Muthoot Finance

how big is Muthoot Finance?

As of Jun 06, Muthoot Finance Ltd has a market capitalization of 98,216.13 Cr, with recent net sales of 20,214.16 Cr and a net profit of 5,302.49 Cr. Shareholder's funds are valued at 25,107.21 Cr, and total assets amount to 96,371.84 Cr.

Market Cap: <BR>As of Jun 06, Muthoot Finance Ltd has a market capitalization of 98,216.13 Cr, classifying it as a Large Cap company.<BR><BR>Recent Quarterly Performance: <BR>For the latest 4 quarters, Muthoot Finance reported a sum of Net Sales of 20,214.16 Cr and a sum of Net Profit of 5,302.49 Cr. This data is Consolidated.<BR><BR>Balance Sheet Snapshot: <BR>This is Consolidated data for the latest annual period ending in Mar'24. The Shareholder's Funds are valued at 25,107.21 Cr, and the Total Assets amount to 96,371.84 Cr.

Who are in the management team of Muthoot Finance?

As of March 2023, the management team of Muthoot Finance includes key members such as George Jacob Muthoot (Chairman), George Alexander Muthoot (Managing Director), and several whole-time and independent directors overseeing the company's operations and strategy.

As of March 2023, the management team of Muthoot Finance includes the following key members:<BR><BR>1. George Thomas Muthoot - Whole-time Director<BR>2. George Jacob Muthoot - Chairman & Whole-time Director<BR>3. George Alexander Muthoot - Managing Director<BR>4. Alexander M George - Whole-time Director<BR>5. Jose Mathew - Non-Executive & Independent Director<BR>6. Jacob Benjamin Koshy - Non-Executive & Independent Director<BR>7. Rajesh A - Company Secretary & Compliance Officer<BR>8. V Antony George - Non-Executive & Independent Director<BR>9. Ravindra Pisharody - Non-Executive & Independent Director<BR>10. Abraham Chacko - Non-Executive & Independent Director<BR>11. George Muthoot Jacob - Whole-time Director<BR>12. Usha Sunny - Independent Director<BR>13. George Muthoot George - Whole-time Director<BR>14. George Alexander - Whole-time Director<BR>15. Chamacheril Abraham Mohan - Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

What does Muthoot Finance do?

Muthoot Finance Ltd is India's largest gold financing company, operating as a Non-Banking Financial Company (NBFC) with a market cap of Rs 98,011 Cr. As of March 2025, it reported net sales of 5,622 Cr and a net profit of 1,478 Cr.

Overview: <BR>Muthoot Finance Ltd is the largest gold financing company in India, operating in the Non Banking Financial Company (NBFC) sector and categorized as a Large Cap entity.<BR><BR>History: <BR>Muthoot Finance was incorporated in an unspecified year and has maintained its status as a leading gold financing company. The latest quarterly results reported are for March 2025, showcasing significant sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 5,622 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 1,478 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 98,011 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 17.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.13% <BR>Debt-Equity: 3.38 <BR>Return on Equity: 18.06% <BR>Price to Book: 3.14<BR><BR>Contact Details: <BR>Address: Muthoot Chambers 2nd Floor, Opp Saritha Theatre Banerji Rd Kochi Kerala : 682018 <BR>Tel: 91-484-2394712 <BR>Email: mails@muthootgroup.com <BR>Website: http://www.muthootfinance.com

Has Muthoot Finance declared dividend?

Yes, Muthoot Finance has declared a 260% dividend, amounting to ₹26 per share, with an ex-date of April 25, 2025. The company has shown strong total returns across various periods, including a 41.94% total return over the past year.

Muthoot Finance Ltd has declared a 260% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 260%<BR>- Amount per share: 26<BR>- Ex-date: 25 Apr 2025<BR><BR>Dividend Yield: 1.13%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, Muthoot Finance achieved a price return of 26.42%, a dividend return of 1.30%, resulting in a total return of 27.72%.<BR><BR>Over the past year, the company recorded a price return of 40.46%, a dividend return of 1.48%, leading to a total return of 41.94%.<BR><BR>In the 2-year period, Muthoot Finance experienced a price return of 118.27%, a dividend return of 4.23%, culminating in a total return of 122.5%.<BR><BR>For the 3-year period, the price return was 127.91%, with a dividend return of 7.28%, resulting in a total return of 135.19%.<BR><BR>In the last 4 years, the company had a price return of 63.01%, a dividend return of 6.18%, which led to a total return of 69.19%.<BR><BR>Finally, over the past 5 years, Muthoot Finance achieved a price return of 169.02%, a dividend return of 10.10%, resulting in a total return of 179.12%.<BR><BR>Overall, Muthoot Finance has not only declared a substantial dividend but has also demonstrated impressive total returns across various periods, indicating strong financial performance and shareholder value.

