Minolta Finance

Which are the latest news on Minolta Finance?

Why is Minolta Finance Ltd falling/rising?

As of 09-Jun, Minolta Finance Ltd's stock price is declining at 1.56, down 4.88%. The stock has underperformed the Sensex and shows erratic trading patterns, indicating decreased investor confidence and a downward trend.

As of 09-Jun, Minolta Finance Ltd's stock price is falling, currently at 1.56, reflecting a change of -0.08 or -4.88%. This decline is evident in the stock's performance over the past week and month, where it has underperformed the benchmark Sensex, with a 1-week change of -0.64% compared to the Sensex's -0.98%, and a 1-month change of -4.88% against the Sensex's -4.41%. <BR><BR>Additionally, the stock has shown erratic trading patterns, not trading on 4 out of the last 20 days, which may contribute to decreased investor confidence. The delivery volume on June 8 was 48.53k, which has decreased by 2.08% compared to the 5-day average, indicating falling investor participation. Although the stock's price is higher than its 20-day, 50-day, 100-day, and 200-day moving averages, it is lower than its 5-day moving average, suggesting a short-term decline. Overall, these factors indicate a downward trend in Minolta Finance Ltd's stock price.

Should I buy, sell or hold Minolta Finance Ltd?

Are Minolta Finance Ltd latest results good or bad?

Minolta Finance Ltd's latest Q3 FY26 results show a significant recovery with a net profit of ₹2.31 crores and a revenue increase of 1972.73% year-on-year. However, concerns remain regarding low return on equity and financial stability, indicating mixed overall performance.

Minolta Finance Ltd's latest results for Q3 FY26 show a significant turnaround compared to the previous quarter. The company reported a net profit of ₹2.31 crores, a positive shift from a loss of ₹5.75 crores in Q2 FY26. This marks a substantial recovery and indicates a potential stabilization in its financial performance.<BR><BR>Revenue also saw a remarkable increase, reaching ₹4.56 crores, which represents a staggering growth of 1972.73% year-on-year. However, it's important to note that this growth comes after a quarter where the company had negative revenue figures, making the comparison somewhat misleading in terms of sustainable business momentum.<BR><BR>Despite the positive net profit and revenue figures, there are underlying concerns. The company's average return on equity (ROE) is extremely low at 0.60%, and the latest ROE figure was negative at 31.01%, indicating significant challenges in generating shareholder value. Additionally, the company's financial stability is questionable, as it faces a severe working capital mismatch, with current liabilities far exceeding current assets.<BR><BR>Overall, while the latest results show a positive trend in profitability and revenue, the fundamental weaknesses in capital efficiency, high volatility, and lack of institutional support suggest that the company still faces significant risks. Therefore, the results can be viewed as a mixed bag—good in terms of recovery from losses, but concerning when considering the overall financial health and sustainability of the business.

When is the next results date for Minolta Finance Ltd?

The next results date for Minolta Finance Ltd is 26 May 2026.

The next results date for Minolta Finance Ltd is scheduled for 26 May 2026.

Is Minolta Finance overvalued or undervalued?

As of December 4, 2025, Minolta Finance is considered overvalued due to a negative PE ratio of -2.10, an EV to EBITDA ratio of -26.20, a troubling ROE of -52.23%, and a significant decline of 90.42% in stock performance over the past year, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 4 December 2025, the valuation grade for Minolta Finance has moved from risky to expensive. The company is currently overvalued, indicated by a PE ratio of -2.10 and an EV to EBITDA ratio of -26.20, both of which suggest significant financial distress. Additionally, the return on equity (ROE) stands at a concerning -52.23%, highlighting inefficiencies in generating profit from shareholders' equity.<BR><BR>In comparison to peers, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a much more attractive PE of 10.85. This stark contrast emphasizes Minolta Finance's unfavorable position within its industry. The company's stock performance has also been poor, with a year-to-date return significantly lagging behind the Sensex, reflecting a decline of 90.42% over the past year. Overall, these factors contribute to the conclusion that Minolta Finance is overvalued in the current market environment.

How has been the historical performance of Minolta Finance?

Minolta Finance has experienced growth in net sales and operating income from Mar'22 to Mar'25, but faces challenges with rising expenditures and liabilities, resulting in a decline in profits. Total liabilities surged significantly, primarily due to increased short-term borrowings, while cash flow from operations remained stagnant.

Answer:<BR>The historical performance of Minolta Finance shows a fluctuating trend in its financial metrics over the years.<BR><BR>Breakdown:<BR>Minolta Finance's net sales have increased from 0.39 Cr in Mar'22 to 1.02 Cr in Mar'25, indicating a positive growth trajectory. Total operating income followed a similar trend, rising from 0.39 Cr in Mar'22 to 1.02 Cr in Mar'25. However, total expenditure has also increased, from 0.32 Cr in Mar'22 to 1.00 Cr in Mar'25, leading to a modest operating profit of 0.02 Cr in Mar'25, down from 0.07 Cr in the previous year. Profit before tax has seen a slight decline to 0.01 Cr in Mar'25, while profit after tax was 0.01 Cr, a decrease from 0.05 Cr in Mar'24. The company's total liabilities surged to 58.79 Cr in Mar'25 from 12.22 Cr in Mar'24, primarily due to an increase in short-term borrowings, which rose to 47.53 Cr. Total assets also increased to 58.79 Cr in Mar'25, reflecting the rise in liabilities. Cash flow from operating activities remained stagnant, with no cash inflow or outflow reported in the last few years. Overall, while Minolta Finance has shown growth in sales and operating income, it faces challenges with rising expenditures and increasing liabilities.

