Minolta Finance

how big is Minolta Finance?

As of Jun 05, Minolta Finance Ltd has a market capitalization of 11.00 Cr, classifying it as a Micro Cap company, with recent net sales of 1.02 Cr and a net profit of 0.01 Cr over the last four quarters. Shareholder's funds are reported at 10.73 Cr, and total assets amount to 13.10 Cr as of Mar'24.

Market Cap: As of Jun 05, Minolta Finance Ltd has a market capitalization of 11.00 Cr, classifying it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which includes Mar'25, Dec'24, Sep'24, and Jun'24, is 1.02 Cr. The sum of Net Profit for the same period is 0.01 Cr. This data is presented on a Standalone basis.<BR><BR>Balance Sheet Snapshot: This is Standalone data for the latest annual period ending in Mar'24. The Shareholder's Funds are reported at 10.73 Cr, while Total Assets amount to 13.10 Cr.

Who are in the management team of Minolta Finance?

As of March 2019, the management team of Minolta Finance includes Dinesh Kumar Patnia (Chairman & Managing Director), Vikash Bansal, Pankaj Kumar, Papiya Nandy (Independent Directors), Puja Tebriwat (Company Secretary), and Vishal Chhaparia, Swapna Singh (Additional Directors). They oversee the company's operations and governance.

As of March 2019, the management team of Minolta Finance includes the following individuals:<BR><BR>1. Dinesh Kumar Patnia - Chairman & Managing Director<BR>2. Vikash Bansal - Independent Director<BR>3. Pankaj Kumar - Independent Director<BR>4. Papiya Nandy - Additional Independent Director<BR>5. Puja Tebriwat - Company Secretary<BR>6. Vishal Chhaparia - Additional Director<BR>7. Swapna Singh - Additional Director<BR><BR>These members form the board of directors overseeing the company's operations and governance.

What does Minolta Finance do?

Minolta Finance Ltd is a Non-Banking Financial Company (NBFC) incorporated in 1993, primarily engaged in financial activities within the micro-cap market. As of March 2025, it reported net sales and profit of 0 Cr, with a market cap of Rs 11 Cr.

Overview:<BR>Minolta Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap market segment, primarily engaged in financial activities.<BR><BR>History:<BR>Incorporated in 1993, Minolta Finance Ltd is registered with the Reserve Bank of India as a Non-Banking Financial Institution. The company has been listed on the Bombay Stock Exchange since 1996 and was involved in investment in the capital market during the fiscal year 2012-13. The latest quarterly results reported net sales and net profit of 0 Cr for March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 0 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>- Market-cap: Rs 11 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 11.00<BR>- Industry P/E: 9<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.12<BR>- Return on Equity: 0.09%<BR>- Price to Book: 0.99<BR><BR>Contact Details:<BR>Address: 37 A & B Stephen House, 4 B B D Bagh (E) Kolkata West Bengal : 700001<BR>Tel: 91-33-22485794<BR>Email: minoltafinance@gmail.com<BR>Website: http://www.minolta.co.in

Has Minolta Finance declared dividend?

No Dividend History Available

Who are the peers of the Minolta Finance?

Minolta Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Symbiox Investme, Ushakiran Fin., Darjeeling Ropew, and J J Finance Corp. Minolta Finance has below-average management risk and growth, with a 1-year return of -84.48%, significantly underperforming its peers.

Peers: The peers of Minolta Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Symbiox Investme, Ushakiran Fin., Darjeeling Ropew, and J J Finance Corp.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and J J Finance Corp. Good management risk is noted at Shriram Finance, and Below Average management risk is seen at Symbiox Investme and Minolta Finance. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance, while Average growth is noted at J J Finance Corp and Symbiox Investme, and Below Average growth is observed at Minolta Finance. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and J J Finance Corp, Good at Cholaman.Inv.&Fn, and Below Average at Symbiox Investme, while Minolta Finance has an Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is J J Finance Corp at 58.62%, while Minolta Finance has the lowest at -84.48%. This indicates that Minolta Finance's performance is significantly worse compared to its peers. Additionally, the six-month return is negative for Minolta Finance and Symbiox Investme.

What is the technical trend for Minolta Finance?

As of June 6, 2025, Minolta Finance's trend has shifted to mildly bearish, supported by bearish signals from MACD, KST, and moving averages, despite a bullish weekly RSI, indicating moderate bearish strength and underperformance compared to the Sensex.

As of 6 June 2025, the technical trend for Minolta Finance has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the weekly MACD and KST both indicating bearish momentum, alongside bearish signals from Bollinger Bands and moving averages on the daily timeframe. The weekly RSI is bullish, which provides some conflicting signals. Dow Theory and OBV both support a mildly bearish outlook on both weekly and monthly timeframes. Overall, the strength of the bearish trend is moderate, with the stock significantly underperforming compared to the Sensex over the past year and longer periods.

