Motor & Gen Fin

how big is Motor & Gen Fin?

As of Jun 06, Motor & General Finance Ltd has a market capitalization of 104.06 Cr, classifying it as a Micro Cap company, with recent net sales of 6.96 Cr and net profit of 0.80 Cr over the last four quarters. Shareholder's funds are 75.00 Cr, and total assets amount to 172.04 Cr as of the latest annual period ending Mar'24.

Market Cap: <BR>As of Jun 06, Motor & General Finance Ltd has a market capitalization of 104.06 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: <BR>For the latest 4 quarters, the sum of Net Sales is 6.96 Cr and the sum of Net Profit is 0.80 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: <BR>This is Consolidated data for the latest annual period ending Mar'24. Shareholder's Funds are reported at 75.00 Cr, and Total Assets amount to 172.04 Cr.

When is the next results date for Motor & Gen Fin?

No Upcoming Board Meetings

What does Motor & Gen Fin do?

Motor & General Finance Ltd specializes in automobile hire-purchase and leasing of construction and mining equipment, operating as a micro-cap company with a market cap of Rs 102 Cr. As of March 2025, it reported net sales of 2 Cr and a net profit of 0 Cr.

Overview: <BR>Motor & General Finance Ltd operates in the diversified commercial services industry, primarily focusing on automobile hire-purchase and leasing of construction and mining equipment, and is categorized as a micro-cap company.<BR><BR>History: <BR>Motor & General Finance Ltd was incorporated in March 1930 and has evolved from a small company into the flagship of the MGF Group, which includes five other companies. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 2 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 102 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 104.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 1.06% <BR>Price-to-Book: 1.38 <BR><BR>Contact Details: <BR>Address: MGF House, 4/17-B Asaf Ali Road New Delhi New Delhi : 110002 <BR>Tel: 91-11-23272216-18/23278001-02 <BR>Email: mgfltd@hotmail.com <BR>Website: http://www.mgfltd.com

Who are in the management team of Motor & Gen Fin?

As of March 2023, the management team of Motor & Gen Fin includes Rajiv Gupta (Chairman, Managing Director, and CEO), Arti Gupta (Joint Managing Director), Arun Mitter (Executive Director), and several Independent Directors: Bharat Kumar, O N Aggarwal, and Karun Pratap Hoon, along with M K Madan (Vice President & Company Secretary) and Dinesh Agnani (Additional Director).

As of March 2023, the management team of Motor & Gen Fin includes the following members:<BR><BR>1. Bharat Kumar - Independent Director<BR>2. O N Aggarwal - Independent Director<BR>3. M K Madan - Vice President & Company Secretary<BR>4. Karun Pratap Hoon - Independent Director<BR>5. Rajiv Gupta - Chairman, Managing Director, and CEO<BR>6. Arti Gupta - Joint Managing Director<BR>7. Arun Mitter - Executive Director<BR>8. Dinesh Agnani - Additional Director<BR><BR>Each member holds a significant role within the company, contributing to its governance and operational management.

Has Motor & Gen Fin declared dividend?

Motor & General Finance Ltd has declared a 15% dividend, amounting to 1.5 per share, with an ex-date of September 22, 2011. However, the company has shown significant price declines in the short term, resulting in a total return of -16.59% over six months and -21.91% over one year, with no dividend yield.

Motor & General Finance Ltd has declared a 15% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 15%<BR>- Amount per share: 1.5<BR>- Ex-date: 22 Sep 11<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -16.59%, the dividend return was 0%, resulting in a total return of -16.59%.<BR><BR>In the 1-year period, the price return was -21.91%, the dividend return was 0%, leading to a total return of -21.91%.<BR><BR>In the 2-year period, the price return was -5.32%, the dividend return was 0%, resulting in a total return of -5.32%.<BR><BR>In the 3-year period, the price return was -8.72%, the dividend return was 0%, leading to a total return of -8.72%.<BR><BR>In the 4-year period, the price return was 36.22%, the dividend return was 0%, resulting in a total return of 36.22%.<BR><BR>In the 5-year period, the price return was 78.3%, the dividend return was 0%, leading to a total return of 78.3%.<BR><BR>Overall, while Motor & General Finance Ltd has declared a dividend, the total returns over various periods indicate significant price declines in the short term, with a notable recovery over the longer term. The lack of dividend yield suggests that the company may not be currently focused on providing returns to shareholders through dividends.

