60<BR><BR>Contact Details:<BR>Address: 5441 Buford Hwy NE, ATLANTA GA: 30340-1124

Should I buy, sell or hold MetroCity Bankshares, Inc.?

Who are in the management team of MetroCity Bankshares, Inc.?

As of March 2022, the management team of MetroCity Bankshares, Inc. includes Mr. Nack Paek (Chairman and CEO), Mr. Farid Tan (President and CFO), and Mr. Howard Kim (Executive VP and Chief Lending Officer), along with several independent directors on the Board.

As of March 2022, the management team of MetroCity Bankshares, Inc. includes the following individuals:<BR><BR>- Mr. Nack Paek: Chairman of the Board, Chief Executive Officer of the Company, and Executive Chairman of the Bank.<BR>- Mr. Farid Tan: President, Chief Financial Officer, Director of the Company, and Chief Executive Officer and Chief Financial Officer of the Bank.<BR>- Mr. Howard Kim: Executive Vice President, Director of the Company, Chief Lending Officer, Chief Operating Officer, and President of the Bank.<BR><BR>Additionally, the Board of Directors includes several independent directors: Mr. Don Leung, Mr. William Hungeling, Mr. Francis Lai, Ms. Feiying Lu, Mr. Young Park, and Mr. Ajit Patel.