Who are the peers of the Muthoot Finance?

Muthoot Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv. In terms of performance, Muthoot Finance shows average growth and excellent capital structure, with a 1-year return of 30.13%.

Peers: The peers of Muthoot Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, SBI Cards, and Muthoot Finance, while Average management risk is found at Jio Financial, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv. Good management risk is seen at Aditya Birla Cap and Sundaram Finance. In terms of Growth, Excellent growth is noted at Jio Financial and Authum Invest, while Average growth is present at Muthoot Finance, SBI Cards, and Aditya Birla Cap. Good growth is seen at Bajaj Finance and Cholaman.Inv.&Fn, while Shriram Finance, Sundaram Finance, and L&T Finance Ltd show Below Average growth. For Capital Structure, Excellent capital structure is noted at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, and Authum Invest, while Good capital structure is found at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: Authum Invest has the highest 1-year return at 163.59%, while Jio Financial has the lowest at -20.19%. Muthoot Finance's 1-year return of 30.13% is significantly higher than Jio Financial's. Additionally, Jio Financial and M & M Fin. Serv. have negative six-month returns.

Who are the top shareholders of the Muthoot Finance?

The top shareholders of Muthoot Finance include promoters, with George Thomas holding the largest share at 10.87%, and institutional investors, where mutual funds hold 10.03% and foreign institutional investors hold 11.03%. Individual investors collectively own 3.28% of the company.

The top shareholders of Muthoot Finance include a mix of promoters, institutional investors, and individual shareholders. The majority of the shares are held by promoters, with George Thomas being the promoter with the highest holding at 10.87%. <BR><BR>In terms of institutional investors, mutual funds hold 10.03% of the shares across 34 schemes, and foreign institutional investors (FIIs) hold 11.03% through 621 different entities. The highest public shareholder is SBI Mutual Fund, which holds 6.27%. Individual investors collectively hold 3.28% of the company’s shares. <BR><BR>Overall, the ownership structure reflects a strong presence of both promoters and institutional investors in Muthoot Finance.

Is Muthoot Finance technically bullish or bearish?

As of 14 August 2025, Muthoot Finance's technical trend has shifted to bullish, supported by strong indicators like bullish MACD and moving averages, despite a mildly bearish OBV on the weekly chart.

As of 14 August 2025, the technical trend for Muthoot Finance has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this position. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend on both time frames. Moving averages are bullish on the daily chart, reinforcing the positive momentum. The KST is bullish on both weekly and monthly charts, while the Dow Theory shows a bullish stance on the monthly time frame. Although the OBV is mildly bearish on the weekly, the overall technical picture remains bullish, particularly with the stock's recent performance, including a 52.17% return over the past year compared to a 1.89% return for the Sensex.

When is the next results date for Muthoot Finance?

Muthoot Finance will announce its results on 13 November 2025.

Muthoot Finance is scheduled to declare its results on 13 November 2025.

Is Muthoot Finance overvalued or undervalued?

As of November 10, 2025, Muthoot Finance is considered overvalued with a PE ratio of 21.72, despite strong performance and a competitive ROE of 20.96%, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 10 November 2025, Muthoot Finance's valuation grade has moved from very expensive to expensive, indicating a slight improvement in perceived value. The company is currently considered overvalued. Key ratios include a PE ratio of 21.72, an EV to EBITDA of 13.66, and a PEG ratio of 0.57, which suggests that while the company has growth potential, its current valuation may not fully reflect its earnings prospects.<BR><BR>In comparison to its peers, Muthoot Finance's PE ratio is significantly lower than Bajaj Finance's 38.76, which is classified as very expensive, and higher than Life Insurance's attractive PE of 11.14. The company's return on equity (ROE) stands at 20.96%, which is competitive but does not justify its current price level when compared to peers like Bajaj Finserv, which also has an expensive valuation at a PE of 35.58. Notably, Muthoot Finance has outperformed the Sensex over various periods, including a year-to-date return of 55.53% compared to the Sensex's 6.91%, reinforcing the notion of its overvaluation amidst strong performance.

How has been the historical performance of Muthoot Finance?

