MidWestOne Financial Group, Inc.

How big is MidWestOne Financial Group, Inc.?

As of Jun 18, MidWestOne Financial Group, Inc. has a market capitalization of 591.12 million and total assets of 6,236.33 million, with shareholder's funds at 559.70 million. The company reported a net profit of -48.42 million over the latest four quarters.

As of Jun 18, MidWestOne Financial Group, Inc. has a market capitalization of 591.12 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 299.49 million, while the sum of net profit for the same period is -48.42 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 559.70 million and total assets amounting to 6,236.33 million.

What does MidWestOne Financial Group, Inc. do?

MidWestOne Financial Group, Inc. is a bank holding company in the Regional Banks industry, with a market cap of $591.12 million and a recent net profit of $15 million. It offers a dividend yield of 1.96% and operates from Iowa City, IA.

Overview: <BR>MidWestOne Financial Group, Inc. is a bank holding and financial holding company operating in the Regional Banks industry.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 75 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 15 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 591.12 Million (Micro Cap)<BR><BR>Key Metrics: <BR>Dividend Yield: 1.96% <BR>Debt Equity: 0.00 <BR>Return on Equity: -8.35% <BR>Price to Book: 1.02<BR><BR>Contact Details: <BR>Address: 102 S Clinton St, IOWA CITY IA: 52240-4065 <BR>Tel: 1 319 3565800 <BR>Website: https://www.snl.com/IRW/CorporateProfile/1021746

Should I buy, sell or hold MidWestOne Financial Group, Inc.?

Who are in the management team of MidWestOne Financial Group, Inc.?

As of March 2022, the management team of MidWestOne Financial Group, Inc. includes Kevin Monson (Independent Chairman), Charles Funk (CEO), and directors Larry Albert, Douglas Greeff, Kurt Weise, Richard Donohue, and Janet Godwin. They oversee the company's operations and strategic direction.

As of March 2022, the management team of MidWestOne Financial Group, Inc. includes the following individuals:<BR><BR>- Mr. Kevin Monson, Independent Chairman of the Board<BR>- Mr. Charles Funk, Chief Executive Officer and Director<BR>- Mr. Larry Albert, Director<BR>- Mr. Douglas Greeff, Director<BR>- Mr. Kurt Weise, Director<BR>- Mr. Richard Donohue, Independent Director<BR>- Ms. Janet Godwin, Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

Is MidWestOne Financial Group, Inc. overvalued or undervalued?

As of October 24, 2025, MidWestOne Financial Group, Inc. is considered overvalued with a valuation grade of expensive, reflected by a Price to Book Value of 1.08, a negative EV to EBIT of -5.55, and a ROCE of -19.99%, despite a year-to-date stock return of 35.78% that outperformed the S&P 500's 15.47%.

As of 24 October 2025, the valuation grade for MidWestOne Financial Group, Inc. has moved from fair to expensive, indicating a shift towards overvaluation. The company appears to be overvalued based on its current metrics, particularly with a Price to Book Value of 1.08 and a negative EV to EBIT of -5.55, which suggests significant operational challenges. Additionally, the Return on Capital Employed (ROCE) stands at -19.99%, further highlighting the company's struggles in generating returns.<BR><BR>In comparison to its peers, Five Star Bancorp has a P/E ratio of 13.58, while Shore Bancshares, Inc. is rated attractive with a P/E of 10.56, indicating that MidWestOne is lagging behind in terms of profitability and valuation metrics. Notably, the company's stock has outperformed the S&P 500 in the short term, with a year-to-date return of 35.78% compared to the S&P 500's 15.47%, but this does not mitigate the concerns raised by its valuation ratios.

Is MidWestOne Financial Group, Inc. technically bullish or bearish?

As of October 24, 2025, MidWestOne Financial Group, Inc. has shifted to a bullish trend, supported by positive MACD indicators and moving averages, despite a bearish weekly RSI, while significantly outperforming the S&P 500 in the short term but lagging in longer-term returns.

As of 24 October 2025, the technical trend for MidWestOne Financial Group, Inc. has changed from mildly bearish to bullish. The current stance is bullish, supported by weekly and monthly MACD indicators, as well as bullish signals from Bollinger Bands and Dow Theory. However, the weekly RSI is bearish, indicating some short-term weakness. The daily moving averages are also bullish, reinforcing the positive trend. <BR><BR>In terms of performance, the stock has outperformed the S&P 500 significantly over the past week (43.21% vs. 1.92%) and month (37.01% vs. 2.32%), but it has lagged behind over longer periods, particularly in the 3-year and 5-year returns.