Midland States Bancorp, Inc.

Is Midland States Bancorp, Inc. overvalued or undervalued?

As of April 29, 2025, Midland States Bancorp, Inc. is considered undervalued with a valuation grade shift to very attractive, highlighted by a Price to Book Value of 0.49, an EV to Capital Employed ratio of 0.63, and a remarkable Dividend Yield of 372.43%, despite recent performance struggles.

As of 29 April 2025, the valuation grade for Midland States Bancorp, Inc. moved from expensive to very attractive, indicating a significant shift in its perceived value. The company appears undervalued, particularly given its Price to Book Value of 0.49, an EV to Capital Employed ratio of 0.63, and an extraordinary Dividend Yield of 372.43%. In comparison to peers, Midland's valuation stands out, with CrossFirst Bankshares, Inc. at a P/E of 10.04 and Mercantile Bank Corp. at a P/E of 9.69, suggesting that Midland may offer a more compelling investment opportunity.<BR><BR>Despite recent performance struggles, with a year-to-date return of -24.22% compared to the S&P 500's 12.22%, the long-term potential remains evident, as evidenced by a 5-year return of 30.95%. This combination of attractive valuation ratios and a favorable grade change supports the conclusion that Midland States Bancorp, Inc. is currently undervalued.

Is Midland States Bancorp, Inc. technically bullish or bearish?

As of August 4, 2025, Midland States Bancorp, Inc. shows a mildly bearish trend with mixed indicators, underperforming the S&P 500 significantly with a year-to-date return of -24.22% compared to the S&P's 12.22%.

As of 4 August 2025, the technical trend for Midland States Bancorp, Inc. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a combination of indicators. The weekly MACD is mildly bullish, but the monthly MACD remains bearish. The weekly RSI is bearish, and the daily moving averages indicate a mildly bearish trend. Additionally, the Bollinger Bands show a bullish signal on the weekly timeframe but are mildly bearish on the monthly. The KST and Dow Theory both reflect a mildly bearish stance on the weekly and monthly charts.<BR><BR>In terms of performance, the stock has underperformed significantly compared to the S&P 500 over the longer term, with a year-to-date return of -24.22% versus the S&P 500's 12.22%, and a 3-year return of -25.92% compared to the S&P 500's 70.41%.

How big is Midland States Bancorp, Inc.?

As of Jun 18, Midland States Bancorp, Inc. has a market capitalization of 346.70 million and total assets of 7,529.06 million, with shareholder's funds of 736.11 million. The company reported a net profit of -12.88 million over the latest four quarters.

As of Jun 18, Midland States Bancorp, Inc. has a market capitalization of 346.70 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 409.32 million, while the sum of net profit for the same period is -12.88 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds of 736.11 million and total assets amounting to 7,529.06 million.

What does Midland States Bancorp, Inc. do?

Midland States Bancorp, Inc. is a diversified financial holding company in the Regional Banks industry, focusing on lending and deposits. As of March 2025, it reported net sales of $99 million and a net profit of $15 million, with a market cap of $346.70 million.

Overview: <BR>Midland States Bancorp, Inc. is a diversified financial holding company operating in the Regional Banks industry, focusing on lending and accepting deposits from various entities.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 99 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 15 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 346.70 Million (Micro Cap) <BR><BR>Key Metrics: <BR>Dividend Yield: 389.90% <BR>Debt Equity: 0.00 <BR>Return on Equity: -1.73% <BR>Price to Book: 0.47 <BR><BR>Contact Details: <BR>Address: 1201 Network Centre Dr, EFFINGHAM IL : 62401-4602 <BR>Tel: ['1 217 3422141', '1 217 3427321'] <BR>Website: https://www.midlandsb.com/

Should I buy, sell or hold Midland States Bancorp, Inc.?

Who are in the management team of Midland States Bancorp, Inc.?

As of March 2022, the management team of Midland States Bancorp, Inc. includes Chairman Jeffrey Smith, CEO Jeffrey Ludwig, Vice Chairman Leon Holschbach, and several independent directors. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Midland States Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. Jeffrey Smith, Chairman of the Board<BR>- Mr. Jeffrey Ludwig, President, Chief Executive Officer, and Chief Executive Officer of the Bank, Director<BR>- Mr. Leon Holschbach, Vice Chairman of the Board<BR>- Mr. R. Dean Bingham, Director<BR>- Mrs. Jennifer DiMotta, Independent Director<BR>- Ms. Deborah Golden, Independent Director<BR>- Mr. Jerry McDaniel, Independent Director<BR>- Mr. Jeffrey McDonnell, Independent Director<BR><BR>This team plays a crucial role in overseeing the operations and strategic direction of the company.