Who are the peers of the Motor & Gen Fin?

Motor & Gen Fin's peers include International Ge, CMS Info Systems, NESCO, SIS, Nirlon, Dynavision, Sellwin Traders, Future Market, and Evans Electric. Management risk varies from excellent to below average across peers, with Nirlon showing the highest 1-year return at 22.15% and Motor & Gen Fin at -15.92%.

Peers: The peers of Motor & Gen Fin are International Ge, CMS Info Systems, NESCO, SIS, Nirlon, Dynavision, Sellwin Traders, Future Market, and Evans Electric.<BR><BR>Quality Snapshot: Excellent management risk is observed at International Ge and CMS Info Systems, while Good management risk is found at Nirlon and Dynavision. Average management risk is present at NESCO, SIS, and Evans Electric, and Below Average management risk is noted at Motor & Gen Fin, Sellwin Traders, and Future Market. Growth is Excellent for Sellwin Traders, Average for Nirlon and Motor & Gen Fin, and Below Average for CMS Info Systems, NESCO, SIS, Dynavision, and Evans Electric, with the rest showing varying ratings. Capital Structure is Excellent for International Ge, CMS Info Systems, NESCO, Motor & Gen Fin, and Sellwin Traders, Good for SIS and Dynavision, and Below Average for Nirlon and Future Market.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Nirlon at 22.15%, while the lowest is Sellwin Traders at -83.04%. Motor & Gen Fin's 1-year return is -15.92%, which is higher than Sellwin Traders but lower than Nirlon. Additionally, the six-month return is negative for Dynavision, Future Market, and Motor & Gen Fin.

What is the technical trend for Motor & Gen Fin?

As of May 26, 2025, Motor & Gen Fin shows a mildly bearish trend, with mixed signals from indicators like moving averages and MACD, despite a bullish OBV.

As of 26 May 2025, the technical trend for Motor & Gen Fin has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the daily moving averages indicating bearish momentum and the Bollinger Bands reflecting a bearish outlook on both weekly and monthly time frames. The MACD shows a mildly bullish signal on the weekly chart, but remains bearish on the monthly, which adds to the mixed signals. The KST is mildly bullish weekly but bearish monthly, while the Dow Theory indicates a mildly bullish trend on the weekly but no trend on the monthly. Despite the OBV being bullish on both weekly and monthly, the overall sentiment remains cautious due to the prevailing bearish indicators.

Who are the top shareholders of the Motor & Gen Fin?

The top shareholders of Motor & Gen Fin include Bahubali Services Ltd at 21.15%, individual investors at 21.34%, and a Foreign Institutional Investor holding 2.66%. Atyant Capital India Fund also holds 2.66%, with no mutual funds currently invested in the company.

The top shareholders of Motor & Gen Fin include the promoters, with Bahubali Services Ltd holding the largest share at 21.15%. Additionally, individual investors collectively hold 21.34%. On the institutional side, there is one Foreign Institutional Investor (FII) that holds 2.66%, and the highest public shareholder is Atyant Capital India Fund, also at 2.66%. There are no mutual funds currently holding shares in the company.

How has been the historical performance of Motor & Gen Fin?

Motor & Gen Fin has shown a recovery in financial performance, with net sales increasing from 4.18 Cr in Mar'22 to 6.97 Cr in Mar'25 and operating profit improving from a loss of 4.43 Cr in Mar'23 to a profit of 2.16 Cr in Mar'25, despite previous challenges. Total assets and liabilities have decreased slightly, indicating a stabilizing financial position.

Answer:<BR>The historical performance of Motor & Gen Fin shows a fluctuating trend in net sales and profitability over the years, with a notable recovery in recent periods.<BR><BR>Breakdown:<BR>Motor & Gen Fin's net sales have increased from 4.18 Cr in Mar'22 to 6.97 Cr in Mar'25, reflecting a steady growth trajectory. However, the total operating income has also seen a rise, reaching 6.97 Cr in Mar'25, up from 4.18 Cr in Mar'22. The company has faced challenges with total expenditure, which peaked at 11.77 Cr in Mar'20, but has since decreased to 7.77 Cr in Mar'25. Operating profit (PBDIT) has shown improvement, moving from a loss of 4.43 Cr in Mar'23 to a profit of 2.16 Cr in Mar'25. Profit before tax has also improved, from a loss of 2.59 Cr in Mar'23 to a profit of 0.84 Cr in Mar'25. The profit after tax followed a similar trend, recovering from a loss of 2.62 Cr in Mar'23 to a profit of 0.80 Cr in Mar'25. The company's total assets decreased from 175.75 Cr in Mar'22 to 170.52 Cr in Mar'25, while total liabilities also declined from 172.04 Cr in Mar'24 to 170.52 Cr in Mar'25. Overall, the financial performance indicates a recovery phase with increasing sales and profitability, despite previous losses.