Muthoot Finance has shown consistent growth in net sales and profits, with net sales increasing from ₹7,594.43 Cr in Mar'19 to ₹20,214.17 Cr in Mar'25, and profit after tax rising from ₹2,102.96 Cr to ₹5,352.36 Cr in the same period. Total assets and liabilities also grew significantly, reflecting a robust expansion strategy despite recent fluctuations in cash flow.

Answer:<BR>The historical performance of Muthoot Finance shows a consistent upward trend in net sales and profits over the years.<BR><BR>Breakdown:<BR>Muthoot Finance has demonstrated significant growth in net sales, increasing from 7,594.43 Cr in Mar'19 to 20,214.17 Cr in Mar'25. Total operating income followed a similar trajectory, rising from 7,594.43 Cr in Mar'19 to 20,214.17 Cr in Mar'25. Operating profit (PBDIT) also saw a notable increase, reaching 14,794.30 Cr in Mar'25 from 5,846.69 Cr in Mar'19. Profit before tax rose to 7,266.01 Cr in Mar'25, up from 3,259.53 Cr in Mar'19, while profit after tax reached 5,352.36 Cr in Mar'25, compared to 2,102.96 Cr in Mar'19. The company's total assets grew significantly from 54,864.59 Cr in Mar'20 to 1,32,658.27 Cr in Mar'25, reflecting a robust expansion strategy. Total liabilities also increased, from 54,864.59 Cr in Mar'20 to 1,32,658.27 Cr in Mar'25, primarily driven by short-term borrowings which rose from 40,679.18 Cr in Mar'20 to 98,790.43 Cr in Mar'25. Despite fluctuations in cash flow from operating activities, which saw a negative trend in recent years, the net cash inflow turned positive at 2,141.00 Cr in Mar'25, indicating improved liquidity. Overall, Muthoot Finance's financial metrics reflect a strong growth trajectory and operational resilience over the years.

Are Muthoot Finance Ltd latest results good or bad?

Muthoot Finance Ltd's latest results are strong, with a 90.36% year-on-year increase in net profit to ₹2,420.63 crore and a 47.76% rise in net sales to ₹7,282.79 crore for Q2 FY26, indicating robust growth and operational efficiency. The company's improved operating margin and return on equity further highlight its positive outlook.

Muthoot Finance Ltd's latest results are quite impressive, indicating strong performance. For Q2 FY26, the company reported a net profit of ₹2,420.63 crore, which is a remarkable increase of 90.36% year-on-year and 20.06% quarter-on-quarter. Additionally, net sales reached ₹7,282.79 crore, reflecting a 47.76% year-on-year growth and a 12.91% sequential increase.<BR><BR>The operating margin also saw significant improvement, rising to 79.68%, up 654 basis points from the previous year and 203 basis points from the last quarter. This margin expansion, combined with a robust return on equity of 22.25%, showcases the company's operational efficiency and capital management.<BR><BR>Overall, Muthoot Finance has demonstrated exceptional growth and profitability, capitalizing on the resurgence of the gold loan market in India. The results suggest a strong operational performance and a positive outlook for the company moving forward.

Should I buy, sell or hold Muthoot Finance Ltd?

Why is Muthoot Finance Ltd falling/rising?

As of 17-Mar, Muthoot Finance Ltd's stock price is rising to 3,419.30, reflecting a 1.78% increase and strong performance with an 8.12% gain over the last four days. Increased investor participation and positive technical indicators, along with solid long-term fundamentals, support this upward trend.

As of 17-Mar, Muthoot Finance Ltd's stock price is rising, currently at 3,419.30, reflecting a change of 59.65 (1.78%) upward. The stock has shown a strong performance today, outperforming its sector by 0.98% and achieving consecutive gains over the last four days, with an overall increase of 8.12% during this period. Additionally, the stock reached an intraday high of Rs 3,430, marking a 2.09% rise.<BR><BR>Investor participation has also increased, as evidenced by a delivery volume of 6.6 lacs on March 16, which is a 13.36% rise compared to the five-day average. This indicates growing interest and confidence among investors. Furthermore, the stock is currently trading above its 5-day, 20-day, and 200-day moving averages, which is a positive technical indicator, although it remains below the 50-day and 100-day moving averages.<BR><BR>The company's strong long-term fundamentals support this upward trend, with an average Return on Equity (ROE) of 20.14% and significant growth in net sales and operating profit. The recent financial results have been outstanding, with a net profit growth of 102.9% and consistent positive results over the last 11 quarters. The stock has generated a remarkable return of 49.50% over the past year, significantly outpacing the broader market.<BR><BR>Overall, the combination of strong financial performance, increased investor participation, and positive technical indicators contributes to the rising stock price of Muthoot Finance Ltd.

