MVB Financial Corp.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US5538101024
USD
28.38
8.52 (42.9%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

14.46 k

Shareholding (Sep 2025)

FII

4.53%

Held by 28 FIIs

DII

76.55%

Held by 19 DIIs

Promoter

0.49%

How big is MVB Financial Corp.?

22-Jun-2025

As of Jun 18, MVB Financial Corp. has a market capitalization of 281.15 million and reported total assets of 3,145.36 million with shareholder's funds of 305.68 million.

As of Jun 18, MVB Financial Corp. has a market capitalization of 281.15 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 179.05 million. The net profit for the same period was 19.19 million.<BR><BR>As of Dec 24, the reporting period for the balance sheet shows shareholder's funds of 305.68 million and total assets of 3,145.36 million.

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What does MVB Financial Corp. do?

22-Jun-2025

MVB Financial Corp. is a financial holding company in the Regional Banks industry, with a market cap of $281.15 million, net sales of $43 million, and a net profit of $4 million as of March 2025. Key metrics include a P/E ratio of 14.00 and a dividend yield of 2.37%.

Overview:<BR>MVB Financial Corp. is a financial holding company operating in the Regional Banks industry.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 43 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 4 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 281.15 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 14.00 <BR>Dividend Yield: 2.37% <BR>Debt Equity: 0.00 <BR>Return on Equity: 6.19% <BR>Price to Book: 0.91<BR><BR>Contact Details:<BR>Address: 301 Virginia Ave, FAIRMONT WV: 26554-2777 <BR>Tel: ['1 304 3634800', '1 304 5943533'] <BR>Website: http://ir.mvbbanking.com/CorporateProfile

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Should I buy, sell or hold MVB Financial Corp.?

22-Jun-2025

Who are in the management team of MVB Financial Corp.?

22-Jun-2025

As of March 2022, the management team of MVB Financial Corp. includes Chairman David Alvarez, CEO Larry Mazza, and Directors W. Marston Becker, Anna Sainsbury, John Ebert, Daniel Holt, and Gary LeDonne. They oversee the company's strategic direction and operations.

As of March 2022, the management team of MVB Financial Corp. includes the following individuals:<BR><BR>- Mr. David Alvarez, Chairman of the Board<BR>- Mr. Larry Mazza, President, Chief Executive Officer, and Director<BR>- Mr. W. Marston Becker, Director<BR>- Ms. Anna Sainsbury, Director<BR>- Mr. John Ebert, Independent Director<BR>- Mr. Daniel Holt, Independent Director<BR>- Mr. Gary LeDonne, Independent Director<BR><BR>This team is responsible for overseeing the strategic direction and operations of the company.

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Is MVB Financial Corp. technically bullish or bearish?

20-Sep-2025

As of August 4, 2025, MVB Financial Corp. shows a bullish technical trend with positive momentum indicators, outperforming the S&P 500 in the short term, though it has underperformed over the past 3- and 5-year periods.

As of 4 August 2025, the technical trend for MVB Financial Corp. has changed from mildly bullish to bullish. The weekly MACD is bullish, and both the weekly and monthly Bollinger Bands are bullish, indicating positive momentum. Daily moving averages also support a bullish stance. However, the KST shows a mildly bearish signal on the weekly and mildly bullish on the monthly, while Dow Theory indicates a mildly bullish weekly trend but a mildly bearish monthly trend. <BR><BR>In terms of performance, MVB Financial Corp. has outperformed the S&P 500 over the past week (1.45% vs. 1.05%), month (6.98% vs. 2.33%), and year-to-date (18.45% vs. 12.22%), but has underperformed over the 3-year and 5-year periods. Overall, the current technical stance is bullish, with moderate strength driven by the positive indicators.

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Is MVB Financial Corp. overvalued or undervalued?

14-Oct-2025

As of October 10, 2025, MVB Financial Corp. is considered overvalued with a valuation grade of "expensive," reflected in its higher P/E ratio compared to peers, despite outperforming the S&P 500 year-to-date and over the past year, while showing a decline over the last three years.

As of 10 October 2025, the valuation grade for MVB Financial Corp. moved from very expensive to expensive, indicating a shift towards a less favorable assessment. The company appears to be overvalued based on its current metrics, particularly with a P/E ratio of 14, a Price to Book Value of 0.88, and an EV to EBITDA of 9.39. In comparison to peers, MVB Financial Corp. has a higher P/E ratio than Guaranty Bancshares, Inc. at 18.33 and Macatawa Bank Corp. at 12.42, suggesting it is priced at a premium relative to some competitors.<BR><BR>In terms of recent performance, MVB Financial Corp. has outperformed the S&P 500 year-to-date with a return of 26.33% compared to the index's 11.41%, and over the past year, it achieved a return of 35.00% versus 13.36% for the S&P 500. However, the longer-term perspective shows a decline over three years at -3.22%, contrasting sharply with the S&P 500's 81.39% gain. This mixed performance underscores the company's current overvaluation in the context of its financial metrics and competitive landscape.

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Dashboard

1

With a Operating Losses, the company has a Weak Long Term Fundamental Strength

  • A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans
stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 357 Million (Micro Cap)

stock-summary
P/E

14.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

1.89%

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Debt Equity

0.00

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Return on Equity

9.81%

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Price to Book

1.09

Revenue and Profits:
Net Sales:
44 Million
(Quarterly Results - Sep 2025)
Net Profit:
17 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
67.83%
0%
67.83%
6 Months
30.48%
0%
30.48%
1 Year
56.8%
0%
56.8%
2 Years
39.46%
0%
39.46%
3 Years
-15.74%
0%
-15.74%
4 Years
-33.3%
0%
-33.3%
5 Years
92.28%
0%
92.28%

MVB Financial Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
15.65%
EBIT Growth (5y)
-23.42%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
44.46%
Pledged Shares
0
Institutional Holding
55.65%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
0.88
EV to EBIT
41.36
EV to EBITDA
9.39
EV to Capital Employed
0.72
EV to Sales
0.53
PEG Ratio
NA
Dividend Yield
2.44%
ROCE (Latest)
1.74%
ROE (Latest)
6.19%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 28 Schemes (18.43%)

Foreign Institutions

Held by 28 Foreign Institutions (4.53%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About MVB Financial Corp. stock-summary
stock-summary
MVB Financial Corp.
Regional Banks
MVB Financial Corp. (MVB) is a financial holding company. MVB operates principally through its wholly-owned subsidiary, MVB Bank, Inc. (the Bank). Its primary business activities, through its subsidiaries, are primarily community banking and mortgage banking. Its segments include commercial and retail banking, mortgage banking, and a financial holding company. It offers various products and services, such as debit cards, cashier’s checks, safe deposit rental facilities and non-deposit investment services. Its loan portfolio includes commercia loans, consumer loans and real estate loans. Its commercial loans include commercial, commercial real estate, financial and agricultural loans. Its real estate loans include residential real estate loans, home equity lines of credit and construction mortgages. The Bank’s operating subsidiaries include Potomac Mortgage Group (PMG), MVB Insurance, LLC (MVB Insurance), MVB Community Development Corporation (MVB CDC) and ProCo Global, Inc. (ProCo).
Company Coordinates stock-summary
Company Details
301 Virginia Ave , FAIRMONT WV : 26554-2777
stock-summary
Tel: 1 304 36348001 304 5943533
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Registrar Details