Motor & Gen Fin

Why is Motor & General Finance Ltd falling/rising?

As of 16-Jul, Motor & General Finance Ltd's stock price is at 27.15, down 2.9%, and has underperformed significantly over the past week and days. The decline is attributed to low investor participation, with a drastic drop in delivery volume indicating reduced interest.

As of 16-Jul, Motor & General Finance Ltd's stock price is falling, currently at 27.15, which reflects a decrease of 0.81 or 2.9%. The stock has been underperforming, having lost 6.69% over the last three days, and it has also shown a significant decline of 6.06% over the past week, while the benchmark Sensex has gained 0.58% during the same period. <BR><BR>Additionally, the stock's performance today indicates it has underperformed its sector by 2.42%. The stock is currently trading lower than its 5-day, 20-day, and 50-day moving averages, although it remains above the 100-day and 200-day moving averages. A notable factor contributing to the decline is the falling investor participation, as evidenced by a delivery volume of only 50 on July 15, which represents a drastic drop of 92.38% compared to the 5-day average delivery volume. This lack of trading activity suggests reduced interest among investors, further pressuring the stock price downward.

Which are the latest news on Motor & Gen Fin?

How big is Motor & Gen Fin?

As of 10th June, Motor & General Finance Ltd has a market capitalization of 115.00 Cr and reported net sales of 6.84 Cr and net profit of 146.79 Cr over the latest four quarters. Shareholder's funds are 75.72 Cr with total assets of 170.52 Cr as of March 2025.

As of 10th June, <BR><BR>Market Cap: Motor & General Finance Ltd has a market capitalization of 115.00 Cr, classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 6.84 Cr, while the sum of Net Profit for the same period is 146.79 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2025, with Shareholder's Funds amounting to 75.72 Cr and Total Assets totaling 170.52 Cr.

Who are in the management team of Motor & Gen Fin?

The management team of Motor & Gen Fin includes Rajiv Gupta (Chairman, Managing Director, CEO), Arti Gupta (Joint Managing Director), Arun Mitter (Executive Director), M K Madan (Vice President & Company Secretary), and several independent directors: Bharat Kumar, O N Aggarwal, and Karun Pratap Hoon, along with Additional Director Dinesh Agnani. This team offers a diverse range of expertise and leadership.

The management team of Motor & Gen Fin includes the following individuals:<BR><BR>1. **Rajiv Gupta** - Chairman, Managing Director, and CEO<BR>2. **Arti Gupta** - Joint Managing Director<BR>3. **Arun Mitter** - Executive Director<BR>4. **M K Madan** - Vice President & Company Secretary<BR>5. **Bharat Kumar** - Independent Director<BR>6. **O N Aggarwal** - Independent Director<BR>7. **Karun Pratap Hoon** - Independent Director<BR>8. **Dinesh Agnani** - Additional Director<BR><BR>This team brings a diverse range of expertise and leadership to the company.

Who are the peers of the Motor & Gen Fin?

Peers of Motor & Gen Fin include Eyantra Ventures, Ruchi Infrastr., TCI Industries, Coral India Fin., Kemp & Co., Droneacharya Aer, NIS Management, and MILGREY FIN.&INV. Management risk is excellent for Motor & Gen Fin and Coral India Fin, with average growth and varying returns, where TCI Industries leads at 15.74% and Droneacharya Aer lags at -57.60%.

Peers: The peers of Motor & Gen Fin are Eyantra Ventures, Ruchi Infrastr., TCI Industries, Coral India Fin., Kemp & Co., Droneacharya Aer, NIS Management, and MILGREY FIN.&INV.<BR><BR>Quality Snapshot: Excellent management risk is observed at Coral India Fin. and Motor & Gen Fin, while Average management risk is found at NIS Management. Below Average management risk is noted for Eyantra Ventures, Ruchi Infrastr., TCI Industries, Kemp & Co., Droneacharya Aer, and MILGREY FIN.&INV. Growth is Average at TCI Industries and Motor & Gen Fin, while Below Average growth is seen at Eyantra Ventures, Ruchi Infrastr., Coral India Fin., Kemp & Co., Droneacharya Aer, and MILGREY FIN.&INV. Capital Structure is Excellent at Coral India Fin. and Motor & Gen Fin, Good at NIS Management, and Below Average at Eyantra Ventures, Ruchi Infrastr., TCI Industries, Kemp & Co., Droneacharya Aer, and MILGREY FIN.&INV.<BR><BR>Return Snapshot: TCI Industries has the highest 1-year return at 15.74%, while Droneacharya Aer has the lowest at -57.60%. Motor & Gen Fin's 1-year return is 7.85%, which is higher than Droneacharya Aer but lower than TCI Industries. Additionally, the six-month return is negative for Ruchi Infrastr., Coral India Fin., Kemp & Co., Droneacharya Aer, NIS Management, and MILGREY FIN.&INV.

