Minolta Finance

Why is Minolta Finance Ltd falling/rising?

As of 11-Aug, Minolta Finance Ltd's stock price is at 1.26, reflecting a 2.33% decrease and a total drop of 4.62% over the last two days. Despite a recent gain of 5.00% over the past week, the stock is currently underperforming its sector and showing signs of weakening momentum.

As of 11-Aug, Minolta Finance Ltd's stock price is falling, currently at 1.26, which reflects a decrease of 0.03 or 2.33%. This decline is part of a broader trend, as the stock has been losing value for the last two days, resulting in a total drop of 4.62% during this period. Additionally, the stock has underperformed its sector by 3.62% today.<BR><BR>Despite a positive performance over the past week, where the stock gained 5.00% compared to a slight decline in the Sensex, the recent consecutive falls indicate a negative short-term trend. The stock's moving averages show that while it is higher than the 20-day and 200-day averages, it is lower than the 5-day, 50-day, and 100-day moving averages, suggesting a weakening momentum.<BR><BR>Furthermore, while there has been a rise in investor participation, with delivery volume increasing by 47.21% compared to the 5-day average, this has not translated into a positive price movement. Overall, the combination of recent losses, underperformance against the sector, and the current price action contributes to the stock's decline.

Which are the latest news on Minolta Finance?

Should I buy, sell or hold Minolta Finance Ltd?

When is the next results date for Minolta Finance Ltd?

The next results date for Minolta Finance Ltd is 07 August 2026.

The next results date for Minolta Finance Ltd is scheduled for 07 August 2026.

How big is Minolta Finance?

As of 10th June, Minolta Finance Ltd has a market capitalization of 16.00 Cr and reported Net Sales of 11.95 Cr, with a Net Profit loss of 3.23 Cr over the latest four quarters.

As of 10th June, Minolta Finance Ltd has a market capitalization of 16.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Minolta Finance reported Net Sales of 11.95 Cr. However, the company experienced a loss of 3.23 Cr in Net Profit during the same period.<BR><BR>The latest annual reporting period for the balance sheet is March 2025. Shareholder's Funds stood at 10.74 Cr, while Total Assets were valued at 58.79 Cr.

Who are in the management team of Minolta Finance?

The management team of Minolta Finance includes Dinesh Kumar Patnia (Chairman & Managing Director), Vikash Bansal, Pankaj Kumar, and Papiya Nandy (Independent Directors), Puja Tebriwat (Company Secretary), and Vishal Chhaparia and Swapna Singh (Additional Directors).

The management team of Minolta Finance includes the following individuals:<BR><BR>1. **Dinesh Kumar Patnia** - Chairman & Managing Director<BR>2. **Vikash Bansal** - Independent Director<BR>3. **Pankaj Kumar** - Independent Director<BR>4. **Papiya Nandy** - Additional Independent Director<BR>5. **Puja Tebriwat** - Company Secretary<BR>6. **Vishal Chhaparia** - Additional Director<BR>7. **Swapna Singh** - Additional Director<BR><BR>If you have any more questions about Minolta Finance or its management, feel free to ask!

Who are the peers of the Minolta Finance?

Minolta Finance's peers include Blue Chip India, Decillion Financ, Moongipa Capital, and others. Minolta Finance has a 1-year return of 28.93%, outperforming its peers, with Decillion Financ leading at 7.06% and Blue Chip India lagging at -48.91%.

Peers: The peers of Minolta Finance are Blue Chip India, Decillion Financ, Moongipa Capital, Munoth Fin.Serv., Shree Securities, Epuja Spiritech, Mehta Integrat., Market Creators, and United Credit.<BR><BR>Quality Snapshot: Excellent management risk is observed at Moongipa Capital and Market Creators, while Below Average management risk is found at Decillion Financ, Munoth Fin.Serv., Epuja Spiritech, and United Credit, and the rest. Growth is Excellent at Minolta Finance, Good at Moongipa Capital, and Below Average at Decillion Financ, Munoth Fin.Serv., Epuja Spiritech, Market Creators, and United Credit, and the rest. Excellent capital structure is noted at Decillion Financ, Moongipa Capital, Munoth Fin.Serv., Epuja Spiritech, Market Creators, and United Credit, while the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Decillion Financ at 7.06%, while the peer with the lowest is Blue Chip India at -48.91%. Minolta Finance's own 1-year return is 28.93%, which is significantly higher than both. Additionally, Epuja Spiritech and Munoth Fin.Serv. have negative six-month returns.

What does Minolta Finance do?

Minolta Finance Ltd is a Non-Banking Financial Company (NBFC) incorporated in 1993, primarily involved in financial activities and listed on the Bombay Stock Exchange. As of March 2026, it reported net sales of 5 Cr and a market cap of INR 16 Cr, with significant debt and negative return on equity.

Overview:<BR>Minolta Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap market, primarily engaged in financial activities.<BR><BR>History:<BR>Incorporated in 1993, Minolta Finance Ltd is registered with the Reserve Bank of India as a Non-Banking Financial Institution. The company has been listed on the Bombay Stock Exchange since 1996 and was involved in investment in the capital market during the fiscal year 2012-13. The latest quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 5 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 0 Cr (Quarterly Results - Mar 2026)<BR>- Market-cap: INR 16 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: N/A (Loss Making)<BR>- Industry P/E: 9<BR>- Dividend Yield: 0.00%<BR>- Debt-Equity: 19.11<BR>- Return on Equity: -34.69%<BR>- Price to Book: 1.76<BR><BR>Contact Details:<BR>- Address: 37 A & B Stephen House, 4 B B D Bagh (E) Kolkata West Bengal : 700001<BR>- Tel: 91-33-22485794<BR>- Email: minoltafinance@gmail.com<BR>- Website: http://www.minolta.co.in

Are Minolta Finance Ltd latest results good or bad?