Why is Muthoot Finance Ltd falling/rising?

As of 18-Mar, Muthoot Finance Ltd's stock price is rising to 3,439.30, with an 8.75% gain over the past week and a 48.27% return over the past year, significantly outperforming the Sensex. Strong fundamentals, including a 102.9% growth in net profit and high institutional holdings, support this upward momentum despite some short-term negative indicators.

As of 18-Mar, Muthoot Finance Ltd's stock price is rising, currently at 3,439.30, reflecting a change of 18.65 (0.55%) upward. The stock has shown a notable performance over the past week, gaining 8.75%, while the benchmark Sensex has slightly declined by 0.21%. This positive momentum is supported by the stock's consecutive gains over the last five days.<BR><BR>The company has demonstrated strong long-term fundamental strength, with an average Return on Equity (ROE) of 20.14% and significant growth in net sales and operating profit. Notably, the company reported a remarkable 102.9% growth in net profit, alongside outstanding quarterly results, which have been positive for the last 11 consecutive quarters. The stock has generated a substantial return of 48.27% over the past year, significantly outperforming the Sensex, which only increased by 1.86% during the same period.<BR><BR>Despite some negative indicators, such as underperforming the sector by 0.8% today and a decrease in delivery volume by 55.34% against the 5-day average, the overall strong fundamentals and consistent returns over the last three years contribute to the stock's rising price. Additionally, high institutional holdings at 22.88% indicate confidence from larger investors, further supporting the stock's upward movement.

Why is Muthoot Finance Ltd falling/rising?

As of 19-Mar, Muthoot Finance Ltd's stock price is declining by 1.07% after a trend reversal, with a significant drop in investor participation and a bearish outlook indicated by moving averages. Despite outperforming the finance sector today, the stock's intraday low reflects a 4.67% decrease.

As of 19-Mar, Muthoot Finance Ltd's stock price is currently falling, with a change of -36.85 (-1.07%). This decline follows a trend reversal after five consecutive days of gains. The stock touched an intraday low of Rs 3272.5, reflecting a decrease of 4.67% during the day. Additionally, the finance/NBFC sector has also experienced a downturn, falling by 3.85%, which may have contributed to the stock's decline.<BR><BR>Despite the stock's recent performance, it has outperformed the sector by 2.77% today. However, there is a notable decrease in investor participation, with delivery volume dropping by 21.39% compared to the five-day average. This reduced activity may indicate a lack of confidence among investors, further pressuring the stock price.<BR><BR>In terms of moving averages, while the stock is higher than the 5-day, 20-day, and 200-day moving averages, it is lower than the 50-day and 100-day moving averages, suggesting a potential bearish trend. Overall, these factors combined have led to the current decline in Muthoot Finance Ltd's stock price.

Why is Muthoot Finance Ltd falling/rising?

As of 20-Mar, Muthoot Finance Ltd's stock price is 3,305.00, having declined by -1.4 (-0.04%) recently, with a total drop of -3.72% over the last two days. Despite strong long-term fundamentals, the stock is facing short-term bearish trends and reduced investor activity.

As of 20-Mar, Muthoot Finance Ltd's stock price is currently at 3,305.00, reflecting a slight decline of -1.4 (-0.04%). The stock has been experiencing a downward trend, having fallen consecutively for the last two days, resulting in a total decline of -3.72% during this period. This decline is occurring despite the stock outperforming its sector by 0.53% today.<BR><BR>Over the past week, the stock has decreased by -0.84%, while its performance over the last month shows a more significant drop of -4.52%. Year-to-date, the stock has declined by -13.34%, although it has shown resilience over the past year with a notable increase of +39.07%. <BR><BR>Investor participation appears to be waning, as indicated by a decrease in delivery volume, which fell by -7.58% compared to the 5-day average. Additionally, while the stock is trading above its 200-day moving average, it is below its shorter-term moving averages (5-day, 20-day, 50-day, and 100-day), suggesting a potential bearish trend in the near term.<BR><BR>Despite these short-term challenges, Muthoot Finance Ltd has strong long-term fundamentals, including a high return on equity (ROE) of 20.14% and consistent growth in net sales and profits. However, the current price movement reflects a combination of recent performance trends and reduced investor activity, contributing to the stock's recent decline.

Why is Muthoot Finance Ltd falling/rising?