Who are the top shareholders of the Minolta Finance?

The top shareholders of Minolta Finance are Bobros Consultancy Services Private Limited with 11.3%, and Marshall Commodities Private Limited, the promoter, with 1.27%. Individual investors hold a significant 46.56% of the shares, with no institutional or pledged promoter holdings reported.

The top shareholders of Minolta Finance include Bobros Consultancy Services Private Limited, which holds the highest public shareholding at 11.3%. Additionally, Marshall Commodities Private Limited is the promoter with the highest holding at 1.27%. Individual investors collectively hold a significant portion, accounting for 46.56% of the shares. There are no institutional holdings or pledged promoter holdings reported.

What is the technical trend for Minolta Finance?

As of June 6, 2025, Minolta Finance's trend has shifted to mildly bearish, supported by bearish signals from MACD, KST, and moving averages, despite a bullish weekly RSI, indicating moderate bearish strength and underperformance compared to the Sensex.

As of 6 June 2025, the technical trend for Minolta Finance has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the weekly MACD and KST both indicating bearish momentum, alongside bearish signals from Bollinger Bands and moving averages on the daily timeframe. The weekly RSI is bullish, which provides some conflicting signals. Dow Theory and OBV both support a mildly bearish outlook on both weekly and monthly timeframes. Overall, the strength of the bearish trend is moderate, with the stock significantly underperforming compared to the Sensex over the past year and longer periods.

how big is Minolta Finance?

As of Jun 05, Minolta Finance Ltd has a market capitalization of 11.00 Cr, classifying it as a Micro Cap company, with recent net sales of 1.02 Cr and a net profit of 0.01 Cr over the last four quarters. Shareholder's funds are reported at 10.73 Cr, and total assets amount to 13.10 Cr as of Mar'24.

Market Cap: As of Jun 05, Minolta Finance Ltd has a market capitalization of 11.00 Cr, classifying it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which includes Mar'25, Dec'24, Sep'24, and Jun'24, is 1.02 Cr. The sum of Net Profit for the same period is 0.01 Cr. This data is presented on a Standalone basis.<BR><BR>Balance Sheet Snapshot: This is Standalone data for the latest annual period ending in Mar'24. The Shareholder's Funds are reported at 10.73 Cr, while Total Assets amount to 13.10 Cr.

Who are in the management team of Minolta Finance?

As of March 2019, the management team of Minolta Finance includes Dinesh Kumar Patnia (Chairman & Managing Director), Vikash Bansal, Pankaj Kumar, Papiya Nandy (Independent Directors), Puja Tebriwat (Company Secretary), and Vishal Chhaparia, Swapna Singh (Additional Directors). They oversee the company's operations and governance.

As of March 2019, the management team of Minolta Finance includes the following individuals:<BR><BR>1. Dinesh Kumar Patnia - Chairman & Managing Director<BR>2. Vikash Bansal - Independent Director<BR>3. Pankaj Kumar - Independent Director<BR>4. Papiya Nandy - Additional Independent Director<BR>5. Puja Tebriwat - Company Secretary<BR>6. Vishal Chhaparia - Additional Director<BR>7. Swapna Singh - Additional Director<BR><BR>These members form the board of directors overseeing the company's operations and governance.

What does Minolta Finance do?

Minolta Finance Ltd is a Non-Banking Financial Company (NBFC) incorporated in 1993, primarily engaged in financial activities within the micro-cap market. As of March 2025, it reported net sales and profit of 0 Cr, with a market cap of Rs 11 Cr.

Overview:<BR>Minolta Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap market segment, primarily engaged in financial activities.<BR><BR>History:<BR>Incorporated in 1993, Minolta Finance Ltd is registered with the Reserve Bank of India as a Non-Banking Financial Institution. The company has been listed on the Bombay Stock Exchange since 1996 and was involved in investment in the capital market during the fiscal year 2012-13. The latest quarterly results reported net sales and net profit of 0 Cr for March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 0 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>- Market-cap: Rs 11 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 11.00<BR>- Industry P/E: 9<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.12<BR>- Return on Equity: 0.09%<BR>- Price to Book: 0.99<BR><BR>Contact Details:<BR>Address: 37 A & B Stephen House, 4 B B D Bagh (E) Kolkata West Bengal : 700001<BR>Tel: 91-33-22485794<BR>Email: minoltafinance@gmail.com<BR>Website: http://www.minolta.co.in

Has Minolta Finance declared dividend?

No Dividend History Available

Who are the peers of the Minolta Finance?

Minolta Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Symbiox Investme, Ushakiran Fin., Darjeeling Ropew, and J J Finance Corp. Minolta Finance has below-average management risk and growth, with a 1-year return of -84.48%, significantly underperforming its peers.

Peers: The peers of Minolta Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Symbiox Investme, Ushakiran Fin., Darjeeling Ropew, and J J Finance Corp.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and J J Finance Corp. Good management risk is noted at Shriram Finance, and Below Average management risk is seen at Symbiox Investme and Minolta Finance. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance, while Average growth is noted at J J Finance Corp and Symbiox Investme, and Below Average growth is observed at Minolta Finance. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and J J Finance Corp, Good at Cholaman.Inv.&Fn, and Below Average at Symbiox Investme, while Minolta Finance has an Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is J J Finance Corp at 58.62%, while Minolta Finance has the lowest at -84.48%. This indicates that Minolta Finance's performance is significantly worse compared to its peers. Additionally, the six-month return is negative for Minolta Finance and Symbiox Investme.