Motor & Gen Fin

Why is Motor & General Finance Ltd falling/rising?

As of 01-Sep, Motor & General Finance Ltd's stock price is rising to 28.40, reflecting a 3.27% increase, supported by strong recent performance and increased promoter confidence. Despite concerns about long-term fundamentals, the stock has outperformed the Sensex and is trading above key moving averages.

As of 01-Sep, Motor & General Finance Ltd's stock price is rising, currently at 28.40, with a change of 0.9, reflecting a 3.27% increase. This upward movement is supported by several factors. Over the past week, the stock has outperformed the benchmark Sensex, gaining 8.98% while the Sensex declined by 0.92%. Additionally, in the last month, the stock has risen by 6.61%, contrasting with a 1.47% drop in the Sensex.<BR><BR>The stock has also shown strong performance year-to-date, with a 24.40% increase compared to a 9.71% decline in the Sensex. Furthermore, the stock has been on a consecutive gain streak for the last two days, accumulating a total return of 5.19% during this period. It is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a positive trend.<BR><BR>Another contributing factor to the stock's rise is the increased confidence from promoters, who have raised their stake in the company by 1.19% over the previous quarter, now holding 70.79% of the company. This increase in ownership often signals a positive outlook for the company's future.<BR><BR>However, it is important to note that there are concerns regarding the company's long-term fundamental strength, as indicated by a low average Return on Equity (ROE) of 0.52% and a high valuation compared to peers. Despite these concerns, the current performance metrics and promoter confidence are driving the stock's rise.

What does Motor & Gen Fin do?

Motor & General Finance Ltd specializes in automobile hire-purchase and leasing of construction and mining equipment, operating as a micro-cap company with a market cap of INR 103 Cr. As of June 2026, it reported net sales and net profit of 2 Cr each.

Overview:<BR>Motor & General Finance Ltd operates in the diversified commercial services industry, focusing on automobile hire-purchase and the leasing of construction and mining equipment, and is categorized as a micro-cap company.<BR><BR>History:<BR>Incorporated in March 1930, Motor & General Finance Ltd is the flagship company of the MGF Group. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 2 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 2 Cr (Quarterly Results - Jun 2026) <BR>Market-cap: INR 103 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 56.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: -0.06% <BR>Price to Book: 0.47 <BR><BR>Contact Details:<BR>Address: MGF House, 4/17-B Asaf Ali Road New Delhi New Delhi : 110002 <BR>Tel: 91-11-23272216-18/23278001-02 <BR>Email: mgfltd@hotmail.com <BR>Website: http://www.mgfltd.com

Who are the peers of the Motor & Gen Fin?

Motor & Gen Fin's peers include Coral India Fin., Eyantra Ventures, Kemp & Co., TCI Industries, MILGREY FIN.&INV, Esaar (India), and NIS Management. TCI Industries has the highest 1-year return at 7.00%, matching Motor & Gen Fin, while MILGREY FIN.&INV has the lowest return at -60.12%.

Peers: The peers of Motor & Gen Fin are Coral India Fin., Eyantra Ventures, Kemp & Co., TCI Industries, MILGREY FIN.&INV, Esaar (India), and NIS Management.<BR><BR>Quality Snapshot: Excellent management risk is observed at Coral India Fin. and MILGREY FIN.&INV, while Average management risk is found at Esaar (India) and NIS Management, and the rest have Below Average management risk. Good growth is noted at Motor & Gen Fin. and Esaar (India), while Average growth is found at TCI Industries, and the rest have Below Average growth. Excellent capital structure is seen at Coral India Fin., Motor & Gen Fin., MILGREY FIN.&INV, and Esaar (India), while Good capital structure is at NIS Management, and the rest have Below Average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is TCI Industries at 7.00%, while the peer with the lowest is MILGREY FIN.&INV at -60.12%. Motor & Gen Fin's own 1-year return is 7.00%, which matches that of TCI Industries. Additionally, MILGREY FIN.&INV and NIS Management have negative six-month returns.

How big is Motor & Gen Fin?

As of 31st August, Motor & General Finance Ltd has a market capitalization of 103.00 Cr, classifying it as a Micro Cap company, with recent Net Sales of 6.91 Cr and a Net Profit of 148.83 Cr.

As of 31st August, Motor & General Finance Ltd has a market capitalization of 103.00 Cr, which classifies it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 6.91 Cr and a Net Profit of 148.83 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 75.72 Cr and Total Assets of 170.52 Cr.