Minolta Finance Ltd's latest Q3 FY26 results show a significant recovery with a net profit of ₹2.31 crores and a revenue increase of 1972.73% year-on-year. However, concerns remain regarding low return on equity and financial stability, indicating mixed overall performance.

Minolta Finance Ltd's latest results for Q3 FY26 show a significant turnaround compared to the previous quarter. The company reported a net profit of ₹2.31 crores, a positive shift from a loss of ₹5.75 crores in Q2 FY26. This marks a substantial recovery and indicates a potential stabilization in its financial performance.<BR><BR>Revenue also saw a remarkable increase, reaching ₹4.56 crores, which represents a staggering growth of 1972.73% year-on-year. However, it's important to note that this growth comes after a quarter where the company had negative revenue figures, making the comparison somewhat misleading in terms of sustainable business momentum.<BR><BR>Despite the positive net profit and revenue figures, there are underlying concerns. The company's average return on equity (ROE) is extremely low at 0.60%, and the latest ROE figure was negative at 31.01%, indicating significant challenges in generating shareholder value. Additionally, the company's financial stability is questionable, as it faces a severe working capital mismatch, with current liabilities far exceeding current assets.<BR><BR>Overall, while the latest results show a positive trend in profitability and revenue, the fundamental weaknesses in capital efficiency, high volatility, and lack of institutional support suggest that the company still faces significant risks. Therefore, the results can be viewed as a mixed bag—good in terms of recovery from losses, but concerning when considering the overall financial health and sustainability of the business.

Is Minolta Finance overvalued or undervalued?

As of December 4, 2025, Minolta Finance is considered overvalued due to a negative PE ratio of -2.10, an EV to EBITDA ratio of -26.20, a troubling ROE of -52.23%, and a significant decline of 90.42% in stock performance over the past year, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 4 December 2025, the valuation grade for Minolta Finance has moved from risky to expensive. The company is currently overvalued, indicated by a PE ratio of -2.10 and an EV to EBITDA ratio of -26.20, both of which suggest significant financial distress. Additionally, the return on equity (ROE) stands at a concerning -52.23%, highlighting inefficiencies in generating profit from shareholders' equity.<BR><BR>In comparison to peers, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a much more attractive PE of 10.85. This stark contrast emphasizes Minolta Finance's unfavorable position within its industry. The company's stock performance has also been poor, with a year-to-date return significantly lagging behind the Sensex, reflecting a decline of 90.42% over the past year. Overall, these factors contribute to the conclusion that Minolta Finance is overvalued in the current market environment.

How has been the historical performance of Minolta Finance?

Minolta Finance has experienced growth in net sales and operating income from Mar'22 to Mar'25, but faces challenges with rising expenditures and liabilities, resulting in a decline in profits. Total liabilities surged significantly, primarily due to increased short-term borrowings, while cash flow from operations remained stagnant.

Answer:<BR>The historical performance of Minolta Finance shows a fluctuating trend in its financial metrics over the years.<BR><BR>Breakdown:<BR>Minolta Finance's net sales have increased from 0.39 Cr in Mar'22 to 1.02 Cr in Mar'25, indicating a positive growth trajectory. Total operating income followed a similar trend, rising from 0.39 Cr in Mar'22 to 1.02 Cr in Mar'25. However, total expenditure has also increased, from 0.32 Cr in Mar'22 to 1.00 Cr in Mar'25, leading to a modest operating profit of 0.02 Cr in Mar'25, down from 0.07 Cr in the previous year. Profit before tax has seen a slight decline to 0.01 Cr in Mar'25, while profit after tax was 0.01 Cr, a decrease from 0.05 Cr in Mar'24. The company's total liabilities surged to 58.79 Cr in Mar'25 from 12.22 Cr in Mar'24, primarily due to an increase in short-term borrowings, which rose to 47.53 Cr. Total assets also increased to 58.79 Cr in Mar'25, reflecting the rise in liabilities. Cash flow from operating activities remained stagnant, with no cash inflow or outflow reported in the last few years. Overall, while Minolta Finance has shown growth in sales and operating income, it faces challenges with rising expenditures and increasing liabilities.

Who are the top shareholders of the Minolta Finance?

The top shareholders of Minolta Finance are Bobros Consultancy Services Private Limited with 11.3%, and Marshall Commodities Private Limited, the promoter, with 1.27%. Individual investors hold a significant 46.56% of the shares, with no institutional or pledged promoter holdings reported.

The top shareholders of Minolta Finance include Bobros Consultancy Services Private Limited, which holds the highest public shareholding at 11.3%. Additionally, Marshall Commodities Private Limited is the promoter with the highest holding at 1.27%. Individual investors collectively hold a significant portion, accounting for 46.56% of the shares. There are no institutional holdings or pledged promoter holdings reported.

What is the technical trend for Minolta Finance?

As of June 6, 2025, Minolta Finance's trend has shifted to mildly bearish, supported by bearish signals from MACD, KST, and moving averages, despite a bullish weekly RSI, indicating moderate bearish strength and underperformance compared to the Sensex.

As of 6 June 2025, the technical trend for Minolta Finance has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the weekly MACD and KST both indicating bearish momentum, alongside bearish signals from Bollinger Bands and moving averages on the daily timeframe. The weekly RSI is bullish, which provides some conflicting signals. Dow Theory and OBV both support a mildly bearish outlook on both weekly and monthly timeframes. Overall, the strength of the bearish trend is moderate, with the stock significantly underperforming compared to the Sensex over the past year and longer periods.

Has Minolta Finance declared dividend?

No Dividend History Available