Who are the top shareholders of the Minolta Finance?

The top shareholders of Minolta Finance are Bobros Consultancy Services Private Limited with 11.3%, and Marshall Commodities Private Limited, the promoter, with 1.27%. Individual investors hold a significant 46.56% of the shares, with no institutional or pledged promoter holdings reported.

The top shareholders of Minolta Finance include Bobros Consultancy Services Private Limited, which holds the highest public shareholding at 11.3%. Additionally, Marshall Commodities Private Limited is the promoter with the highest holding at 1.27%. Individual investors collectively hold a significant portion, accounting for 46.56% of the shares. There are no institutional holdings or pledged promoter holdings reported.

How has been the historical performance of Minolta Finance?

Minolta Finance has experienced growth in net sales and operating income from Mar'22 to Mar'25, but faces challenges with rising expenditures and liabilities, resulting in a decline in profits. Total liabilities surged significantly, primarily due to increased short-term borrowings, while cash flow from operations remained stagnant.

Answer:<BR>The historical performance of Minolta Finance shows a fluctuating trend in its financial metrics over the years.<BR><BR>Breakdown:<BR>Minolta Finance's net sales have increased from 0.39 Cr in Mar'22 to 1.02 Cr in Mar'25, indicating a positive growth trajectory. Total operating income followed a similar trend, rising from 0.39 Cr in Mar'22 to 1.02 Cr in Mar'25. However, total expenditure has also increased, from 0.32 Cr in Mar'22 to 1.00 Cr in Mar'25, leading to a modest operating profit of 0.02 Cr in Mar'25, down from 0.07 Cr in the previous year. Profit before tax has seen a slight decline to 0.01 Cr in Mar'25, while profit after tax was 0.01 Cr, a decrease from 0.05 Cr in Mar'24. The company's total liabilities surged to 58.79 Cr in Mar'25 from 12.22 Cr in Mar'24, primarily due to an increase in short-term borrowings, which rose to 47.53 Cr. Total assets also increased to 58.79 Cr in Mar'25, reflecting the rise in liabilities. Cash flow from operating activities remained stagnant, with no cash inflow or outflow reported in the last few years. Overall, while Minolta Finance has shown growth in sales and operating income, it faces challenges with rising expenditures and increasing liabilities.

Is Minolta Finance overvalued or undervalued?

As of December 4, 2025, Minolta Finance is considered overvalued due to a negative PE ratio of -2.10, an EV to EBITDA ratio of -26.20, a troubling ROE of -52.23%, and a significant decline of 90.42% in stock performance over the past year, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 4 December 2025, the valuation grade for Minolta Finance has moved from risky to expensive. The company is currently overvalued, indicated by a PE ratio of -2.10 and an EV to EBITDA ratio of -26.20, both of which suggest significant financial distress. Additionally, the return on equity (ROE) stands at a concerning -52.23%, highlighting inefficiencies in generating profit from shareholders' equity.<BR><BR>In comparison to peers, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a much more attractive PE of 10.85. This stark contrast emphasizes Minolta Finance's unfavorable position within its industry. The company's stock performance has also been poor, with a year-to-date return significantly lagging behind the Sensex, reflecting a decline of 90.42% over the past year. Overall, these factors contribute to the conclusion that Minolta Finance is overvalued in the current market environment.

When is the next results date for Minolta Finance Ltd?

The next results date for Minolta Finance Ltd is 13 February 2026.

The next results date for Minolta Finance Ltd is scheduled for 13 February 2026.

Are Minolta Finance Ltd latest results good or bad?

Minolta Finance Ltd's latest results are poor, reporting a net loss of -₹5.75 crores and a revenue drop of 101.95% to -₹0.04 crores in Q2 FY26, indicating severe financial distress and potential insolvency risks. Investors should exercise caution due to the bleak outlook.

The latest results for Minolta Finance Ltd are decidedly bad. In the second quarter of FY26, the company reported a net profit of -₹5.75 crores, a significant decline from a profit of ₹0.15 crores in the previous quarter. Additionally, revenue plummeted to -₹0.04 crores, marking a staggering 101.95% decrease compared to the prior quarter's revenue of ₹2.05 crores. <BR><BR>This sharp decline indicates that the company has effectively ceased meaningful operations, raising serious concerns about its financial viability. The interest costs also increased to ₹2.35 crores, up 42.42% from the previous quarter, further exacerbating the company's financial distress. <BR><BR>Overall, the financial performance reflects a catastrophic failure, with the company facing severe liquidity issues and a risk of insolvency. Investors should be cautious, as the outlook appears extremely bleak.

Should I buy, sell or hold Minolta Finance Ltd?

Why is Minolta Finance Ltd falling/rising?