Which are the latest news on Motor & Gen Fin?

Who are in the management team of Motor & Gen Fin?

The management team of Motor & Gen Fin includes Rajiv Gupta (Chairman, Managing Director & CEO), Arti Gupta (Joint Managing Director), Arun Mitter (Executive Director), M K Madan (Vice President & Company Secretary), and several independent directors: Bharat Kumar, O N Aggarwal, and Karun Pratap Hoon, along with Additional Director Dinesh Agnani. This diverse team guides the company's strategic direction and operations.

The management team of Motor & Gen Fin includes the following members:<BR><BR>1. **Rajiv Gupta** - Chairman, Managing Director & CEO<BR>2. **Arti Gupta** - Joint Managing Director<BR>3. **Arun Mitter** - Executive Director<BR>4. **M K Madan** - Vice President & Company Secretary<BR>5. **Bharat Kumar** - Independent Director<BR>6. **O N Aggarwal** - Independent Director<BR>7. **Karun Pratap Hoon** - Independent Director<BR>8. **Dinesh Agnani** - Additional Director<BR><BR>This team brings a diverse range of expertise to the company, contributing to its strategic direction and operations.

Should I buy, sell or hold Motor & General Finance Ltd?

When is the next results date for Motor & General Finance Ltd?

The next results date for Motor & General Finance Ltd is 11 August 2026.

The next results date for Motor & General Finance Ltd is scheduled for 11 August 2026.

Are Motor & General Finance Ltd latest results good or bad?

Motor & General Finance Ltd's latest results show a net profit of ₹145.48 crore, largely due to a one-time gain, while the company reported an operating loss of ₹1.48 crore and a concerning operating margin of -85.06%. Overall, despite a positive short-term stock response, the underlying operational challenges raise significant concerns about the company's long-term viability.

Motor & General Finance Ltd's latest results present a mixed picture, but overall, they indicate significant operational challenges despite a headline net profit figure that appears impressive.<BR><BR>In Q4 FY26, the company reported a net profit of ₹145.48 crore, which reflects an extraordinary year-on-year increase of 1,454,700%. However, this figure is largely inflated by a one-time gain, masking the underlying operational struggles. The operating profit (excluding other income) was a loss of ₹1.48 crore, resulting in an alarming operating margin of -85.06%. This marks a significant deterioration from the previous year, highlighting the company's inability to generate sustainable profits from its core activities.<BR><BR>Revenue for the quarter was ₹1.74 crore, showing a modest quarter-on-quarter growth of 6.75%, but it remained flat year-on-year, indicating a lack of organic growth. The company's reliance on exceptional items for profitability raises concerns about its long-term viability. The stark contrast between the reported net profit and the operational losses suggests that the business model is fundamentally challenged.<BR><BR>Overall, while the stock has seen a positive response in the short term, driven by the headline profit figure, the underlying operational metrics are concerning. Investors should exercise caution, as the company faces significant risks related to its core business performance.

Is Motor & Gen Fin overvalued or undervalued?

As of December 1, 2025, Motor & Gen Fin is fairly valued with a PE ratio of 66.14 and an EV to EBITDA of -100.41, underperforming the Sensex with a return of -18.70% compared to the Sensex's 7.32%, while peers like Bajaj Finance are considered very expensive and Life Insurance is very attractive.

As of 1 December 2025, the valuation grade for Motor & Gen Fin has moved from expensive to fair. The company appears to be fairly valued at this time. Key ratios include a PE ratio of 66.14, an EV to EBITDA of -100.41, and a ROE of 1.98%. <BR><BR>In comparison to peers, Bajaj Finance has a PE ratio of 34.7 and an EV to EBITDA of 19.56, indicating it is very expensive, while Life Insurance stands out as very attractive with a PE of 10.92 and an EV to EBITDA of 8.98. Notably, Motor & Gen Fin's stock has underperformed against the Sensex over the past year, with a return of -18.70% compared to the Sensex's 7.32%, reinforcing the notion of its fair valuation amidst broader market trends.

How has been the historical performance of Motor & Gen Fin?

Motor & Gen Fin has shown a recovery in financial performance, with net sales increasing from 4.18 Cr in Mar'22 to 6.97 Cr in Mar'25 and operating profit improving from a loss of 4.43 Cr in Mar'23 to a profit of 2.16 Cr in Mar'25, despite previous challenges. Total assets and liabilities have decreased slightly, indicating a stabilizing financial position.