Is Motor & Gen Fin overvalued or undervalued?

As of December 1, 2025, Motor & Gen Fin is fairly valued with a PE ratio of 66.14 and an EV to EBITDA of -100.41, underperforming the Sensex with a return of -18.70% compared to the Sensex's 7.32%, while peers like Bajaj Finance are considered very expensive and Life Insurance is very attractive.

As of 1 December 2025, the valuation grade for Motor & Gen Fin has moved from expensive to fair. The company appears to be fairly valued at this time. Key ratios include a PE ratio of 66.14, an EV to EBITDA of -100.41, and a ROE of 1.98%. <BR><BR>In comparison to peers, Bajaj Finance has a PE ratio of 34.7 and an EV to EBITDA of 19.56, indicating it is very expensive, while Life Insurance stands out as very attractive with a PE of 10.92 and an EV to EBITDA of 8.98. Notably, Motor & Gen Fin's stock has underperformed against the Sensex over the past year, with a return of -18.70% compared to the Sensex's 7.32%, reinforcing the notion of its fair valuation amidst broader market trends.

Are Motor & General Finance Ltd latest results good or bad?

Motor & General Finance Ltd's latest results show a net profit of ₹145.48 crore, largely due to a one-time gain, while the company reported an operating loss of ₹1.48 crore and a concerning operating margin of -85.06%. Overall, despite a positive short-term stock response, the underlying operational challenges raise significant concerns about the company's long-term viability.

Motor & General Finance Ltd's latest results present a mixed picture, but overall, they indicate significant operational challenges despite a headline net profit figure that appears impressive.<BR><BR>In Q4 FY26, the company reported a net profit of ₹145.48 crore, which reflects an extraordinary year-on-year increase of 1,454,700%. However, this figure is largely inflated by a one-time gain, masking the underlying operational struggles. The operating profit (excluding other income) was a loss of ₹1.48 crore, resulting in an alarming operating margin of -85.06%. This marks a significant deterioration from the previous year, highlighting the company's inability to generate sustainable profits from its core activities.<BR><BR>Revenue for the quarter was ₹1.74 crore, showing a modest quarter-on-quarter growth of 6.75%, but it remained flat year-on-year, indicating a lack of organic growth. The company's reliance on exceptional items for profitability raises concerns about its long-term viability. The stark contrast between the reported net profit and the operational losses suggests that the business model is fundamentally challenged.<BR><BR>Overall, while the stock has seen a positive response in the short term, driven by the headline profit figure, the underlying operational metrics are concerning. Investors should exercise caution, as the company faces significant risks related to its core business performance.

Should I buy, sell or hold Motor & General Finance Ltd?

Which are the latest news on Motor & Gen Fin?

Why is Motor & General Finance Ltd falling/rising?

As of 03-Jun, Motor & General Finance Ltd's stock price is at Rs 27.05, reflecting a 3.56% increase. Despite a decline in investor participation, the stock shows strong performance, trading above key moving averages and achieving a total return of 9.25% over the last two days.

As of 03-Jun, Motor & General Finance Ltd's stock price is rising, currently at Rs 27.05, reflecting a change of Rs 0.93 or 3.56% increase. This upward movement can be attributed to several factors. The stock has outperformed its sector by 5.28%, indicating strong relative performance. Additionally, it has experienced consecutive gains over the last two days, accumulating a total return of 9.25% during this period.<BR><BR>The stock also reached an intraday high of Rs 27.4, which represents a 4.9% increase, showcasing positive momentum. Furthermore, it is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a bullish trend in the stock's performance.<BR><BR>However, it is important to note that there has been a decline in investor participation, with delivery volume dropping by 72.59% compared to the 5-day average. Despite this decrease in participation, the overall price movement remains positive, supported by the stock's recent performance and its ability to maintain higher trading levels.