As of 03-Apr, the stock price of Minolta Finance Ltd is at 1.52, unchanged today. Despite recent short-term gains, the stock has significant long-term weaknesses, including a dramatic three-year decline of 78.62% and declining investor participation.

As of 03-Apr, the stock price of Minolta Finance Ltd is currently at 1.52, showing no change (0.00%). Despite this stability in price, the stock has underperformed its sector by 1.97% today. Over the past week, the stock has increased by 0.66%, while the benchmark Sensex has decreased by 2.60%, indicating relative strength in the short term. <BR><BR>However, the stock's performance over longer periods reveals more concerning trends. In the last month, Minolta Finance Ltd has risen significantly by 38.18%, contrasting sharply with the Sensex's decline of 8.62%. Year-to-date, the stock has gained 10.95%, while the Sensex has fallen by 13.96%. Yet, over the past year, the stock has decreased by 5.00%, which is slightly worse than the Sensex's decline of 4.30%. <BR><BR>The three-year performance shows a dramatic drop of 78.62% for Minolta Finance Ltd, while the Sensex has increased by 24.29%. In the five-year period, the stock has gained 25.62%, but this is significantly lower than the Sensex's 46.55% rise. <BR><BR>Additionally, there are signs of erratic trading, as the stock did not trade on three days out of the last 20, and there has been a drastic decline in investor participation, with delivery volume dropping by 99.87% against the five-day average. The stock is currently trading above its 5-day, 20-day, 50-day, and 100-day moving averages but is below its 200-day moving average, suggesting a mixed technical outlook.<BR><BR>Overall, while there have been recent gains, the stock's long-term performance and declining investor participation indicate underlying weaknesses that could contribute to its volatility and potential future declines.

Why is Minolta Finance Ltd falling/rising?

As of 04-Apr, Minolta Finance Ltd's stock price is stable at 1.52, but it has significant fluctuations, with a year-to-date gain of 10.95%. Despite short-term gains, weak fundamentals and declining investor participation indicate potential challenges ahead.

As of 04-Apr, Minolta Finance Ltd's stock price is currently stable at 1.52, showing no change (0.00%). However, the stock has experienced significant fluctuations in its performance metrics. Over the past week, it has risen by 0.66%, while in the past month, it has seen a substantial increase of 38.18%. Year-to-date, the stock has gained 10.95%. Despite these short-term gains, the stock has underperformed against the benchmark Sensex, which has declined by 2.60% over the same week and 8.62% over the past month.<BR><BR>Today's performance indicates that the stock has underperformed its sector by 1.97%, and there has been erratic trading, with the stock not trading on 3 out of the last 20 days. Additionally, there is a notable decline in investor participation, with delivery volume dropping by 99.87% compared to the 5-day average. This suggests a lack of confidence among investors, which could contribute to a perception of instability.<BR><BR>The long-term outlook for Minolta Finance Ltd is concerning, as indicated by its weak fundamental strength, with an average Return on Equity (ROE) of only 0.58% and a negative ROE of -31. The stock is considered expensive with a Price to Book Value of 1.4, and it has consistently underperformed against the benchmark over the last three years. While the stock has generated a return of -5.00% over the past year, its profits have dramatically fallen by 342%, further indicating underlying issues.<BR><BR>In summary, while there are short-term gains in stock price, the overall performance metrics, declining investor participation, and weak long-term fundamentals suggest that Minolta Finance Ltd is facing challenges that could lead to a negative perception among investors.

Why is Minolta Finance Ltd falling/rising?

As of 05-Apr, Minolta Finance Ltd's stock price is stable at 1.52, but it has underperformed its sector by 1.97% today. Despite a significant rise of 38.18% over the past month, concerns about erratic trading and declining investor participation suggest a mixed outlook.

As of 05-Apr, Minolta Finance Ltd's stock price is currently stable at 1.52, showing no change (0.00%). Despite this stability, the stock has underperformed its sector by 1.97% today. Over the past week, the stock has experienced a modest increase of 0.66%, contrasting with the Sensex, which has declined by 2.60%. In the past month, Minolta Finance Ltd has seen a significant rise of 38.18%, while the Sensex has dropped by 8.62%. Year-to-date, the stock has gained 10.95%, whereas the Sensex has fallen by 13.96%.<BR><BR>However, the stock has also shown some concerning trends. It has underperformed in today's trading and has not traded on 3 out of the last 20 days, indicating erratic trading behavior. Additionally, there has been a drastic decline in investor participation, with delivery volume dropping by 99.87% compared to the 5-day average. While the stock's moving averages are higher than the 5-day, 20-day, 50-day, and 100-day averages, they remain lower than the 200-day moving average, suggesting a longer-term downward trend.<BR><BR>Overall, while there are periods of growth, the recent underperformance against the sector, erratic trading, and falling investor participation contribute to a mixed outlook for Minolta Finance Ltd.

Which are the latest news on Minolta Finance?