Answer:<BR>The historical performance of Motor & Gen Fin shows a fluctuating trend in net sales and profitability over the years, with a notable recovery in recent periods.<BR><BR>Breakdown:<BR>Motor & Gen Fin's net sales have increased from 4.18 Cr in Mar'22 to 6.97 Cr in Mar'25, reflecting a steady growth trajectory. However, the total operating income has also seen a rise, reaching 6.97 Cr in Mar'25, up from 4.18 Cr in Mar'22. The company has faced challenges with total expenditure, which peaked at 11.77 Cr in Mar'20, but has since decreased to 7.77 Cr in Mar'25. Operating profit (PBDIT) has shown improvement, moving from a loss of 4.43 Cr in Mar'23 to a profit of 2.16 Cr in Mar'25. Profit before tax has also improved, from a loss of 2.59 Cr in Mar'23 to a profit of 0.84 Cr in Mar'25. The profit after tax followed a similar trend, recovering from a loss of 2.62 Cr in Mar'23 to a profit of 0.80 Cr in Mar'25. The company's total assets decreased from 175.75 Cr in Mar'22 to 170.52 Cr in Mar'25, while total liabilities also declined from 172.04 Cr in Mar'24 to 170.52 Cr in Mar'25. Overall, the financial performance indicates a recovery phase with increasing sales and profitability, despite previous losses.

Who are the top shareholders of the Motor & Gen Fin?

The top shareholders of Motor & Gen Fin include Bahubali Services Ltd at 21.15%, individual investors at 21.34%, and a Foreign Institutional Investor holding 2.66%. Atyant Capital India Fund also holds 2.66%, with no mutual funds currently invested in the company.

The top shareholders of Motor & Gen Fin include the promoters, with Bahubali Services Ltd holding the largest share at 21.15%. Additionally, individual investors collectively hold 21.34%. On the institutional side, there is one Foreign Institutional Investor (FII) that holds 2.66%, and the highest public shareholder is Atyant Capital India Fund, also at 2.66%. There are no mutual funds currently holding shares in the company.

What is the technical trend for Motor & Gen Fin?

As of May 26, 2025, Motor & Gen Fin shows a mildly bearish trend, with mixed signals from indicators like moving averages and MACD, despite a bullish OBV.

As of 26 May 2025, the technical trend for Motor & Gen Fin has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the daily moving averages indicating bearish momentum and the Bollinger Bands reflecting a bearish outlook on both weekly and monthly time frames. The MACD shows a mildly bullish signal on the weekly chart, but remains bearish on the monthly, which adds to the mixed signals. The KST is mildly bullish weekly but bearish monthly, while the Dow Theory indicates a mildly bullish trend on the weekly but no trend on the monthly. Despite the OBV being bullish on both weekly and monthly, the overall sentiment remains cautious due to the prevailing bearish indicators.

Has Motor & Gen Fin declared dividend?

Motor & General Finance Ltd has declared a 15% dividend, amounting to 1.5 per share, with an ex-date of September 22, 2011. However, the company has shown significant price declines in the short term, resulting in a total return of -16.59% over six months and -21.91% over one year, with no dividend yield.

Motor & General Finance Ltd has declared a 15% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 15%<BR>- Amount per share: 1.5<BR>- Ex-date: 22 Sep 11<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -16.59%, the dividend return was 0%, resulting in a total return of -16.59%.<BR><BR>In the 1-year period, the price return was -21.91%, the dividend return was 0%, leading to a total return of -21.91%.<BR><BR>In the 2-year period, the price return was -5.32%, the dividend return was 0%, resulting in a total return of -5.32%.<BR><BR>In the 3-year period, the price return was -8.72%, the dividend return was 0%, leading to a total return of -8.72%.<BR><BR>In the 4-year period, the price return was 36.22%, the dividend return was 0%, resulting in a total return of 36.22%.<BR><BR>In the 5-year period, the price return was 78.3%, the dividend return was 0%, leading to a total return of 78.3%.<BR><BR>Overall, while Motor & General Finance Ltd has declared a dividend, the total returns over various periods indicate significant price declines in the short term, with a notable recovery over the longer term. The lack of dividend yield suggests that the company may not be currently focused on providing returns to shareholders through dividends.