What does Motor & Gen Fin do?

Motor & General Finance Ltd specializes in automobile hire-purchase and leasing of construction and mining equipment. As of March 2026, it reported net sales of 2 Cr and a net profit of 145 Cr, with a market cap of INR 115 Cr.

Overview:<BR>Motor & General Finance Ltd operates in the diversified commercial services industry as a micro-cap company, primarily focusing on automobile hire-purchase and the leasing of construction and mining equipment.<BR><BR>History:<BR>Incorporated in March 1930, Motor & General Finance Ltd has evolved from a small company into the flagship entity of the MGF Group, which includes five other companies. The latest financial results reported are for the quarter ending March 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 2 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 145 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 115 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: -0.06% <BR>Price to Book: 0.52<BR><BR>Contact Details:<BR>Address: MGF House, 4/17-B Asaf Ali Road New Delhi New Delhi : 110002 <BR>Tel: 91-11-23272216-18/23278001-02 <BR>Email: mgfltd@hotmail.com <BR>Website: http://www.mgfltd.com

Should I buy, sell or hold Motor & General Finance Ltd?

Are Motor & General Finance Ltd latest results good or bad?

Motor & General Finance Ltd's latest results show a net profit of ₹145.48 crore, largely due to a one-time gain, while the company reported an operating loss of ₹1.48 crore and a concerning operating margin of -85.06%. Overall, despite a positive short-term stock response, the underlying operational challenges raise significant concerns about the company's long-term viability.

Motor & General Finance Ltd's latest results present a mixed picture, but overall, they indicate significant operational challenges despite a headline net profit figure that appears impressive.<BR><BR>In Q4 FY26, the company reported a net profit of ₹145.48 crore, which reflects an extraordinary year-on-year increase of 1,454,700%. However, this figure is largely inflated by a one-time gain, masking the underlying operational struggles. The operating profit (excluding other income) was a loss of ₹1.48 crore, resulting in an alarming operating margin of -85.06%. This marks a significant deterioration from the previous year, highlighting the company's inability to generate sustainable profits from its core activities.<BR><BR>Revenue for the quarter was ₹1.74 crore, showing a modest quarter-on-quarter growth of 6.75%, but it remained flat year-on-year, indicating a lack of organic growth. The company's reliance on exceptional items for profitability raises concerns about its long-term viability. The stark contrast between the reported net profit and the operational losses suggests that the business model is fundamentally challenged.<BR><BR>Overall, while the stock has seen a positive response in the short term, driven by the headline profit figure, the underlying operational metrics are concerning. Investors should exercise caution, as the company faces significant risks related to its core business performance.

Is Motor & Gen Fin overvalued or undervalued?

As of December 1, 2025, Motor & Gen Fin is fairly valued with a PE ratio of 66.14 and an EV to EBITDA of -100.41, underperforming the Sensex with a return of -18.70% compared to the Sensex's 7.32%, while peers like Bajaj Finance are considered very expensive and Life Insurance is very attractive.

As of 1 December 2025, the valuation grade for Motor & Gen Fin has moved from expensive to fair. The company appears to be fairly valued at this time. Key ratios include a PE ratio of 66.14, an EV to EBITDA of -100.41, and a ROE of 1.98%. <BR><BR>In comparison to peers, Bajaj Finance has a PE ratio of 34.7 and an EV to EBITDA of 19.56, indicating it is very expensive, while Life Insurance stands out as very attractive with a PE of 10.92 and an EV to EBITDA of 8.98. Notably, Motor & Gen Fin's stock has underperformed against the Sensex over the past year, with a return of -18.70% compared to the Sensex's 7.32%, reinforcing the notion of its fair valuation amidst broader market trends.

How has been the historical performance of Motor & Gen Fin?

Motor & Gen Fin has shown a recovery in financial performance, with net sales increasing from 4.18 Cr in Mar'22 to 6.97 Cr in Mar'25 and operating profit improving from a loss of 4.43 Cr in Mar'23 to a profit of 2.16 Cr in Mar'25, despite previous challenges. Total assets and liabilities have decreased slightly, indicating a stabilizing financial position.