As of 23-Mar, Muthoot Finance Ltd's stock price is declining at 3,114.10, down 6.11%, and underperforming its sector. Despite strong fundamentals, negative market sentiment and a significant drop over the past week contribute to the bearish trend.

As of 23-Mar, Muthoot Finance Ltd's stock price is falling, currently at 3,114.10, reflecting a change of -202.55 (-6.11%). The decline is evident as the stock underperformed its sector by -2.31% today and opened with a loss of -4.4%. It reached an intraday low of Rs 3,041.6, marking a decrease of -8.29%. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>In the context of broader market performance, the Finance/NBFC sector has also experienced a decline of -3.81%. Over the past week, Muthoot Finance has seen a drop of -7.31%, which is significantly worse than the Sensex's decline of -3.72%. The year-to-date performance shows a decrease of -18.35% for Muthoot Finance compared to a -14.70% drop in the Sensex.<BR><BR>Despite the company's strong long-term fundamentals, including a robust return on equity (ROE) of 20.14% and consistent profit growth, the current market sentiment appears to be negative, contributing to the stock's falling price. The increase in delivery volume on March 20, which rose by 67.87% against the 5-day average, suggests some investor interest, but it has not been sufficient to counteract the overall downward trend.

Why is Muthoot Finance Ltd falling/rising?

As of 24-Mar, Muthoot Finance Ltd's stock price is 3,155.00, showing a recent increase but significant declines over the short term, including a 17.28% year-to-date drop. Despite this, the company has strong fundamentals with a 102.9% net profit growth and high institutional holdings.

As of 24-Mar, Muthoot Finance Ltd's stock price is currently at 3,155.00, reflecting a change of 40.9 (1.31%) upward. Despite this increase, the stock has shown a negative performance over various time frames, including a decline of 7.77% over the past week and 9.79% over the past month. Year-to-date, the stock has decreased by 17.28%, although it has performed well over the past year with a return of 34.01%.<BR><BR>Today's performance indicates that the stock has underperformed its sector by 1.01%, and it reached an intraday low of Rs 3,047.85, which is a decrease of 2.13%. Additionally, Muthoot Finance is trading below its moving averages across multiple time frames, indicating a bearish trend. However, there has been a notable increase in investor participation, with delivery volume rising by 63.86% compared to the 5-day average, suggesting some renewed interest.<BR><BR>The company has demonstrated strong long-term fundamentals, with a return on equity (ROE) of 20.14% and significant growth in net sales and operating profit. The recent financial results have been outstanding, with a net profit growth of 102.9% and positive results for the last 11 consecutive quarters. Despite the current price fluctuations, the company maintains a strong position in the market, supported by high institutional holdings and consistent returns over the past three years.<BR><BR>In summary, while Muthoot Finance Ltd's stock price has seen a slight rise recently, the overall trend reflects significant declines in the short term, influenced by broader market conditions and sector performance, despite the company's strong fundamentals and growth potential.

Why is Muthoot Finance Ltd falling/rising?

As of 25-Mar, Muthoot Finance Ltd's stock price is rising to 3,309.30, up 4.89%, driven by strong performance metrics, increased investor participation, and positive market sentiment. The stock has outperformed its sector and shows robust fundamentals, including a 102.9% net profit growth and a favorable PEG ratio.

As of 25-Mar, Muthoot Finance Ltd's stock price is rising, currently at 3,309.30, reflecting an increase of 154.3 (4.89%). This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 1.97% today and has experienced consecutive gains over the last two days, accumulating a total return of 6.27% during this period. Additionally, the stock opened with a gain of 2.69% today and reached an intraday high of Rs 3,333, marking a 5.64% increase.<BR><BR>Investor participation has also risen, with a delivery volume of 8.33 lacs on 24 March, which is up by 28.07% compared to the 5-day average. The finance/NBFC sector has gained by 2.93%, contributing to the positive sentiment around Muthoot Finance Ltd. Furthermore, the stock is trading above its 200-day moving averages, indicating a strong long-term trend, despite being lower than its shorter-term moving averages.<BR><BR>The company has demonstrated strong fundamental strength, with a return on equity (ROE) of 20.14% and impressive growth in net sales and operating profit. The recent financial results have shown a net profit growth of 102.9%, and the company has consistently declared positive results for the last 11 quarters. With a PEG ratio of 0.2 and high institutional holdings at 22.88%, the stock is viewed favorably by investors, further supporting its rising price. Overall, the combination of strong performance metrics, positive market sentiment, and increased investor activity has contributed to the rise in Muthoot Finance Ltd's stock price.

Which are the latest news on Muthoot Finance?