Answer:<BR>The historical performance of Motor & Gen Fin shows a fluctuating trend in net sales and profitability over the years, with a notable recovery in recent periods.<BR><BR>Breakdown:<BR>Motor & Gen Fin's net sales have increased from 4.18 Cr in Mar'22 to 6.97 Cr in Mar'25, reflecting a steady growth trajectory. However, the total operating income has also seen a rise, reaching 6.97 Cr in Mar'25, up from 4.18 Cr in Mar'22. The company has faced challenges with total expenditure, which peaked at 11.77 Cr in Mar'20, but has since decreased to 7.77 Cr in Mar'25. Operating profit (PBDIT) has shown improvement, moving from a loss of 4.43 Cr in Mar'23 to a profit of 2.16 Cr in Mar'25. Profit before tax has also improved, from a loss of 2.59 Cr in Mar'23 to a profit of 0.84 Cr in Mar'25. The profit after tax followed a similar trend, recovering from a loss of 2.62 Cr in Mar'23 to a profit of 0.80 Cr in Mar'25. The company's total assets decreased from 175.75 Cr in Mar'22 to 170.52 Cr in Mar'25, while total liabilities also declined from 172.04 Cr in Mar'24 to 170.52 Cr in Mar'25. Overall, the financial performance indicates a recovery phase with increasing sales and profitability, despite previous losses.

Who are the top shareholders of the Motor & Gen Fin?

The top shareholders of Motor & Gen Fin include Bahubali Services Ltd at 21.15%, individual investors at 21.34%, and a Foreign Institutional Investor holding 2.66%. Atyant Capital India Fund also holds 2.66%, with no mutual funds currently invested in the company.

The top shareholders of Motor & Gen Fin include the promoters, with Bahubali Services Ltd holding the largest share at 21.15%. Additionally, individual investors collectively hold 21.34%. On the institutional side, there is one Foreign Institutional Investor (FII) that holds 2.66%, and the highest public shareholder is Atyant Capital India Fund, also at 2.66%. There are no mutual funds currently holding shares in the company.

What is the technical trend for Motor & Gen Fin?

As of May 26, 2025, Motor & Gen Fin shows a mildly bearish trend, with mixed signals from indicators like moving averages and MACD, despite a bullish OBV.

As of 26 May 2025, the technical trend for Motor & Gen Fin has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the daily moving averages indicating bearish momentum and the Bollinger Bands reflecting a bearish outlook on both weekly and monthly time frames. The MACD shows a mildly bullish signal on the weekly chart, but remains bearish on the monthly, which adds to the mixed signals. The KST is mildly bullish weekly but bearish monthly, while the Dow Theory indicates a mildly bullish trend on the weekly but no trend on the monthly. Despite the OBV being bullish on both weekly and monthly, the overall sentiment remains cautious due to the prevailing bearish indicators.

When is the next results date for Motor & Gen Fin?

No Upcoming Board Meetings

Has Motor & Gen Fin declared dividend?

Motor & General Finance Ltd has declared a 15% dividend, amounting to 1.5 per share, with an ex-date of September 22, 2011. However, the company has shown significant price declines in the short term, resulting in a total return of -16.59% over six months and -21.91% over one year, with no dividend yield.

Motor & General Finance Ltd has declared a 15% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 15%<BR>- Amount per share: 1.5<BR>- Ex-date: 22 Sep 11<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -16.59%, the dividend return was 0%, resulting in a total return of -16.59%.<BR><BR>In the 1-year period, the price return was -21.91%, the dividend return was 0%, leading to a total return of -21.91%.<BR><BR>In the 2-year period, the price return was -5.32%, the dividend return was 0%, resulting in a total return of -5.32%.<BR><BR>In the 3-year period, the price return was -8.72%, the dividend return was 0%, leading to a total return of -8.72%.<BR><BR>In the 4-year period, the price return was 36.22%, the dividend return was 0%, resulting in a total return of 36.22%.<BR><BR>In the 5-year period, the price return was 78.3%, the dividend return was 0%, leading to a total return of 78.3%.<BR><BR>Overall, while Motor & General Finance Ltd has declared a dividend, the total returns over various periods indicate significant price declines in the short term, with a notable recovery over the longer term. The lack of dividend yield suggests that the company may not be currently focused on providing returns to shareholders through dividends.